How To Make Your La Mesa, CA Home Insurance Cheaper
La Mesa, CA, homeowners insurance is about $1359. V Home Insurance detailed analysis provides guidance to shoppers by choosing the right insurance provider for factors such as home value, coverage, and deductible. Enter your Zip Code below and click “GO” to get multiple free quotes.
Comparison of La Mesa, CA Home Insurance Rates with the San Diego County Average
| Place | San Diego County Average: $1,538.0 | $ Difference vs coutny Average | % Difference vs coutny Average | Population | Estimated Value of a Home ($) |
|---|---|---|---|---|---|
| La Mesa, CA | $1,359.0 | -179.0 | -0.12 | 57,182 | 455,800 |
Cost of La Mesa, CA Homeowners Insurance by Home Value and Household Income
| Nearby Places | Median Home value ($) | Median Household Income ($) | Premium Range |
|---|---|---|---|
| Lemon Grove | 367,700 | 10,977 | $976 |
| Eucalyptus Hills | 493,400 | 40,407 | $1,597 |
| Poway | 620,500 | 14,413 | $1,519.8 |
| Descanso | 347,300 | 34,752 | $916 |
Homeowners Insurance Comparison for the Cheapest Premiums in La Mesa, CA
| Travelers | Farmer's Insurance | Mercury | |
| Median Home Value ($) | 455,800 | 455,800 | 455,800 |
| Age of Home | Newly Constructed Home | Year 40 Old | Year 40 Old |
| Home Coverage ($) | $750,000 -$999,999 | $500,000 -$749,999 | $1000,000 -$1499,999 |
| Total Premium ($) | $1,739.6 | $2,247.3 | $2,861.8 |
Cost of La Mesa, CA Home insurance Premium for Different Deductibles
| Company | Deductible ($) | Coverage value | Insurance premium ($) |
|---|---|---|---|
| Nationwide | 1500 | $400,000-$499,999 | 1,309.3 |
| Allstate | 1000 | $300,000-$399,999 | 1,095.5 |
| Esurance | 1000 | $150,000-$174,999 | 421.5 |
| MetLife | 1000 | $400,000-$499,999 | 1,383.7 |
| Farmer's Insurance | 2500 | $500,000-$749,999 | 1,371.2 |
| MAPFRE Insurance | 2500 | $250,000-$299,999 | 601.9 |
| Horace Mann Educators Corporation | 1000 | $175,000-$199,999 | 494.0 |
| GEICO | 1000 | $250,000-$299,999 | 777.5 |
| Travelers | 2000 | $150,000-$174,999 | 371.7 |
| Encompass Insurance | 1000 | $200,000-$249,999 | 572.2 |