La Habra Insurance Rates:

La Habra, CA homeowners insurance is about $534 to $725, about $44-$60/month. Our comprehensive guide reveals consumers can save as much as $252 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
The company policy offerings compared to other insurance providers are a little above average than other insurance providers because of the amount of coverage per amount.
State Farm
I would recommend this company for any first renter or home buyer for insurance. They are a good company.
State Farm
state farm is not the cheap insurance agency, but we have been with them so long and we do like the office staff, so we stay with them.
Allstate
I don't like that the hours of my local allstate are all day when i am working. if i need to stop in and talk to someone it makes it really difficult to do that during work hours.
Liberty Mutual
I like liberty mutual because the couple of times we have had to file claims for damage to our property, they have responded quickly and have been fair in compensation for the damage
Mercury
Cost is always a concern, and we worry that we don't have enough coverage for other things that might pop up. We don't have earthquake or fire coverage because it is too costly.
Allstate
IT IS GOOD AND STABILITY, AND POPULAR, AND WITHOUT FEARABLE, ANY CUSTOMER CAN REACH EASILY, CAN GOOD SATISFACTION
State Farm
I would definitely recommend State Farm Insurance Company to others. We like that they offer discounts, good customer discounts, and bundling insurances together.

La Habra, CA Homeowners Insurance By Home Value

La Habra, CA Home Value Total Homes % of Total Average La Habra, CA Homeowners Insurance
Less than $50,000 368 7.0% $37
$50,000 to $59,999 131 2.0% $81
$60,000 to $69,999 67 1.0% $100
$70,000 to $79,999 66 1.0% $119
$80,000 to $89,999 69 1.0% $132
$100,000 to $124,999 218 4.0% $176
$125,000 to $149,999 173 3.0% $220
$150,000 to $174,999 251 4.0% $258
$175,000 to $199,999 235 4.0% $296
$200,000 to $249,999 555 10.0% $359
$250,000 to $299,999 655 12.0% $441
$300,000 to $399,999 2,428 46.0% $560

Top Home Insurance Agents Near La Habra, CA

Home Insurance Company Near La Habra, CA Homeowners Insurance Agency Near La Habra, CA Address
Travelers Daryl H Lord Insurance 423 JENKS CIR STE 206, CORONA, CA, 92880
Travelers Isu Insurance Services -The Chun Ha Agency 12912 BROOKHURST ST STE 480, GARDEN GROVE, CA, 92840
State Farm Richard Dong 27772 Vista Del Lago Ste 20, Mission Viejo, CA, 92692-1173
Travelers S & R Insurance Services Inc 9267 Haven Ave Ste 180, RANCHO CUCAMONGA, CA, 91730
State Farm Susanne F Holloway 24325 Crenshaw Blvd Ste 241, Torrance, CA, 90505-5349

La Habra, CA Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near La Habra, CA

Streets in La Habra Area Homeowners Insurance Cost
N College St, W Boros Ct, Hillside St, W Ave del Norte, Mooncrest Cir, Baldwin St, Colfax Ct, Cobblestone Rd, S Littler Ct, N College St$666
State Rte 72, Topaz Ave, E Florence Ave, W Greenwood Ave, Lexington Dr, Forestview Dr, Agave Ave, Elmsford Ave, W el Portal Dr, Ipswich St$644
E Brookdale Ave, Concord Way, Lois St, Palermo Way, W Heather Ave, McFadden St, Vallejo St, S la Quinta Ct, Nashua St, Lynwood St$628
Yorkshire Ln, Martinez Dr, Elmcroft Cir, Lime St, N Valley Home Ave, Beacon St, Pso Grande, del Cerro Pl, Carmela Ln, Berry St$649
Linda Ave, Puente St, Liberty St, Law Behm Ter, Launer Dr, W Risner Way, W Private Rd, Sandalwood Dr, Spring Meadow Ln, Birchcrest Ave$643

La Habra, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
La Habra$94 to $96
East Whittier$95
La Habra Heights$104
Fullerton$96

La Habra, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
East Whittier CDP, California $95 $126 $189
La Habra Heights city, California $104 $139 $209
Fullerton city, California $97 $129 $194

La Habra, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
La Habra, CA2.3%12.7%
East Whittier2.25%15.27%
La Habra Heights1.46%7.8%
Fullerton2.02%11.81%

La Habra Renters Insurance as a Percentage of Rent

La Habra Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 85 1.0% $1233
$500 to $749 323 4.0% $1908
$750 to $999 916 11.0% $2658
$1,000 to $1,499 4,327 53.0% $3783
$1,500 or more 2,342 29.0% $5433

Average Cost Of Home Insurance By Company In Areas Nearby La Habra For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
150000500NewAmerican Reliable410
2500001000NewState Farm424
250000500NewCSE Safeguard512
300000500NewLiberty Ins Corp579
4000001000NewHorace Mann P & C667
5000002500NewMetropolitan Direct675
7500002500NewAIG Prop Cas1973
7500002500NewTokio Marine America1021
1500005001-3 YearsCentury National333
25000010001-3 YearsPacific Property And Casualty260
25000010001-3 YearsState Farm527
2500005001-3 YearsHorace Mann P & C605
3000005001-3 YearsForemost Insurance1053
3000005001-3 YearsHorace Mann P & C650
3000005001-3 YearsIDS Property Casualty709
50000010001-3 YearsIntegon/National1090
50000025001-3 YearsKemper776
50000025001-3 YearsMercury Ins Group500
1500005004-6 YearsAmica Mutual571
2000005004-6 YearsCentury National463

La Habra, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$2,000
Yearly La Habra Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$1,000$2,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,400$6,800
Net Savings to La Habra Home Owner from High Deductible Plan $600

La Habra, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario La Habra, CA Home Replacement Value MORE than Home Value La Habra, CA Home Replacement Value LESS than Home Value
Replacement Value $555,500 $408,000
Insurance Premium based on Replacement Value $1,500 $1,100
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $83,500 Risk Exposure from Under Insuring Coverage is $64,000
Premium Impact Insurance cheaper by $175/year Insurance costlier by $225/year

Example La Habra Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceAmica Mutual Insurance CompanyLiberty Mutual
Monthly Premium 5357125
Year Built 199019621983
Home Details 4 Beds, 2 Baths2 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $250000-$300000$200000-$250000$600000-$700000
Deductible $500- $1000 Deductible$500- $1000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for La Habra, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1967 470,000 Composition Roof 2,080 5 $2500-$5000 Deductible 150 2 Wood siding yes
1993 335,000 Asphalt Shingles Roof 1,730 2 $1000-$2500 Deductible 290 4 Stone Siding No
1989 440,000 Composition Roof 2,000 3 $500 Deductible 650 6 Brick siding No
1987 340,000 Composition Roof 1,480 2 $500- $1000 Deductible 70 1 Brick siding yes
1968 210,000 Membrane Roof 1,340 3 > $10,000 Deductible 50 2 Vinyl siding No
1975 500,000 Shingles Roof 2,950 4 $500 Deductible 660 6 Stone Siding No
1979 215,000 Composition Roof 940 2 > $10,000 Deductible 300 9 Fiber-Cement Siding yes
1962 385,000 Shingles Roof 2,080 3 $5000 to $10,000 Deductible 610 10 Wood siding No
1963 785,000 Composition Roof 4,470 5 $5000 to $10,000 Deductible 720 4 Brick siding No
1972 305,000 Slate Shingles Roof 1,520 2 $2500-$5000 Deductible 610 10 Wood siding No
1966 270,000 Tile Roof 1,600 2 $500 Deductible 800 12 Stone Siding yes
1975 375,000 Shingles Roof 1,650 5 $500 Deductible 330 3 Fiber-Cement Siding yes
1963 165,000 Slate Shingles Roof 950 2 $500- $1000 Deductible 200 5 Vinyl siding yes
1966 210,000 Shingles Roof 1,000 2 $500 Deductible 160 4 Stucco siding No
1963 360,000 Asphalt Shingles Roof 1,540 3 $5000 to $10,000 Deductible 180 4 Stone Siding yes
1981 315,000 Composition Roof 1,840 3 $1000-$2500 Deductible 250 3 Stucco siding No
1978 570,000 Metal Roof 2,760 5 $500 Deductible 380 3 Stucco siding No
1972 305,000 Shingles Roof 1,320 3 $5000 to $10,000 Deductible 220 4 Fiber-Cement Siding yes
1988 1,030,000 Wood Shake Roof 4,430 5 $1000-$2500 Deductible 2160 9 Stone Siding yes
1986 660,000 Asphalt Shingles Roof 3,570 5 $500- $1000 Deductible 1240 10 Wood siding No
1969 430,000 Asphalt Shingles Roof 2,370 5 $500- $1000 Deductible 610 6 Fiber-Cement Siding No
1961 225,000 Wood Shake Roof 1,030 2 $500- $1000 Deductible 90 2 Stucco siding yes
1991 300,000 Wood Shake Roof 1,390 2 $500 Deductible 270 3 Stucco siding No
1966 345,000 Metal Roof 1,520 3 $500- $1000 Deductible 740 8 Stone Siding yes
1982 350,000 Slate Shingles Roof 1,760 3 $2500-$5000 Deductible 400 6 Wood siding yes
1972 250,000 Tile Roof 1,400 3 > $10,000 Deductible 80 2 Vinyl siding No
1971 190,000 Tile Roof 1,120 2 $2500-$5000 Deductible 90 2 Stone Siding yes
1988 285,000 Membrane Roof 1,420 2 $500 Deductible 80 1 Stucco siding No
1967 195,000 Composition Roof 1,010 2 $1000-$2500 Deductible 260 6 Brick siding yes
1964 290,000 Shingles Roof 1,520 3 $5000 to $10,000 Deductible 100 2 Stucco siding No
1995 305,000 Tile Roof 1,480 2 $2500-$5000 Deductible 680 10 Brick siding yes
1995 330,000 Membrane Roof 1,430 2 $2500-$5000 Deductible 660 12 Fiber-Cement Siding No
1967 595,000 Composition Roof 3,300 5 > $10,000 Deductible 530 9 Stucco siding yes
1967 390,000 Metal Roof 2,010 4 $2500-$5000 Deductible 250 3 Vinyl siding yes

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