La Grange Insurance Rates:

La Grange, IL homeowners insurance is about $759 to $1,047, about $63-$87/month. Our all inclusive guide indicates shoppers can save as much as $361 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Progressive
The rating I would give is a for our insurer. We were well pleased because did not need to come out of our pocket for our roof.
Nationwide
The approval process was simple, and I was able to bundle with my auto insurance to make it cheaper. I have never had any experience with claims so I can't comment on how well they do with that. So far so good. They also let you pay the entire year all at once for a discount. I liked that.

La Grange, IL Homeowners Insurance By Home Value

La Grange, IL Home Value Total Homes % of Total Average La Grange, IL Homeowners Insurance
$70,000 to $79,999 22 1.0% $144
$100,000 to $124,999 40 2.0% $207
$125,000 to $149,999 70 3.0% $262
$150,000 to $174,999 150 8.0% $316
$175,000 to $199,999 128 7.0% $361
$200,000 to $249,999 332 18.0% $442
$250,000 to $299,999 189 10.0% $533
$300,000 to $399,999 840 46.0% $687

Top Home Insurance Agents Near La Grange, IL

Home Insurance Company Near La Grange, IL Homeowners Insurance Agency Near La Grange, IL Address
NA American Midwest Ins. Agency 321 W Golf Rd , Schaumburg, IL, 60196
Allstate Bassel Elhrisse 6920 Ogden Ave, Berwyn, IL, 60402
Allstate Bonding & Insurance Specialists Agency 9340 S Harlem Ave, Bridgeview, IL, 60455
State Farm Craig Lincoln 2405 Essington Rd Ste C, Joliet, IL, 60435-1204
Liberty Mutual Trey Knous 24402 W Lockport Street Ste 124, Plainfield, IL, 60544

Cost Of Homeowners Insurance By Street Near La Grange, IL

Streets in La Grange Area Homeowners Insurance Cost
N Malden Ave, S Spring Ave, 41st St, W Cossitt Ave, S Leitch Ave, S Waiola Ave, Calendar Ave, W Cossitt Ave, S Stone Ave, S Tilden Ave$942
S Dansher Rd, N Kensington Ave, E Plainfield Rd, Bluff Ave, N Madison Ave, E Hillgrove Ave, Leitch Ave, Hayes Ave, Calendar Ct, S Leitch St$775
W Cossitt Ave, N Waiola Ave, Eberly Ave, Benton Ave, N Peck Ave, E Cossitt Ave, W Elm Ave, W Bell Ave, N Spring Ave, S Peck Ave$940
S Stone Ave, E Maple Ave, Bluff Ave, Brewster Ave, Bassford Ave, N Gilbert Ave, W Harris Ave, Bob O Link Dr, W Linklater Ct, S Waiola Ave$944
N Beacon Ave, Mason Dr, E Elm Ave, W Bell Ave, Northeast Ct, N Kensington Ave, N Stone Ave, E Harris Ave, S Stone Ave, Waiola Ave$793

La Grange, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
La Grange$133 to $137
Western Springs$142
La Grange Park$127
McCook$120

La Grange, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Western Springs village, Illinois $142 $189 $284
La Grange Park village, Illinois $127 $169 $254
McCook village, Illinois $120 $160 $240

La Grange, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
La Grange, IL2.6%9.7%
Western Springs2.46%7.99%
La Grange Park3.19%9.84%
McCook3.0%9.61%

La Grange Renters Insurance as a Percentage of Rent

La Grange Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 32 3.0% $264
$300 to $499 17 1.0% $1164
$500 to $749 37 3.0% $1839
$750 to $999 383 36.0% $2589
$1,000 to $1,499 410 38.0% $3714
$1,500 or more 165 15.0% $5364

La Grange, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$3,700
Yearly La Grange Homeowner Insurance Premium Example $1,600$1,000
Out of Pocket Expense During Claim$700$3,700
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $10,300$9,700
Net Savings to La Grange Home Owner from High Deductible Plan $600

La Grange, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario La Grange, IL Home Replacement Value MORE than Home Value La Grange, IL Home Replacement Value LESS than Home Value
Replacement Value $691,500 $435,500
Insurance Premium based on Replacement Value $3,950 $2,475
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $109,000 Risk Exposure from Under Insuring Coverage is $147,000
Premium Impact Insurance cheaper by $850/year Insurance costlier by $625/year

Example La Grange Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceAmica Mutual Insurance CompanyTravelers
Monthly Premium 84183140
Year Built 194019621957
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 2 Baths
Coverage Amount $400000-$500000$400000-$500000$400000-$500000
Deductible > $10,000 Deductible$500- $1000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for La Grange, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1961 300,000 Asphalt Shingles Roof 1,540 3 $1000-$2500 Deductible 480 4 Stone Siding No
1977 625,000 Composition Roof 3,300 5 $500- $1000 Deductible 900 3 Brick siding No
1941 865,000 Composition Roof 4,550 5 $500 Deductible 1940 5 Stucco siding No
1979 600,000 Metal Roof 2,760 4 $1000-$2500 Deductible 630 3 Wood siding No
1940 490,000 Asphalt Shingles Roof 2,180 3 $5000 to $10,000 Deductible 660 5 Brick siding No
1973 605,000 Wood Shake Roof 2,370 4 $1000-$2500 Deductible 1980 8 Brick siding yes
1977 995,000 Shingles Roof 4,600 5 $500- $1000 Deductible 360 1 Fiber-Cement Siding yes
1952 805,000 Membrane Roof 4,140 5 $1000-$2500 Deductible 1510 7 Wood siding No
1951 485,000 Wood Shake Roof 2,580 4 $500- $1000 Deductible 210 1 Stone Siding yes
1946 610,000 Membrane Roof 3,350 4 $500- $1000 Deductible 2130 10 Brick siding No
1968 550,000 Shingles Roof 2,890 5 $1000-$2500 Deductible 1070 6 Brick siding yes
1941 545,000 Tile Roof 2,500 4 > $10,000 Deductible 230 2 Wood siding yes
1971 1,195,000 Composition Roof 4,630 5 $500 Deductible 4000 12 Wood siding No
1949 995,000 Membrane Roof 3,820 5 $500 Deductible 1230 3 Stone Siding No
1954 590,000 Tile Roof 2,400 4 $1000-$2500 Deductible 1960 12 Fiber-Cement Siding No
1974 355,000 Shingles Roof 1,630 3 $500 Deductible 540 5 Stucco siding yes
1964 920,000 Shingles Roof 3,810 5 $5000 to $10,000 Deductible 1850 9 Vinyl siding yes
1951 615,000 Membrane Roof 2,600 4 $1000-$2500 Deductible 2650 10 Fiber-Cement Siding yes
1978 715,000 Asphalt Shingles Roof 3,170 4 $1000-$2500 Deductible 200 1 Vinyl siding No
1950 525,000 Metal Roof 2,030 3 $500 Deductible 2470 10 Stucco siding yes
1958 1,305,000 Metal Roof 5,000 5 > $10,000 Deductible 2160 8 Stucco siding yes
1947 530,000 Slate Shingles Roof 2,820 5 $500 Deductible 1900 8 Stone Siding yes
1942 555,000 Composition Roof 2,340 3 $2500-$5000 Deductible 990 5 Brick siding No
1978 470,000 Shingles Roof 2,150 4 $2500-$5000 Deductible 540 4 Vinyl siding yes
1954 490,000 Shingles Roof 2,100 5 $500- $1000 Deductible 2390 12 Brick siding No
1964 840,000 Composition Roof 3,260 4 $2500-$5000 Deductible 1010 4 Fiber-Cement Siding yes
1959 610,000 Shingles Roof 3,000 4 $2500-$5000 Deductible 2280 10 Stucco siding No
1947 380,000 Composition Roof 1,720 5 $2500-$5000 Deductible 900 7 Wood siding No
1966 510,000 Shingles Roof 1,960 5 $1000-$2500 Deductible 1590 10 Fiber-Cement Siding yes
1956 820,000 Composition Roof 3,090 5 > $10,000 Deductible 1950 9 Stone Siding No
1941 330,000 Composition Roof 1,650 3 $500- $1000 Deductible 460 4 Stone Siding yes
1944 490,000 Tile Roof 1,960 3 $500- $1000 Deductible 1430 8 Stucco siding yes
1977 495,000 Asphalt Shingles Roof 2,080 3 > $10,000 Deductible 1300 12 Fiber-Cement Siding No
1975 600,000 Shingles Roof 2,900 4 $5000 to $10,000 Deductible 1200 9 Brick siding yes