La Follette, TN homeowners insurance is roughly $658 to $902, about $54-$75/month. Our thorough analysis reveals consumers can save upto $312 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near La Follette, TN | Homeowners Insurance Agency Near La Follette, TN | Address |
|---|---|---|
| State Farm | Paul Wallace | 605 N Kentucky St, Kingston, TN, 37763-2632 |
| Liberty Mutual Independent | Shafer Insurance Agency | 1100 Marion St, Ste 200, Knoxville, TN, 37921 |
| Travelers | Tis Insurance Services Inc | 1900 WINSTON RD STE 100, KNOXVILLE, TN, 37919 |
| State Farm | Eddie Overholt | 812 E Morris Blvd, Morristown, TN, 37813-2445 |
| Travelers | Karns Insurance | 7300 OAK RIDGE HWY, KNOXVILLE, TN, 37931 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Campbell County, Tennessee | $118 | $157 | $236 |
| Jacksboro town, Tennessee | $121 | $161 | $242 |
| Fincastle CDP, Tennessee | $118 | $157 | $236 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| La Follette, TN | 7.5% | 22.8% |
| Campbell County | 7.4% | 22.87% |
| Jacksboro | 6.27% | 21.53% |
| Fincastle | 7.48% | 23.96% |
| La Follette Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 237 | 15.0% | $370 |
| $200 to $299 | 248 | 15.0% | $820 |
| $300 to $499 | 411 | 26.0% | $1270 |
| $500 to $749 | 515 | 32.0% | $1945 |
| $750 to $999 | 132 | 8.0% | $2695 |
| $1,000 to $1,499 | 25 | 1.0% | $3820 |
| Streets in La Follette Area | Homeowners Insurance Cost |
|---|---|
| Adam Hollow Ln, Watkins Ln, Sharp and Perkins Rd, E Douglas Ln, Indian Mound Cir, Autumn Brook Ln, Summitt Dr, Dew Ln, Monday Hollow Ln, Burress Ln | $763 |
| Chiarini Ln, Cumberland View Dr, Longview Dr, W Sudenny Ln, Kentucky St, Cedar Creek Rd, Appalachian Hwy, Lois Ln, Hat Maker Rd, Hilldale Ln | $792 |
| Hilltop Dr, Duff Rd, Indian Creek Rd, Gent Rd, Mariner Point Rd, Church St, McNeeley Dr, Rose Ln, Spring St, Demory Rd | $776 |
| Sled Creek Rd, N Westbourne Ln, Rainbow Dock Ln, N 27th St, S Coolidge Rd, Hatmaker Dr, Bullock Ln, Landmark Ln, Marshall Dr, Longfield Ln | $780 |
| Cresent Ln, Westborne Rd, Twin Hill Ln, Ginnie Ln, Tackett Creek Rd, Perkins Trl, E Chestnut St, S Indiana Ave, Sharps Ridge Ln, Miller Ln | $798 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| La Follette | $116 to $119 |
| Campbell County | $117 |
| Jacksboro | $120 |
| Caryville | $118 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,300 | $3,300 |
| Yearly La Follette Homeowner Insurance Premium Example | $1,100 | $700 |
| Out of Pocket Expense During Claim | $1,300 | $3,300 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $9,000 | $8,200 |
| Net Savings to La Follette Home Owner from High Deductible Plan | $800 | |
| Scenario | La Follette, TN Home Replacement Value MORE than Home Value | La Follette, TN Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $130,500 | $96,500 |
| Insurance Premium based on Replacement Value | $775 | $575 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $21,000 | Risk Exposure from Under Insuring Coverage is $13,000 |
| Premium Impact | Insurance cheaper by $75/year | Insurance costlier by $125/year |
| Insurance Company | Travelers | State Farm | Erie Insurance |
| Monthly Premium | 37 | 38 | 61 |
| Year Built | 1973 | 1987 | 1998 |
| Home Details | 2 Beds, 1 Baths | 3 Beds, 1 Baths | 4 Beds, 1 Baths |
| Coverage Amount | $100000-$125000 | $100000-$125000 | $200000-$250000 |
| Deductible | $1000-$2500 Deductible | $2500-$5000 Deductible | $5000 to $10,000 Deductible |