La Crosse, WI homeowners insurance is about $536 to $727, about $44-$60/month. Our thorough guide reveals consumers can save upto $252 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near La Crosse, WI | Homeowners Insurance Agency Near La Crosse, WI | Address |
|---|---|---|
| Travelers | Bautch Insurance | 117 S Main St, Alma, WI, 54610 |
| State Farm | Charlie Smader | 1901 Jackson St, La Crosse, WI, 54601-5867 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Medary town, La Crosse County, Wisconsin | $100 | $133 | $200 |
| French Island CDP, Wisconsin | $95 | $127 | $191 |
| La Crescent city, Minnesota | $152 | $202 | $303 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| La Crosse, WI | 4.3% | 10.6% |
| Medary | 3.46% | 11.2% |
| French Island | 4.12% | 11.77% |
| La Crescent | 6.13% | 21.31% |
| La Crosse Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 213 | 2.0% | $340 |
| $200 to $299 | 296 | 2.0% | $790 |
| $300 to $499 | 2,046 | 19.0% | $1240 |
| $500 to $749 | 3,966 | 38.0% | $1915 |
| $750 to $999 | 2,052 | 20.0% | $2665 |
| $1,000 to $1,499 | 1,286 | 12.0% | $3790 |
| $1,500 or more | 392 | 3.0% | $5440 |
| Streets in La Crosse Area | Homeowners Insurance Cost |
|---|---|
| 9th Ave S, Conoco Rd, Grandad Ter, Rublee St, Paudler Pl, Hagar St, Sunrise Ln, Gundersen Dr, Grandview Pl, Brentwood Ln | $653 |
| Hintgen Ct, Braund St, Fen Lockney Dr, Timber Creek Trl, Tillman Dr, Zeisler St, Irvin St, Co Hwy O, Olivet St, Oak Ave SW | $636 |
| 24th St S, Co Rd S, Nolop Rd, George Pl, Jordan Pl, Riverview Dr, E Point Rd, Redwood Ct, Charles St, Richard Dr | $669 |
| Avon St, R Herold Rd, 4th Ave S, Gills Coulee Rd S, W Bank Dr, State Rd 35, Tellin Ct, Spillway Dr, Jelle St, Travis St | $638 |
| Scenic Ct, 20th St S, National Dr, Western Ave, Onalaska Ave, Meadowlark Ln, Nakomis Ave, Greenhills Pl, Powell St, Oak Ave S | $618 |
| Fair Meadow Way, E Helke Rd, Heatherwood Pl, Redwing Rd, River Valley Dr, Maplewood Dr, Adams Ct, Willow Way E, Richmond Ave, Vanity Dr | $684 |
| Plainview Rd, Miller Pl, E Plz Park, E Main St, 21st St S, Green St, Redfield St, Hampton Ct, 8th Pl, 21st Ter S | $636 |
| Calloway Ln, Oakland St, Wall St, Elizabeth Dr, Ridgewood Ln, Palace St, Susan Pl, Valley Ct, Bringe Ct, N Chipmunk Rd | $651 |
| Wollan Pl, 25th St S, 17th Ave S, Joseph Houska Dr, 20th St S, Miller St, Schieche Rd, 3rd St S, Hagen Rd, Norplex Dr | $625 |
| Co Hwy Fo, Mary Ct, Charles Ct, Walnut St, Greenwood St, Monarch Ln, Peace St, Woodbridge Ct, Terrace Rd, Howry St | $654 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| La Crosse | $94 to $96 |
| Medary | $100 |
| French Island | $95 |
| La Crescent | $151 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $600 | $1,600 |
| Yearly La Crosse Homeowner Insurance Premium Example | $600 | $400 |
| Out of Pocket Expense During Claim | $600 | $1,600 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $5,400 | $4,800 |
| Net Savings to La Crosse Home Owner from High Deductible Plan | $600 | |
| Scenario | La Crosse, WI Home Replacement Value MORE than Home Value | La Crosse, WI Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $172,000 | $117,000 |
| Insurance Premium based on Replacement Value | $675 | $450 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $27,500 | Risk Exposure from Under Insuring Coverage is $27,500 |
| Premium Impact | Insurance cheaper by $100/year | Insurance costlier by $125/year |
| Insurance Company | Chubb Group of Insurance | Farmers Insurance | American Family Insurance |
| Monthly Premium | 83 | 53 | 33 |
| Year Built | 1948 | 1998 | 1985 |
| Home Details | 5 Beds, 4 Baths | 3 Beds, 1 Baths | 2 Beds, 1 Baths |
| Coverage Amount | $250000-$300000 | $175000-$200000 | $100000-$125000 |
| Deductible | $1000-$2500 Deductible | $500 Deductible | $500 Deductible |