La Crosse Insurance Rates:

La Crosse, WI homeowners insurance is about $536 to $727, about $44-$60/month. Our thorough guide reveals consumers can save upto $252 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
The prices may be higher than other insurance companies.
Metlife
They cover a lot of my expenses so i end up having to not pay as much. it has helped make things more affordable and easier on my finances.
Farm Bureau
I like the way i just pay my mortgage and the insurance comes with it. it is very convenient for me.
Allstate
The coverage we are really satisfied with when compared to other companies. The price we think is very fair and adjustable so we love that as well.

La Crosse, WI Homeowners Insurance By Home Value

La Crosse, WI Home Value Total Homes % of Total Average La Crosse, WI Homeowners Insurance
Less than $50,000 597 5.0% $120
$50,000 to $59,999 134 1.0% $252
$60,000 to $69,999 300 2.0% $316
$70,000 to $79,999 309 2.0% $366
$80,000 to $89,999 874 8.0% $410
$90,000 to $99,999 586 5.0% $461
$100,000 to $124,999 2,291 21.0% $537
$125,000 to $149,999 1,948 18.0% $669
$150,000 to $174,999 1,444 13.0% $790
$175,000 to $199,999 575 5.0% $916
$200,000 to $249,999 772 7.0% $1099
$250,000 to $299,999 548 5.0% $1346
$300,000 to $399,999 272 2.0% $1712

Top Home Insurance Agents Near La Crosse, WI

Home Insurance Company Near La Crosse, WI Homeowners Insurance Agency Near La Crosse, WI Address
NA Cook Agency, Inc 20 Spring Avenue, Waukon, IA, 52172
NA Geyer Insurance Agency 1825 Sunset Lane La Crosse, La Crosse, WI, 54601
NA Brown & Brown Of Wisconsin, Inc. - La Crosse 1131 Main St, Onalaska, WI, 54650
Travelers Bautch Insurance 117 S Main St, Alma, WI, 54610
State Farm Charlie Smader 1901 Jackson St, La Crosse, WI, 54601-5867

Cost Of Homeowners Insurance By Street Near La Crosse, WI

Streets in La Crosse Area Homeowners Insurance Cost
9th Ave S, Conoco Rd, Grandad Ter, Rublee St, Paudler Pl, Hagar St, Sunrise Ln, Gundersen Dr, Grandview Pl, Brentwood Ln$653
Hintgen Ct, Braund St, Fen Lockney Dr, Timber Creek Trl, Tillman Dr, Zeisler St, Irvin St, Co Hwy O, Olivet St, Oak Ave SW$636
24th St S, Co Rd S, Nolop Rd, George Pl, Jordan Pl, Riverview Dr, E Point Rd, Redwood Ct, Charles St, Richard Dr$669
Avon St, R Herold Rd, 4th Ave S, Gills Coulee Rd S, W Bank Dr, State Rd 35, Tellin Ct, Spillway Dr, Jelle St, Travis St$638
Scenic Ct, 20th St S, National Dr, Western Ave, Onalaska Ave, Meadowlark Ln, Nakomis Ave, Greenhills Pl, Powell St, Oak Ave S$618
Fair Meadow Way, E Helke Rd, Heatherwood Pl, Redwing Rd, River Valley Dr, Maplewood Dr, Adams Ct, Willow Way E, Richmond Ave, Vanity Dr$684
Plainview Rd, Miller Pl, E Plz Park, E Main St, 21st St S, Green St, Redfield St, Hampton Ct, 8th Pl, 21st Ter S$636
Calloway Ln, Oakland St, Wall St, Elizabeth Dr, Ridgewood Ln, Palace St, Susan Pl, Valley Ct, Bringe Ct, N Chipmunk Rd$651
Wollan Pl, 25th St S, 17th Ave S, Joseph Houska Dr, 20th St S, Miller St, Schieche Rd, 3rd St S, Hagen Rd, Norplex Dr$625
Co Hwy Fo, Mary Ct, Charles Ct, Walnut St, Greenwood St, Monarch Ln, Peace St, Woodbridge Ct, Terrace Rd, Howry St$654

La Crosse, WI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
La Crosse$94 to $96
Medary$100
French Island$95
La Crescent$151

La Crosse, WI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Medary town, La Crosse County, Wisconsin $100 $133 $200
French Island CDP, Wisconsin $95 $127 $191
La Crescent city, Minnesota $152 $202 $303

La Crosse, WI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
La Crosse, WI4.3%10.6%
Medary3.46%11.2%
French Island4.12%11.77%
La Crescent6.13%21.31%

La Crosse Renters Insurance as a Percentage of Rent

La Crosse Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 213 2.0% $340
$200 to $299 296 2.0% $790
$300 to $499 2,046 19.0% $1240
$500 to $749 3,966 38.0% $1915
$750 to $999 2,052 20.0% $2665
$1,000 to $1,499 1,286 12.0% $3790
$1,500 or more 392 3.0% $5440

La Crosse, WI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$2,600
Yearly La Crosse Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$1,600$2,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,400$5,800
Net Savings to La Crosse Home Owner from High Deductible Plan $600

La Crosse, WI Home Insurance Costs With Home Replacement Value Scenarios

Scenario La Crosse, WI Home Replacement Value MORE than Home Value La Crosse, WI Home Replacement Value LESS than Home Value
Replacement Value $182,000 $117,000
Insurance Premium based on Replacement Value $775 $500
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $27,500 Risk Exposure from Under Insuring Coverage is $37,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $100/year

Example La Crosse Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceChubb Group of InsuranceTravelers
Monthly Premium 476251
Year Built 194619661973
Home Details 2 Beds, 1 Baths5 Beds, 1 Baths4 Beds, 3 Baths
Coverage Amount $150000-$175000$300000-$350000$175000-$200000
Deductible $500 Deductible$5000 to $10,000 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for La Crosse, WI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1983 375,000 Composition Roof 4,800 5 $5000 to $10,000 Deductible 790 10 Stucco siding No
1979 100,000 Composition Roof 1,470 2 $2500-$5000 Deductible 130 6 Stone Siding No
1989 155,000 Metal Roof 1,620 4 $5000 to $10,000 Deductible 120 3 Brick siding No
1964 215,000 Metal Roof 2,970 4 $2500-$5000 Deductible 330 5 Stucco siding yes
1986 265,000 Tile Roof 3,530 5 $5000 to $10,000 Deductible 360 7 Stucco siding yes
1995 220,000 Wood Shake Roof 2,720 4 $5000 to $10,000 Deductible 40 1 Vinyl siding yes
1976 285,000 Wood Shake Roof 3,020 4 $500- $1000 Deductible 200 2 Vinyl siding No
1948 225,000 Asphalt Shingles Roof 3,160 4 $1000-$2500 Deductible 160 3 Brick siding No
1966 370,000 Tile Roof 4,660 5 > $10,000 Deductible 800 12 Fiber-Cement Siding yes
1973 160,000 Membrane Roof 1,590 5 $2500-$5000 Deductible 150 4 Brick siding No
1980 140,000 Asphalt Shingles Roof 1,570 2 $500- $1000 Deductible 140 3 Vinyl siding yes
1997 95,000 Metal Roof 1,130 2 $500 Deductible 490 12 Stone Siding yes
1963 130,000 Composition Roof 1,330 2 $500- $1000 Deductible 280 8 Fiber-Cement Siding yes
1975 225,000 Shingles Roof 3,070 4 $500- $1000 Deductible 750 10 Fiber-Cement Siding yes
1941 95,000 Asphalt Shingles Roof 1,330 3 $1000-$2500 Deductible 70 3 Vinyl siding yes
1985 185,000 Slate Shingles Roof 1,870 4 $500 Deductible 340 7 Vinyl siding No