Kootenai County, ID Home Insurance - Analysis On Quotes, Rates & Agents
Kootenai County Insurance Rates:
Kootenai County, ID homeowners insurance is approximately $442 to $601, about $36-$50/month. Our detailed analysis reveals consumers can save as much as $208 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
Latest Home Insurance Reviews
What i like about state farm is that they are a number one choice of insurance for alabamians. their website is very easy to navigate and has a list of educational tools.
I recently switched insurance company to allstate as they offered cheap rates, but the local agent called after i canceled my insurance with liberty, and said i needed to add more to my insurance, which would be a higher rate. then he called me again and said, "an inspector went to your property and we want you to paint the trim around the windows and replace a piece of vinyl siding, etc." i said, "my previous insurance co. never asked to do all this.
I had a very negative experience when it came to filing a claim. the company sent an inexperienced adjuster to my home to access a claim and he did not have the knowledge to provide an accurate claim value.
I don't know what the policy premium for any other companies is. I have had this policy for a number of years and haven't shopped around for a number of years.
My insurance company doesn’t have many options and cannot provide tailored products as per my needs. more flexibility in within my plan would be a plus.
The company was responsive when switching to them but I have not had to utilize or contact them since.
There isn't a thing I have really disliked so far. The main thing has been the premium prices, but even then it was still much lower than a lot of the competitors I have seen.
Recently my deductible went up without me noticing for a different coverage policy. They said they'd no longer be covering spoiled food as part of the items, so that was disappointing for me.
They have slightly higher rates than other companies. Their premiums can be a bit pricey and the insurance cost affects my monthly budget.
Kootenai County, ID Homeowners Insurance By Home Value
|Kootenai County, ID Home Value||Total Homes||% of Total||Average Kootenai County, ID Homeowners Insurance|
|Less than $50,000||2,771||8.0%||$62|
|$70,000 to $79,999||475||1.0%||$193|
|$80,000 to $89,999||518||1.0%||$219|
|$90,000 to $99,999||467||1.0%||$245|
|$100,000 to $124,999||2,039||6.0%||$281|
|$125,000 to $149,999||3,075||9.0%||$354|
|$150,000 to $174,999||5,036||15.0%||$417|
|$175,000 to $199,999||4,386||13.0%||$485|
|$200,000 to $249,999||5,934||17.0%||$579|
|$250,000 to $299,999||3,764||11.0%||$709|
|$300,000 to $399,999||4,200||12.0%||$903|
Top Home Insurance Agents Near Kootenai County, ID
|Home Insurance Company Near Kootenai County, ID||Homeowners Insurance Agency Near Kootenai County, ID||Address|
|NA||Ted Moran Ins||W 1423 Garland, Spokane, WA, 99205|
|Travelers||Barlow Insurance Services||120 E LAKE ST STE 203, SANDPOINT, ID, 83864|
|State Farm||Gary Burchill||420 N Evergreen Rd Ste 520, Spokane Vly, WA, 99216-1954|
|Travelers||Haddock Company Inc||1311 NORTHWOOD CENTER CT, COEUR DALENE, ID, 83814|
|Travelers||Summit Insurance Resource Group||1323 Highway 2 Suite 300, Sandpoint, ID, 83864|
Cost Of Homeowners Insurance By Street Near Kootenai County, ID
|Streets in Kootenai County Area||Homeowners Insurance Cost|
|N Ridgeview Dr, E Somerset Ct, W Grayeagle Rd, W Twin Lakes Rd, N High Prairie Rd, E Huntsman Rd, W Chukar Cir, S Greensferry Rd, N Ridgewood Dr, W Bounty Loop||$568|
|Catskill Ct, E Knotty Pine Ln, E Echo Canyon Dr, N Bohn Rd, Sunset Dr, Baron Ct, E Revilo Point Rd, E Mike St, E Pinegrove Dr, S Canal St||$560|
|W Kathy Loop, E Gilbert Ave, E Adeline Ave, W Burton Rd, E Laredo Rd, E Dalton Ave, E Gunnison Pl, N Silkwood Dr, N Pasttime St, W Ice Storm Dr||$553|
|W Mahogany Rd, N Glen Hollow Ln, Bluebird Ln, E Maple Ave, S Lakefront Dr, E Ohio Match Ave, S Clancy Dr, State Hwy 97, E Katie Ct, E Bennett Bay Ct||$516|
|Twila Ct, N Horsepower Dr, E Crows Nest Rd, N McGuire Rd, S 12th St, S Gilmore Ln, W Bolivar Ave, E Idaho St, N Wayne Dr, W Saint Michelle||$516|
|E Noble Cir, W Cardinal Ave, W Oakwood Dr, N Camper Rd, N Steven Pl, N Sutters Way, W Charlies Pl, W Canyon Dr, W Ashland Ln, E Ohio Match Rd||$531|
|W Hwy 53, E Greta Ave, N Huckleberry Rd, York Ave, S Kindred Trl, S Bentley Creek Rd, West Dakota Ave, E Jade Dr, W Tesemini Dr, N Vickki Dr||$517|
|W Caroline Dr, N Fay Pl, W Carol Rd, E Birch Ave, E Dalton Ave, Rye Ave, S Tamarack Dr, E Ponderosa Blvd, N Swainson Ln, N Commerce Dr||$542|
|Sandbach Rd, N Cedar Ct, N Swift Dr, N Jonathan Ave, N Greenferry Rd, W Rushmore St, N Bush St, E 22nd Ave, S Ruddy Duck Rd, E Hedberg Dr||$511|
|College Way, N Spur St, Bristlecone Dr, E Red Hawk Trl, Cataldo Gulch Rd, E Iowa Ave, W Foster Ave, N 1st St, N Vicki Rd, W Hawk Ridge Rd||$537|
Kootenai County, ID Home Insurance Savings For Senior Occupied Homes
|Place||Savings For Senior Occupied Homes|
|Kootenai County||$78 to $80|
|Fernan Lake Village||$86|
Kootenai County, ID Auto & Homeowners Insurance Bundling Discounts
|Place||1 Car Bundle Savings On Insurance||2 Car Bundle Savings On Insurance||3 Car Bundle Savings On Insurance|
|Fernan Lake Village city, Idaho||$86||$115||$173|
|Coeur d'Alene CCD, Kootenai County, Idaho||$79||$105||$158|
|Dalton Gardens city, Idaho||$83||$111||$167|
Kootenai County, ID Area Home Insurance as a % of Housing Cost
|Place||Home insurance as a % of housing cost for homes with mortgage||Home insurance as a % of housing cost for homes without mortgage|
|Kootenai County, ID||3.2%||12.4%|
|Fernan Lake Village||2.71%||9.49%|
Kootenai County Renters Insurance as a Percentage of Rent
|Kootenai County Home By Monthly Rent||Total Homes||% of Total||Estimated Monthly Income To Afford Rented House Including Renters Insurance|
|Less than $200||228||1.0%||$330|
|$200 to $299||576||3.0%||$780|
|$300 to $499||1,350||8.0%||$1230|
|$500 to $749||4,570||28.0%||$1905|
|$750 to $999||4,619||29.0%||$2655|
|$1,000 to $1,499||3,928||24.0%||$3780|
|$1,500 or more||526||3.0%||$5430|