Kootenai County Insurance Rates:

Kootenai County, ID homeowners insurance is approximately $442 to $601, about $36-$50/month. Our detailed analysis reveals consumers can save as much as $208 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
What i like about state farm is that they are a number one choice of insurance for alabamians. their website is very easy to navigate and has a list of educational tools.
I recently switched insurance company to allstate as they offered cheap rates, but the local agent called after i canceled my insurance with liberty, and said i needed to add more to my insurance, which would be a higher rate. then he called me again and said, "an inspector went to your property and we want you to paint the trim around the windows and replace a piece of vinyl siding, etc." i said, "my previous insurance co. never asked to do all this.
American Family
I had a very negative experience when it came to filing a claim. the company sent an inexperienced adjuster to my home to access a claim and he did not have the knowledge to provide an accurate claim value.
Liberty Mutual
I don't know what the policy premium for any other companies is. I have had this policy for a number of years and haven't shopped around for a number of years.
Mutual Of Enumclaw
My insurance company doesn’t have many options and cannot provide tailored products as per my needs. more flexibility in within my plan would be a plus.
The company was responsive when switching to them but I have not had to utilize or contact them since.
American Family
There isn't a thing I have really disliked so far. The main thing has been the premium prices, but even then it was still much lower than a lot of the competitors I have seen.
Commerce Insurance
Recently my deductible went up without me noticing for a different coverage policy. They said they'd no longer be covering spoiled food as part of the items, so that was disappointing for me.
State Farm
They have slightly higher rates than other companies. Their premiums can be a bit pricey and the insurance cost affects my monthly budget.

Kootenai County, ID Homeowners Insurance By Home Value

Kootenai County, ID Home Value Total Homes % of Total Average Kootenai County, ID Homeowners Insurance
Less than $50,000 2,771 8.0% $62
$70,000 to $79,999 475 1.0% $193
$80,000 to $89,999 518 1.0% $219
$90,000 to $99,999 467 1.0% $245
$100,000 to $124,999 2,039 6.0% $281
$125,000 to $149,999 3,075 9.0% $354
$150,000 to $174,999 5,036 15.0% $417
$175,000 to $199,999 4,386 13.0% $485
$200,000 to $249,999 5,934 17.0% $579
$250,000 to $299,999 3,764 11.0% $709
$300,000 to $399,999 4,200 12.0% $903

Top Home Insurance Agents Near Kootenai County, ID

Home Insurance Company Near Kootenai County, ID Homeowners Insurance Agency Near Kootenai County, ID Address
NA Ted Moran Ins W 1423 Garland, Spokane, WA, 99205
Travelers Barlow Insurance Services 120 E LAKE ST STE 203, SANDPOINT, ID, 83864
State Farm Gary Burchill 420 N Evergreen Rd Ste 520, Spokane Vly, WA, 99216-1954
Travelers Haddock Company Inc 1311 NORTHWOOD CENTER CT, COEUR DALENE, ID, 83814
Travelers Summit Insurance Resource Group 1323 Highway 2 Suite 300, Sandpoint, ID, 83864

Cost Of Homeowners Insurance By Street Near Kootenai County, ID

Streets in Kootenai County Area Homeowners Insurance Cost
N Ridgeview Dr, E Somerset Ct, W Grayeagle Rd, W Twin Lakes Rd, N High Prairie Rd, E Huntsman Rd, W Chukar Cir, S Greensferry Rd, N Ridgewood Dr, W Bounty Loop$568
Catskill Ct, E Knotty Pine Ln, E Echo Canyon Dr, N Bohn Rd, Sunset Dr, Baron Ct, E Revilo Point Rd, E Mike St, E Pinegrove Dr, S Canal St$560
W Kathy Loop, E Gilbert Ave, E Adeline Ave, W Burton Rd, E Laredo Rd, E Dalton Ave, E Gunnison Pl, N Silkwood Dr, N Pasttime St, W Ice Storm Dr$553
W Mahogany Rd, N Glen Hollow Ln, Bluebird Ln, E Maple Ave, S Lakefront Dr, E Ohio Match Ave, S Clancy Dr, State Hwy 97, E Katie Ct, E Bennett Bay Ct$516
Twila Ct, N Horsepower Dr, E Crows Nest Rd, N McGuire Rd, S 12th St, S Gilmore Ln, W Bolivar Ave, E Idaho St, N Wayne Dr, W Saint Michelle$516
E Noble Cir, W Cardinal Ave, W Oakwood Dr, N Camper Rd, N Steven Pl, N Sutters Way, W Charlies Pl, W Canyon Dr, W Ashland Ln, E Ohio Match Rd$531
W Hwy 53, E Greta Ave, N Huckleberry Rd, York Ave, S Kindred Trl, S Bentley Creek Rd, West Dakota Ave, E Jade Dr, W Tesemini Dr, N Vickki Dr$517
W Caroline Dr, N Fay Pl, W Carol Rd, E Birch Ave, E Dalton Ave, Rye Ave, S Tamarack Dr, E Ponderosa Blvd, N Swainson Ln, N Commerce Dr$542
Sandbach Rd, N Cedar Ct, N Swift Dr, N Jonathan Ave, N Greenferry Rd, W Rushmore St, N Bush St, E 22nd Ave, S Ruddy Duck Rd, E Hedberg Dr$511
College Way, N Spur St, Bristlecone Dr, E Red Hawk Trl, Cataldo Gulch Rd, E Iowa Ave, W Foster Ave, N 1st St, N Vicki Rd, W Hawk Ridge Rd$537

Kootenai County, ID Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Kootenai County$78 to $80
Fernan Lake Village$86
Coeur d'Alene$78
Dalton Gardens$83

Kootenai County, ID Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Fernan Lake Village city, Idaho $86 $115 $173
Coeur d'Alene CCD, Kootenai County, Idaho $79 $105 $158
Dalton Gardens city, Idaho $83 $111 $167

Kootenai County, ID Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Kootenai County, ID3.2%12.4%
Fernan Lake Village2.71%9.49%
Coeur d'Alene3.14%11.82%
Dalton Gardens3.15%12.25%

Kootenai County Renters Insurance as a Percentage of Rent

Kootenai County Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 228 1.0% $330
$200 to $299 576 3.0% $780
$300 to $499 1,350 8.0% $1230
$500 to $749 4,570 28.0% $1905
$750 to $999 4,619 29.0% $2655
$1,000 to $1,499 3,928 24.0% $3780
$1,500 or more 526 3.0% $5430