Kootenai County, ID Home Insurance - Analysis On Quotes, Rates & Agents
Kootenai County Insurance Rates:
Kootenai County, ID homeowners insurance is approximately $442 to $601, about $36-$50/month. Our detailed analysis reveals consumers can save as much as $208 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
Latest Home Insurance Reviews
I don't know what the policy premium for any other companies is. I have had this policy for a number of years and haven't shopped around for a number of years.
My insurance company doesn’t have many options and cannot provide tailored products as per my needs. more flexibility in within my plan would be a plus.
The company was responsive when switching to them but I have not had to utilize or contact them since.
There isn't a thing I have really disliked so far. The main thing has been the premium prices, but even then it was still much lower than a lot of the competitors I have seen.
Recently my deductible went up without me noticing for a different coverage policy. They said they'd no longer be covering spoiled food as part of the items, so that was disappointing for me.
What i like about state farm is that they are a number one choice of insurance for alabamians. their website is very easy to navigate and has a list of educational tools.
I recently switched insurance company to allstate as they offered cheap rates, but the local agent called after i canceled my insurance with liberty, and said i needed to add more to my insurance, which would be a higher rate. then he called me again and said, "an inspector went to your property and we want you to paint the trim around the windows and replace a piece of vinyl siding, etc." i said, "my previous insurance co. never asked to do all this.
I had a very negative experience when it came to filing a claim. the company sent an inexperienced adjuster to my home to access a claim and he did not have the knowledge to provide an accurate claim value.
Kootenai County, ID Homeowners Insurance By Home Value
|Kootenai County, ID Home Value||Total Homes||% of Total||Average Kootenai County, ID Homeowners Insurance|
|Less than $50,000||2,771||8.0%||$62|
|$70,000 to $79,999||475||1.0%||$193|
|$80,000 to $89,999||518||1.0%||$219|
|$90,000 to $99,999||467||1.0%||$245|
|$100,000 to $124,999||2,039||6.0%||$281|
|$125,000 to $149,999||3,075||9.0%||$354|
|$150,000 to $174,999||5,036||15.0%||$417|
|$175,000 to $199,999||4,386||13.0%||$485|
|$200,000 to $249,999||5,934||17.0%||$579|
|$250,000 to $299,999||3,764||11.0%||$709|
|$300,000 to $399,999||4,200||12.0%||$903|
Top Home Insurance Agents Near Kootenai County, ID
|Home Insurance Company Near Kootenai County, ID||Homeowners Insurance Agency Near Kootenai County, ID||Address|
|Travelers||Barlow Insurance Services||120 E LAKE ST STE 203, SANDPOINT, ID, 83864|
|State Farm||Gary Burchill||420 N Evergreen Rd Ste 520, Spokane Vly, WA, 99216-1954|
|Travelers||Haddock Company Inc||1311 NORTHWOOD CENTER CT, COEUR DALENE, ID, 83814|
|Travelers||Summit Insurance Resource Group||1323 Highway 2 Suite 300, Sandpoint, ID, 83864|
|NA||Ted Moran Ins||W 1423 Garland, Spokane, WA, 99205|
Cost Of Homeowners Insurance By Street Near Kootenai County, ID
|Streets in Kootenai County Area||Homeowners Insurance Cost|
|N Ridgeview Dr, E Somerset Ct, W Grayeagle Rd, W Twin Lakes Rd, N High Prairie Rd, E Huntsman Rd, W Chukar Cir, S Greensferry Rd, N Ridgewood Dr, W Bounty Loop||$568|
|Catskill Ct, E Knotty Pine Ln, E Echo Canyon Dr, N Bohn Rd, Sunset Dr, Baron Ct, E Revilo Point Rd, E Mike St, E Pinegrove Dr, S Canal St||$560|
|W Kathy Loop, E Gilbert Ave, E Adeline Ave, W Burton Rd, E Laredo Rd, E Dalton Ave, E Gunnison Pl, N Silkwood Dr, N Pasttime St, W Ice Storm Dr||$553|
|W Mahogany Rd, N Glen Hollow Ln, Bluebird Ln, E Maple Ave, S Lakefront Dr, E Ohio Match Ave, S Clancy Dr, State Hwy 97, E Katie Ct, E Bennett Bay Ct||$516|
|Twila Ct, N Horsepower Dr, E Crows Nest Rd, N McGuire Rd, S 12th St, S Gilmore Ln, W Bolivar Ave, E Idaho St, N Wayne Dr, W Saint Michelle||$516|
|E Noble Cir, W Cardinal Ave, W Oakwood Dr, N Camper Rd, N Steven Pl, N Sutters Way, W Charlies Pl, W Canyon Dr, W Ashland Ln, E Ohio Match Rd||$531|
|W Hwy 53, E Greta Ave, N Huckleberry Rd, York Ave, S Kindred Trl, S Bentley Creek Rd, West Dakota Ave, E Jade Dr, W Tesemini Dr, N Vickki Dr||$517|
|W Caroline Dr, N Fay Pl, W Carol Rd, E Birch Ave, E Dalton Ave, Rye Ave, S Tamarack Dr, E Ponderosa Blvd, N Swainson Ln, N Commerce Dr||$542|
|Sandbach Rd, N Cedar Ct, N Swift Dr, N Jonathan Ave, N Greenferry Rd, W Rushmore St, N Bush St, E 22nd Ave, S Ruddy Duck Rd, E Hedberg Dr||$511|
|College Way, N Spur St, Bristlecone Dr, E Red Hawk Trl, Cataldo Gulch Rd, E Iowa Ave, W Foster Ave, N 1st St, N Vicki Rd, W Hawk Ridge Rd||$537|
Kootenai County, ID Home Insurance Savings For Senior Occupied Homes
|Place||Savings For Senior Occupied Homes|
|Kootenai County||$78 to $80|
|Fernan Lake Village||$86|
Kootenai County, ID Auto & Homeowners Insurance Bundling Discounts
|Place||1 Car Bundle Savings On Insurance||2 Car Bundle Savings On Insurance||3 Car Bundle Savings On Insurance|
|Fernan Lake Village city, Idaho||$86||$115||$173|
|Coeur d'Alene CCD, Kootenai County, Idaho||$79||$105||$158|
|Dalton Gardens city, Idaho||$83||$111||$167|
Kootenai County, ID Area Home Insurance as a % of Housing Cost
|Place||Home insurance as a % of housing cost for homes with mortgage||Home insurance as a % of housing cost for homes without mortgage|
|Kootenai County, ID||3.2%||12.4%|
|Fernan Lake Village||2.71%||9.49%|
Kootenai County Renters Insurance as a Percentage of Rent
|Kootenai County Home By Monthly Rent||Total Homes||% of Total||Estimated Monthly Income To Afford Rented House Including Renters Insurance|
|Less than $200||228||1.0%||$330|
|$200 to $299||576||3.0%||$780|
|$300 to $499||1,350||8.0%||$1230|
|$500 to $749||4,570||28.0%||$1905|
|$750 to $999||4,619||29.0%||$2655|
|$1,000 to $1,499||3,928||24.0%||$3780|
|$1,500 or more||526||3.0%||$5430|