Kokomo Insurance Rates:

Kokomo, IN homeowners insurance is about $674 to $913, about $56-$76/month. Our exhaustive analysis indicates shoppers can save as much as $317 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

Progressive
progressive offers very low rates. i researched multiple companies while shopping for insurance and progressive offered the best balance of coverage and price.|
State Farm
I've never had a conversation with my insurance agent about my possible needs. state farm seems content to collect the premiums and send me some paperwork twice a year.
Geico
They cover quite a bit. they cover our tvs, sound system, washer / drier, our couch, love seat, bed, laptop, computer, etc.
Erie Insurance
Erie provides prompt updates via text, mail, and email regarding changes in policies, company updates, and industry trends. Interactions with the company have all been very pleasant and helpful.
Geico
It is very easy to get a live agent on the phone if I am having trouble on the website or need extra assistance.
American Family
The customer service is terrible, whenever I call with a question I have to go through several people and several minutes before I can get an answer. Then they talk like I'm disturbing them, that's the worst part of the entire company is the customer service.
State Farm
Decent rates. Good service. No BS like junk mail or promotional calls. The company just sort of quietly exists in the background for when I need them, just like an insurance company should.
Allstate
The service has been quite well. Anytime I have ever had to speak with someone it has been quick and easy. Exactly what I want from them.

Kokomo, IN Homeowners Insurance By Home Value

Kokomo, IN Home Value Total Homes % of Total Average Kokomo, IN Homeowners Insurance
Less than $50,000 2,613 17.0% $230
$50,000 to $59,999 1,265 8.0% $492
$60,000 to $69,999 1,480 10.0% $611
$70,000 to $79,999 1,514 10.0% $706
$80,000 to $89,999 1,374 9.0% $801
$90,000 to $99,999 1,273 8.0% $897
$100,000 to $124,999 2,073 14.0% $1032
$125,000 to $149,999 1,155 7.0% $1294
$150,000 to $174,999 942 6.0% $1532
$175,000 to $199,999 437 2.0% $1770
$200,000 to $249,999 410 2.0% $2127

Top Home Insurance Agents Near Kokomo, IN

Home Insurance Company Near Kokomo, IN Homeowners Insurance Agency Near Kokomo, IN Address
Allstate Dewayne Harding 3811 Southland Ave, Kokomo, IN, 46902
Allstate Douglas Hammel 12676 E 116th St, Fishers, IN, 46037
Travelers Garrett Stotz Of Indiana Llc 755 W CARMEL DR STE 216, CARMEL, IN, 46032
Travelers Insurance Associates Of Indiana 160 W CARMEL DR STE 227, CARMEL, IN, 46032
State Farm Trent Johnson 249 E State Street, West Lafayette, IN, 47906-3222

Cost Of Homeowners Insurance By Street Near Kokomo, IN

Streets in Kokomo Area Homeowners Insurance Cost
S Plate St, S Lindsay St, Creekwood Trl, N Leeds St, W 300 N, Cadillac Dr W, Whitehouse Dr, S Jay St, Pebble Beach Dr, Nicole Ct$771
E Lincoln Rd, Burningtree Ln, Mackinaw Way, W Murden St, West Ln, Delray St, Co Rd N 100 W, Providence Ln, Honey Ln, Renoir Ct$815
Valerie Ct, Tam O Shanter Ct, Longwood Ct E, W Alto Rd, S Delphos St, Izaak Walton Rd, Katherine Ave, Cleveland St, Austin Rd, S Leeds St$816
W Alto Rd, Beauvoir Ct, S Elizabeth St, N 600 E, Floyd Ct, Co Rd S 200 E, W Richmond St, S Dixon Rd, Bennett St, Melody Ln E$814
Luke Ct, E 1400 S, Cherry Hill Ln, Co Rd E 406 S, Kennington Dr, E Murden St, W Mulberry St, Rebecca St, Co Rd N 100 E, Elva Dr$820
E Tate St, Westmoreland Dr E, Becky Ct, Jaquelyn Ct, Melody Ln W, Red Rock Ct, Ridge Ct, Touby Pike, W Carter St, Elk Dr$816
Chartres Ct, Faith Rd, S Brook St, Co Rd E 200 S, Tall Oaks Dr, N Webster St, Patricia Dr, W Tate St, Tooley Ct, Co Rd S 350 W$787
W Broadway St, Boulder Way, N Alton Dr, Scout St, Boca Raton Dr, N Lafountain St, E Carter St, Oxford St, Zartman Rd, Bellevue Pl$805
Wexmoor Dr, S Locke St, Cassville Rd, Brookhaven Dr, Rue Royale Dr N, Long Bow Dr, S 500 E, Lone Star Ct, Chippewa Ln, Frances Ln$815
N 250 W, Ivy Ct, N Webster St, E Jefferson St, Brookshire Dr, N Jay St, Hillcrest Ct, Baton Rouge Dr, S Purdum St, Hillis Ct$772

Kokomo, IN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Kokomo$118 to $121
Howard County$120
Taylor$121
Howard$123

Kokomo, IN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Howard County, Indiana $101 $134 $201
Taylor township, Howard County, Indiana $101 $135 $202
Howard township, Howard County, Indiana $103 $137 $205

Kokomo, IN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Kokomo, IN7.0%19.8%
Howard County6.39%19.65%
Taylor6.41%19.51%
Howard6.17%18.27%

Kokomo Renters Insurance as a Percentage of Rent

Kokomo Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 486 6.0% $361
$200 to $299 408 5.0% $811
$300 to $499 1,361 16.0% $1261
$500 to $749 3,300 40.0% $1936
$750 to $999 1,858 22.0% $2686
$1,000 to $1,499 437 5.0% $3811
$1,500 or more 232 2.0% $5461

Kokomo, IN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$2,900
Yearly Kokomo Homeowner Insurance Premium Example $1,800$1,300
Out of Pocket Expense During Claim$1,900$2,900
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $10,900$9,400
Net Savings to Kokomo Home Owner from High Deductible Plan $1,500

Kokomo, IN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Kokomo, IN Home Replacement Value MORE than Home Value Kokomo, IN Home Replacement Value LESS than Home Value
Replacement Value $64,000 $47,500
Insurance Premium based on Replacement Value $375 $275
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $7,000 Risk Exposure from Under Insuring Coverage is $9,500
Premium Impact Insurance cheaper by $50/year Insurance costlier by $50/year

Example Kokomo Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersAmerican Family InsuranceAmica Mutual Insurance Company
Monthly Premium 845627
Year Built 196519781947
Home Details 4 Beds, 1 Baths3 Beds, 2 Baths2 Beds, 1 Baths
Coverage Amount $175000-$200000$125000-$150000$75000-$100000
Deductible $500 Deductible$500- $1000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Kokomo, IN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1963 130,000 Slate Shingles Roof 1,870 5 $2500-$5000 Deductible 40 1 Fiber-Cement Siding yes
1944 60,000 Asphalt Shingles Roof 1,000 2 $1000-$2500 Deductible 150 6 Vinyl siding No
1971 70,000 Membrane Roof 1,300 2 $2500-$5000 Deductible 20 1 Stone Siding yes
1986 160,000 Shingles Roof 3,110 4 $1000-$2500 Deductible 660 10 Vinyl siding yes
2007 125,000 Composition Roof 1,940 5 $500 Deductible 150 3 Vinyl siding yes
1946 110,000 Membrane Roof 2,130 3 $1000-$2500 Deductible 120 4 Brick siding yes
2004 115,000 Asphalt Shingles Roof 2,090 4 $1000-$2500 Deductible 400 12 Wood siding No
1967 125,000 Tile Roof 1,740 2 $500 Deductible 140 3 Stucco siding yes
1989 150,000 Shingles Roof 2,470 4 $5000 to $10,000 Deductible 90 2 Brick siding No
1943 190,000 Asphalt Shingles Roof 3,570 5 $500- $1000 Deductible 830 10 Stucco siding No
2007 100,000 Asphalt Shingles Roof 2,000 4 $500- $1000 Deductible 330 9 Brick siding yes
1946 110,000 Tile Roof 1,860 3 $500- $1000 Deductible 250 5 Brick siding No
2004 135,000 Metal Roof 2,320 5 $1000-$2500 Deductible 40 1 Stone Siding No
1983 110,000 Shingles Roof 2,190 3 $2500-$5000 Deductible 100 4 Fiber-Cement Siding yes
1945 85,000 Slate Shingles Roof 1,450 3 $2500-$5000 Deductible 220 9 Fiber-Cement Siding yes
2001 175,000 Membrane Roof 2,400 4 $2500-$5000 Deductible 230 6 Fiber-Cement Siding No
1963 200,000 Composition Roof 3,610 5 $500- $1000 Deductible 410 5 Stone Siding No
1965 90,000 Shingles Roof 1,800 3 $1000-$2500 Deductible 200 6 Wood siding yes
1942 95,000 Composition Roof 1,430 3 $2500-$5000 Deductible 200 9 Wood siding No
1944 100,000 Slate Shingles Roof 1,970 4 $1000-$2500 Deductible 30 1 Stone Siding No
1972 130,000 Membrane Roof 1,930 4 $2500-$5000 Deductible 340 8 Wood siding No
1976 95,000 Composition Roof 1,510 3 $2500-$5000 Deductible 70 3 Brick siding yes
1947 120,000 Shingles Roof 1,770 2 $1000-$2500 Deductible 160 4 Vinyl siding yes
2009 110,000 Composition Roof 1,770 3 $2500-$5000 Deductible 360 12 Fiber-Cement Siding yes
1980 120,000 Tile Roof 1,860 3 $2500-$5000 Deductible 350 9 Stone Siding No
1947 115,000 Asphalt Shingles Roof 2,150 3 $500 Deductible 530 8 Stucco siding yes
1984 85,000 Composition Roof 1,550 2 $500 Deductible 260 8 Vinyl siding yes