Kodiak Insurance Rates:

Kodiak, AK homeowners insurance is about $748 to $1,038, about $62-$86/month. Our in depth analysis shows customers can save as much as $356 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Kodiak, AK Homeowners Insurance By Home Value

Kodiak, AK Home Value Total Homes % of Total Average Kodiak, AK Homeowners Insurance
$50,000 to $59,999 10 1.0% $214
$70,000 to $79,999 10 1.0% $312
$90,000 to $99,999 16 2.0% $401
$125,000 to $149,999 195 25.0% $579
$150,000 to $174,999 111 14.0% $686
$175,000 to $199,999 36 4.0% $784
$200,000 to $249,999 150 19.0% $945
$250,000 to $299,999 89 11.0% $1159
$300,000 to $399,999 146 18.0% $1480

Top Home Insurance Agents Near Kodiak, AK

Home Insurance Company Near Kodiak, AK Homeowners Insurance Agency Near Kodiak, AK Address
Allstate Sweeney Ins Agency 122 W Rezanof Dr, Kodiak, AK, 99615
Liberty Mutual Independent Sweeney Insurance Inc 122 W Rezanof Dr, Kodiak, AK, 99615
Liberty Mutual Independent Sweeney Insurance Inc 122 W REZANOF DR, KODIAK, AK, 99615
State Farm Tyler Randolph 1515a Mill Bay Rd, Kodiak, AK, 99615-6233

Cost Of Homeowners Insurance By Street Near Kodiak, AK

Streets in Kodiak Area Homeowners Insurance Cost
Ismailov St, Jackson Ln, Spruce Haven, Woody Way, Perez Way, Plover, Bonaparte Cir, Armstrong Ave, E Rezanof Dr, High St$909
Peninsula Rd, W Hillcrest Ave, Otmeloi Way, Larch St, Ismailof St, Carolyn St, Delano Ln, Ed's Way, Marine Way, Simeonof St$918
Denali Ct, Beaver Lake Dr, E Rezanof Dr, Shahafka Cir, Willow St, Upper Mill Bay Rd, Monashka Bay Rd, Arctic Tern St, E Rezanof Dr, Neva Way$907
Shelikof St, Gull Dr, Balika Ln, Erskine Ave, Urdahl Loop, Melnitsa Ln, Von Scheele Way, Thorsheim St, Cut-Off Rd, Simeonof St$916
Lilly Dr, Arlene Ln, Bartel Ave, Kouskov St, Steller Way, Woodland Dr, Bay View Dr, Malutin Ln, Ptarmigan Pass, Chichenof St$908

Kodiak, AK Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Kodiak$132 to $135
Kodiak Station$136
Ouzinkie$127
Womens Bay$138

Kodiak, AK Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Kodiak Station CDP, Alaska $114 $151 $227
Ouzinkie city, Alaska $107 $142 $213
Womens Bay CDP, Alaska $116 $154 $231

Kodiak, AK Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Kodiak, AK3.8%16.4%
Ouzinkie8.23%16.59%
Womens Bay3.74%15.88%
Port Lions8.95%18.61%

Kodiak Renters Insurance as a Percentage of Rent

Kodiak Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 52 4.0% $346
$300 to $499 73 6.0% $1246
$500 to $749 212 20.0% $1921
$750 to $999 260 24.0% $2671
$1,000 to $1,499 340 32.0% $3796
$1,500 or more 110 10.0% $5446

Kodiak, AK Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$2,700
Yearly Kodiak Homeowner Insurance Premium Example $1,200$800
Out of Pocket Expense During Claim$700$2,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $10,300$9,100
Net Savings to Kodiak Home Owner from High Deductible Plan $1,200

Kodiak, AK Home Insurance Costs With Home Replacement Value Scenarios

Scenario Kodiak, AK Home Replacement Value MORE than Home Value Kodiak, AK Home Replacement Value LESS than Home Value
Replacement Value $456,500 $325,500
Insurance Premium based on Replacement Value $2,375 $1,700
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $71,500 Risk Exposure from Under Insuring Coverage is $59,500
Premium Impact Insurance cheaper by $300/year Insurance costlier by $375/year

Example Kodiak Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceAllstateLiberty Mutual
Monthly Premium 1088660
Year Built 199519691975
Home Details 5 Beds, 3 Baths4 Beds, 3 Baths2 Beds, 1 Baths
Coverage Amount $200000-$250000$200000-$250000$200000-$250000
Deductible $500 Deductible$500- $1000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Kodiak, AK from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1981 280,000 Slate Shingles Roof 2,200 4 > $10,000 Deductible 70 1 Brick siding yes
1968 230,000 Shingles Roof 2,230 4 $2500-$5000 Deductible 730 8 Brick siding yes
1991 260,000 Metal Roof 2,180 5 $500- $1000 Deductible 350 3 Fiber-Cement Siding yes
1998 420,000 Metal Roof 4,380 5 $500 Deductible 180 1 Brick siding No
1972 170,000 Tile Roof 1,750 5 $2500-$5000 Deductible 130 3 Stone Siding No
1977 200,000 Tile Roof 1,880 3 $1000-$2500 Deductible 340 7 Vinyl siding yes
1960 300,000 Wood Shake Roof 2,670 4 $500- $1000 Deductible 740 7 Stone Siding yes
1996 285,000 Membrane Roof 2,350 4 $5000 to $10,000 Deductible 970 10 Stucco siding yes
1981 145,000 Composition Roof 1,040 2 $500 Deductible 340 5 Brick siding No
1975 235,000 Membrane Roof 2,120 4 $2500-$5000 Deductible 420 5 Brick siding No
1991 630,000 Membrane Roof 4,500 5 > $10,000 Deductible 620 4 Stone Siding No
2010 260,000 Metal Roof 2,140 4 $2500-$5000 Deductible 620 5 Stucco siding No
2012 205,000 Metal Roof 1,630 3 $500- $1000 Deductible 780 8 Wood siding yes
1968 235,000 Tile Roof 1,850 4 $500- $1000 Deductible 1220 12 Fiber-Cement Siding No
1977 310,000 Asphalt Shingles Roof 2,230 4 $1000-$2500 Deductible 1490 12 Vinyl siding yes
1997 315,000 Metal Roof 2,520 4 $5000 to $10,000 Deductible 790 12 Fiber-Cement Siding No
2014 185,000 Metal Roof 1,770 2 $2500-$5000 Deductible 50 1 Stone Siding yes
1960 230,000 Membrane Roof 1,750 4 > $10,000 Deductible 170 3 Wood siding No
1977 255,000 Wood Shake Roof 2,370 3 > $10,000 Deductible 400 9 Brick siding No
1985 690,000 Asphalt Shingles Roof 4,940 5 $5000 to $10,000 Deductible 1760 9 Fiber-Cement Siding yes
1983 115,000 Composition Roof 960 2 $2500-$5000 Deductible 50 2 Fiber-Cement Siding No
2014 155,000 Slate Shingles Roof 1,240 3 $500 Deductible 630 9 Stone Siding No
2014 285,000 Asphalt Shingles Roof 2,400 4 $500 Deductible 90 1 Stucco siding yes
1972 175,000 Metal Roof 1,260 2 $500 Deductible 340 5 Vinyl siding yes
1987 425,000 Slate Shingles Roof 3,330 4 $500- $1000 Deductible 700 4 Fiber-Cement Siding No
1990 150,000 Shingles Roof 1,510 2 $500- $1000 Deductible 420 6 Stone Siding yes
1995 285,000 Wood Shake Roof 2,680 4 $500 Deductible 800 5 Wood siding No
1966 280,000 Membrane Roof 2,100 4 $2500-$5000 Deductible 570 7 Wood siding No
2013 150,000 Metal Roof 1,590 2 $500- $1000 Deductible 150 3 Fiber-Cement Siding yes
1963 305,000 Shingles Roof 2,180 5 $2500-$5000 Deductible 470 5 Vinyl siding yes
1997 155,000 Wood Shake Roof 1,610 3 $2500-$5000 Deductible 80 2 Wood siding yes
1970 365,000 Tile Roof 3,270 4 $500 Deductible 970 7 Stone Siding yes
1961 405,000 Asphalt Shingles Roof 2,940 4 $1000-$2500 Deductible 1070 9 Vinyl siding No
1985 185,000 Wood Shake Roof 1,530 2 $500 Deductible 670 8 Brick siding yes