Knoxville Insurance Rates:

Knoxville, TN homeowners insurance is about $678 to $919, about $56-$76/month. Our exhaustive guide reveals consumers can save upto $319 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
My insurance company worked a deal through so i could afford my insurance needs. for that, i will stay with them.
State Farm
I have a tough time getting a hold of agents if i have questions. sometimes the hold time can be somewhere in the 20 min range waiting on dial tone.
Aaa
My insurance provider aaa has pretty good customer service. whenever i called them, i was greeted in a friendly manner and my queries were all answered.

Knoxville, TN Homeowners Insurance By Home Value

Knoxville, TN Home Value Total Homes % of Total Average Knoxville, TN Homeowners Insurance
Less than $50,000 2,551 6.0% $167
$50,000 to $59,999 1,627 4.0% $359
$60,000 to $69,999 2,792 6.0% $438
$70,000 to $79,999 3,074 7.0% $510
$80,000 to $89,999 3,680 9.0% $582
$90,000 to $99,999 3,350 8.0% $646
$100,000 to $124,999 6,256 15.0% $750
$125,000 to $149,999 5,508 13.0% $941
$150,000 to $174,999 4,373 10.0% $1109
$175,000 to $199,999 2,073 5.0% $1284
$200,000 to $249,999 2,379 5.0% $1548
$250,000 to $299,999 1,200 2.0% $1891
$300,000 to $399,999 1,562 3.0% $2401

Top Home Insurance Agents Near Knoxville, TN

Home Insurance Company Near Knoxville, TN Homeowners Insurance Agency Near Knoxville, TN Address
Travelers Bob Johnson Insurance Inc 7121 AFTON DR, KNOXVILLE, TN, 37918
Travelers Inter-Agency Ins Services Inc 6209 BAUM DR, KNOXVILLE, TN, 37919
Liberty Mutual John Attaway 2030 Falling Waters Road Suite 100, Knoxville, TN, 37922
Allstate Kevin Yates 1338 Parkway Ste 1, Sevierville, TN, 37862
Allstate Lonnie Jones Jr. 620 N Campbell Sta Rd Ste 9, Knoxville, TN, 37934

Cost Of Homeowners Insurance By Street Near Knoxville, TN

Streets in Knoxville Area Homeowners Insurance Cost
Deaderick Ave NW, Radnor Rd NE, Chestnut Hill Ln, Morris Rd, Bearden Pl, Piper Rd NW, Ponder Rd, Keith Ave, Birch Springs Dr, Ferd Hickey Rd NW$785
Willowcreek Pointe Ln, Lake Ln, Dill St, Mecklenburg Ct, Robin Heights Dr NW, Scotswood Cir, Florence Rd, Chickamauga Ave, N Weisgarber Rd, Parktop Ln NW$771
Loraine St, Villa Forest Way, Whitesburg Dr, Marion St NW, Christine Ave SE, Sharp Ln, Joan Rd NE, Ohio Ave NW, Cracker Barrel Ln, Maria Ave$784
Rum Hill Ln, Maplehill Rd, Tobler Ln NW, Overland Trl NW, Gaines Rd, Hollow Tree Way, McFall Ln, Leconte Rd, Fieldwood Dr NE, Foxvue Rd$800
Sunny Creek Way, Holston Ferry Rd, 3rd Ln, Clancy Ave SW, Mesa Verde Ln, Ellis Rd, McCalla Ave NE, Cornsilk Dr, Lafayette Rd NW, Nelson Cir SE$801
Charles Rd, Dora St NW, Sarvis Dr SW, Southgate Rd SW, Avondale Ave NE, Shepard St, Topoco Rd SW, Pembridge Rd, Oak Haven Rd, Huffaker Ferry Rd$795
Bluff View Rd, Meeting House Ln, Lantern Ridge Ln, Toole Dr NW, Mayfair Dr SE, Woodedge Ln, Hansard Ln, Cumberland Wood Dr NW, Polkwright Ln, S Peters Rd$778
W Woodland Ave, Dale Ave SW, Tallent Rd NW, McConnell St, Randonell Rd SW, Hitching Post Dr, Sway Branch Ln, Ledgerwood Ave, Luck Ave NE, Apple Valley Dr$806
Pinebrook Dr, Cluster St, Plymouth Rd, Belleaire Ave, Burgundy Pl, Barlow Cir, Erin Dr, Climbing Rd NW, Walden Woods Ct NW, R L Way$793
Dover St, Cadence Ln, Moses Ave NW, McCall Ln, Ala Dr, Huntland Dr SW, Village Dr, Hickory Dr, Tooles Bend Rd, Hardwood Rd NE$841

Knoxville, TN Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Knoxville$119 to $122
Knox County$122
Rockford$123
Alcoa$119

Knoxville, TN Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Knox County, Tennessee $122 $163 $245
Rockford city, Tennessee $124 $165 $248
Alcoa city, Tennessee $119 $159 $239

Knoxville, TN Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Knoxville, TN6.2%18.5%
Knox County5.48%18.8%
Rockford6.09%21.92%
Alcoa6.53%20.55%

Knoxville Renters Insurance as a Percentage of Rent

Knoxville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 2,494 6.0% $360
$200 to $299 1,359 3.0% $810
$300 to $499 3,829 9.0% $1260
$500 to $749 15,110 38.0% $1935
$750 to $999 10,934 27.0% $2685
$1,000 to $1,499 4,627 11.0% $3810
$1,500 or more 1,198 3.0% $5460

Knoxville, TN Homeowners Insurance by Zip Code

Zip Code Median Home Value Median Homeowners Insurance
37917 $86,200 $780
37915 $74,300 $780
37919 $252,900 $880
37902 $215,600 $870
37931 $189,800 $840
37923 $174,700 $840
37909 $173,000 $830
37938 $168,500 $840
37918 $138,000 $810
37916 $132,500 $820
37924 $130,600 $810
37912 $115,700 $800
37914 $105,400 $800

Knoxville, TN Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$3,700
Yearly Knoxville Homeowner Insurance Premium Example $1,300$900
Out of Pocket Expense During Claim$1,700$3,700
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $10,800$10,000
Net Savings to Knoxville Home Owner from High Deductible Plan $800

Knoxville, TN Home Insurance Costs With Home Replacement Value Scenarios

Scenario Knoxville, TN Home Replacement Value MORE than Home Value Knoxville, TN Home Replacement Value LESS than Home Value
Replacement Value $146,000 $95,500
Insurance Premium based on Replacement Value $800 $525
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $35,000 Risk Exposure from Under Insuring Coverage is $15,500
Premium Impact Insurance cheaper by $75/year Insurance costlier by $200/year

Example Knoxville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceAllstateNationwide Insurance
Monthly Premium 435162
Year Built 200019901985
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 3 Baths
Coverage Amount $75000-$100000$100000-$125000$200000-$250000
Deductible $500 Deductible$500- $1000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Knoxville, TN from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1963 150,000 Composition Roof 1,680 3 $500- $1000 Deductible 250 6 Vinyl siding No
1966 100,000 Tile Roof 1,160 2 $500- $1000 Deductible 80 3 Brick siding yes
2005 120,000 Composition Roof 1,490 3 $1000-$2500 Deductible 150 4 Stone Siding yes
2001 210,000 Metal Roof 2,370 3 $2500-$5000 Deductible 120 2 Wood siding No
1977 195,000 Composition Roof 2,980 4 $1000-$2500 Deductible 550 9 Vinyl siding yes
1991 65,000 Metal Roof 910 2 $1000-$2500 Deductible 90 4 Stucco siding No
1980 215,000 Tile Roof 2,470 4 $1000-$2500 Deductible 400 7 Fiber-Cement Siding yes
1980 140,000 Membrane Roof 1,530 2 $1000-$2500 Deductible 370 9 Stone Siding No
1965 105,000 Membrane Roof 1,580 3 $1000-$2500 Deductible 360 10 Brick siding No
1964 145,000 Membrane Roof 1,644 3 $1000-$2500 Deductible 190 3 Stucco siding No