Kittery Insurance Rates:

Kittery, ME homeowners insurance is about $601 to $827, about $50-$68/month. Our exhaustive guide reveals consumers can save as much as $285 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Top Home Insurance Agents Near Kittery, ME

Home Insurance Company Near Kittery, ME Homeowners Insurance Agency Near Kittery, ME Address
Liberty Mutual Independent York Insurance Agency Llc 484 US ROUTE 1, YORK, ME, 3909
Liberty Mutual Chris Moran 173 Bedford St., Lexington, MA, 2420
Liberty Mutual Independent Hub International New England 200 INTERNATIONAL DR, PORTSMOUTH, NH, 3801
Nationwide Maritza A Bagnall 1000 Elm St, Manchester, NH, 3101
State Farm Rich Yacyshyn 171 N Main St Ste 1, Concord, NH, 03301-5070

 

Kittery, ME Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Rye town, Rockingham County, New Hampshire $101 $135 $202
New Castle town, Rockingham County, New Hampshire $118 $157 $235
Kittery Point CDP, Maine $90 $119 $179

 


Kittery, ME Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Kittery, ME3.0%9.2%
Rye2.46%7.85%
New Castle2.44%9.39%
Kittery Point2.95%11.57%

Kittery Renters Insurance as a Percentage of Rent

Kittery Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 28 1.0% $765
$500 to $749 237 14.0% $1890
$750 to $999 265 16.0% $2640
$1,000 to $1,499 640 39.0% $3765
$1,500 or more 433 26.0% $5415

Cost Of Homeowners Insurance By Street Near Kittery, ME

Streets in Kittery Area Homeowners Insurance Cost
Commanders Way, Shepherds Way, Wheelhouse Way, Cottle Ln, Fernald Rd, Cole St, Idlewood Ln, Moore St, Halstead St, Thaxter Ln$721
Moores Ct, Leach Rd, Town Wharf, Melanies Ct, Red Mill Ln, Martin Rd Exd, Hillcrest Ave, Cutts Island Ln, Wallingford Sq, Government St$719
State Rd, Whaleback Dr, Silver Lake Dr, State Rte 101, Meade Ave, Eliot Rd, Philbrick Ln, High Pasture Rd, Prince Ave, Old Dennett Rd$723
Old Ferry Ln, Goodrich Ave, Commercial St, Bellamy Ln, Wainwright Ave, Old Armory Way, Goodrich St, Salt Creek Way, Ridgewood Dr, Rowle Way$705
Picott Rd, Park Ave Exd, Whipple Rd, Captains Way, Remicks Ln, Island Ave, Jewetts Ln, Meadow Ln, Rowans Way, Hunter Ave$716

Kittery, ME Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Kittery$106 to $108
Rye$121
New Castle$141
Kittery Point$107

Kittery, ME Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$1,700
Yearly Kittery Homeowner Insurance Premium Example $2,500$2,000
Out of Pocket Expense During Claim$700$1,700
Total Home Insurance Premium for 4 years + Out of Pocket Expense for Claim $10,700$9,700
Net Savings to Kittery Home Owner from High Deductible Plan $1,000

 


Kittery, ME Home Insurance Costs With Home Replacement Value Scenarios

Scenario Kittery, ME Home Replacement Value MORE than Home Value Kittery, ME Home Replacement Value LESS than Home Value
Replacement Value $346,500 $270,500
Insurance Premium based on Replacement Value $1,675 $1,300
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $33,500 Risk Exposure from Under Insuring Coverage is $42,500
Premium Impact Insurance cheaper by $225/year Insurance costlier by $150/year

 


Example Kittery Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Farmers InsuranceNationwide InsuranceState Farm
Monthly Premium 1556993
Year Built 199819612014
Home Details 5 Beds, 3 Baths4 Beds, 1 Baths2 Beds, 1 Baths
Coverage Amount $350000-$400000$200000-$250000$200000-$250000
Deductible $500- $1000 Deductible$5000 to $10,000 Deductible$1000-$2500 Deductible