Kissimmee Insurance Rates:

Kissimmee, FL homeowners insurance is about $975 to $1,327, about $81-$110/month. Our complete research shows customers can save upto $460 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
State farm's customer service center was very friendly and helpful associates. they can help with whatever you need to be done including sending out new cards.
Liberty Mutual
The premium for our homeowner's insurance policy with liberty mutual increases every year even as property value decreases due to no fault of the customer.
State Farm
I like state farm for its stability, it's earned a reputation for business and it's extremely fair rates, all of which come through when you purchase their products.
Geico
When I first joined with them the price was great. But it seems every six months or so the price increases slightly for no reason and with no added coverage.
State Farm
We did not shop for quotes since my husband likes State farm. I have done some research and would be interested in Geico is ever a chance to switch. They had better rates and we're competitive in their pricing.
Usaa
I've never filed a claim with my home insurance company for home damage, but based on my auto claim experience I think they'd be fair.
Usaa
USAA is a great company. Easy to work with and competent. Their website is incredibly user friendly. I'm extremely happy to be a USAA customer.
Farmer's Insurance
I looked into state farm insurance for homeowners and their rate was going to be much higher per month. This is even though I have gotten my car insurance through them for roughly 7 years. I am happy with the premium I currently pay.
Farmer's Insurance
Every time we call(which is not very often) people are pleasant and show courtesy. If they need to call back, they always call me back.
Universal Property & Casualty Insurance Company
The company's website is easy to navigate and use. I can get information that I need easily and there is fluidity to the site, everything makes sense and flows quite well.
Esurance
I know the agent so I am happy with it. She is very good and very nice.
Usaa
They seem to have gotten a bit too big in the last few years. You sometimes have to be connected with 4 or 5 different people before you get to the person you need to speak with. That can be frustrating.
Farmer's Insurance
There is really nothing to dislike other than they raise my rates like clockwork every year. I will likely send my business somewhere else soon because of rate creep.
Usaa
The only thing I like about the company is that the policy is reasonably priced and seems to cover everything we may need to cover. I'd like a lower hurricane deductible, but I'm not likely to get it, because I live 20 miles away from the Gulf of Mexico. I've heard some people say that they're likely to drop you after the first claim has been processed.
Gulfstream Property And Casualty Insurance Company
I like that their premiums are cost effective and that they only contact us when needed.
Allstate
I'm very much satisfied with the home insurance I've from All-State. They are much reliable.

Kissimmee, FL Homeowners Insurance By Home Value

Kissimmee, FL Home Value Total Homes % of Total Average Kissimmee, FL Homeowners Insurance
Less than $50,000 3,319 13.0% $207
$50,000 to $59,999 1,133 4.0% $449
$60,000 to $69,999 1,013 4.0% $552
$70,000 to $79,999 1,692 6.0% $633
$80,000 to $89,999 1,467 5.0% $725
$90,000 to $99,999 954 3.0% $806
$100,000 to $124,999 2,908 11.0% $933
$125,000 to $149,999 2,405 9.0% $1175
$150,000 to $174,999 2,868 11.0% $1382
$175,000 to $199,999 1,752 7.0% $1601
$200,000 to $249,999 2,441 9.0% $1923
$250,000 to $299,999 1,697 6.0% $2361
$300,000 to $399,999 1,242 4.0% $2995

Top Home Insurance Agents Near Kissimmee, FL

Home Insurance Company Near Kissimmee, FL Homeowners Insurance Agency Near Kissimmee, FL Address
NA Aaa Insurance Agency 783 S Orlando Ave , Winter Park, FL, 32789
NA Mitchell Insurance Agency, Inc. 2929 Highland Rd Ste 1, Lakeland, FL, 33803
Travelers College Park Insurance 3459 EDGEWATER DR, ORLANDO, FL, 32804
Allstate Scott Woodruff 5445 Murrell Rd Ste 104, Viera, FL, 32955
Liberty Mutual Independent Williams-Hess Insurance 1617 E GARY RD, LAKELAND, FL, 33801

Cost Of Homeowners Insurance By Street Near Kissimmee, FL

Streets in Kissimmee Area Homeowners Insurance Cost
Vineland Rd, Harborside Ct, Winding Trl, Foster Dr, Wild Elm St, S Fruitloop Cir, Harris Park Way, Leafwood Ln, Newcombe Ln, Sunset Retreat$1,182
Ficus Tree Rd, Cranbrook Dr, Kansas Ave, Bond St W, Royalty Ct, Saint Tropez Ct, Milan Dr, Siena Park Blvd W, Billys Ter, San Rafael Way$1,140
Greene Sq, Harford St, Boca Palms Cir, Florida Plaza Blvd, Wyatt Pl, Prime Cir, Plum Blossom Ct, Christopher Ct, San Sebastian Dr, Alaqua Trl$1,114
S Rose Ave, Bartlet Dr, Dawes Ave, Almaton Loop, Owassa Ct, Doncaster Ct, W Verona St, Loxahatchee Ct, Pine Top Ln, Dyer Blvd$1,171
Alicia Ridge Ct, N Easy St, Kauai Trl, Brack St, Oberry Rd, W Keen St, Wesley Ct, Rosaro Ct, Titian Ct, Arrow Dr$1,156
Celebration Blvd, Bryce Canyon Dr, Fairhaven Ave, Avon Blvd, Bruce St, N Dillingham Ave, Tallahassee Blvd, White Moss Ln, Iris Ct, Embrun Ct$1,146
Sue Dr, E Magnolia St, Accord Ter, W Monument Ave, Dara Cay Dr, Mars Ln, Emperors Orchid Ct, Orange Ln, Evergreen Forest Loop, Blake Blvd$1,140
N Old Dixie Hwy, Jolene Ct, Escondido Ct, Greenbrook Ave, Banks Rose St, Primrose Dr, Toledo Ct, Eton Ct, Mango St, Banbury Pl$1,194
Forester Ct, Yellowgold Rd E, Ellsworth Ct, Polynesian Isle Blvd, Jacaranda Ln, San Jose Ct, Wells Ave, E Carroll St, Spigold Ct, Washington Ave$1,140
Bonfire Beach Dr, Santa Maria Dr, Serenity Bnd, Sunset Lakes Blvd, Dieppe Pl, Vintage St, Vaquero Ln, N Corsair Ave, Oahu Way, Perpignan Ct$1,110

Kissimmee, FL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Kissimmee$172 to $175
Campbell$166
Loughman$169
Celebration$196

Kissimmee, FL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Campbell CDP, Florida $139 $185 $278
Loughman CDP, Florida $141 $187 $281
Celebration CDP, Florida $163 $217 $326

Kissimmee, FL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Kissimmee, FL6.4%20.5%
Campbell5.16%26.58%
Loughman9.07%21.59%
Celebration4.5%11.13%

Kissimmee Renters Insurance as a Percentage of Rent

Kissimmee Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 216 1.0% $1242
$500 to $749 2,330 12.0% $1917
$750 to $999 6,658 34.0% $2667
$1,000 to $1,499 7,453 38.0% $3792
$1,500 or more 2,473 12.0% $5442

Average Cost Of Home Insurance By Company In Areas Nearby Kissimmee For Different Scenarios

Home value ($) Age of home (years) Wind mitigation Company Average homeowners insurance premium ($)
150,000 27 NO Asi Preferred Insurance $1,918
150,000 27 NO Security First Insurance $1,590
150,000 27 NO Tower Hill Prime Insurance $1,702
150,000 27 NO Tower Hill Select Insurance $1,787
150,000 27 YES State Farm Florida Insurance $1,850
150,000 27 NO Federated National Insurance $2,329
150,000 27 NO Florida Family Insurance $1,745
150,000 27 NO Safeway Property Insurance $1,868
150,000 27 NO Southern Oak Insurance $1,635
150,000 27 NO Tower Hill Prime Insurance $1,702
150,000 27 NO Tower Hill Select Insurance $1,787
150,000 27 YES Castle Key Indemnity Company Insurance $1,759
150,000 27 YES Citizens Property Insurance $913
300,000 12 NA American Traditions Insurance $1,252
300,000 12 NA Citizens Property Insurance $1,915
300,000 12 NA Florida Family Insurance $2,103
300,000 12 NA American Traditions Insurance $1,252
300,000 12 NA Asi Preferred Insurance $1,688
300,000 12 NA Security First Insurance $1,997
300,000 12 NA Tower Hill Preferred Insurance $1,709

Kissimmee, FL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$7,600
Yearly Kissimmee Homeowner Insurance Premium Example $3,100$2,100
Out of Pocket Expense During Claim$1,600$7,600
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $23,300$22,300
Net Savings to Kissimmee Home Owner from High Deductible Plan $1,000

Kissimmee, FL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Kissimmee, FL Home Replacement Value MORE than Home Value Kissimmee, FL Home Replacement Value LESS than Home Value
Replacement Value $194,500 $133,000
Insurance Premium based on Replacement Value $3,175 $2,175
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $21,500 Risk Exposure from Under Insuring Coverage is $40,000
Premium Impact Insurance cheaper by $650/year Insurance costlier by $350/year

Example Kissimmee Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceAllstateLiberty Mutual
Monthly Premium 165216273
Year Built 200719902010
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths5 Beds, 1 Baths
Coverage Amount $125000-$150000$200000-$250000$300000-$350000
Deductible $1000-$2500 Deductible$5000 to $10,000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Kissimmee, FL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2011 130,000 Shingles Roof 1,790 2 $1000-$2500 Deductible 760 4 Stucco siding No
1992 120,000 Tile Roof 1,680 3 $500- $1000 Deductible 170 1 Vinyl siding yes
2007 360,000 Wood Shake Roof 4,100 5 $500 Deductible 1050 2 Brick siding No
1999 170,000 Tile Roof 2,470 4 $5000 to $10,000 Deductible 1560 10 Wood siding No
1999 180,000 Wood Shake Roof 2,260 3 $2500-$5000 Deductible 3060 12 Stone Siding yes
2009 155,000 Membrane Roof 1,710 2 $5000 to $10,000 Deductible 160 1 Fiber-Cement Siding yes
2014 130,000 Wood Shake Roof 1,700 3 $500 Deductible 1240 6 Brick siding yes
1998 125,000 Tile Roof 1,710 2 $2500-$5000 Deductible 1240 10 Wood siding No
2013 115,000 Tile Roof 1,440 3 $2500-$5000 Deductible 1540 9 Stucco siding No
2002 120,000 Slate Shingles Roof 1,660 2 $500 Deductible 590 3 Fiber-Cement Siding No
2004 145,000 Asphalt Shingles Roof 1,790 2 $500- $1000 Deductible 2570 9 Fiber-Cement Siding No
1991 145,000 Composition Roof 1,790 3 $500- $1000 Deductible 450 3 Fiber-Cement Siding No
1998 135,000 Tile Roof 1,770 4 $2500-$5000 Deductible 900 5 Wood siding yes
2011 225,000 Asphalt Shingles Roof 2,330 4 $1000-$2500 Deductible 2410 6 Fiber-Cement Siding No
2012 175,000 Slate Shingles Roof 1,830 4 $1000-$2500 Deductible 1440 8 Brick siding No
1998 120,000 Asphalt Shingles Roof 1,580 2 $500 Deductible 2090 9 Stucco siding No
2005 120,000 Shingles Roof 1,780 2 $2500-$5000 Deductible 1630 10 Fiber-Cement Siding No
1998 280,000 Asphalt Shingles Roof 3,710 5 $5000 to $10,000 Deductible 1530 6 Brick siding yes
2005 355,000 Wood Shake Roof 4,520 5 $1000-$2500 Deductible 1150 2 Stucco siding No
1999 90,000 Composition Roof 1,007 2 > $10,000 Deductible 1020 4 Stone Siding No