Kirkland, WA homeowners insurance is approximately $550 to $749, about $45-$62/month. Our exhaustive guide reveals consumers can save as much as $260 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Kirkland, WA | Homeowners Insurance Agency Near Kirkland, WA | Address |
|---|---|---|
| State Farm | Carrie Kuhel | 5905 29th St NE, Tacoma, WA, 98422-3209 |
| Travelers | Conover Insurance | 155 108Th Ave Ne 155 108Th Ave Ne, Bellevue, WA, 98004 |
| Farmers | Kit Carson | 2707 Colby Ave Ste G, Everett, WA, 98201 |
| State Farm | Shane Ennis | 6522 River Rd E, Puyallup, WA, 98371-3646 |
| Allstate | Terry Koubele | 1200 S 324th St Ste 2a, Federal Way, WA, 98003 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Yarrow Point town, Washington | $97 | $129 | $194 |
| Kingsgate CDP, Washington | $79 | $105 | $157 |
| Inglewood-Finn Hill CDP, Washington | $80 | $106 | $159 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Kirkland, WA | 2.2% | 7.8% |
| Yarrow Point | 1.62% | 6.46% |
| Kingsgate | 2.47% | 8.14% |
| Inglewood-Finn Hill | 2.24% | 7.46% |
| Kirkland Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $300 to $499 | 128 | 1.0% | $1207 |
| $500 to $749 | 214 | 2.0% | $1882 |
| $750 to $999 | 1,400 | 15.0% | $2632 |
| $1,000 to $1,499 | 3,856 | 41.0% | $3757 |
| $1,500 or more | 3,621 | 38.0% | $5407 |
| Streets in Kirkland Area | Homeowners Insurance Cost |
|---|---|
| 102nd Ln NE, 123rd Ln NE, NE 120th Ln, NE 131st St, 10th Ave, NE 121st Ln, 4th Pl, Central Way, NE 83rd Ave, NE 78th Pl | $659 |
| 8th St, 147th Ave NE, NE 119th Ct, NE 87th Pl, 3rd St S, 123rd Ln NE, Slater Ave, NE 67th Ct, Central Way, NE 75th Pl | $631 |
| 106th Ln NE, NE 123rd Pl, 111th Way NE, NE 120th Pl, NE 118th Ln, Railroad St, NE 80th Ln, Old Redmond Rd, 6th St W, Simonds Rd NE | $626 |
| Waverly Way, 101st Ct NE, 118th Ct NE, Market St, 108th Ct NE, NE 71st Ln, NE 121st Pl, 139th Pl NE, NE 66th Ct, 13th Ave | $698 |
| 115th Ln NE, 138th Pl NE, NE 124th Ln, NE 77th Pl, 111th Ln NE, NE 99th Ln, Waverly Park Way, 121st Ave NE, NE 60th Pl, NE 117th Pl | $639 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Kirkland | $96 to $99 |
| Yarrow Point | $116 |
| Kingsgate | $94 |
| Inglewood-Finn Hill | $95 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $900 | $1,900 |
| Yearly Kirkland Homeowner Insurance Premium Example | $1,500 | $1,300 |
| Out of Pocket Expense During Claim | $900 | $1,900 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $12,900 | $12,300 |
| Net Savings to Kirkland Home Owner from High Deductible Plan | $600 | |
| Scenario | Kirkland, WA Home Replacement Value MORE than Home Value | Kirkland, WA Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $454,500 | $330,000 |
| Insurance Premium based on Replacement Value | $1,225 | $900 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $58,500 | Risk Exposure from Under Insuring Coverage is $66,000 |
| Premium Impact | Insurance cheaper by $175/year | Insurance costlier by $150/year |
| Insurance Company | Chubb Group of Insurance | Farmers Insurance | Liberty Mutual |
| Monthly Premium | 92 | 96 | 100 |
| Year Built | 1998 | 1977 | 1986 |
| Home Details | 5 Beds, 2 Baths | 2 Beds, 1 Baths | 4 Beds, 2 Baths |
| Coverage Amount | $600000-$700000 | $350000-$400000 | $500000-$600000 |
| Deductible | > $10,000 Deductible | $500- $1000 Deductible | $2500-$5000 Deductible |