Kirkland Insurance Rates:

Kirkland, WA homeowners insurance is approximately $550 to $749, about $45-$62/month. Our exhaustive guide reveals consumers can save as much as $260 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

Allstate
They have friendly employees as well who care about you a lot and want to spend a lot of time making sure that you are well cared for.
Century National
I am very pleased with this company. they are good about sending a lot of paperwork on my policy each year. this helps me understand my policy.
Insurance Connection Usa
Insurance connection usa never really gives me hard time. they got agents to sit and explain well to oldies for this slow understanding. wow! am glad i joined
Farmer's Insurance
This is not a bad option. I did a lot of research and I found this one to be more useful.
Metlife
I like the fact that I have an agent who is familiar with me. Business transactions are handled very quickly.
Country Financial
It is a national company that caters to the farming community. There is local agents that take the time to get to know you and what your needs are. They offer their home/cell number so you can contact them day or night if you have a claim. They know the community and are willing to come visit the places they insure.

Kirkland, WA Homeowners Insurance By Home Value

Kirkland, WA Home Value Total Homes % of Total Average Kirkland, WA Homeowners Insurance
Less than $50,000 158 3.0% $32
$60,000 to $69,999 51 1.0% $91
$100,000 to $124,999 257 5.0% $149
$125,000 to $149,999 128 2.0% $188
$150,000 to $174,999 195 3.0% $227
$175,000 to $199,999 341 6.0% $260
$200,000 to $249,999 989 19.0% $312
$250,000 to $299,999 973 19.0% $383
$300,000 to $399,999 1,884 36.0% $487

Top Home Insurance Agents Near Kirkland, WA

Home Insurance Company Near Kirkland, WA Homeowners Insurance Agency Near Kirkland, WA Address
State Farm Carrie Kuhel 5905 29th St NE, Tacoma, WA, 98422-3209
Travelers Conover Insurance 155 108Th Ave Ne 155 108Th Ave Ne, Bellevue, WA, 98004
Farmers Kit Carson 2707 Colby Ave Ste G, Everett, WA, 98201
State Farm Shane Ennis 6522 River Rd E, Puyallup, WA, 98371-3646
Allstate Terry Koubele 1200 S 324th St Ste 2a, Federal Way, WA, 98003

Cost Of Homeowners Insurance By Street Near Kirkland, WA

Streets in Kirkland Area Homeowners Insurance Cost
102nd Ln NE, 123rd Ln NE, NE 120th Ln, NE 131st St, 10th Ave, NE 121st Ln, 4th Pl, Central Way, NE 83rd Ave, NE 78th Pl$659
8th St, 147th Ave NE, NE 119th Ct, NE 87th Pl, 3rd St S, 123rd Ln NE, Slater Ave, NE 67th Ct, Central Way, NE 75th Pl$631
106th Ln NE, NE 123rd Pl, 111th Way NE, NE 120th Pl, NE 118th Ln, Railroad St, NE 80th Ln, Old Redmond Rd, 6th St W, Simonds Rd NE$626
Waverly Way, 101st Ct NE, 118th Ct NE, Market St, 108th Ct NE, NE 71st Ln, NE 121st Pl, 139th Pl NE, NE 66th Ct, 13th Ave$698
115th Ln NE, 138th Pl NE, NE 124th Ln, NE 77th Pl, 111th Ln NE, NE 99th Ln, Waverly Park Way, 121st Ave NE, NE 60th Pl, NE 117th Pl$639

Kirkland, WA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Kirkland$96 to $99
Yarrow Point$116
Kingsgate$94
Inglewood-Finn Hill$95

Kirkland, WA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Yarrow Point town, Washington $97 $129 $194
Kingsgate CDP, Washington $79 $105 $157
Inglewood-Finn Hill CDP, Washington $80 $106 $159

Kirkland, WA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Kirkland, WA2.2%7.8%
Yarrow Point1.62%6.46%
Kingsgate2.47%8.14%
Inglewood-Finn Hill2.24%7.46%

Kirkland Renters Insurance as a Percentage of Rent

Kirkland Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 128 1.0% $1207
$500 to $749 214 2.0% $1882
$750 to $999 1,400 15.0% $2632
$1,000 to $1,499 3,856 41.0% $3757
$1,500 or more 3,621 38.0% $5407

Kirkland, WA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$1,900
Yearly Kirkland Homeowner Insurance Premium Example $1,500$1,300
Out of Pocket Expense During Claim$900$1,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $12,900$12,300
Net Savings to Kirkland Home Owner from High Deductible Plan $600

Kirkland, WA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Kirkland, WA Home Replacement Value MORE than Home Value Kirkland, WA Home Replacement Value LESS than Home Value
Replacement Value $454,500 $330,000
Insurance Premium based on Replacement Value $1,225 $900
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $58,500 Risk Exposure from Under Insuring Coverage is $66,000
Premium Impact Insurance cheaper by $175/year Insurance costlier by $150/year

Example Kirkland Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceFarmers InsuranceLiberty Mutual
Monthly Premium 9296100
Year Built 199819771986
Home Details 5 Beds, 2 Baths2 Beds, 1 Baths4 Beds, 2 Baths
Coverage Amount $600000-$700000$350000-$400000$500000-$600000
Deductible > $10,000 Deductible$500- $1000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Kirkland, WA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2014 665,000 Metal Roof 3,170 4 $5000 to $10,000 Deductible 600 5 Vinyl siding yes
1999 445,000 Metal Roof 1,730 2 > $10,000 Deductible 390 5 Fiber-Cement Siding yes
2002 415,000 Membrane Roof 1,840 3 $2500-$5000 Deductible 910 9 Stone Siding yes
2000 450,000 Wood Shake Roof 2,000 3 $1000-$2500 Deductible 740 8 Fiber-Cement Siding yes
1976 325,000 Tile Roof 1,290 3 $1000-$2500 Deductible 670 12 Vinyl siding No
1995 295,000 Composition Roof 1,420 2 $5000 to $10,000 Deductible 100 2 Vinyl siding No
1972 350,000 Shingles Roof 1,310 3 $500 Deductible 870 9 Vinyl siding No
1987 320,000 Metal Roof 1,280 3 $2500-$5000 Deductible 60 1 Brick siding yes
1990 270,000 Wood Shake Roof 1,280 2 > $10,000 Deductible 130 4 Wood siding No
1995 515,000 Metal Roof 2,220 4 $1000-$2500 Deductible 750 7 Brick siding No
1980 825,000 Wood Shake Roof 3,460 5 $1000-$2500 Deductible 1910 8 Stone Siding yes
1970 570,000 Metal Roof 2,360 4 $500- $1000 Deductible 1870 12 Fiber-Cement Siding No
2011 475,000 Composition Roof 2,040 4 $500- $1000 Deductible 490 6 Stone Siding yes
1974 510,000 Shingles Roof 2,270 4 > $10,000 Deductible 510 8 Stucco siding No
1988 920,000 Slate Shingles Roof 4,660 5 $500 Deductible 470 2 Stone Siding yes
2014 680,000 Composition Roof 3,550 5 $1000-$2500 Deductible 130 1 Wood siding yes
2012 710,000 Composition Roof 3,000 5 $2500-$5000 Deductible 210 2 Stucco siding yes
1987 300,000 Asphalt Shingles Roof 1,310 2 $5000 to $10,000 Deductible 230 5 Fiber-Cement Siding yes
1992 400,000 Wood Shake Roof 2,070 3 $500 Deductible 870 9 Fiber-Cement Siding yes
1983 800,000 Shingles Roof 4,040 5 $5000 to $10,000 Deductible 400 4 Wood siding yes
2011 410,000 Wood Shake Roof 1,720 2 $5000 to $10,000 Deductible 350 5 Fiber-Cement Siding yes
2011 375,000 Wood Shake Roof 1,650 2 $500- $1000 Deductible 700 8 Stucco siding yes
2007 475,000 Composition Roof 1,850 3 $5000 to $10,000 Deductible 610 7 Vinyl siding yes
2003 610,000 Asphalt Shingles Roof 2,640 4 $500- $1000 Deductible 1340 8 Wood siding yes
1990 445,000 Wood Shake Roof 2,060 3 $500- $1000 Deductible 70 1 Fiber-Cement Siding yes
1993 580,000 Wood Shake Roof 3,210 4 $500 Deductible 150 1 Stone Siding yes
2012 470,000 Metal Roof 1,790 3 $1000-$2500 Deductible 140 2 Vinyl siding No
1998 310,000 Metal Roof 1,310 3 $5000 to $10,000 Deductible 300 7 Stucco siding No