Kingston, TN homeowners insurance is nearly $682 to $940, about $56-$78/month. Our exhaustive analysis indicates shoppers can save as much as $324 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Kingston, TN | Homeowners Insurance Agency Near Kingston, TN | Address |
|---|---|---|
| Allstate | Robert Regal | 8421 Kingston Pike, Knoxville, TN, 37919 |
| Travelers | Wyatt Insurance Services Inc | 312 PROSPERITY RD STE 105, KNOXVILLE, TN, 37930 |
| Travelers | Graham & Cook Insurance | 11915 KINGSTON PIKE STE 100, KNOXVILLE, TN, 37934 |
| Travelers | J Smith Lanier & Co | 413 NORTHSHORE DRIVE SW, KNOXVILLE, TN, 37919 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Roane County, Tennessee | $120 | $160 | $240 |
| Midtown CDP, Tennessee | $116 | $155 | $233 |
| Harriman city, Tennessee | $117 | $156 | $234 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Kingston, TN | 5.9% | 20% |
| Roane County | 6.14% | 19.21% |
| Midtown | 8.12% | 20.87% |
| Harriman | 6.66% | 16.77% |
| Kingston Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 27 | 4.0% | $802 |
| $300 to $499 | 64 | 9.0% | $1252 |
| $500 to $749 | 412 | 61.0% | $1927 |
| $750 to $999 | 93 | 13.0% | $2677 |
| $1,000 to $1,499 | 69 | 10.0% | $3802 |
| Streets in Kingston Area | Homeowners Insurance Cost |
|---|---|
| Forest Brook Ln, Mill St, Lakeshore Dr, Greenwood St, Farmington Trl, Bradford Way, Daniel Rd, Merri Water Rd, Mobile Dr, High Point Orchard Rd | $812 |
| Lawson Mill Rd, Eblen Ln, Galeberry, Oak Plz, Texas Ln, Roane St, Kingwood St, Rose Bailey Rd, Rose Rd, Ray St | $814 |
| el Jon Ln, Lookout St, Race St, River Bend Dr, Cedar Ln, Ridge Dr, State Hwy 326, Lakeland Dr, Arrowhead Trl, Youngs Creek Way | $808 |
| Johnson Ln, N Bridge Close, Woods Ln, Gallaher View Dr, Oak Hills Dr, Lakeland Estates Dr, Old James Ferry Rd, Galilean Rd, Pawpaw Plains Rd, Duff Rd | $816 |
| Ridge Cir, Merriwater Way, State Rte 58, E Race St, Orchard Rd, Walker Ln, Holder Hollow Rd, Fortenberry St, Crestwood Rd, King Cir | $803 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Kingston | $120 to $123 |
| Roane County | $120 |
| Midtown | $116 |
| Harriman | $117 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $500 | $2,500 |
| Yearly Kingston Homeowner Insurance Premium Example | $1,400 | $1,000 |
| Out of Pocket Expense During Claim | $500 | $2,500 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $11,700 | $10,500 |
| Net Savings to Kingston Home Owner from High Deductible Plan | $1,200 | |
| Scenario | Kingston, TN Home Replacement Value MORE than Home Value | Kingston, TN Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $169,500 | $122,000 |
| Insurance Premium based on Replacement Value | $700 | $500 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $26,500 | Risk Exposure from Under Insuring Coverage is $21,000 |
| Premium Impact | Insurance cheaper by $100/year | Insurance costlier by $100/year |
| Insurance Company | Farmers Insurance | Nationwide Insurance | State Farm |
| Monthly Premium | 55 | 69 | 60 |
| Year Built | 1980 | 1975 | 1995 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 1 Baths | 5 Beds, 2 Baths |
| Coverage Amount | $125000-$150000 | $150000-$175000 | $200000-$250000 |
| Deductible | $1000-$2500 Deductible | $500 Deductible | $5000 to $10,000 Deductible |