Kingston, RI homeowners insurance is nearly $961 to $1,316, about $80-$109/month. Our thorough guide reveals consumers can save upto $455 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Kingston, RI | Homeowners Insurance Agency Near Kingston, RI | Address |
|---|---|---|
| Travelers | Sarah Insurance Services Inc | 1026 Mineral Spring Ave North Providence, Pawtucket, RI, 2904 |
| Nationwide | Wayne P Johnson | 800 Providence St, Woonsocket, RI, 02895-6263 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Wakefield-Peacedale CDP, Rhode Island | $169 | $225 | $338 |
| Narragansett Pier CDP, Rhode Island | $178 | $237 | $356 |
| South Kingstown town, Washington County, Rhode Island | $171 | $228 | $342 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Kingston, RI | 4.2% | 11.6% |
| Wakefield-Peacedale | 4.72% | 13.23% |
| Narragansett Pier | 3.82% | 13.15% |
| South Kingstown | 4.35% | 12.52% |
| Kingston Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $750 to $999 | 71 | 37.0% | $2650 |
| $1,000 to $1,499 | 74 | 39.0% | $3775 |
| $1,500 or more | 44 | 23.0% | $5425 |
| Streets in Kingston Area | Homeowners Insurance Cost |
|---|---|
| Sir Michael Ct, Bills Rd, Old North Rd, Larkin Pond Rd S, Great Swamp Monument Rd, Paddock Ct, Fox Ct, Beverly Ln, Monticelli Dr, Hundred Acre Pond Rd E | $1,147 |
| Longview Ct, Campus Ave, Shadbush Rd, Darlene Dr, Old Usquepaugh Rd, Cherry Rd, Windmill Dr, S Park Ln, Fortin Rd, Millstone Rd | $1,145 |
| Spring Hill Rd, Lower College Rd, Locust Dr, Glen Rock Rd, Kensington Ct S, Caitlin Ct, Briar Ln, Shickasheen Way, Stony Fort Rd, Heritage Dr | $1,139 |
| Roxanna Ln, Sand Turn Rd, Biscuit City Rd, High Meadow Ln, Blueberry Ln, Cedar Cir, Higgins Dr, Railroad Ave, Queens River Dr, Little Rest Rd | $1,148 |
| French Rd, Sherman Ave, Butterfield Rd, Kogoli Way, White Horn Dr, Fairgrounds Rd, Brookwood Rd, Barbers Pond Rd, Woodsia Trl, Clark Ln | $1,139 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Kingston | $169 to $172 |
| Wakefield-Peacedale | $169 |
| Narragansett Pier | $177 |
| South Kingstown | $171 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,900 | $3,900 |
| Yearly Kingston Homeowner Insurance Premium Example | $10,300 | $9,800 |
| Out of Pocket Expense During Claim | $1,900 | $3,900 |
| Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim | $63,700 | $62,700 |
| Net Savings to Kingston Home Owner from High Deductible Plan | $1,000 | |
| Scenario | Kingston, RI Home Replacement Value MORE than Home Value | Kingston, RI Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $317,000 | $230,500 |
| Insurance Premium based on Replacement Value | $2,825 | $2,050 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $40,500 | Risk Exposure from Under Insuring Coverage is $46,000 |
| Premium Impact | Insurance cheaper by $425/year | Insurance costlier by $350/year |
| Insurance Company | Liberty Mutual | Nationwide Insurance | GEICO Insurance |
| Monthly Premium | 117 | 100 | 506 |
| Year Built | 2011 | 1996 | 1966 |
| Home Details | 3 Beds, 1 Baths | 2 Beds, 1 Baths | 4 Beds, 1 Baths |
| Coverage Amount | $200000-$250000 | $200000-$250000 | $600000-$700000 |
| Deductible | $2500-$5000 Deductible | > $10,000 Deductible | $1000-$2500 Deductible |