Kingsbury Insurance Rates:

Kingsbury, NY homeowners insurance is nearly $506 to $688, about $42-$57/month. Our complete guide shows customers can save upto $238 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Kingsbury, NY Homeowners Insurance By Home Value

Kingsbury, NY Home Value Total Homes % of Total Average Kingsbury, NY Homeowners Insurance
Less than $50,000 129 3.0% $95
$60,000 to $69,999 56 1.0% $256
$70,000 to $79,999 48 1.0% $298
$80,000 to $89,999 215 6.0% $340
$90,000 to $99,999 267 7.0% $382
$100,000 to $124,999 594 17.0% $441
$125,000 to $149,999 478 13.0% $549
$150,000 to $174,999 825 23.0% $650
$175,000 to $199,999 273 7.0% $752
$200,000 to $249,999 334 9.0% $907
$250,000 to $299,999 146 4.0% $1110
$300,000 to $399,999 82 2.0% $1408

Top Home Insurance Agents Near Kingsbury, NY

Home Insurance Company Near Kingsbury, NY Homeowners Insurance Agency Near Kingsbury, NY Address
NA Beacon Insurance Agency Group Inc 56 Main St Amsterdam, town of amsterdam, NY, 12010
Nationwide Cal E. Litts 324 Mohawk Ave, Scotia, NY, 12302-1808
Allstate John Lofrumento 1859 Route 9, Clifton Park, NY, 12065
Allstate Michael Slovak 639 Pawling Ave, Troy, NY, 12180
Allstate Robson & Geraghty 29 CHURCH ST, HOOSICK FALLS, NY, 12090

Cost Of Homeowners Insurance By Street Near Kingsbury, NY

Streets in Kingsbury Area Homeowners Insurance Cost
Delaware Ave, Franklin St, Brenda Dr, N Oak St, Willow St, Ninth Ave, Vaughn Rd, Powhida Way, Gulf Ln, Oak St$598
Locust St, Allen St, Kerry Way, Mulberry St, 4th St, 10th Ave, Spring St, Pender St, Townline Rd, County Line Rd$593
Casey Rd, James St, Melony Ln, Company Bridge Rd, Myrtle Ave, Town Line Rd, Depot St, Feeder St, Sanders Ln, Maple Ave$599
State Rte 4, Elizabeth St, Co Rd 36, Martindale Ave, Quarry Crossing St, Co Rd 42, 4th Ave, Martindale Ave, Paris Ave, Co Rd 52$599
7th Ave, Basin Rd, Martin Rd, 1st St, Linden Dr, McDowell St, Mosher Ln, Alma Ave, Preston St, Swan St$598

Kingsbury, NY Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Kingsbury$89 to $91
Hudson Falls$89
Glens Falls North$91
Fort Edward$88

Kingsbury, NY Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Hudson Falls village, New York $89 $118 $177
Glens Falls city, New York $89 $119 $179
South Glens Falls village, New York $89 $119 $179

Kingsbury, NY Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Kingsbury, NY3.9%9.9%
Hudson Falls3.96%9.05%
Glens Falls3.69%10.05%
South Glens Falls4.11%11.62%

Kingsbury Renters Insurance as a Percentage of Rent

Kingsbury Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 23 1.0% $345
$200 to $299 60 3.0% $795
$300 to $499 109 6.0% $1245
$500 to $749 673 37.0% $1920
$750 to $999 655 36.0% $2670
$1,000 to $1,499 238 13.0% $3795
$1,500 or more 48 2.0% $5445

Kingsbury, NY Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$1,700
Yearly Kingsbury Homeowner Insurance Premium Example $1,500$1,300
Out of Pocket Expense During Claim$700$1,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $12,700$12,100
Net Savings to Kingsbury Home Owner from High Deductible Plan $600

Kingsbury, NY Home Insurance Costs With Home Replacement Value Scenarios

Scenario Kingsbury, NY Home Replacement Value MORE than Home Value Kingsbury, NY Home Replacement Value LESS than Home Value
Replacement Value $153,000 $114,000
Insurance Premium based on Replacement Value $1,775 $1,325
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $21,500 Risk Exposure from Under Insuring Coverage is $17,500
Premium Impact Insurance cheaper by $200/year Insurance costlier by $250/year

Example Kingsbury Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceAllstateLiberty Mutual
Monthly Premium 99147209
Year Built 196720121940
Home Details 2 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 2 Baths
Coverage Amount $125000-$150000$250000-$300000$350000-$400000
Deductible $500- $1000 Deductible$2500-$5000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Kingsbury, NY from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1964 190,000 Wood Shake Roof 2,010 4 $500- $1000 Deductible 1080 8 Fiber-Cement Siding No
1940 95,000 Composition Roof 1,250 2 $1000-$2500 Deductible 720 10 Wood siding No
1942 240,000 Asphalt Shingles Roof 3,020 4 $1000-$2500 Deductible 310 2 Vinyl siding No
1960 185,000 Membrane Roof 1,700 2 $1000-$2500 Deductible 150 1 Brick siding No
1962 75,000 Membrane Roof 950 2 $2500-$5000 Deductible 190 5 Fiber-Cement Siding No
1948 95,000 Metal Roof 1,140 2 $2500-$5000 Deductible 840 10 Stucco siding No
1942 155,000 Membrane Roof 1,590 3 $1000-$2500 Deductible 900 10 Stone Siding yes
1963 395,000 Slate Shingles Roof 4,510 5 $2500-$5000 Deductible 370 2 Wood siding yes
2012 230,000 Asphalt Shingles Roof 2,160 4 $5000 to $10,000 Deductible 150 1 Brick siding yes
1963 190,000 Membrane Roof 1,770 4 $1000-$2500 Deductible 320 3 Wood siding yes
2010 285,000 Slate Shingles Roof 3,260 4 $500 Deductible 550 3 Fiber-Cement Siding No
1966 190,000 Shingles Roof 2,450 4 $5000 to $10,000 Deductible 660 9 Fiber-Cement Siding No
1946 175,000 Asphalt Shingles Roof 1,760 4 $500- $1000 Deductible 1180 8 Wood siding yes
1967 115,000 Metal Roof 1,090 2 $1000-$2500 Deductible 400 8 Stone Siding yes
2013 110,000 Wood Shake Roof 1,240 2 $2500-$5000 Deductible 370 6 Fiber-Cement Siding No
2011 190,000 Tile Roof 2,440 4 $5000 to $10,000 Deductible 650 7 Vinyl siding No
1943 200,000 Wood Shake Roof 2,050 3 $1000-$2500 Deductible 1440 12 Fiber-Cement Siding No
1967 375,000 Shingles Roof 4,380 5 > $10,000 Deductible 1210 9 Brick siding No
1968 235,000 Slate Shingles Roof 2,930 4 $500 Deductible 990 6 Fiber-Cement Siding No
1965 245,000 Shingles Roof 3,200 4 $2500-$5000 Deductible 250 2 Fiber-Cement Siding No
2013 410,000 Membrane Roof 4,430 5 $2500-$5000 Deductible 290 1 Stucco siding yes
2013 310,000 Slate Shingles Roof 4,130 5 $500 Deductible 1270 4 Stone Siding yes
2011 190,000 Tile Roof 1,840 3 $500 Deductible 150 1 Wood siding No
2010 165,000 Composition Roof 2,140 4 $500- $1000 Deductible 790 7 Fiber-Cement Siding No
2011 360,000 Membrane Roof 4,360 5 $1000-$2500 Deductible 2120 8 Stucco siding yes
2010 235,000 Metal Roof 2,480 4 $2500-$5000 Deductible 830 7 Wood siding No
1945 260,000 Asphalt Shingles Roof 3,090 5 $1000-$2500 Deductible 990 5 Vinyl siding No
1946 290,000 Membrane Roof 2,830 4 $2500-$5000 Deductible 2300 12 Vinyl siding yes
1942 250,000 Asphalt Shingles Roof 2,320 3 > $10,000 Deductible 430 4 Stone Siding yes
1945 215,000 Tile Roof 2,550 4 $2500-$5000 Deductible 400 3 Stucco siding yes
2010 300,000 Metal Roof 2,850 5 $5000 to $10,000 Deductible 110 1 Wood siding yes
1946 70,000 Asphalt Shingles Roof 940 2 $500 Deductible 340 4 Brick siding yes
1966 320,000 Wood Shake Roof 3,850 5 > $10,000 Deductible 840 6 Vinyl siding No
2011 130,000 Metal Roof 1,740 3 $500 Deductible 500 4 Wood siding yes