Kingman Insurance Rates:

Kingman, AZ homeowners insurance is roughly $508 to $689, about $42-$57/month. Our detailed analysis reveals consumers can save upto $239 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Farmer's Insurance
The major issue i have had with my insurance company is trying to reach them and file a claim outside of normal operating hours.
State Farm
State farm's prices are absurdly high. each year, they keep calling me trying to hike up my rate too. no thanks!
State Farm
One thing that i do like about state farm insurance is the fact that the insurance agent is someone well known.
Usaa
Their customer service is amazing and always responds quickly when I ask about certain things. I could not ask for any better from them.
State Farm
I personally believe the premium is too high for the house I live in. I hadn't had a claim in 12 years yet the premium kept going up. I'm pretty sure it's similar to other companies because of the area I live in, but I still don't like it.
Farm Bureau
Everyone is always very nice and caring anytime we have had to make a call they get back to you quickly

Kingman, AZ Homeowners Insurance By Home Value

Kingman, AZ Home Value Total Homes % of Total Average Kingman, AZ Homeowners Insurance
Less than $50,000 3,387 18.0% $137
$50,000 to $59,999 1,345 7.0% $287
$60,000 to $69,999 1,010 5.0% $359
$70,000 to $79,999 1,120 5.0% $413
$80,000 to $89,999 1,148 6.0% $467
$90,000 to $99,999 990 5.0% $527
$100,000 to $124,999 2,315 12.0% $610
$125,000 to $149,999 1,625 8.0% $760
$150,000 to $174,999 1,837 9.0% $904
$175,000 to $199,999 1,058 5.0% $1042
$200,000 to $249,999 1,175 6.0% $1251
$250,000 to $299,999 711 3.0% $1533
$300,000 to $399,999 1,060 5.0% $1946

Top Home Insurance Agents Near Kingman, AZ

Home Insurance Company Near Kingman, AZ Homeowners Insurance Agency Near Kingman, AZ Address
NA Donathan Insurance Agency 1840 Highway 95 Bullhead City, Bullhead City, AZ, 86442
Farmers Bruce Bodin 3080 Needles Hwy Ste 2300, Laughlin, NV, 89029
Travelers Bullhead City Insurance Center 5025 LAKEWOOD RD STE A, FORT MOJAVE, AZ, 86426
Farmers Maria "Mary" Avalos 2065 Highway 95 Ste 51, Bullhead City, AZ, 86442
Travelers Mohave Insurance Center Inc 1875 ROBINSON AVE, KINGMAN, AZ, 86401

Cost Of Homeowners Insurance By Street Near Kingman, AZ

Streets in Kingman Area Homeowners Insurance Cost
N Alaska Way, E Nicole Ave, 4th Ave, Formosa Rd, Pasadena Ave, Dateland Rd, Golden Eagle Cir, S Bowie Rd, Chino Rd, Guthrie Rd$606
Mt View Rd, Maple St, Cll Bill, Tertiary Dr, Sentinal Dr, N Glen Pl, Phillips Ave, N Wild Mustang Way, Pine Rd, Kelli Ln$594
Jimmy Stewart Dr, Snavely Pl, Angel Rd, Mayan, Sonora Rd, Lochiel St, Shadow Ln, Lynn Ln, Howland Dr, Smoketree Rd$607
Prairie Hill Rd, Peacock Rd, E Cll Lucero, Los Angeles St, Co Hwy 221, Yates Dr, Chemehevis Rd, Goldroad, Kit Dr, S Ave Truxton$614
Burro Dr, N 6th St, W Taylor Ave, Mountain View Dr, W Beale St, N Bach Rd, N Ranch Vista Dr, National Old Trails Hwy, N Rainbow St, Rafter B Ave$600
Sunny Ridge Ln, Rosslynn Dr, Rio Verde Ln, McNeil Rd, S Calamity Jane Rd, Armour Ave, Shavely Cove, Grand Wash Dr, Bellemont Rd, Boulder Rd$600
Hillcrest Ave, Mercury Rd, Jefferson St, Medicine Point Dr, W Sonoma Dr, Metate Dr, Kathleen Ave, Kier St, Grand Dr, Valentine Way$595
Silver Lode Dr, Cactus Wren Pl, Coyote Dr, Detroit Ave, Pinto Rd, Lone Ranger Rd, E Suffock Ave, Yuma Rd, Cll Lucero, Cactus Wren Cir$619
Prospect, E Cll Chavez, Kachina, Cloride Rd, N Mtn Mesa Trl, Juniper Way, Manzanita Dr, Everett Ave, W Ironwood Dr, Robles Rd$620
N Minnesota Way, Guardian Dr, Jesmond Dr, Co Hwy 10, Davis Rd, Heights Blvd, Hoot Owl Ln, Acanthus Dr, Saddletree Ct, N 2nd St$612

Kingman, AZ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Kingman$89 to $92
Valle Vista$91
Chloride$85
Antares$89

Kingman, AZ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Valle Vista CDP, Arizona $77 $102 $153
Chloride CDP, Arizona $72 $95 $143
Antares CDP, Arizona $75 $99 $149

Kingman, AZ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Kingman, AZ5.1%17.8%
Valle Vista3.7%15.55%
Antares4.67%25.73%
Dolan Springs7.07%22.2%

Kingman Renters Insurance as a Percentage of Rent

Kingman Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 294 4.0% $819
$300 to $499 701 10.0% $1269
$500 to $749 2,175 34.0% $1944
$750 to $999 1,934 30.0% $2694
$1,000 to $1,499 1,113 17.0% $3819
$1,500 or more 113 1.0% $5469

Kingman, AZ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$1,900
Yearly Kingman Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$900$1,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $7,300$6,700
Net Savings to Kingman Home Owner from High Deductible Plan $600

Kingman, AZ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Kingman, AZ Home Replacement Value MORE than Home Value Kingman, AZ Home Replacement Value LESS than Home Value
Replacement Value $134,000 $98,500
Insurance Premium based on Replacement Value $400 $300
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $16,000 Risk Exposure from Under Insuring Coverage is $19,500
Premium Impact Insurance cheaper by $50/year Insurance costlier by $50/year

Example Kingman Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceLiberty MutualAmica Mutual Insurance Company
Monthly Premium 385254
Year Built 201119941985
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths4 Beds, 3 Baths
Coverage Amount $125000-$150000$200000-$250000$175000-$200000
Deductible $500 Deductible$500- $1000 Deductible$500 Deductible

Sample Home Insurance Rates for Kingman, AZ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2003 175,000 Asphalt Shingles Roof 2,190 4 $1000-$2500 Deductible 470 12 Stucco siding yes
1981 210,000 Composition Roof 3,250 4 $500 Deductible 520 10 Stucco siding No
2013 155,000 Metal Roof 1,860 3 $500 Deductible 250 9 Fiber-Cement Siding yes
2007 185,000 Slate Shingles Roof 2,190 3 $5000 to $10,000 Deductible 150 6 Fiber-Cement Siding yes
1993 155,000 Shingles Roof 1,820 4 $500 Deductible 330 9 Brick siding No
2013 195,000 Tile Roof 2,790 4 $500- $1000 Deductible 720 12 Stone Siding No
2013 235,000 Asphalt Shingles Roof 3,290 4 $5000 to $10,000 Deductible 530 12 Brick siding No
2005 205,000 Asphalt Shingles Roof 3,350 4 $1000-$2500 Deductible 160 3 Stucco siding yes
1994 135,000 Slate Shingles Roof 1,630 4 $1000-$2500 Deductible 230 9 Vinyl siding No
2000 190,000 Metal Roof 2,670 4 $1000-$2500 Deductible 490 12 Stone Siding No
2010 190,000 Tile Roof 2,250 3 $2500-$5000 Deductible 430 12 Brick siding yes
1984 110,000 Slate Shingles Roof 1,260 3 $1000-$2500 Deductible 20 1 Brick siding No
1983 155,000 Composition Roof 2,360 3 $1000-$2500 Deductible 420 12 Brick siding yes
1992 125,000 Membrane Roof 2,180 3 $500 Deductible 140 5 Stucco siding yes
2014 240,000 Membrane Roof 2,970 4 $500- $1000 Deductible 90 2 Stucco siding yes
1987 160,000 Metal Roof 2,190 3 $500- $1000 Deductible 450 9 Stucco siding No
2003 285,000 Shingles Roof 3,220 4 $1000-$2500 Deductible 50 1 Brick siding No
2012 120,000 Tile Roof 1,530 3 $500- $1000 Deductible 240 9 Wood siding No
2002 140,000 Slate Shingles Roof 2,110 3 $500- $1000 Deductible 230 7 Brick siding No
2010 240,000 Wood Shake Roof 3,080 4 $2500-$5000 Deductible 230 5 Brick siding yes
1985 135,000 Wood Shake Roof 2,170 3 $1000-$2500 Deductible 240 7 Fiber-Cement Siding yes
2009 155,000 Wood Shake Roof 1,990 4 $2500-$5000 Deductible 150 7 Vinyl siding yes
2009 205,000 Asphalt Shingles Roof 3,380 4 $500 Deductible 310 5 Brick siding No