King Insurance Rates:

King, NC homeowners insurance is approximately $505 to $687, about $42-$57/month. Our extensive research shows customers can save as much as $238 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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King, NC Homeowners Insurance By Home Value

King, NC Home Value Total Homes % of Total Average King, NC Homeowners Insurance
Less than $50,000 23 1.0% $101
$50,000 to $59,999 57 2.0% $214
$80,000 to $89,999 81 3.0% $345
$90,000 to $99,999 97 4.0% $387
$100,000 to $124,999 358 17.0% $447
$125,000 to $149,999 549 26.0% $560
$150,000 to $174,999 503 24.0% $661
$175,000 to $199,999 176 8.0% $768
$200,000 to $249,999 87 4.0% $923
$250,000 to $299,999 105 5.0% $1126
$300,000 to $399,999 34 1.0% $1436

Top Home Insurance Agents Near King, NC

Home Insurance Company Near King, NC Homeowners Insurance Agency Near King, NC Address
Travelers Aacia-Pons Ins 1521 DAVIE AVE, STATESVILLE, NC, 28677
Liberty Mutual Independent Chappell Insurance Agency Inc 209 S MAIN ST, DOBSON, NC, 27017
Travelers Jones & Peacock Inc 1812 Eastchester Dr High Point, High Point, NC, 27265
Travelers Simpson Insurance Inc 113 W ATKINS, DOBSON, NC, 27017
Nationwide Tommy Haynes Agency Inc. 1283 N Bridge St, Elkin, NC, 28621-2339

Cost Of Homeowners Insurance By Street Near King, NC

Streets in King Area Homeowners Insurance Cost
State Rd 1243, Meta Ct, Old 52 Rd, State Rd 1111, Lynne Ave, Oakmont Ct, S Main St, Glen Brooke Ln, Rose Trl, State Rd 1274$590
Belay Dr, Dennys Park Dr, Scenic Dr, Old 52 Rd, Charleston Ct, State Rd 1130, Watts Farm Rd, Meadowbrook Dr, State Rd 1229, Laurel$594
E Dalton Rd, State Rd 1116, Maple St, Douglas Dr, State Rd 1807, Southern Rd, Augusta Ct, Redwood Bend, Misty Ct, State Rd 1105$593
Franchar Dr, Winfield Dr, Pilot Bluff Dr, Brown Rd, Bob Rierson St, Stokes Forest Dr, Vesta St, Windsong Ct, Fowler Rd, River Bluff Trl$590
Glenmar Ln, Rock Haven Dr, Thurman, Turkey Hill Dr, Glenwood Ln, Northridge Dr, Westridge Dr, William Fowler Rd, Crescent Dr, Brookstone Cir$595

King, NC Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
King$89 to $91
Tobaccoville$89
Yadkin$88
Pinnacle$87

King, NC Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Tobaccoville village, North Carolina $75 $99 $149
Yadkin township, Stokes County, North Carolina $74 $98 $147
Old Richmond township, Forsyth County, North Carolina $74 $99 $148

King, NC Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
King, NC4.2%15.2%
Tobaccoville4.44%16.67%
Yadkin4.68%16.42%
Old Richmond4.73%15.37%

King Renters Insurance as a Percentage of Rent

King Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 59 12.0% $778
$300 to $499 104 21.0% $1228
$500 to $749 222 46.0% $1903
$750 to $999 69 14.0% $2653
$1,000 to $1,499 22 4.0% $3778

King, NC Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$2,400
Yearly King Homeowner Insurance Premium Example $1,100$900
Out of Pocket Expense During Claim$1,400$2,400
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $10,200$9,600
Net Savings to King Home Owner from High Deductible Plan $600

King, NC Home Insurance Costs With Home Replacement Value Scenarios

Scenario King, NC Home Replacement Value MORE than Home Value King, NC Home Replacement Value LESS than Home Value
Replacement Value $173,000 $104,000
Insurance Premium based on Replacement Value $925 $550
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $34,500 Risk Exposure from Under Insuring Coverage is $34,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $200/year

Example King Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceErie InsuranceLiberty Mutual
Monthly Premium 6862121
Year Built 197320041998
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $125000-$150000$250000-$300000$300000-$350000
Deductible $500 Deductible$5000 to $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for King, NC from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1982 120,000 Membrane Roof 1,640 3 $2500-$5000 Deductible 90 4 Fiber-Cement Siding No
1990 205,000 Membrane Roof 2,100 3 $5000 to $10,000 Deductible 610 12 Brick siding No
2006 360,000 Slate Shingles Roof 4,380 5 > $10,000 Deductible 500 4 Wood siding yes
1988 215,000 Shingles Roof 2,240 5 $500- $1000 Deductible 230 3 Vinyl siding yes
1998 190,000 Wood Shake Roof 2,490 4 $500- $1000 Deductible 570 7 Stucco siding No
1991 185,000 Asphalt Shingles Roof 2,060 3 $1000-$2500 Deductible 70 1 Wood siding No
1975 160,000 Slate Shingles Roof 1,750 4 $2500-$5000 Deductible 330 7 Fiber-Cement Siding yes
2011 130,000 Metal Roof 1,660 3 $1000-$2500 Deductible 440 12 Fiber-Cement Siding yes
1974 225,000 Tile Roof 2,150 3 $500- $1000 Deductible 420 5 Vinyl siding yes
2007 325,000 Composition Roof 3,630 5 $5000 to $10,000 Deductible 570 6 Stone Siding No
1988 130,000 Metal Roof 1,760 4 $2500-$5000 Deductible 380 8 Fiber-Cement Siding yes
2010 240,000 Membrane Roof 2,660 4 $1000-$2500 Deductible 730 9 Brick siding yes
1970 205,000 Wood Shake Roof 2,050 4 $500 Deductible 360 4 Wood siding No
1978 240,000 Tile Roof 2,350 4 $1000-$2500 Deductible 530 7 Fiber-Cement Siding No
1971 210,000 Tile Roof 2,360 5 $2500-$5000 Deductible 320 4 Wood siding yes
2014 195,000 Asphalt Shingles Roof 2,170 3 $5000 to $10,000 Deductible 600 12 Stucco siding yes
2014 230,000 Composition Roof 2,150 5 $5000 to $10,000 Deductible 50 1 Vinyl siding yes
2012 265,000 Slate Shingles Roof 2,680 4 $500- $1000 Deductible 640 5 Fiber-Cement Siding yes
2014 220,000 Slate Shingles Roof 2,130 4 > $10,000 Deductible 440 9 Stone Siding No
2004 140,000 Shingles Roof 1,710 4 $1000-$2500 Deductible 160 4 Stone Siding yes
2012 445,000 Asphalt Shingles Roof 4,940 5 $500 Deductible 860 5 Fiber-Cement Siding yes
1991 210,000 Tile Roof 2,250 5 > $10,000 Deductible 430 9 Stucco siding yes
2007 135,000 Asphalt Shingles Roof 1,610 3 $1000-$2500 Deductible 710 12 Stone Siding No
1972 295,000 Slate Shingles Roof 3,080 4 $5000 to $10,000 Deductible 290 4 Vinyl siding No
2010 100,000 Slate Shingles Roof 1,360 3 $2500-$5000 Deductible 380 10 Vinyl siding No
1971 390,000 Composition Roof 3,720 5 $2500-$5000 Deductible 1230 9 Brick siding No
2010 315,000 Slate Shingles Roof 2,940 5 $500- $1000 Deductible 740 7 Brick siding No
1970 175,000 Slate Shingles Roof 1,690 4 $1000-$2500 Deductible 790 12 Stone Siding No
1992 360,000 Asphalt Shingles Roof 4,070 5 $1000-$2500 Deductible 770 9 Stone Siding No
1995 195,000 Metal Roof 2,170 3 $1000-$2500 Deductible 200 3 Vinyl siding No
1971 270,000 Tile Roof 2,980 4 $5000 to $10,000 Deductible 890 9 Brick siding yes