Kimball Insurance Rates:

Kimball, MI homeowners insurance is about $628 to $857, about $52-$71/month. Our comprehensive guide indicates shoppers can save upto $296 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Kimball, MI Homeowners Insurance By Home Value

Kimball, MI Home Value Total Homes % of Total Average Kimball, MI Homeowners Insurance
Less than $50,000 497 16.0% $155
$50,000 to $59,999 158 5.0% $326
$60,000 to $69,999 109 3.0% $408
$70,000 to $79,999 122 3.0% $467
$80,000 to $89,999 207 6.0% $534
$90,000 to $99,999 68 2.0% $593
$100,000 to $124,999 568 18.0% $690
$125,000 to $149,999 150 4.0% $860
$150,000 to $174,999 400 12.0% $1023
$175,000 to $199,999 252 8.0% $1179
$200,000 to $249,999 391 12.0% $1417
$250,000 to $299,999 118 3.0% $1736
$300,000 to $399,999 51 1.0% $2203

Top Home Insurance Agents Near Kimball, MI

Home Insurance Company Near Kimball, MI Homeowners Insurance Agency Near Kimball, MI Address
NA Oakland Companies 8031 M-15 8031 M-15 , Clarkston, MI, 48348
NA Camelot Insurance Agency, Llc 11000 W Mcnichols Road, Ste 111, Detroit, MI, 48221
State Farm Jamie Felix 95 Indianwood Rd, Lake Orion, MI, 48362-1508
Farmers Luecricia Lou Granberry 7250 Dixie Hwy Ste 400, Clarkston, MI, 48346
State Farm Scott Schumaker 217 E Maple Rd, Troy, MI, 48083-2717

Cost Of Homeowners Insurance By Street Near Kimball, MI

Streets in Kimball Area Homeowners Insurance Cost
Trout Lake Ct, Cloverdale, Dove Rd, Bellwood Dr, Kingsbridge, N Pine River Rd, Garfield, Eastwood Dr, Morningstar Ave, Pickford Rd$742
Bob White Dr, Dunlap Rd, Blue Lake Ct, Edward Ln E, Willington Dr, Allen Rd, Furness Dr, Fish Rd, Hidden Lake Dr, Ditty Rd$743
Pine Creek Ln, Sylvan Lake Ct, English Rd, Dove Rd, School Rd, Scott Rd, Meadowlark Ln, Green Lake Ct, Willow Canyon Dr, Twin Lakes Ct$759
Cloverdale Ln, W Water St, Henry St, Searls Rd, Sunnyside Rd, Anglewood Ct, Birchwood Ln, Hardwood Ct, Louks Rd, Barth Dr$740
Hickory Rd, Lafrance Rd, Atkins Rd, Barth Rd, Edward Ln W, Crystal Lake Ct, Harwood Dr, Moak St, Richman Rd, S Branch Ln$733

Kimball, MI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Kimball$110 to $112
Port Huron charter$111
Marysville$112
St. Clair$116

Kimball, MI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Port Huron charter township, St. Clair County, Michigan $111 $148 $222
Marysville city, Michigan $112 $149 $224
St. Clair County, Michigan $113 $150 $225

Kimball, MI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Kimball, MI5.0%14.9%
Port Huron charter5.0%15.94%
Marysville4.59%12.29%
St. Clair County4.57%13.69%

Kimball Renters Insurance as a Percentage of Rent

Kimball Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 22 4.0% $1249
$500 to $749 239 45.0% $1924
$750 to $999 133 25.0% $2674
$1,000 to $1,499 86 16.0% $3799
$1,500 or more 41 7.0% $5449

Kimball, MI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$3,900
Yearly Kimball Homeowner Insurance Premium Example $1,700$1,200
Out of Pocket Expense During Claim$1,900$3,900
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $10,400$9,900
Net Savings to Kimball Home Owner from High Deductible Plan $500

Kimball, MI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Kimball, MI Home Replacement Value MORE than Home Value Kimball, MI Home Replacement Value LESS than Home Value
Replacement Value $154,000 $109,500
Insurance Premium based on Replacement Value $700 $500
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $21,000 Risk Exposure from Under Insuring Coverage is $23,500
Premium Impact Insurance cheaper by $100/year Insurance costlier by $100/year

Example Kimball Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualAllstateState Farm
Monthly Premium 2761117
Year Built 196319452004
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths5 Beds, 2 Baths
Coverage Amount $75000-$100000$200000-$250000$250000-$300000
Deductible $1000-$2500 Deductible$2500-$5000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Kimball, MI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1994 425,000 Tile Roof 4,580 5 $500- $1000 Deductible 1010 6 Fiber-Cement Siding No
2010 275,000 Tile Roof 4,440 5 $5000 to $10,000 Deductible 670 6 Fiber-Cement Siding yes
1943 305,000 Shingles Roof 3,290 4 $5000 to $10,000 Deductible 190 2 Stucco siding yes
1964 305,000 Wood Shake Roof 3,710 5 $5000 to $10,000 Deductible 480 5 Stucco siding No
1940 160,000 Membrane Roof 2,000 3 $5000 to $10,000 Deductible 390 10 Fiber-Cement Siding yes
1948 110,000 Tile Roof 1,510 5 $500- $1000 Deductible 540 10 Brick siding No
1986 160,000 Metal Roof 1,930 3 $1000-$2500 Deductible 50 1 Vinyl siding yes
1954 210,000 Membrane Roof 2,610 4 $2500-$5000 Deductible 900 12 Stone Siding No
2012 215,000 Wood Shake Roof 2,540 4 > $10,000 Deductible 380 9 Wood siding No
1962 170,000 Metal Roof 2,020 5 $2500-$5000 Deductible 370 9 Vinyl siding yes
1966 180,000 Composition Roof 2,590 4 $5000 to $10,000 Deductible 660 12 Fiber-Cement Siding yes
1942 185,000 Wood Shake Roof 2,560 4 $500- $1000 Deductible 630 7 Brick siding No
1997 355,000 Tile Roof 4,290 5 > $10,000 Deductible 200 3 Wood siding No
1961 165,000 Composition Roof 1,850 4 $500 Deductible 500 10 Brick siding yes
1983 240,000 Shingles Roof 2,980 4 $500- $1000 Deductible 480 4 Brick siding yes
1947 290,000 Membrane Roof 3,280 4 $5000 to $10,000 Deductible 760 10 Vinyl siding No
1990 150,000 Asphalt Shingles Roof 2,030 4 $1000-$2500 Deductible 280 5 Vinyl siding No
1988 230,000 Tile Roof 2,680 4 $1000-$2500 Deductible 590 7 Brick siding yes
1958 210,000 Asphalt Shingles Roof 2,700 4 $5000 to $10,000 Deductible 830 12 Brick siding yes
1961 220,000 Membrane Roof 3,060 4 $2500-$5000 Deductible 340 6 Fiber-Cement Siding No
2005 380,000 Tile Roof 4,370 5 $1000-$2500 Deductible 1060 10 Stone Siding yes
2014 135,000 Slate Shingles Roof 1,720 4 $500- $1000 Deductible 560 12 Fiber-Cement Siding yes
2012 95,000 Wood Shake Roof 1,290 3 $500- $1000 Deductible 340 9 Wood siding No
2012 230,000 Wood Shake Roof 2,600 5 $1000-$2500 Deductible 190 2 Wood siding No
2013 175,000 Wood Shake Roof 2,740 5 $1000-$2500 Deductible 840 12 Brick siding No
1954 155,000 Shingles Roof 2,180 3 $5000 to $10,000 Deductible 230 6 Stucco siding No
1949 115,000 Shingles Roof 1,770 3 $500 Deductible 200 5 Stucco siding yes
1964 150,000 Composition Roof 2,050 3 $500 Deductible 630 9 Wood siding No
1986 300,000 Metal Roof 3,290 5 $2500-$5000 Deductible 560 6 Stucco siding yes
2010 300,000 Composition Roof 4,470 5 $2500-$5000 Deductible 960 8 Stucco siding yes
1983 105,000 Metal Roof 1,330 3 $500- $1000 Deductible 40 1 Brick siding No
1959 205,000 Slate Shingles Roof 2,330 4 $500 Deductible 950 9 Stone Siding yes
2003 455,000 Tile Roof 4,890 5 > $10,000 Deductible 710 9 Brick siding No
1961 165,000 Composition Roof 2,070 3 $500- $1000 Deductible 70 1 Vinyl siding yes