Killeen Insurance Rates:

Killeen, TX homeowners insurance is about $874 to $1,184, about $72-$98/month. Our complete guide indicates shoppers can save upto $411 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Nationwide
Everyone at nationwide is overall awesome. every time i talk to them they help me with what i need help with
Liberty Mutual
Because my deductible is so low, the monthly premium i pay for home owner's coverage seems quite high. the peace of mind is usually worth it, but i feel like i am being overcharged,
Liberty Mutual
Their customer service has been responsive and i never had to wait to speak to someone for any length of time.

Killeen, TX Homeowners Insurance By Home Value

Killeen, TX Home Value Total Homes % of Total Average Killeen, TX Homeowners Insurance
Less than $50,000 2,118 7.0% $216
$50,000 to $59,999 1,013 3.0% $452
$60,000 to $69,999 1,224 4.0% $565
$70,000 to $79,999 1,458 5.0% $658
$80,000 to $89,999 2,326 8.0% $740
$90,000 to $99,999 2,558 8.0% $833
$100,000 to $124,999 5,529 19.0% $967
$125,000 to $149,999 3,663 12.0% $1203
$150,000 to $174,999 3,022 10.0% $1430
$175,000 to $199,999 1,818 6.0% $1646
$200,000 to $249,999 2,114 7.0% $1975
$250,000 to $299,999 1,044 3.0% $2418
$300,000 to $399,999 543 1.0% $3076

Top Home Insurance Agents Near Killeen, TX

Home Insurance Company Near Killeen, TX Homeowners Insurance Agency Near Killeen, TX Address
State Farm Kevin Krause 1000 W Highway 6 Ste 310, Waco, TX, 76712-3793
State Farm Terry Strickland 4949 Franklin Ave, Waco, TX, 76710-6900
State Farm David Simmons 11104c N Lamar Blvd, Austin, TX, 78753-3047
Travelers Galloway Insurance 105 North Water, Burnet, TX, 78611
Allstate Jorge Montalvo 401 E Whitestone Blvd Ste A102, Cedar Park, TX, 78613

Cost Of Homeowners Insurance By Street Near Killeen, TX

Streets in Killeen Area Homeowners Insurance Cost
Leatherwood Dr, Turtle Bend Dr, Llewellyn Ln, Market Blvd, Triangle Rd, Gardenia Ave, S Park St, San Antonio St, Birchwood Dr, Upper Ridge Ct$1,005
Lobo Trl, Zinnia Cir, Cox Dr, Sherwood Loop, Burk Dr, Cedar Cove Spr, Edgefield St, Edgefield St, N 60th St, Glynhill Ct$1,016
Courtney Ln, Inwood Cir, Daffodil Dr, Jeff Scott Dr, Smith Dr, el Dorado Dr, Wood St, Jefferies Ave, Tahuaya Dr, Libby Ln$999
Dobbs Ave, Shady Dr, Mosaic Trl, Robert Tyler Dr, Evergreen Dr, Bamboo Ln, Lu Cir, Hank Dr, Goodnight Dr, Boyd Ave$1,001
Forest Hill Dr, Sorcerer Ct, Mohawk Dr, Full View Cir, Patton Dr, Parker Ln, Fox Creek Dr, Ridglea Ct, Grace, Nichols Cir$1,029
Coley Dr, E Cardinal Ln, Mary Jane Cir, Diaz Dr, Stampede Cir, Alexander St, Lancelot Dr, Garner Ave, Dewitt County Ct, Bream Cir$1,014
Mountain View Dr, Lorraine Cir, Copperfield Cir, E Valley Rd, Dugger Cir, Medina Dr, Chafin Dr, Attas Ave, W Kathey Rd, Godman St$1,012
Langford St, White Rock Dr, Westrim Dr, Cinnamon Stone Dr, Standridge St, Pinewood St, Amber Rene Dr, Cloud St, Audra Rd, Daytona Dr$1,039
Cessnock Dr, Pomegranate Cir, Ponderosa Dr, Aztec Trce, Dusty Holler Rd, Laura St, Ramblewood St, Reynard Cir, Estelle Ave, Golden Gate Dr$1,072
Trotwood Trl, Bayberry Dr, Sonora Dr, Fort Rd, Silver Creek Dr, Bowles Ranch Rd, Dorothy Ln, Coy Dr, Beaver Dr, Longview Dr$1,013

Killeen, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Killeen$154 to $156
Harker Heights$158
Nolanville$155
Fort Hood$148

Killeen, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Harker Heights city, Texas $158 $211 $317
Nolanville city, Texas $155 $207 $311
Fort Hood CDP, Texas $149 $198 $297

Killeen, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Killeen, TX6.8%18.7%
Harker Heights5.37%16.75%
Nolanville6.49%20.75%
Southwest Bell6.25%15.87%

Killeen Renters Insurance as a Percentage of Rent

Killeen Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 2,061 8.0% $1251
$500 to $749 6,964 27.0% $1926
$750 to $999 7,996 31.0% $2676
$1,000 to $1,499 7,082 27.0% $3801
$1,500 or more 1,217 4.0% $5451

Killeen, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$2,400
Yearly Killeen Homeowner Insurance Premium Example $1,000$800
Out of Pocket Expense During Claim$1,400$2,400
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,400$8,800
Net Savings to Killeen Home Owner from High Deductible Plan $600

Killeen, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Killeen, TX Home Replacement Value MORE than Home Value Killeen, TX Home Replacement Value LESS than Home Value
Replacement Value $126,000 $85,000
Insurance Premium based on Replacement Value $1,300 $875
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $20,000 Risk Exposure from Under Insuring Coverage is $21,000
Premium Impact Insurance cheaper by $225/year Insurance costlier by $200/year

Example Killeen Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceAllstateState Farm
Monthly Premium 15869144
Year Built 200119962012
Home Details 4 Beds, 3 Baths2 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $200000-$250000$75000-$100000$200000-$250000
Deductible $1000-$2500 Deductible$500- $1000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Killeen, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1982 250,000 Asphalt Shingles Roof 2,880 4 $5000 to $10,000 Deductible 1100 8 Wood siding No
2012 95,000 Shingles Roof 1,400 3 $2500-$5000 Deductible 270 5 Stucco siding No
1994 215,000 Membrane Roof 2,490 5 $500- $1000 Deductible 380 3 Brick siding yes
1987 145,000 Shingles Roof 2,120 3 $2500-$5000 Deductible 130 2 Stucco siding yes
1997 155,000 Tile Roof 2,380 3 $2500-$5000 Deductible 480 5 Brick siding No
2008 120,000 Wood Shake Roof 1,700 2 $500 Deductible 80 1 Fiber-Cement Siding No
2009 150,000 Tile Roof 1,670 3 $500- $1000 Deductible 1580 12 Vinyl siding No
2007 195,000 Tile Roof 2,940 4 $500- $1000 Deductible 710 5 Fiber-Cement Siding yes
2008 245,000 Composition Roof 3,780 5 $2500-$5000 Deductible 1400 10 Brick siding No
1990 145,000 Membrane Roof 2,100 5 $2500-$5000 Deductible 310 4 Stone Siding yes