Killeen Insurance Rates:

Killeen ,TX Home Insurance - The cost of homeowners insurance is influenced by a range of factors, including the value of your coverage, deductible, and the construction materials used in your home.

VHome Insurance conducted a thorough analysis of the Killeen, TX homeowners insurance market, taking into account factors like average costs, range of coverages, deductibles and customer satisfaction ratings to determine the best providers. The Average home insurance cost in Killeen, TX is $2027. Enter your zipcode below and click “GO” to get multiple free quotes.

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Home Insurance Companies in Killeen, TX: Customer-Reviewed Options


Killeen, TX Homeowners Insurance Rates by Coverage Level

It is important to understand the different coverage options available in Killeen, TX. VHome Insurance will help you navigate the world of homeowners insurance coverages in Killeen, TX.

Coverage Level Average Annual Premium
$100,000 $811
$200,000 $1,378
$300,000 $1,703
$400,000 $2,595
$500,000 $3,263


Killeen, TX Homeowners Insurance Deductibles

One key aspect of your policy is the deductible, which is the amount you pay out of pocket before your insurance kicks in. Choosing the right deductible can have a major impact on your insurance premiums and overall savings. In this guide, we'll help you understand the options available for homeowners insurance deductibles in Killeen, TX, and how to choose the right one for your needs.

Deductible Level Average Annual Premium
$500 Deductible $2,078
$1000 Deductible $1,859
$1500 Deductible $1,753
$2500 Deductible $1,581
$5000 Deductible $1,338



Top Home Insurance Agents Near Killeen, TX

Home Insurance Company Near Killeen, TX Homeowners Insurance Agency Near Killeen, TX Address
State Farm David Simmons 11104c N Lamar Blvd, Austin, TX, 78753-3047
Travelers Galloway Insurance 105 North Water, Burnet, TX, 78611
Allstate Jorge Montalvo 401 E Whitestone Blvd Ste A102, Cedar Park, TX, 78613
State Farm Kevin Krause 1000 W Highway 6 Ste 310, Waco, TX, 76712-3793
State Farm Terry Strickland 4949 Franklin Ave, Waco, TX, 76710-6900

Killeen, TX Home Insurance Agents for Top Companies


Killeen, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Harker Heights city, Texas $158 $211 $317
Nolanville city, Texas $155 $207 $311
Fort Hood CDP, Texas $149 $198 $297


Killeen, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Killeen, TX6.8%18.7%
Harker Heights5.37%16.75%
Southwest Bell6.25%15.87%

Killeen Renters Insurance as a Percentage of Rent

Killeen Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 2,061 8.0% $1251
$500 to $749 6,964 27.0% $1926
$750 to $999 7,996 31.0% $2676
$1,000 to $1,499 7,082 27.0% $3801
$1,500 or more 1,217 4.0% $5451

Cost Of Homeowners Insurance By Street Near Killeen, TX

Streets in Killeen Area Homeowners Insurance Cost
Leatherwood Dr, Turtle Bend Dr, Llewellyn Ln, Market Blvd, Triangle Rd, Gardenia Ave, S Park St, San Antonio St, Birchwood Dr, Upper Ridge Ct$1,005
Lobo Trl, Zinnia Cir, Cox Dr, Sherwood Loop, Burk Dr, Cedar Cove Spr, Edgefield St, Edgefield St, N 60th St, Glynhill Ct$1,016
Courtney Ln, Inwood Cir, Daffodil Dr, Jeff Scott Dr, Smith Dr, el Dorado Dr, Wood St, Jefferies Ave, Tahuaya Dr, Libby Ln$999
Dobbs Ave, Shady Dr, Mosaic Trl, Robert Tyler Dr, Evergreen Dr, Bamboo Ln, Lu Cir, Hank Dr, Goodnight Dr, Boyd Ave$1,001
Forest Hill Dr, Sorcerer Ct, Mohawk Dr, Full View Cir, Patton Dr, Parker Ln, Fox Creek Dr, Ridglea Ct, Grace, Nichols Cir$1,029
Coley Dr, E Cardinal Ln, Mary Jane Cir, Diaz Dr, Stampede Cir, Alexander St, Lancelot Dr, Garner Ave, Dewitt County Ct, Bream Cir$1,014
Mountain View Dr, Lorraine Cir, Copperfield Cir, E Valley Rd, Dugger Cir, Medina Dr, Chafin Dr, Attas Ave, W Kathey Rd, Godman St$1,012
Langford St, White Rock Dr, Westrim Dr, Cinnamon Stone Dr, Standridge St, Pinewood St, Amber Rene Dr, Cloud St, Audra Rd, Daytona Dr$1,039
Cessnock Dr, Pomegranate Cir, Ponderosa Dr, Aztec Trce, Dusty Holler Rd, Laura St, Ramblewood St, Reynard Cir, Estelle Ave, Golden Gate Dr$1,072
Trotwood Trl, Bayberry Dr, Sonora Dr, Fort Rd, Silver Creek Dr, Bowles Ranch Rd, Dorothy Ln, Coy Dr, Beaver Dr, Longview Dr$1,013

Killeen, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Killeen$154 to $156
Harker Heights$158
Fort Hood$148

Killeen, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Killeen Homeowner Insurance Premium Example $1,000$800
Out of Pocket Expense During Claim$1,400$2,400
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,400$8,800
Net Savings to Killeen Home Owner from High Deductible Plan $600


Killeen, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Killeen, TX Home Replacement Value MORE than Home Value Killeen, TX Home Replacement Value LESS than Home Value
Replacement Value $126,000 $85,000
Insurance Premium based on Replacement Value $1,300 $875
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $20,000 Risk Exposure from Under Insuring Coverage is $21,000
Premium Impact Insurance cheaper by $225/year Insurance costlier by $200/year


Example Killeen Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceAllstateState Farm
Monthly Premium 15869144
Year Built 200119962012
Home Details 4 Beds, 3 Baths2 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $200000-$250000$75000-$100000$200000-$250000
Deductible $1000-$2500 Deductible$500- $1000 Deductible$2500-$5000 Deductible