Killeen Insurance Rates:

Killeen, TX homeowners insurance is about $874 to $1,184, about $72-$98/month. Our complete guide indicates shoppers can save upto $411 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
I would recommend State Farm to anyone looking for a home insurance policy. They are well rounded in their services, offer excellent customer service.
The offer policies that included natural disaster even if your not covered as to where other companies denied the help to their clients.
Due to the reasons of great customer service, quick and friendly representatives, cheap prices, and customizable coverage, I would absolutely recommend Travelers for homeowners insurance.
Allstate home insurance is an excellent choice for most first-time home buyers and homeowners looking for specialized coverage.
Farmer's Insurance
I chose to give 3 here because the policy that they built is pretty good as well but there are disadvantage of it as well. There are things that is a bit expensive to pay out. But I understand that it is their policy.
I would recommend Geico home insurance company to other people looking for a company because they look after your best interest and seem to really care about you.
State Farm
Our premium is relatively low compared to friends of mine that have different insurance companies. I went with the one I was with without really checking other companies since it was already a great deal!
It is a genuine and reputable provider but it does not provide anything extra. I think it can be trusted as a nationwide acclaimed brand.
The premium is a little high but compared to other companies it is acceptable. The deductible is much better for me.
Safeco Insurance
I'm very happy with Safeco. Every time I've called in, the representative has been friendly, competent and helpful. That said, I haven't filed an actual claim yet. The reason for the 4 star rating is that they did raise our rates one year for no reason.
When shopping around, all of the companies we looked at offered pretty much the same deductible and coverage. The premium was lower with Traveler's Insurance. That was a deciding factor for us.
Liberty Mutual
It cost me about half the premium of the prevoiuos policy with geico. I get the same service and same coverage. I dont see any issues.
Liberty Mutual
Our policy isn't the fanciest or most elaborate one compared to others, it's bare bones, but provides us with peace of mind if something were to happen.
Farmer's Insurance
I would recommend for home insurance because they do not play games and they are quick to answer any questions with agents that really care about what they are doing
Everyone at nationwide is overall awesome. every time i talk to them they help me with what i need help with
Liberty Mutual
Because my deductible is so low, the monthly premium i pay for home owner's coverage seems quite high. the peace of mind is usually worth it, but i feel like i am being overcharged,
Liberty Mutual
Their customer service has been responsive and i never had to wait to speak to someone for any length of time.
State Farm
Overall, I am currently very satisfied with the company since my coverage and rates are exactly what I need. I am happy and I like the company.
Liberty Mutual
I like that I am able to log in to find out all my policy information on the website 24/7. I am able to see how much my policy costs and print off my policy copy very easily or access it easily when needed.
The website is easy to use. Login and get access to information I need. I can print copies of my policy or just view it when needed.
Amica Mutual Insurance
I get the bill and pay it. Really no other contact and no reason to. Why would I contact them unless there was a claim
We used to have Allstate, which was higher. I think all insurance rates are a bit high, but I was happy at least this was lower than before.
I feel like they could be more responsive, or at least more prompt. They have some very good workers who know their topics, but getting through to one might be difficult. I also feel as if they question their customers as if they feel like we're only out to get money. Which may be the case for a few but not the majority of us.
State Farm
I shopped around and I believe this is a very fair rate for my home. I do not worry about the best deal. My agent is great and the price is fair.
State Farm
They are very reasonable on pricing but not the cheapest around. that's really the only bad thing to say
Alfa Insurance
There's not anything that I really dislike about the company. I haven't ever had any major issues come up and they have always handled everything in a timely manner.
My only issue with Progressive is something that goes against the entire insurance industry. Instead of proportionally charging "bad" customers more, charges are spread out among all customers, even those that have never filed a claim.
I honestly can't think of anything I don't like. My local agent is my go-to person and he has been fantastic. He makes Nationwide look like the best insurances company around, I have been with them for 24 years and plan to stay with them.
State Farm
As with any insurance company, I wish I could receive some type of rebate for the money I pay and never utilize because I have only filed one claim in 15 years. I understand that is not how it works; however, it would be nice if they did.
Rvos Insurance
The insurance company that I have has been in business for a good while, they are very popular, so they have had a lot and varied experience dealing with people's situations, and they have great customer service.
I'd recommend Allstate primarily because of my experience with them. I've had zero issues with them, aside from their busy customer service lines. They are always willing to help me.

Killeen, TX Homeowners Insurance By Home Value

Killeen, TX Home Value Total Homes % of Total Average Killeen, TX Homeowners Insurance
Less than $50,000 2,118 7.0% $216
$50,000 to $59,999 1,013 3.0% $452
$60,000 to $69,999 1,224 4.0% $565
$70,000 to $79,999 1,458 5.0% $658
$80,000 to $89,999 2,326 8.0% $740
$90,000 to $99,999 2,558 8.0% $833
$100,000 to $124,999 5,529 19.0% $967
$125,000 to $149,999 3,663 12.0% $1203
$150,000 to $174,999 3,022 10.0% $1430
$175,000 to $199,999 1,818 6.0% $1646
$200,000 to $249,999 2,114 7.0% $1975
$250,000 to $299,999 1,044 3.0% $2418
$300,000 to $399,999 543 1.0% $3076

Top Home Insurance Agents Near Killeen, TX

Home Insurance Company Near Killeen, TX Homeowners Insurance Agency Near Killeen, TX Address
State Farm David Simmons 11104c N Lamar Blvd, Austin, TX, 78753-3047
Travelers Galloway Insurance 105 North Water, Burnet, TX, 78611
Allstate Jorge Montalvo 401 E Whitestone Blvd Ste A102, Cedar Park, TX, 78613
State Farm Kevin Krause 1000 W Highway 6 Ste 310, Waco, TX, 76712-3793
State Farm Terry Strickland 4949 Franklin Ave, Waco, TX, 76710-6900

Killeen, TX Home Insurance Agents for Top Companies

Cost Of Homeowners Insurance By Street Near Killeen, TX

Streets in Killeen Area Homeowners Insurance Cost
Leatherwood Dr, Turtle Bend Dr, Llewellyn Ln, Market Blvd, Triangle Rd, Gardenia Ave, S Park St, San Antonio St, Birchwood Dr, Upper Ridge Ct$1,005
Lobo Trl, Zinnia Cir, Cox Dr, Sherwood Loop, Burk Dr, Cedar Cove Spr, Edgefield St, Edgefield St, N 60th St, Glynhill Ct$1,016
Courtney Ln, Inwood Cir, Daffodil Dr, Jeff Scott Dr, Smith Dr, el Dorado Dr, Wood St, Jefferies Ave, Tahuaya Dr, Libby Ln$999
Dobbs Ave, Shady Dr, Mosaic Trl, Robert Tyler Dr, Evergreen Dr, Bamboo Ln, Lu Cir, Hank Dr, Goodnight Dr, Boyd Ave$1,001
Forest Hill Dr, Sorcerer Ct, Mohawk Dr, Full View Cir, Patton Dr, Parker Ln, Fox Creek Dr, Ridglea Ct, Grace, Nichols Cir$1,029
Coley Dr, E Cardinal Ln, Mary Jane Cir, Diaz Dr, Stampede Cir, Alexander St, Lancelot Dr, Garner Ave, Dewitt County Ct, Bream Cir$1,014
Mountain View Dr, Lorraine Cir, Copperfield Cir, E Valley Rd, Dugger Cir, Medina Dr, Chafin Dr, Attas Ave, W Kathey Rd, Godman St$1,012
Langford St, White Rock Dr, Westrim Dr, Cinnamon Stone Dr, Standridge St, Pinewood St, Amber Rene Dr, Cloud St, Audra Rd, Daytona Dr$1,039
Cessnock Dr, Pomegranate Cir, Ponderosa Dr, Aztec Trce, Dusty Holler Rd, Laura St, Ramblewood St, Reynard Cir, Estelle Ave, Golden Gate Dr$1,072
Trotwood Trl, Bayberry Dr, Sonora Dr, Fort Rd, Silver Creek Dr, Bowles Ranch Rd, Dorothy Ln, Coy Dr, Beaver Dr, Longview Dr$1,013

Killeen, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Killeen$154 to $156
Harker Heights$158
Fort Hood$148

Killeen, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Harker Heights city, Texas $158 $211 $317
Nolanville city, Texas $155 $207 $311
Fort Hood CDP, Texas $149 $198 $297

Killeen, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Killeen, TX6.8%18.7%
Harker Heights5.37%16.75%
Southwest Bell6.25%15.87%

Killeen Renters Insurance as a Percentage of Rent

Killeen Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 2,061 8.0% $1251
$500 to $749 6,964 27.0% $1926
$750 to $999 7,996 31.0% $2676
$1,000 to $1,499 7,082 27.0% $3801
$1,500 or more 1,217 4.0% $5451

Killeen, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Killeen Homeowner Insurance Premium Example $1,000$800
Out of Pocket Expense During Claim$1,400$2,400
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,400$8,800
Net Savings to Killeen Home Owner from High Deductible Plan $600

Killeen, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Killeen, TX Home Replacement Value MORE than Home Value Killeen, TX Home Replacement Value LESS than Home Value
Replacement Value $126,000 $85,000
Insurance Premium based on Replacement Value $1,300 $875
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $20,000 Risk Exposure from Under Insuring Coverage is $21,000
Premium Impact Insurance cheaper by $225/year Insurance costlier by $200/year

Example Killeen Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceAllstateState Farm
Monthly Premium 15869144
Year Built 200119962012
Home Details 4 Beds, 3 Baths2 Beds, 1 Baths5 Beds, 2 Baths
Coverage Amount $200000-$250000$75000-$100000$200000-$250000
Deductible $1000-$2500 Deductible$500- $1000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Killeen, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1994 150,000 Asphalt Shingles Roof 1,900 4 $500- $1000 Deductible 320 3 Brick siding yes
1993 140,000 Composition Roof 1,980 3 $500- $1000 Deductible 70 1 Wood siding No
1989 125,000 Membrane Roof 1,410 2 $500- $1000 Deductible 380 5 Stucco siding No
1983 145,000 Tile Roof 1,780 3 $500- $1000 Deductible 120 1 Brick siding yes
1998 165,000 Wood Shake Roof 2,680 4 $500 Deductible 920 6 Fiber-Cement Siding No
1990 355,000 Tile Roof 4,150 5 $500- $1000 Deductible 770 3 Stucco siding No
2009 400,000 Wood Shake Roof 4,690 5 $500 Deductible 3180 10 Fiber-Cement Siding No
2009 105,000 Composition Roof 1,350 3 $1000-$2500 Deductible 370 7 Vinyl siding No
2012 80,000 Composition Roof 910 2 $1000-$2500 Deductible 90 2 Fiber-Cement Siding yes
2012 135,000 Slate Shingles Roof 1,790 2 $1000-$2500 Deductible 760 8 Brick siding yes
2010 125,000 Wood Shake Roof 1,790 3 $1000-$2500 Deductible 630 9 Brick siding yes
2006 220,000 Slate Shingles Roof 2,910 4 $1000-$2500 Deductible 1290 10 Vinyl siding No
1992 195,000 Asphalt Shingles Roof 2,880 5 $500- $1000 Deductible 1300 10 Stone Siding No
1997 205,000 Composition Roof 2,350 3 $500 Deductible 1750 12 Stucco siding yes
1984 145,000 Slate Shingles Roof 1,710 2 $500 Deductible 280 3 Stucco siding yes
2010 130,000 Metal Roof 1,580 2 $500- $1000 Deductible 380 6 Stucco siding yes
2008 100,000 Composition Roof 1,380 3 $500- $1000 Deductible 310 4 Stucco siding yes
2008 125,000 Composition Roof 1,740 2 $2500-$5000 Deductible 340 6 Stone Siding No
1983 270,000 Shingles Roof 3,120 5 $500- $1000 Deductible 1040 7 Fiber-Cement Siding yes
1992 110,000 Asphalt Shingles Roof 1,770 2 $2500-$5000 Deductible 60 1 Brick siding yes
1982 250,000 Asphalt Shingles Roof 2,880 4 $5000 to $10,000 Deductible 1100 8 Wood siding No
2012 95,000 Shingles Roof 1,400 3 $2500-$5000 Deductible 270 5 Stucco siding No
1994 215,000 Membrane Roof 2,490 5 $500- $1000 Deductible 380 3 Brick siding yes
1987 145,000 Shingles Roof 2,120 3 $2500-$5000 Deductible 130 2 Stucco siding yes
1997 155,000 Tile Roof 2,380 3 $2500-$5000 Deductible 480 5 Brick siding No
2008 120,000 Wood Shake Roof 1,700 2 $500 Deductible 80 1 Fiber-Cement Siding No
2009 150,000 Tile Roof 1,670 3 $500- $1000 Deductible 1580 12 Vinyl siding No
2007 195,000 Tile Roof 2,940 4 $500- $1000 Deductible 710 5 Fiber-Cement Siding yes
2008 245,000 Composition Roof 3,780 5 $2500-$5000 Deductible 1400 10 Brick siding No
1990 145,000 Membrane Roof 2,100 5 $2500-$5000 Deductible 310 4 Stone Siding yes

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