Kihei Insurance Rates:

Kihei, HI homeowners insurance is nearly $794 to $1,084, about $66-$90/month. Our all inclusive guide indicates shoppers can save upto $375 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
I like the fact that my insurance company offers several different policies. i am able to have a car, life, home insurance with just one company. easy to keep up with.
Centauri Insurance
Overall, i like that being small probably gives them the flexibility to offer better rates than larger insurance providers. i have not had to file a claim, but i'm confident it will be handled with the same standard of quality i would expect from a larger company.
Centauri Insurance
I like that they are able to offer us a lower rate than any other insurance company. we switched to them from allstate because our rate was growing significantly every year.
Finance Insurance
I liked the everything about this company because they always gave us very good quality things which we want.
State Farm
When I do talk to an actual human they've been very friendly and helpful. They really seem to care about me and my insurance needs.
State Farm
My least favorite thing about USAA was the mortgage rates, they didn't seem as competitive as the other companies.
Metlife
I love how easy the website is to use. It is very user-friendly and easy to navigate. I like the look and the feel of the website as well.
Geico
Once when I get a hold of them, they were really helpful and now I understand it. They probably have a lot of customers online and thus it was busy.

Kihei, HI Homeowners Insurance By Home Value

Kihei, HI Home Value Total Homes % of Total Average Kihei, HI Homeowners Insurance
Less than $50,000 18 1.0% $37
$125,000 to $149,999 95 6.0% $244
$150,000 to $174,999 212 14.0% $291
$175,000 to $199,999 59 3.0% $338
$200,000 to $249,999 150 9.0% $403
$250,000 to $299,999 232 15.0% $497
$300,000 to $399,999 734 48.0% $629

Top Home Insurance Agents Near Kihei, HI

Home Insurance Company Near Kihei, HI Homeowners Insurance Agency Near Kihei, HI Address
NA Occidental Underwriters Of Hawaii. Ltd. 2145 Wells St. Ste 405, Wailuku, HI, 96793
NA Royal State Insurance 105 N Market St Ste 201, Wailuku, HI, 96793
State Farm Kit Okazaki 81 Makawao Ave Ste 105, Makawao, HI, 96768-8894
State Farm Paul Macdonald 74 Lono Ave Ste 206A, Kahului, HI, 96732-1626
State Farm Ryan Souza 2 Kilakila Pl, Makawao, HI, 96768-8518

Cost Of Homeowners Insurance By Street Near Kihei, HI

Streets in Kihei Area Homeowners Insurance Cost
Kaiwahine St, Panepoo St, Kaikea St, Kai Makani Loop, Honuea St, Halama St, Waikalani Pl, Hoalike St, N Kihei Rd, Kaiola St$955
Malulani St, Konale Pl, de St, Alena Pl, Koki St, Wailana Pl, Namauu Pl, Halelani Pl, Awa Pl, Nanakai St$921
Lauawa St, Aliilani Pl, Kahaone Pl, Kaikane Pl, Koki Pl, Pauloa Pl, Ilikai St, Hoano Pl, Lipoa St, Welakahao Rd$935
Mahealani Pl, Kinaole Cir, N Nihau St, Akina St, Luawai St, Uwapo Rd, Lau Niu Way, Kio Loop, Ahekolo St, Paia Pohaku St$956
Ehiku St, Hoonanea St, Lanakila Pl, Luakaha Cir, Lipoa Pl, Kupuna St, Halekuai St, W Kapu Pl, Eleu Pl, Waiono Pl$922

Kihei, HI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Kihei$139 to $141
Maalaea$139
Kahului$141
Wailea$150

Kihei, HI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Maalaea CDP, Hawaii $139 $185 $278
Waikapu CDP, Hawaii $140 $186 $279
Kahului CDP, Hawaii $142 $189 $284

Kihei, HI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Kihei, HI3.3%13.3%
Maalaea3.34%9.1%
Waikapu3.37%22.49%
Kahului3.06%20.62%

Kihei Renters Insurance as a Percentage of Rent

Kihei Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 117 2.0% $1919
$750 to $999 490 10.0% $2669
$1,000 to $1,499 1,475 32.0% $3794
$1,500 or more 2,474 53.0% $5444

Kihei, HI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$3,600
Yearly Kihei Homeowner Insurance Premium Example $1,100$700
Out of Pocket Expense During Claim$1,600$3,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $10,400$9,200
Net Savings to Kihei Home Owner from High Deductible Plan $1,200

Kihei, HI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Kihei, HI Home Replacement Value MORE than Home Value Kihei, HI Home Replacement Value LESS than Home Value
Replacement Value $583,500 $390,500
Insurance Premium based on Replacement Value $1,400 $925
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $69,000 Risk Exposure from Under Insuring Coverage is $124,000
Premium Impact Insurance cheaper by $300/year Insurance costlier by $175/year

Example Kihei Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualState FarmAllstate
Monthly Premium 939679
Year Built 198420102008
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 2 Baths
Coverage Amount $350000-$400000$350000-$400000$500000-$600000
Deductible $500- $1000 Deductible$500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Kihei, HI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2014 440,000 Asphalt Shingles Roof 1,710 4 > $10,000 Deductible 580 8 Vinyl siding No
2013 505,000 Wood Shake Roof 2,110 3 $1000-$2500 Deductible 1010 10 Stone Siding yes
2013 670,000 Slate Shingles Roof 2,540 4 $1000-$2500 Deductible 450 3 Stucco siding No
1982 300,000 Composition Roof 1,520 3 $500- $1000 Deductible 540 12 Wood siding No
2008 540,000 Asphalt Shingles Roof 2,310 4 $500- $1000 Deductible 1190 10 Wood siding No
2012 260,000 Wood Shake Roof 1,320 2 $2500-$5000 Deductible 240 5 Fiber-Cement Siding No
2002 285,000 Wood Shake Roof 1,440 3 $5000 to $10,000 Deductible 500 9 Vinyl siding No
2014 290,000 Membrane Roof 1,170 2 $2500-$5000 Deductible 310 6 Stucco siding No
1996 465,000 Shingles Roof 2,010 3 $500 Deductible 1060 7 Stone Siding No
2006 535,000 Asphalt Shingles Roof 2,710 4 $500- $1000 Deductible 1160 10 Wood siding yes
2001 340,000 Membrane Roof 1,430 2 > $10,000 Deductible 180 4 Stone Siding yes
2010 300,000 Asphalt Shingles Roof 1,040 2 > $10,000 Deductible 340 9 Fiber-Cement Siding No
2011 615,000 Shingles Roof 2,460 4 $1000-$2500 Deductible 940 8 Stucco siding yes
2008 430,000 Wood Shake Roof 1,680 2 $500- $1000 Deductible 670 6 Vinyl siding No
1992 735,000 Slate Shingles Roof 3,210 4 $500 Deductible 410 3 Stone Siding No
1985 370,000 Slate Shingles Roof 1,750 2 $2500-$5000 Deductible 600 7 Stone Siding yes
1992 310,000 Slate Shingles Roof 1,170 2 $2500-$5000 Deductible 50 1 Fiber-Cement Siding yes
1990 590,000 Wood Shake Roof 2,580 4 > $10,000 Deductible 850 9 Wood siding yes
1989 310,000 Metal Roof 1,060 2 $500 Deductible 80 1 Wood siding yes
1990 805,000 Slate Shingles Roof 2,890 4 $1000-$2500 Deductible 1750 12 Wood siding No
2010 295,000 Composition Roof 1,320 3 $500 Deductible 360 7 Brick siding No
2011 215,000 Membrane Roof 980 2 > $10,000 Deductible 190 6 Brick siding yes
2010 570,000 Shingles Roof 2,200 3 $500- $1000 Deductible 810 7 Fiber-Cement Siding yes
1981 655,000 Composition Roof 2,350 4 $1000-$2500 Deductible 360 3 Fiber-Cement Siding No
2012 420,000 Membrane Roof 1,440 3 $500 Deductible 300 3 Stone Siding No
2007 480,000 Slate Shingles Roof 1,810 3 > $10,000 Deductible 420 8 Brick siding No
1989 320,000 Composition Roof 1,260 2 $5000 to $10,000 Deductible 430 6 Vinyl siding yes
2011 320,000 Membrane Roof 1,330 2 $500 Deductible 450 6 Stone Siding No
2014 520,000 Membrane Roof 2,040 3 $500 Deductible 290 3 Stone Siding yes
2014 410,000 Tile Roof 1,740 2 $500 Deductible 320 3 Vinyl siding No
1992 375,000 Metal Roof 1,360 3 $500- $1000 Deductible 530 7 Wood siding yes
2008 470,000 Composition Roof 2,280 4 $500- $1000 Deductible 950 10 Wood siding No
2014 705,000 Wood Shake Roof 2,980 4 $500 Deductible 1170 9 Wood siding No
2003 565,000 Slate Shingles Roof 2,250 3 $5000 to $10,000 Deductible 790 10 Brick siding yes