Kettering Insurance Rates:

Kettering, OH homeowners insurance is approximately $601 to $815, about $50-$67/month. Our exhaustive analysis shows customers can save as much as $283 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
After i compared several insurance companies they were they cheapest and most economical
Travelers
I do not like how it is difficult to get access to management officials in customer service. i had an issue where i was seeking additional living expenses to cover an event in which my home was uninhabitable for 3 weeks, i could not get a hold of a claims specialist to connect me to management.
State Farm
When we were adding me to my husband's car insurance policy, the agent volunteered to look at the information on the home policy to see if she could save us money there as well.
Allied Insurance
I spend a lot of time and compared many different companies and our company had the best rates. I am happy with what I pay.
Grange Insurance
Anytime something changes they give me a call, and email me. This is nice in case I can't get to the phone and can only check my emails. Makes life much simpler.
Travelers
I do not like that to get in touch with them, I have to go to another company website because we purchased the policy through an agent. It is frustrating.
Geico
There is nothing specifically that I dislike about the company. I would like to pay a lower premium but they are fairly competitive already.

Kettering, OH Homeowners Insurance By Home Value

Kettering, OH Home Value Total Homes % of Total Average Kettering, OH Homeowners Insurance
Less than $50,000 369 2.0% $127
$50,000 to $59,999 279 1.0% $276
$60,000 to $69,999 155 1.0% $339
$70,000 to $79,999 607 3.0% $396
$80,000 to $89,999 1,063 6.0% $446
$90,000 to $99,999 1,302 8.0% $502
$100,000 to $124,999 3,233 21.0% $580
$125,000 to $149,999 2,980 19.0% $729
$150,000 to $174,999 2,294 14.0% $863
$175,000 to $199,999 1,186 7.0% $991
$200,000 to $249,999 912 5.0% $1196
$250,000 to $299,999 460 3.0% $1458
$300,000 to $399,999 471 3.0% $1854

Top Home Insurance Agents Near Kettering, OH

Home Insurance Company Near Kettering, OH Homeowners Insurance Agency Near Kettering, OH Address
Liberty Mutual Independent Insurance Services 400 Licking Pike , Wilder, KY, 41071
State Farm Michael Saylor 2440 Dayton Xenia Rd Ste H, Beavercreek, OH, 45434-7124
State Farm Randy Dresbach 144 E Main Street, Hillsboro, OH, 45133-1612
Allstate Victor Gray 7324 Kingsgate Way Ste C, West Chester, OH, 45069
State Farm Zack Jacobs 16 S Tippecanoe Dr, Tipp City, OH, 45371-1139

Cost Of Homeowners Insurance By Street Near Kettering, OH

Streets in Kettering Area Homeowners Insurance Cost
Fontano Ave, Laird Ave, Bromley Pl, Lefevre Cir, Mapleridge Pl, Isaac Prugh Way, Foxdale Dr, Plantation Ln, Bracken Pl, Sousa Pl$677
la Plata Dr, Ivyton Ct, Foxglen Cir, Devonhurst Dr, Highgrove Pl, Partridge Run Cir, Kerwood Dr, Coach Dr W, Scarsdale Dr, Glenheath Dr$720
Will Rogers Pl, Aragon Ave E, E Blackhawk Rd, Grace Ave, E Cunnington Ln, Hathaway Rd, Glenarm Ave, Kimberly Dr, S Lincoln Park Blvd, Kenmar St$674
Coral Dr, W Schantz Ave, Elmdale Dr, Glengarry Dr, Powhattan Pl, Whispering Oak Dr, Delta Ave, Butternut Dr, California Ave, Lamont Dr$699
Crew Cir, Courtland Ave, S Gardner Rd, Hyfield Dr, Beecher St, Harbison St, Craig Dr, Brookfield Rd, Montgomery Square Dr, Meadow Ln$676
Marcus Cir, Lovetta Dr, Old Church Ct, Sumner Ave, Broadbent Way, Longridge Dr, Tabor Ave, Benfield Dr, Debra Ave, Cobblestone Dr$707
Bunker Hill Ct, Cottingwood Ct, Ingersoll Dr, Carrlands Dr, Hale Ave, Culver Ave, E Camino Pl, Pittsfield Ave, Hewitt Ave, Hamlet Dr$725
Holly Bend Cir, Newell Cir, Morningstar Ct, Eagles Nest Ln, Bokay Dr, Redbush Ave, Castle Dr, Sugar Maple Dr, Sutton Ave, Lotz Rd$729
Southdale Dr, Galewood St, Blairgowrie Cir, Wick Ct, Sinton Pl, Dexter Ave, Lamme Rd, Waterbury Dr, Kettering Square Dr S, Ashmore Dr$716
Miriam Dr, Phoenix Pl, Whitehorse Ave, Rawnsdale Rd, Regent St, Weng Ave, Rue Marseille, Hemphill Rd, Barton Ave, Southmoor Cir NW$706

Kettering, OH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Kettering$106 to $108
Oakwood$115
Centerville$109
Washington$111

Kettering, OH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Oakwood city, Ohio $96 $128 $192
Centerville city, Ohio $91 $121 $182
Washington township, Montgomery County, Ohio $93 $123 $185

Kettering, OH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Kettering, OH4.5%12.1%
Oakwood3.17%8.72%
Centerville3.87%10.6%
Washington3.59%10.01%

Kettering Renters Insurance as a Percentage of Rent

Kettering Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 122 1.0% $343
$200 to $299 117 1.0% $793
$300 to $499 1,270 13.0% $1243
$500 to $749 3,281 35.0% $1918
$750 to $999 2,484 27.0% $2668
$1,000 to $1,499 1,489 16.0% $3793
$1,500 or more 351 3.0% $5443

Kettering, OH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$1,600
Yearly Kettering Homeowner Insurance Premium Example $500$300
Out of Pocket Expense During Claim$600$1,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $4,600$4,000
Net Savings to Kettering Home Owner from High Deductible Plan $600

Kettering, OH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Kettering, OH Home Replacement Value MORE than Home Value Kettering, OH Home Replacement Value LESS than Home Value
Replacement Value $188,500 $125,500
Insurance Premium based on Replacement Value $900 $600
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $20,500 Risk Exposure from Under Insuring Coverage is $42,500
Premium Impact Insurance cheaper by $200/year Insurance costlier by $100/year

Example Kettering Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceAmica Mutual Insurance CompanyChubb Group of Insurance
Monthly Premium 394131
Year Built 196819521979
Home Details 5 Beds, 4 Baths3 Beds, 2 Baths4 Beds, 1 Baths
Coverage Amount $150000-$175000$150000-$175000$125000-$150000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Kettering, OH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1955 315,000 Metal Roof 3,350 4 $500 Deductible 1040 9 Vinyl siding yes
1969 125,000 Metal Roof 1,670 2 $1000-$2500 Deductible 270 9 Stone Siding No
1958 185,000 Tile Roof 2,140 4 $500- $1000 Deductible 130 2 Vinyl siding yes
1963 95,000 Tile Roof 1,110 2 $2500-$5000 Deductible 110 6 Vinyl siding yes
1971 125,000 Asphalt Shingles Roof 1,600 3 $2500-$5000 Deductible 270 10 Vinyl siding No
1984 145,000 Asphalt Shingles Roof 1,460 3 $500- $1000 Deductible 60 1 Wood siding yes
1956 125,000 Metal Roof 1,790 4 $500 Deductible 110 3 Stone Siding No
1969 285,000 Composition Roof 3,110 5 $5000 to $10,000 Deductible 1030 12 Fiber-Cement Siding yes
1983 290,000 Membrane Roof 3,140 4 $1000-$2500 Deductible 400 6 Brick siding yes
1974 205,000 Membrane Roof 2,260 3 $2500-$5000 Deductible 490 8 Brick siding No
1968 115,000 Wood Shake Roof 1,730 2 $500 Deductible 410 9 Wood siding No
1961 450,000 Membrane Roof 4,790 5 $5000 to $10,000 Deductible 1120 10 Wood siding yes
1952 150,000 Asphalt Shingles Roof 1,560 5 $5000 to $10,000 Deductible 100 3 Brick siding yes
1967 235,000 Tile Roof 2,950 4 $5000 to $10,000 Deductible 50 1 Stucco siding yes
1964 125,000 Tile Roof 1,400 2 $500 Deductible 470 12 Vinyl siding yes
1982 95,000 Composition Roof 1,300 3 $500- $1000 Deductible 150 5 Brick siding yes
1966 215,000 Asphalt Shingles Roof 2,280 4 $2500-$5000 Deductible 40 1 Vinyl siding No
1989 175,000 Membrane Roof 2,300 5 $1000-$2500 Deductible 60 1 Stucco siding yes
1953 150,000 Wood Shake Roof 1,830 5 $2500-$5000 Deductible 200 5 Wood siding No
1981 120,000 Shingles Roof 1,700 3 $2500-$5000 Deductible 300 8 Brick siding yes
1970 155,000 Tile Roof 1,990 3 $1000-$2500 Deductible 390 9 Fiber-Cement Siding No
1976 145,000 Asphalt Shingles Roof 1,920 3 $500 Deductible 140 3 Stone Siding No
1953 135,000 Composition Roof 1,840 4 $1000-$2500 Deductible 320 10 Fiber-Cement Siding No
1964 340,000 Wood Shake Roof 4,710 5 > $10,000 Deductible 450 7 Vinyl siding yes
1988 195,000 Wood Shake Roof 1,960 4 $500- $1000 Deductible 200 3 Wood siding No