Kettering Insurance Rates:

Kettering, MD homeowners insurance is roughly $601 to $819, about $50-$68/month. Our all inclusive analysis indicates shoppers can save upto $284 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Kettering, MD Homeowners Insurance By Home Value

Kettering, MD Home Value Total Homes % of Total Average Kettering, MD Homeowners Insurance
Less than $50,000 101 2.0% $56
$100,000 to $124,999 106 3.0% $262
$125,000 to $149,999 133 3.0% $326
$150,000 to $174,999 160 4.0% $383
$175,000 to $199,999 407 11.0% $447
$200,000 to $249,999 537 15.0% $539
$250,000 to $299,999 837 23.0% $653
$300,000 to $399,999 1,167 33.0% $830

Top Home Insurance Agents Near Kettering, MD

Home Insurance Company Near Kettering, MD Homeowners Insurance Agency Near Kettering, MD Address
NA Rak Group, Inc. 6339 Ten Oaks Road 6339 Ten Oaks Road, clarksville, MD, 21029
State Farm Esther Ahiagbede Smith 9801 Greenbelt Rd Ste 211, Seabrook, MD, 20706-6227
State Farm Jeslling Montalvan 12121 Heritage Park Cir, Silver Spring, MD, 20906-4556
Liberty Mutual Independent Joseph W Mccartin Ins Inc 5000 SUNNYSIDE AVE STE 200, BELTSVILLE, MD, 20705
Allstate Kevin Vendt 8624 Georgia Ave Ste C3, Silver Spring, MD, 20910

Cost Of Homeowners Insurance By Street Near Kettering, MD

Streets in Kettering Area Homeowners Insurance Cost
Drumsheugh Ln, Drumsheugh Ct, Weymouth St, Maple Tree Way, Jasper Ct, Bottsford Ave, Joyceton Dr, Whiteholm Ct, Ridgley Ct, Bennington Ct$722
Laughton St, Payton Dr, Eddington Dr, Ashaway Ln, Foreman Pl, Johnson Grove Ln, Cambleton Ct, Sugar Maple Ter, Esterville Ln, Jo Dr$726
Sutton Dr, Castleton Cir, Jones Fall Ct, Joyceton Way, Fuller Ave, Leeland Rd, Bennington Dr, Joyceton Dr, Fortress Ct, Hannah Way$729
Kendle St, Pine Forest Ln, Ansonia Ct, Jansmore Ct, Briarley Pl, Yorkton St, James Ridge Rd, Princeleigh St, Leesburg Pl, Jacque Ct$725
Castleton Dr, Sholton St, Chartsey St, Jamesview Ln, Wild Wood Ct, Exeter Ct, Kettering Dr, Esmond Pl, Derek St, Saxton Ct$729

Kettering, MD Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Kettering$106 to $108
Largo$106
Brock Hall$109
Woodmore$112

Kettering, MD Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Largo CDP, Maryland $106 $141 $212
Brock Hall CDP, Maryland $110 $146 $219
Woodmore CDP, Maryland $113 $150 $225

Kettering, MD Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Kettering, MD2.7%8.7%
Largo2.67%7.96%
Brock Hall2.05%7.89%
Woodmore2.15%8.32%

Kettering Renters Insurance as a Percentage of Rent

Kettering Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$750 to $999 86 19.0% $2655
$1,000 to $1,499 44 9.0% $3780
$1,500 or more 313 70.0% $5430

Average Cost Of Home Insurance By Company In Areas Nearby Kettering For Different Scenarios

Home Value ($) Deductible ($) Construction Type Age of Home (Years) Company Premium ($)
460,000 1,000 Frame 10 Allied Property & Casualty Insurance Co. 1,153
410,000 1,000 Masonry 15 Brethren Mutual Insurance Co. 810
310,000 500 Frame 35 Encompass Home/Auto Insurance Co. 1,934
310,000 500 Frame 35 Everett Cash Mutual Insurance Co. 1,324
460,000 1,000 Frame 10 Homesite Insurance Co. Of The Midwest 1,097
460,000 1,000 Frame 10 Nationwide General Insurance Co. 1,138
460,000 1,000 Frame 10 Qbe Insurance Corp. 1,375
410,000 1,000 Masonry 15 State Farm Fire & Casualty Co. 1,291
410,000 1,000 Masonry 15 Usaa General Indemnity Co. 1,802
410,000 1,000 Masonry 15 United Services Automobile Association 1,426

Kettering, MD Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$5,000
Yearly Kettering Homeowner Insurance Premium Example $2,600$1,800
Out of Pocket Expense During Claim$1,000$5,000
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $16,600$15,800
Net Savings to Kettering Home Owner from High Deductible Plan $800

Kettering, MD Home Insurance Costs With Home Replacement Value Scenarios

Scenario Kettering, MD Home Replacement Value MORE than Home Value Kettering, MD Home Replacement Value LESS than Home Value
Replacement Value $309,500 $212,500
Insurance Premium based on Replacement Value $1,250 $850
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $56,500 Risk Exposure from Under Insuring Coverage is $40,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $225/year

Example Kettering Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceFarmers InsuranceAllstate
Monthly Premium 636847
Year Built 199819761982
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $200000-$250000$250000-$300000$200000-$250000
Deductible $1000-$2500 Deductible$5000 to $10,000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Kettering, MD from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2012 210,000 Asphalt Shingles Roof 1,700 3 $1000-$2500 Deductible 390 5 Stucco siding yes
1973 340,000 Metal Roof 2,190 4 $500- $1000 Deductible 240 2 Stone Siding No
1987 630,000 Wood Shake Roof 4,230 5 $1000-$2500 Deductible 2320 10 Brick siding yes
2013 365,000 Shingles Roof 2,300 4 > $10,000 Deductible 210 2 Stone Siding yes
2008 385,000 Shingles Roof 2,920 4 > $10,000 Deductible 230 3 Stone Siding No
2011 470,000 Tile Roof 2,610 5 $500- $1000 Deductible 890 6 Wood siding No
1977 580,000 Metal Roof 3,150 5 $5000 to $10,000 Deductible 980 8 Wood siding No
2013 425,000 Metal Roof 2,340 3 > $10,000 Deductible 430 5 Fiber-Cement Siding No
1995 260,000 Composition Roof 1,790 5 $5000 to $10,000 Deductible 330 4 Fiber-Cement Siding No
2009 370,000 Composition Roof 2,390 4 $500 Deductible 450 4 Stucco siding No
2010 390,000 Composition Roof 2,340 3 $5000 to $10,000 Deductible 120 1 Wood siding yes
1999 830,000 Asphalt Shingles Roof 4,920 5 $1000-$2500 Deductible 1530 6 Wood siding No
2012 440,000 Tile Roof 2,830 5 > $10,000 Deductible 290 4 Fiber-Cement Siding No
1970 360,000 Membrane Roof 2,390 4 $1000-$2500 Deductible 1200 10 Vinyl siding No
1988 375,000 Shingles Roof 2,230 5 $500 Deductible 1910 12 Stone Siding No
1998 335,000 Metal Roof 1,900 4 $5000 to $10,000 Deductible 350 3 Fiber-Cement Siding No
1980 410,000 Wood Shake Roof 2,370 3 $5000 to $10,000 Deductible 210 2 Wood siding yes
2013 275,000 Metal Roof 1,730 3 $1000-$2500 Deductible 620 6 Fiber-Cement Siding No
1992 335,000 Wood Shake Roof 2,590 5 $2500-$5000 Deductible 500 5 Brick siding No
1981 390,000 Asphalt Shingles Roof 2,280 4 $500 Deductible 880 4 Stucco siding No
2006 425,000 Membrane Roof 2,900 5 $500- $1000 Deductible 1300 8 Brick siding No
1974 225,000 Asphalt Shingles Roof 1,640 5 $2500-$5000 Deductible 400 5 Stucco siding yes
1980 765,000 Metal Roof 4,670 5 $1000-$2500 Deductible 1900 6 Fiber-Cement Siding No
2012 550,000 Composition Roof 3,220 4 $500 Deductible 1400 6 Stone Siding yes
1977 585,000 Membrane Roof 3,270 4 $500 Deductible 2610 10 Stucco siding No
1995 345,000 Shingles Roof 1,950 5 > $10,000 Deductible 1160 12 Stone Siding No
2005 390,000 Composition Roof 2,140 4 $5000 to $10,000 Deductible 110 1 Stone Siding yes
2006 605,000 Shingles Roof 3,280 4 > $10,000 Deductible 290 2 Vinyl siding yes
1983 265,000 Metal Roof 1,850 3 $2500-$5000 Deductible 220 2 Wood siding No
1990 400,000 Membrane Roof 2,440 4 $500 Deductible 1980 10 Vinyl siding No
1998 330,000 Shingles Roof 1,890 3 $500- $1000 Deductible 820 6 Vinyl siding No