Kershaw Insurance Rates:

Kershaw, SC homeowners insurance is nearly $670 to $912, about $55-$76/month. Our thorough guide shows customers can save as much as $316 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Kershaw, SC Homeowners Insurance By Home Value

Kershaw, SC Home Value Total Homes % of Total Average Kershaw, SC Homeowners Insurance
Less than $50,000 425 20.0% $205
$50,000 to $59,999 136 6.0% $442
$60,000 to $69,999 105 5.0% $545
$70,000 to $79,999 157 7.0% $632
$80,000 to $89,999 149 7.0% $711
$90,000 to $99,999 183 8.0% $798
$100,000 to $124,999 285 13.0% $925
$125,000 to $149,999 188 9.0% $1154
$150,000 to $174,999 189 9.0% $1368
$175,000 to $199,999 93 4.0% $1582
$200,000 to $249,999 87 4.0% $1898
$250,000 to $299,999 29 1.0% $2325
$300,000 to $399,999 29 1.0% $2950

Top Home Insurance Agents Near Kershaw, SC

Home Insurance Company Near Kershaw, SC Homeowners Insurance Agency Near Kershaw, SC Address
NA Insurance Marketing Concepts 1317 Tyvola Rd, Charlotte, NC, 28210
Travelers Bill Pasko Agency Inc 10590 INDEPENDENCE POINTE PKWY STE 110, MATTHEWS, NC, 28105
Allstate Cl Thaxton Ins 239 N Hampton St, Kershaw, SC, 29067
Travelers Hutch Ham Agency Inc 1230 W MOREHEAD ST STE 306, CHARLOTTE, NC, 28208
Liberty Mutual Independent Rdr Insurance Services Inc 5960 FAIRVIEW RD STE 100, CHARLOTTE, NC, 28210

Cost Of Homeowners Insurance By Street Near Kershaw, SC

Streets in Kershaw Area Homeowners Insurance Cost
Estridge Ave, Dogwood Cir, Pickfair Pl, Palmetto St, S Matson St, Baxley Pond Rd, Woodrow St, State Rd S-29-783, Co Rd S-29-884, US Hwy 521 Bus$793
Springs St, Bob Byrd Rd, Fernwood Dr, Clark St, State Rd S-29-99, S Cleveland St, S Ashe St, State Rd S-29-380, Aaron Knight Ln, State Rd S-29-154$792
Coates Rd, W Church St, Overbrook Rd, West St, Humming Bird Ln, Commerce Aly, Watermelon Rd, E Marion St, Old Camden Rd, Phillipstown Rd$789
Molasses Rd, Joes Dr, Deese Rd, State Rd S-29-499, State Rd S-29-466, Canty Ln, US Hwy 601, S Minor St, White St, Pleasant Plains Rd$793
State Rd S-29-110, Hanging Rock Church Rd, State Rd S-29-176, State Rd S-29-258, Jones St, Railroad Ave, State Rd S-29-777, Knot Ln, Old Georgetown Rd, Pine St$793

Kershaw, SC Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Kershaw$118 to $121
Mount Pisgah$117
Tradesville$119
Lancaster County$121

Kershaw, SC Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Mount Pisgah CCD, Kershaw County, South Carolina $98 $130 $195
Tradesville CCD, Lancaster County, South Carolina $100 $133 $199
Heath Springs CCD, Lancaster County, South Carolina $100 $133 $199

Kershaw, SC Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Kershaw, SC6.5%25.9%
Mount Pisgah8.23%21.09%
Tradesville6.33%24.01%
Heath Springs6.4%21.4%

Kershaw Renters Insurance as a Percentage of Rent

Kershaw Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 62 10.0% $805
$300 to $499 172 30.0% $1255
$500 to $749 183 32.0% $1930
$750 to $999 115 20.0% $2680
$1,000 to $1,499 18 3.0% $3805
$1,500 or more 17 2.0% $5455

Kershaw, SC Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$2,800
Yearly Kershaw Homeowner Insurance Premium Example $1,300$900
Out of Pocket Expense During Claim$800$2,800
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $9,900$9,100
Net Savings to Kershaw Home Owner from High Deductible Plan $800

Kershaw, SC Home Insurance Costs With Home Replacement Value Scenarios

Scenario Kershaw, SC Home Replacement Value MORE than Home Value Kershaw, SC Home Replacement Value LESS than Home Value
Replacement Value $109,500 $82,500
Insurance Premium based on Replacement Value $800 $600
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $11,000 Risk Exposure from Under Insuring Coverage is $16,000
Premium Impact Insurance cheaper by $125/year Insurance costlier by $75/year

Example Kershaw Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceAmica Mutual Insurance CompanyAllstate
Monthly Premium 9110996
Year Built 200620131987
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths4 Beds, 1 Baths
Coverage Amount $150000-$175000$250000-$300000$125000-$150000
Deductible $1000-$2500 Deductible$5000 to $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for Kershaw, SC from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1983 130,000 Asphalt Shingles Roof 1,590 3 $500- $1000 Deductible 160 2 Vinyl siding No
2005 190,000 Composition Roof 3,280 4 $2500-$5000 Deductible 100 1 Stone Siding No
2010 225,000 Wood Shake Roof 3,060 4 > $10,000 Deductible 250 4 Wood siding yes
2011 75,000 Shingles Roof 1,360 3 $500 Deductible 220 6 Wood siding No
2008 120,000 Composition Roof 1,670 3 $1000-$2500 Deductible 480 6 Stone Siding No
2000 115,000 Metal Roof 1,610 3 $500 Deductible 90 1 Stone Siding No
1984 140,000 Slate Shingles Roof 2,000 3 $2500-$5000 Deductible 680 9 Vinyl siding yes
2010 100,000 Membrane Roof 1,320 3 $2500-$5000 Deductible 360 7 Stone Siding yes
2005 165,000 Membrane Roof 2,320 4 $2500-$5000 Deductible 980 10 Brick siding No
1967 230,000 Wood Shake Roof 2,990 4 $500- $1000 Deductible 1170 8 Stone Siding No
2000 205,000 Slate Shingles Roof 2,640 4 > $10,000 Deductible 150 2 Fiber-Cement Siding No
1963 220,000 Composition Roof 3,120 4 $5000 to $10,000 Deductible 970 7 Brick siding No
2012 190,000 Tile Roof 3,360 4 $500 Deductible 1170 9 Vinyl siding yes
2013 190,000 Wood Shake Roof 2,890 4 $1000-$2500 Deductible 720 7 Fiber-Cement Siding yes
2005 185,000 Slate Shingles Roof 3,000 4 $500- $1000 Deductible 890 10 Fiber-Cement Siding No
1972 125,000 Membrane Roof 1,620 3 $1000-$2500 Deductible 590 9 Stucco siding No
2002 185,000 Membrane Roof 2,740 4 $5000 to $10,000 Deductible 660 8 Vinyl siding No
1970 185,000 Slate Shingles Roof 2,380 3 $2500-$5000 Deductible 320 3 Fiber-Cement Siding yes
1961 160,000 Tile Roof 2,690 4 $500 Deductible 1210 12 Stucco siding yes
2001 230,000 Metal Roof 2,850 4 $1000-$2500 Deductible 150 1 Fiber-Cement Siding yes
1981 185,000 Wood Shake Roof 2,490 4 $5000 to $10,000 Deductible 570 9 Stucco siding No
1967 170,000 Tile Roof 2,490 4 $5000 to $10,000 Deductible 280 4 Wood siding No
1966 115,000 Asphalt Shingles Roof 1,640 3 $1000-$2500 Deductible 60 1 Stucco siding yes
1964 110,000 Composition Roof 1,900 3 $1000-$2500 Deductible 130 2 Stucco siding No
1972 90,000 Asphalt Shingles Roof 1,270 3 $500 Deductible 170 3 Fiber-Cement Siding No
1989 225,000 Asphalt Shingles Roof 3,370 4 > $10,000 Deductible 330 5 Brick siding No
1961 130,000 Composition Roof 1,800 4 $500- $1000 Deductible 110 1 Brick siding No
1978 125,000 Tile Roof 1,700 4 $500- $1000 Deductible 580 10 Wood siding No
1981 140,000 Shingles Roof 2,340 4 $500 Deductible 520 4 Vinyl siding No
1969 120,000 Asphalt Shingles Roof 1,670 3 $2500-$5000 Deductible 180 3 Fiber-Cement Siding No
1986 95,000 Composition Roof 1,630 4 $2500-$5000 Deductible 500 9 Fiber-Cement Siding No
1962 265,000 Asphalt Shingles Roof 3,370 4 $500 Deductible 1520 9 Wood siding yes
2007 130,000 Membrane Roof 1,830 3 $500 Deductible 670 7 Stone Siding yes
1968 130,000 Wood Shake Roof 1,880 4 $1000-$2500 Deductible 390 5 Fiber-Cement Siding yes