Kerrville Insurance Rates:

Kerrville, TX homeowners insurance is about $887 to $1,209, about $73-$100/month. Our detailed analysis reveals consumers can save upto $419 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Esurance
they offer just about any type of coverage also outside of auto, this is similar to many other insurance agencies and price was the only factor
Erenterplan
I like that the company has affordable policies and many to choose from that makes the selection process easy but i kind of don't like that the website "hides" the cheaper policies so that you think you have to pay more for it
The Hartford
Hartford has a very great premium for homeowners' insurance. It is quite a "buy". I am glad that I found them.
Allstate
I am completely satisfied with All State's coverage offerings. I do a lot of research to compare companies prices and coverage and All State had the best price foro my needs.
Allstate
Allstate home insurance company gave me better and faster insurance.The way they acted was fantastic.Allstate customer service made my job so easy
State Farm
I would highly recommend them - they are reliable, when I have paid late they have been understanding. They have paid out without issue and always easy to contact and reach. They don't raise prices unexpectedly and don't argue over every dime when you make a cliam.
Geico
I would recommend Geico to anyone in need of this, and all other insurance needs, especially to those just starting out. It is the most affordable insurance you are likely going to find.
Amica Mutual Insurance
They are prompt in paying any claims, and did not require an abundance of paperwork or time in applying for and approving the claim when we had an issue.
Pronto Insurance
What is your company's financial power, are they wealthy enough to pay on time and what they promised?? wow for me, i got pronto guys, they are financially strong, deliver on time and everything, come join me.
Geico
POOR COMMUNICATION AND FOLLOW-UP FROM ERIE INSURANCE MAKES EVERYTHING FRUSTRATING. THEY HAVE NO SUPPORT OR FOLLOW THROUGH. AS A CUSTOMER, YOU FEEL LIKE YOU'RE ON YOUR OWN.
State Farm
There isn't much to dislike except there are a couple people here and there that screw up but it's okay they always fix it
Texan Insurance
I consider that it is a company that completes my needs with its excellent services, it is always pending to give the client his best attentions
Amica Mutual Insurance
They are local and real people. When an issue comes up, I get to talk to a personal ad they actually help rather than dealing with some phone tree or online option.
Blue Cross Blue Shield
They seem about average. we dont have much of a choice in who our carrier is. It's through my dads job
Progressive
The deductible is same as with my old insurance company but the premium is $110 more.Therefore, I can save around $490 a year in total.
Progressive
I would highly recommend Progressive to anyone looking for a great homeowner's policy. Their rates are amazing and their customer service is the best I have ever experienced.

Kerrville, TX Homeowners Insurance By Home Value

Kerrville, TX Home Value Total Homes % of Total Average Kerrville, TX Homeowners Insurance
Less than $50,000 1,314 15.0% $167
$50,000 to $59,999 285 3.0% $356
$60,000 to $69,999 347 4.0% $451
$70,000 to $79,999 279 3.0% $514
$80,000 to $89,999 344 3.0% $587
$90,000 to $99,999 416 4.0% $660
$100,000 to $124,999 1,105 12.0% $765
$125,000 to $149,999 714 8.0% $954
$150,000 to $174,999 1,123 13.0% $1132
$175,000 to $199,999 571 6.0% $1300
$200,000 to $249,999 800 9.0% $1563
$250,000 to $299,999 648 7.0% $1919
$300,000 to $399,999 688 7.0% $2433

Top Home Insurance Agents Near Kerrville, TX

Home Insurance Company Near Kerrville, TX Homeowners Insurance Agency Near Kerrville, TX Address
Travelers Cs Innovative Insurance Solutions Lc 9842 LORENE LN, SAN ANTONIO, TX, 78216
Liberty Mutual Jorge Munoz 9901 Interstate Hwy 10 West, San Antonio, TX, 78230
Farmers Leroy Sanchez 4242 Woodcock Dr Ste 260, San Antonio, TX, 78228
Travelers Macnaughton Insurance Agency Inc 158 ST HWY 16S STE E, BANDERA, TX, 78003
Travelers Pierce & Co Insurance Agency Inc 504 SIXTH ST, COMFORT, TX, 78013

Kerrville, TX Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Kerrville, TX

Streets in Kerrville Area Homeowners Insurance Cost
Neunhoffer Ranch Rd, Scarlet Dr, Mesa del Sol, Cherry Ridge Rd, Oak Wood Rd, W Main St, Everett Rd, Edinburgh Dr, Quail Run, Commerce St$1,109
Palo Verde Dr, Virginia Dr, E Main St, 1610 N, Sand Bend Dr, Johnson Dr, 1104 E, N Quailwood Ln, Bluebell Rd, A St$1,062
Kathy Dr E, FM 394, Packsaddle Rd, Sutherland Ln N, Oak Ln, Fallow Dr, Terrace Ln, Medio Vista Dr, N Tierra Vista Dr, Park St$1,042
Loop 100, 1417 N, Oak St, Wharton Rd, Mc Coulloh, Montain Way Dr, Jennings Blvd, Cynthia Dr, Mulligan Way Cir E, Saddlewood Blvd$1,061
Dasha Dr S, George Hollow Rd N, 100 Spu, Canyon Creek Ln, Summer Loop, Fannin Dr, Everett St, Lois St N, Green Meadow Rd, 4th St$1,055
S Burney Ln, Mack Hollimon Dr, Loop 534, E St, Cully Dr, Morris Rd, Holland Ln, Galbraith Ave, E Diertert, Susan Dr$1,101
1833 S, Monroe Dr, Larry Lee Dr, Estates Dr, Moss Ln N, Cross Creek Ranch Rd N, Cydney, S Medio Vista Dr, Turkey Spr, Victoria Dr$1,041
Fudge Ln, Scenic Hills Rd, Ace Ranch Rd E, Arrow Ln, Tierra Vista Dr, Wildridge Dr, Real Woods Vw E, Valle Verde N, Tivy St, S Bearskin Trl$1,083
Loma Linda Dr, Richard's Rd, Rancho Oaks, Twin Peaks Rd, Renee Ln, FM 738, Barham Rd N, Forest Ridge Rd, Westwind, Riverhill Club Ln$1,052
Lakeside Dr S, Poco Vista Dr S, N Vine, Rio Monte Dr, Olmos Vis, Aransas St, Brennen, Holly Dr N, Kamira Dr, Hancock Dr$1,039

Kerrville, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Kerrville$156 to $159
Center Point$157
Kerr County$156
Fredericksburg$162

Kerrville, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Center Point CCD, Kerr County, Texas $158 $210 $315
Kerr County, Texas $157 $209 $314
Harper CCD, Gillespie County, Texas $158 $210 $315

Kerrville, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Kerrville, TX6.9%20.1%
Center Point7.73%22.46%
Kerr County7.1%20.18%
Harper7.1%18.84%

Kerrville Renters Insurance as a Percentage of Rent

Kerrville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 125 2.0% $345
$200 to $299 151 3.0% $795
$300 to $499 282 6.0% $1245
$500 to $749 1,402 33.0% $1920
$750 to $999 1,207 28.0% $2670
$1,000 to $1,499 791 18.0% $3795
$1,500 or more 250 5.0% $5445

Kerrville, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$1,700
Yearly Kerrville Homeowner Insurance Premium Example $2,100$1,600
Out of Pocket Expense During Claim$700$1,700
Total Home Insurance Premium for 3 years + Out of Pocket Expense for Claim $7,000$6,500
Net Savings to Kerrville Home Owner from High Deductible Plan $500

Kerrville, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Kerrville, TX Home Replacement Value MORE than Home Value Kerrville, TX Home Replacement Value LESS than Home Value
Replacement Value $124,500 $78,500
Insurance Premium based on Replacement Value $1,300 $825
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $19,500 Risk Exposure from Under Insuring Coverage is $26,500
Premium Impact Insurance cheaper by $275/year Insurance costlier by $200/year

Example Kerrville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersState FarmChubb Group of Insurance
Monthly Premium 88132102
Year Built 199720102003
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths4 Beds, 2 Baths
Coverage Amount $175000-$200000$200000-$250000$175000-$200000
Deductible $2500-$5000 Deductible$500- $1000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Kerrville, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2014 155,000 Composition Roof 1,900 3 $1000-$2500 Deductible 600 5 Vinyl siding yes
2006 285,000 Composition Roof 2,830 4 $500- $1000 Deductible 2230 10 Stone Siding yes
1983 170,000 Asphalt Shingles Roof 1,630 3 $500- $1000 Deductible 1430 12 Wood siding No
1975 165,000 Tile Roof 1,870 3 $5000 to $10,000 Deductible 670 10 Fiber-Cement Siding yes
1987 165,000 Slate Shingles Roof 1,740 4 $1000-$2500 Deductible 690 9 Wood siding yes
2012 125,000 Shingles Roof 1,330 3 $500- $1000 Deductible 640 6 Wood siding No
2011 170,000 Wood Shake Roof 2,250 3 $500- $1000 Deductible 850 8 Wood siding yes
1980 125,000 Tile Roof 1,370 3 $500- $1000 Deductible 500 5 Wood siding No
2008 200,000 Wood Shake Roof 1,840 3 > $10,000 Deductible 290 4 Stone Siding yes
2004 155,000 Asphalt Shingles Roof 2,080 3 $5000 to $10,000 Deductible 280 4 Stone Siding No
1986 240,000 Membrane Roof 2,890 4 $500 Deductible 710 4 Wood siding yes
1989 210,000 Tile Roof 2,460 4 $500- $1000 Deductible 1340 10 Fiber-Cement Siding No
1998 265,000 Asphalt Shingles Roof 2,790 4 > $10,000 Deductible 1040 10 Wood siding No
1995 265,000 Asphalt Shingles Roof 2,620 4 > $10,000 Deductible 100 1 Stone Siding No
1983 170,000 Membrane Roof 1,970 4 $5000 to $10,000 Deductible 310 5 Stone Siding No
2011 235,000 Shingles Roof 2,250 3 $500 Deductible 920 5 Stone Siding yes
2009 175,000 Slate Shingles Roof 2,380 4 $2500-$5000 Deductible 400 4 Stucco siding yes
1970 275,000 Membrane Roof 3,340 4 > $10,000 Deductible 730 6 Fiber-Cement Siding yes
1985 140,000 Shingles Roof 1,500 3 $1000-$2500 Deductible 860 12 Brick siding No
1994 185,000 Slate Shingles Roof 2,350 3 $1000-$2500 Deductible 880 9 Wood siding yes
2013 305,000 Metal Roof 3,360 4 $500 Deductible 2780 12 Fiber-Cement Siding yes
1988 150,000 Membrane Roof 1,690 3 $2500-$5000 Deductible 170 2 Fiber-Cement Siding No
1983 160,000 Slate Shingles Roof 2,190 4 $500 Deductible 150 1 Wood siding yes
1975 270,000 Slate Shingles Roof 2,920 4 $2500-$5000 Deductible 410 3 Brick siding No
1980 260,000 Metal Roof 3,390 4 > $10,000 Deductible 460 4 Wood siding yes
1976 130,000 Shingles Roof 1,740 4 $500- $1000 Deductible 850 9 Vinyl siding No
1981 155,000 Asphalt Shingles Roof 2,000 3 $2500-$5000 Deductible 180 2 Stone Siding yes
2010 140,000 Membrane Roof 1,600 3 $500 Deductible 240 3 Brick siding yes
1993 265,000 Wood Shake Roof 3,060 4 $500- $1000 Deductible 1220 9 Brick siding No
2009 230,000 Composition Roof 2,100 3 $500- $1000 Deductible 1200 9 Stucco siding yes
1988 250,000 Metal Roof 2,530 4 $500 Deductible 1490 9 Brick siding yes
2006 210,000 Slate Shingles Roof 2,390 4 > $10,000 Deductible 620 10 Stone Siding yes
2005 165,000 Asphalt Shingles Roof 1,960 3 $500- $1000 Deductible 1700 12 Wood siding yes
1973 130,000 Tile Roof 1,310 3 $1000-$2500 Deductible 510 5 Brick siding yes

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