Kernersville Insurance Rates:

Kernersville, NC homeowners insurance is about $510 to $693, about $42-$57/month. Our comprehensive guide indicates shoppers can save as much as $240 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
We have a great relationship with everyone at the office and the staff is long-term which is great because they get to know the clients and don't have to try to make small talk...they already know most of the long term clients because they have been there with us.
State Farm
My insurance agency charges me too much for having never been in an accident and have taken defensive driving. they are just greedy people who don't care about their customers.
Geico
I have used this company for quite a while now, and they have always kept their rates very consistent. there have been no big increases in the amount i have payed over the years.
State Farm
I am at level three satisfaction because while they have completed the claims with a fair enough dollar amount it hasn't always been without some level of annoyance and slower than I would like. They are nice at our local office and I know they are not going out of their way to be troublesome, I feel like they may also be waiting on the home office and that causes delays.
Erie Insurance
The company's website is very easy to navigate. There is not much clutter, and it is rather simple. Everything you need to know is mostly presented on the first screen, with everything else only being a single click away. Information can be viewed or downloaded.
Liberty Mutual
Unbelievable customer service from actually talking to someone when you first call in, to the rep who comes out to view your claim.

Kernersville, NC Homeowners Insurance By Home Value

Kernersville, NC Home Value Total Homes % of Total Average Kernersville, NC Homeowners Insurance
Less than $50,000 742 9.0% $90
$60,000 to $69,999 130 1.0% $234
$70,000 to $79,999 165 2.0% $270
$80,000 to $89,999 254 3.0% $307
$90,000 to $99,999 207 2.0% $349
$100,000 to $124,999 867 10.0% $403
$125,000 to $149,999 1,052 13.0% $505
$150,000 to $174,999 1,272 15.0% $595
$175,000 to $199,999 890 11.0% $686
$200,000 to $249,999 1,120 14.0% $824
$250,000 to $299,999 816 10.0% $1011
$300,000 to $399,999 428 5.0% $1288

Top Home Insurance Agents Near Kernersville, NC

Home Insurance Company Near Kernersville, NC Homeowners Insurance Agency Near Kernersville, NC Address
Nationwide Douglas E. Smith Agency Inc. 11324 N Main St, Archdale, NC, 27263-2895
State Farm Jackie Smith 1611 New Garden Rd, Greensboro, NC, 27410-2001
State Farm Pam White 2608 Oakcrest Ave, Greensboro, NC, 27408-4710
Travelers Piedmont Triad Ins Inc 3222 SILAS CREEK PKWY STE 10, WINSTON SALEM, NC, 27103
Travelers Southeastern Agency Group 1501 HIGHWOODS BLVD STE 301, GREENSBORO, NC, 27410

Cost Of Homeowners Insurance By Street Near Kernersville, NC

Streets in Kernersville Area Homeowners Insurance Cost
Brookgreen Ln, Salisbury St, Oakcliff Dr, Lynbrook Dr, Gerry Dr, Lawson Acres Dr, Avery Way, Corjon Rd, Claxton Ridge Dr, Micol Ln$607
Willow Oak Dr, Marla Ct, Stone Meadow Dr, State Rd 2547, Ches Ln, Pine Forest Dr, Gateway Center Dr, Brown Rd, Millis St, Chancery Park Ct$610
Corum St, Sagebrush Trl, Milton St, Sr2080, Donna Ave, Bethel Forest Dr, Grindelwald Dr, Wrangler Dr, Forrest Acres Dr, Tennyson Dr$599
Pope Hill Ct, White Pines Ln, Doe Run Dr, Glenwood Rd, Sr2089, Hedrick Dr, Woodland Trl, Harmon Rd, Aaron Place Ln, Whitt Rd$605
Pinelawn Dr, Amersham Ct, Chalet Dr, Tar Heel Ln, Fosterdale West Ln, McCoy Dr, Sun Valley Ln SE, Aquaview Dr, Hoyd Ln, State Rd 2015$610
Lisa Run Dr, Hastings Hill Rd, Gordon Terrace Rd, Grove Pines Ln, Tuxford Ln, Fdy Joyce Rd, Glenn St, Westwood Dr, Rte 2187, Beeson Park Ln$604
Bluff School Rd, Foxfire Rd, Pine Shadows Ct, Brookmont Dr, Southwood Dr, Branch St, Huntington Run Ln, Glenn High Rd, Forest Lake Cir, Firestone Rd$603
Fairview St, Susanna Dr, Hammond St, Carmel Ct, Beechview Ln, Oakmont Dr, Bromley Dr, Roxbury Ln, Rte 2137, Saddle Creek Dr$609
Echols Cir, Oak Ridge Rd, Camillabrook Ct, Yankee Hollow Trl, Birch Ln, Pine Creek Rd, Adams Gate Rd, Copperfield Ct, State Rd 2022, Bowen Lake Dr$606
Royal Coach Trl, Kerner Knolls Rd, Springridge Dr, Reigate Dr, Running Springs Ln, Stone Meadow Dr SE, Tamra Ln, Conestoga Trl, Woodbridge Dr, Old Valley School Rd$603

Kernersville, NC Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Kernersville$90 to $92
Middle Fork II$89
Walkertown$87
Belews Creek$90

Kernersville, NC Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Middle Fork II township, Forsyth County, North Carolina $74 $99 $148
Walkertown town, North Carolina $73 $97 $146
Belews Creek township, Forsyth County, North Carolina $75 $100 $150

Kernersville, NC Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Kernersville, NC3.7%13.9%
Middle Fork II4.59%15.37%
Walkertown4.46%15.75%
Belews Creek4.19%14.04%

Kernersville Renters Insurance as a Percentage of Rent

Kernersville Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 126 3.0% $326
$200 to $299 138 3.0% $776
$300 to $499 474 12.0% $1226
$500 to $749 1,526 40.0% $1901
$750 to $999 900 23.0% $2651
$1,000 to $1,499 522 13.0% $3776
$1,500 or more 105 2.0% $5426

Kernersville, NC Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,200$3,200
Yearly Kernersville Homeowner Insurance Premium Example $1,400$1,000
Out of Pocket Expense During Claim$1,200$3,200
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $12,400$11,200
Net Savings to Kernersville Home Owner from High Deductible Plan $1,200

Kernersville, NC Home Insurance Costs With Home Replacement Value Scenarios

Scenario Kernersville, NC Home Replacement Value MORE than Home Value Kernersville, NC Home Replacement Value LESS than Home Value
Replacement Value $199,000 $160,000
Insurance Premium based on Replacement Value $800 $650
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $19,500 Risk Exposure from Under Insuring Coverage is $19,500
Premium Impact Insurance cheaper by $75/year Insurance costlier by $75/year

Example Kernersville Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceChubb Group of InsuranceGEICO Insurance
Monthly Premium 7862103
Year Built 199119812011
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $200000-$250000$250000-$300000$250000-$300000
Deductible $1000-$2500 Deductible> $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for Kernersville, NC from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1990 230,000 Asphalt Shingles Roof 2,050 5 > $10,000 Deductible 610 10 Wood siding yes
1985 425,000 Membrane Roof 4,910 5 $1000-$2500 Deductible 2050 10 Stone Siding No
1999 250,000 Tile Roof 2,200 4 $1000-$2500 Deductible 460 5 Fiber-Cement Siding yes
1989 245,000 Tile Roof 2,590 4 $5000 to $10,000 Deductible 520 6 Vinyl siding No
1986 250,000 Slate Shingles Roof 2,330 3 $5000 to $10,000 Deductible 340 7 Fiber-Cement Siding No
2011 145,000 Asphalt Shingles Roof 1,780 3 $1000-$2500 Deductible 320 7 Vinyl siding yes
2005 420,000 Asphalt Shingles Roof 4,940 5 $1000-$2500 Deductible 960 7 Stone Siding No
1998 170,000 Composition Roof 2,180 3 $500 Deductible 440 8 Stucco siding yes
2001 480,000 Membrane Roof 4,610 5 $500 Deductible 330 2 Fiber-Cement Siding No
1990 160,000 Membrane Roof 1,720 5 $1000-$2500 Deductible 520 8 Wood siding yes
1993 245,000 Composition Roof 2,330 3 > $10,000 Deductible 70 1 Stone Siding yes
1997 160,000 Slate Shingles Roof 2,000 4 $500 Deductible 460 6 Stucco siding yes
1991 100,000 Composition Roof 1,230 3 $500 Deductible 300 9 Fiber-Cement Siding yes
2000 380,000 Slate Shingles Roof 3,320 5 $2500-$5000 Deductible 600 7 Stone Siding yes
2014 340,000 Membrane Roof 3,080 4 $2500-$5000 Deductible 210 2 Brick siding yes
2005 375,000 Slate Shingles Roof 3,550 5 > $10,000 Deductible 1160 12 Wood siding No
1984 140,000 Asphalt Shingles Roof 1,310 3 $1000-$2500 Deductible 250 5 Vinyl siding yes
1984 200,000 Slate Shingles Roof 2,150 3 $1000-$2500 Deductible 460 5 Stone Siding No
1996 325,000 Asphalt Shingles Roof 4,110 5 $5000 to $10,000 Deductible 700 9 Wood siding yes
1981 230,000 Shingles Roof 2,240 3 $500- $1000 Deductible 640 7 Fiber-Cement Siding yes
1980 515,000 Membrane Roof 4,980 5 $500- $1000 Deductible 1280 7 Stucco siding yes
1985 275,000 Slate Shingles Roof 3,100 4 $1000-$2500 Deductible 530 5 Stone Siding No
2001 305,000 Composition Roof 3,380 5 $500 Deductible 770 6 Stucco siding No