Kerman Insurance Rates:

Kerman, CA homeowners insurance is nearly $505 to $691, about $42-$57/month. Our in depth research shows customers can save upto $239 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Metlife Auto & Home
I really like the ease of doing business with them. they automatically take out my insurance payment every paycheck i get so i don't have to pay any bill. i can just forget about the bill. the customer service is always on point.
State Farm
The one thing i don't like is that when i talk to an agent i am never sure how knowledgeable they are about the companies products. i feel unclear about the policy i am buying. is it open peril? stated peril? is there an 80% clause? these questions are never really answered to my satisfaction. i have to wait until i get my copy of the policy to understand exactly what i have purchased.
State Farm
I like that my state farm agent is local. she is easy to meet with if i need to go to her office for further questions.

Kerman, CA Homeowners Insurance By Home Value

Kerman, CA Home Value Total Homes % of Total Average Kerman, CA Homeowners Insurance
Less than $50,000 235 8.0% $71
$50,000 to $59,999 31 1.0% $161
$60,000 to $69,999 121 4.0% $197
$80,000 to $89,999 45 1.0% $263
$90,000 to $99,999 44 1.0% $293
$100,000 to $124,999 229 8.0% $340
$125,000 to $149,999 235 8.0% $424
$150,000 to $174,999 537 19.0% $502
$175,000 to $199,999 180 6.0% $580
$200,000 to $249,999 436 15.0% $693
$250,000 to $299,999 293 10.0% $849
$300,000 to $399,999 353 12.0% $1082

Top Home Insurance Agents Near Kerman, CA

Home Insurance Company Near Kerman, CA Homeowners Insurance Agency Near Kerman, CA Address
Travelers Imhoff Sunland Insurance Services Inc 2843 N MAROA AVE, FRESNO, CA, 93704
Allstate Jacquie Nuckels 1318 E Manning Ave Ste A, Reedley, CA, 93654
Allstate Ron Meadows 1750 E Bullard Ave Ste 101, Fresno, CA, 93710
Farmers Sheila Kamps-Frowsing 750 E Bullard Ave Ste 104, Fresno, CA, 93710
Travelers Susi Insurance Agency 1041 E PACHECO BLVD, LOS BANOS, CA, 93635

Cost Of Homeowners Insurance By Street Near Kerman, CA

Streets in Kerman Area Homeowners Insurance Cost
S Chaffin Ave, W B Ave, W F St, S Merlot Ave, N San Mateo Ave, N Rolinda Ave, W Middleton Ave, W C St, N Bishop Ave, S Congress Ave$603
N Sycamore Ave, W Matthew Ct, W Middleton, Koleen Ct, S Sheri Way, S Westlawn Ave, W D Ave, S Kenneth Ave, S Trinity Ave, W E St$605
W E St, N 7th Ave, C, N Biola Ave, W A St, Malaga, S Lum Ave, W Oak Dr, W Date Ave, S Pacheco Dr$603
Orchard Way, N Rolinda Ave, N Yuba Ave, Brian Ave, S Sycamore Ave, Gurdwara Ave, S del Norte Ave, el Mar Ave, N Vineland Ave, W Sunset Ave$591
W Wooten Ct, S 12th St, N Lake Ave, Koleen, Oak Dr, W A St, N Goldenrod Ave, S Plumas Ave, W Monterey Ln, W E St$593

Kerman, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Kerman$89 to $92
Biola$86
San Joaquin$87
Tranquillity$89

Kerman, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
San Joaquin city, California $73 $97 $146
Tranquillity CDP, California $74 $99 $148
La Vina CDP, California $74 $99 $148

Kerman, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Kerman, CA3.1%13.7%
Biola6.91%19.17%
San Joaquin4.04%15.5%
Tranquillity3.28%14.47%

Kerman Renters Insurance as a Percentage of Rent

Kerman Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 94 3.0% $351
$200 to $299 71 2.0% $801
$300 to $499 147 6.0% $1251
$500 to $749 849 35.0% $1926
$750 to $999 495 20.0% $2676
$1,000 to $1,499 526 22.0% $3801
$1,500 or more 193 8.0% $5451

Average Cost Of Home Insurance By Company In Areas Nearby Kerman For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
1500002504-6 YearsMetropolitan Direct497
1500005001-3 YearsAmerican Reliable394
1500005004-6 YearsTokio Marine America231
200000500NewCalifornia Capital405
200000500NewEncompass590
200000500NewHorace Mann384
2000005001-3 YearsWawanesa590
2000005004-6 YearsCalifornia Capital498
2000005004-6 YearsUSAA575
2000005007-15 YearsFarmers (Fire Ins)1107
20000050016-25 YearsAAA (Interinsurance Exchange)775
20000050026-40 YearsForemost Insurance891
20000050026-40 YearsLiberty Ins Corp1089
20000050026-40 YearsUnigard Group783
250000100016-25 YearsTokio Marine America449
2500005001-3 YearsAmerican Modern789
2500005007-15 YearsCalifornia Casualty996
25000050016-25 YearsHomesite1190
25000050026-40 YearsPacific Specialty1095
25000050041-70 YearsCentury National1970
25000050041-70 YearsIntegon/National1038
300000500NewLiberty Ins Corp648

Kerman, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$1,500
Yearly Kerman Homeowner Insurance Premium Example $800$600
Out of Pocket Expense During Claim$500$1,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,900$6,300
Net Savings to Kerman Home Owner from High Deductible Plan $600

Kerman, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Kerman, CA Home Replacement Value MORE than Home Value Kerman, CA Home Replacement Value LESS than Home Value
Replacement Value $393,000 $224,000
Insurance Premium based on Replacement Value $975 $550
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $83,000 Risk Exposure from Under Insuring Coverage is $86,000
Premium Impact Insurance cheaper by $200/year Insurance costlier by $225/year

Example Kerman Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyAllstateGEICO Insurance
Monthly Premium 4661165
Year Built 198819752003
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 2 Baths
Coverage Amount $200000-$250000$300000-$350000$500000-$600000
Deductible $500- $1000 Deductible$1000-$2500 Deductible$500 Deductible

Sample Home Insurance Rates for Kerman, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2010 185,000 Tile Roof 1,930 3 $500- $1000 Deductible 280 7 Stucco siding No
1992 210,000 Shingles Roof 2,360 3 $1000-$2500 Deductible 480 10 Brick siding No
1978 285,000 Metal Roof 3,050 5 $2500-$5000 Deductible 260 4 Stone Siding yes
2011 250,000 Wood Shake Roof 2,520 4 $2500-$5000 Deductible 490 12 Brick siding No
2005 335,000 Asphalt Shingles Roof 3,180 4 $5000 to $10,000 Deductible 120 2 Stone Siding yes
2010 305,000 Tile Roof 2,380 3 $2500-$5000 Deductible 260 4 Vinyl siding yes
2003 235,000 Wood Shake Roof 1,890 4 > $10,000 Deductible 320 8 Fiber-Cement Siding No
2006 625,000 Asphalt Shingles Roof 4,890 5 $2500-$5000 Deductible 480 4 Fiber-Cement Siding No
2010 235,000 Shingles Roof 1,890 3 $5000 to $10,000 Deductible 20 1 Fiber-Cement Siding yes
1988 605,000 Composition Roof 4,960 5 $2500-$5000 Deductible 360 4 Stucco siding No
2004 170,000 Slate Shingles Roof 1,580 3 $500 Deductible 320 6 Stucco siding yes
1973 260,000 Shingles Roof 2,640 4 $500 Deductible 530 8 Stucco siding yes
1979 225,000 Asphalt Shingles Roof 2,160 3 $1000-$2500 Deductible 150 3 Vinyl siding yes
1985 260,000 Membrane Roof 2,680 5 > $10,000 Deductible 410 12 Stucco siding No
1981 240,000 Membrane Roof 1,970 3 $500- $1000 Deductible 50 1 Vinyl siding No