Keokuk Insurance Rates:

Keokuk, IA homeowners insurance is roughly $539 to $733, about $44-$61/month. Our comprehensive guide reveals consumers can save upto $254 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Keokuk, IA Homeowners Insurance By Home Value

Keokuk, IA Home Value Total Homes % of Total Average Keokuk, IA Homeowners Insurance
Less than $50,000 979 36.0% $248
$50,000 to $59,999 253 9.0% $522
$60,000 to $69,999 357 13.0% $649
$70,000 to $79,999 225 8.0% $745
$80,000 to $89,999 157 5.0% $847
$90,000 to $99,999 133 4.0% $949
$100,000 to $124,999 221 8.0% $1095
$125,000 to $149,999 82 3.0% $1369
$150,000 to $174,999 106 3.0% $1624
$175,000 to $199,999 82 3.0% $1872
$200,000 to $249,999 45 1.0% $2254
$250,000 to $299,999 47 1.0% $2751

Top Home Insurance Agents Near Keokuk, IA

Home Insurance Company Near Keokuk, IA Homeowners Insurance Agency Near Keokuk, IA Address
NA Industry Insurance Agency 205 W Main Street, Industry, IL, 61440
NA Frank Burch Ins Dba B And S Ins Agcy 118 E Lafayette, Palmyra, MO, 63461
NA Moore Insurance Advisors 2801 Broadway St, Quincy, IL, 62301
NA Hawkins Insurance Group 112 W Main St, Kahoka, MO, 63445
NA Hawkins-Harrison Insurance 103 West Monroe Street, Memphis, MO, 63555

Cost Of Homeowners Insurance By Street Near Keokuk, IA

Streets in Keokuk Area Homeowners Insurance Cost
N 11th St, 296th St, Carbide Ln, Logan Dr, 241st Ave, Carroll, Concert St, Hazelhurst Cir, Co Rd W72, Eicher St$651
Oregon Ave, Chester St, Hilton Rd, 170th Ave, S 17th St, N 5th St, Johnson Street Rd, Grand Ave, Varner Ln, 175th Ave$655
York St, S 2nd St, Morgan St, Morgan St, Hilton Road Ct, Mississippi Dr, 275th Ave, Bel Air St, S 16th St, Scenic View Rd$623
220th Ave, Shimmering Cir, Sunset Ln, West Ave, Cherry St, 335th St, J St, 190th Ave, N 10th St, 357th St$652
N 12th St, Concert, N 6th St, 290th St, S 5th St, Co Rd X28, 242nd Ave, N 20th St, Concert St, Lake Rd$653

Keokuk, IA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Keokuk$95 to $97
Hamilton$108
Warsaw$107
Alexandria$135

Keokuk, IA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Hamilton city, Illinois $109 $145 $218
Warsaw city, Illinois $107 $143 $215
Montebello township, Hancock County, Illinois $109 $145 $218

Keokuk, IA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Keokuk, IA6.3%14.6%
Hamilton7.0%18.2%
Warsaw7.15%18.96%
Montebello6.77%17.85%

Keokuk Renters Insurance as a Percentage of Rent

Keokuk Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 82 5.0% $351
$200 to $299 158 10.0% $801
$300 to $499 387 25.0% $1251
$500 to $749 721 47.0% $1926
$750 to $999 161 10.0% $2676
$1,000 to $1,499 24 1.0% $3801

Keokuk, IA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$2,000
Yearly Keokuk Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$1,000$2,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,600$6,000
Net Savings to Keokuk Home Owner from High Deductible Plan $600

Keokuk, IA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Keokuk, IA Home Replacement Value MORE than Home Value Keokuk, IA Home Replacement Value LESS than Home Value
Replacement Value $69,000 $47,000
Insurance Premium based on Replacement Value $425 $275
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $8,500 Risk Exposure from Under Insuring Coverage is $13,500
Premium Impact Insurance cheaper by $100/year Insurance costlier by $50/year

Example Keokuk Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company TravelersAmerican Family InsuranceAllstate
Monthly Premium 805157
Year Built 196619411982
Home Details 5 Beds, 4 Baths3 Beds, 1 Baths4 Beds, 1 Baths
Coverage Amount $175000-$200000$100000-$125000$100000-$125000
Deductible $5000 to $10,000 Deductible$500- $1000 Deductible$2500-$5000 Deductible

Sample Home Insurance Rates for Keokuk, IA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1975 210,000 Wood Shake Roof 3,270 4 $500 Deductible 1040 9 Stucco siding No
1948 120,000 Composition Roof 2,240 3 $500- $1000 Deductible 480 7 Fiber-Cement Siding No
1967 90,000 Membrane Roof 1,700 3 $2500-$5000 Deductible 300 7 Stone Siding yes
1945 145,000 Membrane Roof 2,340 5 $500- $1000 Deductible 460 7 Fiber-Cement Siding yes
1965 270,000 Metal Roof 4,100 5 $5000 to $10,000 Deductible 250 3 Brick siding No
1940 165,000 Metal Roof 3,320 4 $500- $1000 Deductible 800 10 Wood siding No
1942 250,000 Slate Shingles Roof 4,130 5 $5000 to $10,000 Deductible 550 6 Fiber-Cement Siding yes
1973 235,000 Membrane Roof 3,550 5 > $10,000 Deductible 270 4 Fiber-Cement Siding yes
1988 140,000 Asphalt Shingles Roof 2,120 3 $500- $1000 Deductible 550 7 Wood siding No
1968 65,000 Shingles Roof 1,050 2 $2500-$5000 Deductible 190 6 Wood siding No
1987 80,000 Tile Roof 1,600 3 $2500-$5000 Deductible 300 10 Brick siding No
1987 65,000 Slate Shingles Roof 1,060 2 $500- $1000 Deductible 300 8 Fiber-Cement Siding No
1940 95,000 Membrane Roof 1,590 2 $500 Deductible 520 12 Stone Siding No
1978 55,000 Metal Roof 900 2 $1000-$2500 Deductible 20 1 Fiber-Cement Siding yes
1949 155,000 Shingles Roof 2,840 5 $2500-$5000 Deductible 320 4 Vinyl siding yes
1965 55,000 Wood Shake Roof 1,080 2 $500 Deductible 60 3 Stucco siding No
1969 85,000 Composition Roof 1,440 3 $2500-$5000 Deductible 160 7 Stone Siding yes
1946 185,000 Asphalt Shingles Roof 2,930 4 $5000 to $10,000 Deductible 710 9 Stone Siding No
1982 100,000 Membrane Roof 1,870 3 $500- $1000 Deductible 280 7 Vinyl siding No
1969 80,000 Asphalt Shingles Roof 1,820 4 $500 Deductible 110 2 Wood siding No
1980 65,000 Asphalt Shingles Roof 1,350 2 $2500-$5000 Deductible 30 1 Stone Siding No
1940 220,000 Membrane Roof 4,970 5 $5000 to $10,000 Deductible 130 2 Stone Siding yes
1945 130,000 Tile Roof 2,420 4 $1000-$2500 Deductible 450 6 Stucco siding yes
1979 195,000 Slate Shingles Roof 3,110 5 $500 Deductible 1420 12 Fiber-Cement Siding yes
1960 75,000 Membrane Roof 1,610 3 $500- $1000 Deductible 190 5 Brick siding yes
1962 90,000 Slate Shingles Roof 1,790 2 $500- $1000 Deductible 140 3 Stone Siding No
1975 110,000 Asphalt Shingles Roof 1,920 3 $2500-$5000 Deductible 440 12 Wood siding No
1961 110,000 Metal Roof 1,800 3 $1000-$2500 Deductible 40 1 Stucco siding yes
1946 80,000 Metal Roof 1,300 2 $500- $1000 Deductible 90 3 Stucco siding yes
1971 70,000 Composition Roof 1,160 2 $1000-$2500 Deductible 250 6 Fiber-Cement Siding No
1976 85,000 Composition Roof 1,650 4 $1000-$2500 Deductible 320 9 Stone Siding No
1966 95,000 Membrane Roof 1,490 3 $1000-$2500 Deductible 40 1 Stucco siding yes
1965 145,000 Composition Roof 2,440 4 $2500-$5000 Deductible 210 5 Fiber-Cement Siding yes
1945 80,000 Slate Shingles Roof 1,770 3 $500- $1000 Deductible 440 8 Wood siding yes