Kentwood Insurance Rates:

Kentwood, MI homeowners insurance is nearly $638 to $865, about $53-$72/month. Our thorough research indicates shoppers can save as much as $300 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Geico
I always recommend this company to anyone that I meet looking for great insurance options. I will continue to recommend until this company shows me any different they have a loyal customer for life.
Allstate
I'm happy with the price that Allstate offered and I'm happy with our agent. I would recommend Allstate because we have not had any negative experiences with them so far.
Meemic Insurance
Meemic is an excellent insurance provider, however, they only insure individuals that work in the public schools across the US.Service is excellent, and rates have remained steady in the past 5 years.
Progressive
I have been extremely satisfied with my insurance provider. They always help me promptly whenever I reach out to customer service.
Travelers
The premium is about what I would expect compared to all the other policies for the same coverage. It is mixed into my mortgage. The deductible on my policy is $500 and still has a great premium.
Allstate
I really don't have any other issues with my insurance company or else i would switch in the first place.
State Farm
The website sometimes traps you in an information loop. pages link back to each other, and at times you are told to find information in ways that do not exist.
Progressive
I like the usability of their website and how intuitive it is. as soon as you navigate to it you know where to go depending on what you are trying to do.
Meemic Insurance
I feel this premium is much cheaper than what other companies would offer. Because of the discounts available, I am satisfied with my premium.
State Farm
The customer service is quite bad I would have to say when you try to call you can never get a real person to talk to
Grange Insurance
As most companies are nowadays all customer service is pretty much in India and I really don't like dealing with them on the phone anymore
Liberty Mutual
The customer service at our insurance company has always been great, they are very helpful and always answer all of our questions.
Safeco Insurance
I recommend SafeCo. They are a reliable, respectable insurance company offering affordable and customizable policy options and providing a quality customer service experience.

Kentwood, MI Homeowners Insurance By Home Value

Kentwood, MI Home Value Total Homes % of Total Average Kentwood, MI Homeowners Insurance
Less than $50,000 1,004 8.0% $135
$50,000 to $59,999 317 2.0% $293
$60,000 to $69,999 320 2.0% $360
$70,000 to $79,999 428 3.0% $421
$80,000 to $89,999 549 4.0% $481
$90,000 to $99,999 634 5.0% $533
$100,000 to $124,999 2,141 17.0% $616
$125,000 to $149,999 2,309 19.0% $774
$150,000 to $174,999 1,828 15.0% $917
$175,000 to $199,999 670 5.0% $1060
$200,000 to $249,999 1,194 9.0% $1270
$250,000 to $299,999 531 4.0% $1556
$300,000 to $399,999 169 1.0% $1977

Top Home Insurance Agents Near Kentwood, MI

Home Insurance Company Near Kentwood, MI Homeowners Insurance Agency Near Kentwood, MI Address
NA Edleman Insurance Agency 2108 Wealthy St Se East Grand Rapids, East Grand Rapids, MI, 49506
State Farm Darin Kaeb 260 N River Ave, Holland, MI, 49424-2105
Liberty Mutual Independent Marvin Okun Agency Inc 527 S ROSE ST, KALAMAZOO, MI, 49007
State Farm Rick Koryto 11 N Main St Ste A, Rockford, MI, 49341-1600
State Farm Rick Rogusky 2300 S State Rd, Ionia, MI, 48846-2138

Kentwood, MI Home Insurance Agents for Top Companies


Cost Of Homeowners Insurance By Street Near Kentwood, MI

Streets in Kentwood Area Homeowners Insurance Cost
Wyndtree Ln SE, Walnut Hills Ln SE, Nature Trail Dr SE, Drummond Blvd SE, Inverness Rd SE, Summer Brook Dr SE, Forest Creek Dr SE, Loftwood Dr SE, Carriage Hill Dr SE, Sand Piper Dr SE$770
S Norway St SE, Falcon View Ave SE, Cavanagh St SE, Newcastle Dr SE, Pemberton Dr SE, Jamestown Dr SE, Millbrook St SE, Wayside Dr SE, 48th St SE, Burgis Ct SE$746
Rowland Ave SE, Burton Pines Dr, Forest Bluff Dr, Dawes Ct SE, Stormy Creek Dr SE, Edgewood Ave SE, W Greenstone Dr SE, Forest Meadows Dr SE, S Rosebud Ct SE, Whispering Meadows Ct SE$749
Woodland Dr, Quaker Hill Dr SE, Eaglechase Dr SE, Astoria Ave SE, Edington Dr SE, Cloverleaf Dr SE, Observatory Ave SE, Potter Ave SE, W Timberlake Ln SE, Timberland Dr SE$774
58th St SE, Wolf Run Ave SE, Castle Brook Ave SE, Champion Ave SE, Brookcross St SE, Torrington Dr SE, Paddington Dr SE, Kendall St SE, Ridgebrook Ave SE, Chamberlain Ct SE$725

Kentwood, MI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Kentwood$112 to $114
East Grand Rapids$123
Cutlerville$111
Gaines charter$114

Kentwood, MI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
East Grand Rapids city, Michigan $123 $164 $246
Cascade charter township, Kent County, Michigan $123 $164 $246
Cutlerville CDP, Michigan $111 $148 $222

Kentwood, MI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Kentwood, MI4.8%13.5%
East Grand Rapids3.61%9.94%
Cascade charter3.5%10.31%
Cutlerville5.02%12.77%

Kentwood Renters Insurance as a Percentage of Rent

Kentwood Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 79 1.0% $343
$200 to $299 175 2.0% $793
$300 to $499 905 12.0% $1243
$500 to $749 2,531 34.0% $1918
$750 to $999 2,683 36.0% $2668
$1,000 to $1,499 938 12.0% $3793
$1,500 or more 95 1.0% $5443

Kentwood, MI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$1,800
Yearly Kentwood Homeowner Insurance Premium Example $700$500
Out of Pocket Expense During Claim$800$1,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,400$5,800
Net Savings to Kentwood Home Owner from High Deductible Plan $600

Kentwood, MI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Kentwood, MI Home Replacement Value MORE than Home Value Kentwood, MI Home Replacement Value LESS than Home Value
Replacement Value $189,000 $116,500
Insurance Premium based on Replacement Value $775 $475
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $29,000 Risk Exposure from Under Insuring Coverage is $43,500
Premium Impact Insurance cheaper by $175/year Insurance costlier by $125/year

Example Kentwood Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateLiberty MutualAmica Mutual Insurance Company
Monthly Premium 525638
Year Built 197419832013
Home Details 3 Beds, 2 Baths4 Beds, 2 Baths2 Beds, 1 Baths
Coverage Amount $150000-$175000$175000-$200000$100000-$125000
Deductible $2500-$5000 Deductible$2500-$5000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Kentwood, MI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2006 115,000 Metal Roof 1,300 3 $500 Deductible 80 2 Stone Siding yes
2010 225,000 Shingles Roof 3,270 4 $2500-$5000 Deductible 200 3 Fiber-Cement Siding No
1972 145,000 Membrane Roof 1,460 3 $500 Deductible 490 7 Brick siding No
1975 155,000 Metal Roof 2,210 4 $2500-$5000 Deductible 150 3 Fiber-Cement Siding yes
1971 460,000 Shingles Roof 4,800 5 $2500-$5000 Deductible 1150 7 Stucco siding No
1979 200,000 Slate Shingles Roof 2,060 5 > $10,000 Deductible 290 7 Fiber-Cement Siding yes
1986 75,000 Composition Roof 1,080 2 $2500-$5000 Deductible 200 6 Wood siding yes
2000 110,000 Tile Roof 1,110 2 $500 Deductible 260 4 Brick siding No
2014 150,000 Slate Shingles Roof 2,120 4 $5000 to $10,000 Deductible 260 7 Stucco siding No
1979 85,000 Membrane Roof 980 2 $500 Deductible 200 5 Wood siding No
1974 90,000 Tile Roof 1,190 2 $2500-$5000 Deductible 340 9 Fiber-Cement Siding No
2011 355,000 Metal Roof 4,550 5 $500 Deductible 1410 9 Stone Siding yes
1980 125,000 Membrane Roof 1,400 2 $1000-$2500 Deductible 390 10 Brick siding yes
2000 95,000 Metal Roof 980 2 $2500-$5000 Deductible 170 7 Stucco siding No
1979 180,000 Asphalt Shingles Roof 2,050 3 $2500-$5000 Deductible 40 1 Fiber-Cement Siding No
2013 195,000 Slate Shingles Roof 1,960 3 $500 Deductible 610 9 Wood siding No
1981 370,000 Shingles Roof 4,200 5 $5000 to $10,000 Deductible 260 3 Vinyl siding No
2006 125,000 Composition Roof 1,350 2 $500- $1000 Deductible 330 9 Brick siding yes
1998 490,000 Composition Roof 4,830 5 > $10,000 Deductible 1000 7 Stone Siding No
1977 170,000 Wood Shake Roof 2,490 4 $1000-$2500 Deductible 420 6 Stucco siding yes
2000 130,000 Metal Roof 1,780 2 $500- $1000 Deductible 150 3 Fiber-Cement Siding No
1971 140,000 Membrane Roof 1,940 3 $500 Deductible 520 12 Wood siding No
1982 100,000 Tile Roof 1,300 2 $500- $1000 Deductible 400 10 Stone Siding No
1984 395,000 Asphalt Shingles Roof 4,240 5 $5000 to $10,000 Deductible 650 7 Wood siding yes
1992 220,000 Wood Shake Roof 2,380 3 $500- $1000 Deductible 550 6 Fiber-Cement Siding No
1999 180,000 Membrane Roof 2,090 4 $2500-$5000 Deductible 530 12 Brick siding No
1993 175,000 Wood Shake Roof 2,240 3 $2500-$5000 Deductible 130 2 Stucco siding No
2001 405,000 Composition Roof 4,610 5 $500- $1000 Deductible 690 5 Brick siding No
1973 105,000 Tile Roof 1,220 3 $2500-$5000 Deductible 140 4 Vinyl siding yes
2012 160,000 Slate Shingles Roof 1,770 2 $2500-$5000 Deductible 340 6 Stucco siding yes
1971 185,000 Composition Roof 2,280 4 $500 Deductible 390 7 Brick siding yes
1991 145,000 Composition Roof 1,580 2 $1000-$2500 Deductible 110 2 Vinyl siding No
2003 245,000 Slate Shingles Roof 2,560 5 $2500-$5000 Deductible 560 9 Fiber-Cement Siding No

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