Simple Ways to Save on Kentucky Homeowners Insurance

Kentucky homeowners can save about $155. A detailed analysis by Vhome insurance shows customers can save upto $155 by choosing different saving options.Enter your zip code and click “GO” to get multiple free quotes.

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Top Populated Places with Average Home Insurance Rates and Potential Savings

PlaceAverage Home Insurance ($) Savings ($)
Louisville/Jefferson County metro government 950 380
Fayette urban county 1,016 406
Jefferson 1,006 402
Covington 932 373
Lexington 988 395
Louisville 1,065 426
Central Jefferson 896 358
Bowling Green 968 387
Louisville 802 321
Jefferson 1,178 471

Top Populated Counties with Average Home Insurance Rates and Potential Savings

PlaceAverage Home Insurance ($) Savings ($)
Jefferson County 979 392
Fayette County 1,016 406
Kenton County 957 383
Boone County 1,035 414
Warren County 963 385
Hardin County 953 381
Daviess County 889 356
Campbell County 983 393
Madison County 960 384
Bullitt County 965 386

Kentucky Homeowners Insurance Premium in Comparison with the Nation

State PopulationMedian Home Value ($) National Average Premium ($) State Average Premium ($) Difference vs. National Average ($) Percentage Difference vs. National Average
Kentucky 4,424,376 $130,000 $1,191 $1,125 -66 -6%