Kent Insurance Rates:

Kent, WA homeowners insurance is nearly $515 to $697, about $42-$58/month. Our extensive guide reveals consumers can save as much as $242 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

I cannot rate this anything but neutral. I am a homeowner for 10+ years, but we have had AllState this entire time. I do not have an experience to compare their service with.
American Family
I have been with american family for at least 10 years for my car and renters insurance, so when i bought my house 4 years ago i knew i'd continue to use them. then last year i refinanced and decided to see if other places were cheaper. not one place even came close to the amount i pay right now.
American Family
My current insurance is at a higher premium than i would like to pay. i have contemplated looking into my other options for insurance because of the cost of my premiums. i would like to know if i can find a better deal.
State Farm
In some cases like pipe burst, they denied our claim even though we certified and explained in our part. that was a disappointment.
American Family
I don't really use it so I don't have a lot to say about it. When I want information or need to contact them I call the local office.
State Farm
I think State Farm is the best company on the market that cover's house insurance. I've been very satisfied with the positive results.
State Farm
They seem to be enough that I don't get letters from other agencies saying I am insured and if I have to file a claim I have faith they will be there for me.
Farmer's Insurance
I initially liked the lower rates and greater coverage that was offered by farmers. Now I am very satisfied with the customer service end of the business. If I have any issues with my policy I contact my agent. He responds back to me quickly.
State Farm
The company mails out notices when things have changed with my policy or the policy has been paid by my mortgage company. The broker was very friendly when we initially opened the insurance policy.
Safeco Insurance
This is the only insurance company that I have had so I am unaware of what other companies offer. I am interested in learning though. Currently, I use a broker bc it was recommended.
State Farm
they treat you like you are dumb and try to get you off the phone as fast as possible
Sometimes reaching customer service can take too long, I wish more was covered for the price, but that's an issue I have with much insurance these days.
State Farm
The only thing that is dissatisfied with is the amount of money that it costs for my insurance policy. I know that it is not anything personal that it is company policy and determined by the area in which I live.
I like their pricing, coverage, response, interface, multiple ways of contacting them, and their leniency in case of emergencies.
The rates / premiums are great and much cheaper than others. Their customer service has been top notch since day one. I like that the app and website are so helpful that I don't have to call if I need something or have a question.
The Hartford
I would recommend my insurance company because they are cheaper and the deductible is so much cheaper. They are fast with their inspection and to pay out to you to get you life back together
State Farm
They are affordable and very simple to use. They offer me the coverage I need and make it easy to sign up and pay when my bills are due. They seem like an honest company and I have never had an issue with them.
State Farm
There seems to be more of a push to receive correspondence via e-mail, but we have always preferred receiving hard copy items through the mail. Other than that, they are great!
State Farm
great customer service. very competitive rates. able to bundle my home and auto insurance into one monthly payment. awesome agent that I have been with for years
I would recommend Allstate insurance and rate them a 5 because they have impeccable customer service and they are right on the ball with communication back to you.

Kent, WA Homeowners Insurance By Home Value

Kent, WA Home Value Total Homes % of Total Average Kent, WA Homeowners Insurance
Less than $50,000 1,085 6.0% $48
$100,000 to $124,999 547 3.0% $236
$125,000 to $149,999 438 2.0% $296
$150,000 to $174,999 776 4.0% $351
$175,000 to $199,999 1,182 6.0% $406
$200,000 to $249,999 3,621 20.0% $490
$250,000 to $299,999 4,280 23.0% $593
$300,000 to $399,999 5,667 31.0% $757

Top Home Insurance Agents Near Kent, WA

Home Insurance Company Near Kent, WA Homeowners Insurance Agency Near Kent, WA Address
NA Alliance West Insurance Inc 9115 Bridgeport Way Sw Ste 2, Lakewood, WA, 98499
Travelers Ark Insurance Agency Inc 2915 COLBY AVE STE B, EVERETT, WA, 98201
Farmers Jennifer Dhaliwal 3405 188th St SW Ste 303, Lynnwood, WA, 98037
Farmers Larry Barner 1729 208th St SE Ste 203, Bothell, WA, 98012
Liberty Mutual Independent Olympic Insurance Llc 4705 LACEY BLVD SE STE A, LACEY, WA, 98503

Kent, WA Home Insurance Agents for Top Companies

Cost Of Homeowners Insurance By Street Near Kent, WA

Streets in Kent Area Homeowners Insurance Cost
SE 211th Pl, S 220th Pl, 112th Ct SE, Railroad Ave S, Kensington Ave, SE 287th St, SE 279th Ct, Alder Ln, S 266th St, 126th Ct SE$597
SE 247th St, E Walnut St, E Maple St, S 220th Ln, S 241st St, 131 Ave SE, 92nd Pl S, S 231st Pl, 96th Ave S, S 170th St$618
99th Pl S, SE 201st Pl, 103rd Ave SE Prvt, Central Pl S, SE 294th St, SE 284th Ct, SE 306th St, S 239th St, 223rd Ln SE, SE 233rd St$595
SE 222nd Ct, SE 202nd Pl, SE 295th St, Pacific Pl, N Lincoln Ave, SE 201st St, E Willis St, S 204th Ct, S Reith Rd, 110th Ct SE$616
SE 180th Pl, S 241st St, Washington Ave S, SE 238th Pl, SE 274th St, 118th Ct SE, SE 240th Way, 114th Ct SE, E Smith St, SE 231st Ct$604
S 289th Pl, S 261st Pl, Covington-Sawyer Rd, S Glacier St, 138th Ln SE, Woodland Way S, 76th Ave S, SE 235th Pl, 111th Way SE, Carnaby Way$606
S 46th Pl, S 253rd Pl, S 167th St, SE 286th Ct, SE 253rd Ct, 235th Way SE, 15th Pl S, SE 284 St, SE 282nd Pl, 126th Ct SE$607
195th Ave SE, 240th Ln SE, S 257th Pl, S 239th St, 47 Ct S, S 264th St, Peach Ln, S 228th Pl, E Hemlock St, Prospect Ave N$603
SE 201st St, SE 329th St, 135th Ln SE, 85th Pl S, S 259th St, S 214th Pl, S 203rd Pl, W Morton St, SE 210th Pl, 184th Pl SE$621
W Saar St, SE 302nd St, S 261st St, SE 213th Pl, SE 204th Pl, Hanging Gardens Park Access Rd, SE 187th Pl, 119th Dr SE, S 246th St, Canyon Dr$588

Kent, WA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Kent$90 to $93
Lakeland North$90

Kent, WA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Lakeland North CDP, Washington $91 $121 $182
Des Moines city, Washington $91 $121 $182
Fairwood CDP (King County), Washington $93 $124 $186

Kent, WA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Kent, WA2.6%8.7%
Lakeland North2.64%7.37%
Des Moines2.52%9.05%

Kent Renters Insurance as a Percentage of Rent

Kent Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 227 1.0% $337
$200 to $299 214 1.0% $787
$300 to $499 506 2.0% $1237
$500 to $749 2,299 13.0% $1912
$750 to $999 5,697 32.0% $2662
$1,000 to $1,499 6,089 34.0% $3787
$1,500 or more 2,425 13.0% $5437

Kent, WA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Yearly Kent Homeowner Insurance Premium Example $1,100$700
Out of Pocket Expense During Claim$1,000$3,000
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $8,700$7,900
Net Savings to Kent Home Owner from High Deductible Plan $800

Kent, WA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Kent, WA Home Replacement Value MORE than Home Value Kent, WA Home Replacement Value LESS than Home Value
Replacement Value $343,500 $252,500
Insurance Premium based on Replacement Value $1,025 $750
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $41,000 Risk Exposure from Under Insuring Coverage is $50,000
Premium Impact Insurance cheaper by $150/year Insurance costlier by $125/year

Example Kent Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceAmerican Family InsuranceGEICO Insurance
Monthly Premium 428892
Year Built 197519852010
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 3 Baths
Coverage Amount $200000-$250000$300000-$350000$400000-$500000
Deductible $5000 to $10,000 Deductible$500- $1000 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Kent, WA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2013 355,000 Membrane Roof 2,350 4 $1000-$2500 Deductible 320 5 Stucco siding No
2003 470,000 Membrane Roof 3,410 5 $500- $1000 Deductible 230 2 Fiber-Cement Siding yes
1976 235,000 Wood Shake Roof 1,540 3 $2500-$5000 Deductible 380 8 Brick siding No
1992 200,000 Membrane Roof 1,190 2 > $10,000 Deductible 180 7 Stucco siding No
1971 335,000 Shingles Roof 2,460 4 > $10,000 Deductible 390 9 Stone Siding yes
2014 485,000 Shingles Roof 3,640 5 $1000-$2500 Deductible 440 4 Stone Siding No
2011 205,000 Membrane Roof 1,660 2 $500- $1000 Deductible 130 3 Wood siding No
2001 130,000 Metal Roof 1,110 2 $500- $1000 Deductible 30 1 Brick siding No
2008 390,000 Membrane Roof 3,070 4 $5000 to $10,000 Deductible 200 3 Vinyl siding yes
1988 410,000 Asphalt Shingles Roof 2,760 5 $500 Deductible 420 5 Brick siding No
2001 660,000 Asphalt Shingles Roof 4,640 5 $500 Deductible 2620 12 Fiber-Cement Siding yes
2013 505,000 Composition Roof 3,280 5 $1000-$2500 Deductible 650 5 Stucco siding No
1972 615,000 Membrane Roof 4,210 5 $500- $1000 Deductible 2090 12 Stucco siding No
1989 265,000 Wood Shake Roof 2,140 3 $5000 to $10,000 Deductible 440 12 Stucco siding yes
1976 245,000 Slate Shingles Roof 1,680 3 $5000 to $10,000 Deductible 100 3 Vinyl siding No
2008 470,000 Membrane Roof 2,870 5 $2500-$5000 Deductible 880 9 Stone Siding yes
2003 330,000 Metal Roof 2,820 5 $5000 to $10,000 Deductible 510 10 Stucco siding yes
2012 260,000 Asphalt Shingles Roof 1,570 2 $500 Deductible 410 5 Brick siding yes
2010 285,000 Wood Shake Roof 2,030 4 $5000 to $10,000 Deductible 130 4 Brick siding No
1985 660,000 Asphalt Shingles Roof 4,220 5 $1000-$2500 Deductible 1000 8 Wood siding No
1973 300,000 Membrane Roof 1,970 3 $500- $1000 Deductible 810 9 Stucco siding No
1990 270,000 Composition Roof 2,160 3 $1000-$2500 Deductible 400 7 Vinyl siding No
1972 205,000 Membrane Roof 1,610 4 $5000 to $10,000 Deductible 30 1 Stone Siding yes
1985 150,000 Slate Shingles Roof 1,020 2 $500- $1000 Deductible 200 5 Wood siding yes
2006 460,000 Metal Roof 3,320 4 $2500-$5000 Deductible 70 1 Stucco siding yes
2010 245,000 Composition Roof 2,090 3 $500- $1000 Deductible 160 3 Brick siding yes
2002 410,000 Tile Roof 2,710 4 $5000 to $10,000 Deductible 510 8 Wood siding No
2005 345,000 Shingles Roof 2,670 5 $2500-$5000 Deductible 200 4 Stucco siding yes
1999 170,000 Shingles Roof 970 2 $1000-$2500 Deductible 230 6 Brick siding No
1971 360,000 Slate Shingles Roof 2,170 5 $500- $1000 Deductible 450 5 Wood siding yes
1970 325,000 Metal Roof 2,115 4 $2500-$5000 Deductible 10760 9 Brick siding yes

Find Visual Guide for Kent, WA Home Insurance Buyers on Insurance Companies and Rates