Kensington, CT homeowners insurance is nearly $734 to $998, about $61-$83/month. Our complete guide indicates shoppers can save upto $346 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Kensington, CT | Homeowners Insurance Agency Near Kensington, CT | Address |
|---|---|---|
| Travelers | Abbate Insurance Associates Inc | 671 STATE ST, NEW HAVEN, CT, 6511 |
| Travelers | Axia Insurance Services Inc | 933 E COLUMBUS AVE, SPRINGFIELD, MA, 1105 |
| State Farm | Brendan Mccaffery | 444 Washington Ave, North Haven, CT, 06473-1311 |
| Liberty Mutual | Daniel J Downey Lutcf | 2 Bridgewater Road Ste. 201, Farmington, CT, 6032 |
| Travelers | Ferguson & Mcguire - Bf | 373 CENTER ST, WALLINGFORD, CT, 6492 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Berlin town, Hartford County, Connecticut | $109 | $145 | $218 |
| New Britain city, Connecticut | $104 | $138 | $207 |
| Newington CDP, Connecticut | $107 | $142 | $213 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Kensington, CT | 3.6% | 10.1% |
| Berlin | 3.43% | 9.56% |
| New Britain | 4.14% | 9.78% |
| Newington | 3.83% | 9.83% |
| Kensington Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| $200 to $299 | 31 | 8.0% | $785 |
| $300 to $499 | 26 | 7.0% | $1235 |
| $750 to $999 | 131 | 36.0% | $2660 |
| $1,000 to $1,499 | 167 | 47.0% | $3785 |
| Streets in Kensington Area | Homeowners Insurance Cost |
|---|---|
| Bluebird Ln, Grapevine Ln, Glenbrook Rd, Briar Patch Dr, Hamilton Dr, Burgundy Dr, Garden Dr, Ellsworth Blvd, High Rd, Scenic Dr | $871 |
| Brownstone Rd, Cornwall Rd, Porters Pass, Niles Ct, Wethersfield Rd, Winchell Dr, Gladding Pl, Madison Dr, Vineyard Rd, Schultz Pl | $868 |
| Wildem Rd, Alling St, Mildrum Rd, Lavery Ln, Chatham Rd, Georgini Dr, Wilcox Ave, Quarry la, Dayl Dr, Webster Square Rd | $867 |
| Forest Ct, Ripple Ct, Carbo Ln, Dunham Dr, Hillside Rd, Wildermere Rd, Woodsedge Ct, Sherry Ln, Woodruff Cir, Harris St | $867 |
| Frontage Rd, Casner Dr, Seymour Rd, Seibert Rd, Galpin Ln, Kelly Ann Ct, Vivian Dr, Old Brickyard Ln, Mattabesset River, Meeting House Rd | $863 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Kensington | $129 to $132 |
| Berlin | $130 |
| New Britain | $124 |
| Newington | $127 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $1,300 | $3,300 |
| Yearly Kensington Homeowner Insurance Premium Example | $3,000 | $2,600 |
| Out of Pocket Expense During Claim | $1,300 | $3,300 |
| Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim | $22,300 | $21,500 |
| Net Savings to Kensington Home Owner from High Deductible Plan | $800 | |
| Scenario | Kensington, CT Home Replacement Value MORE than Home Value | Kensington, CT Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $357,000 | $204,000 |
| Insurance Premium based on Replacement Value | $3,525 | $2,025 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $79,500 | Risk Exposure from Under Insuring Coverage is $73,500 |
| Premium Impact | Insurance cheaper by $725/year | Insurance costlier by $775/year |
| Insurance Company | Travelers | Allstate | Farmers Insurance |
| Monthly Premium | 99 | 405 | 326 |
| Year Built | 1982 | 1991 | 1964 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 3 Baths | 5 Beds, 2 Baths |
| Coverage Amount | $200000-$250000 | $400000-$500000 | $400000-$500000 |
| Deductible | $5000 to $10,000 Deductible | $500 Deductible | $500 Deductible |