Kensington Insurance Rates:

Kensington, CA homeowners insurance is about $578 to $794, about $48-$66/month. Our complete research shows customers can save as much as $274 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Kensington, CA Homeowners Insurance By Home Value

Kensington, CA Home Value Total Homes % of Total Average Kensington, CA Homeowners Insurance
Less than $50,000 10 10.0% $20
$60,000 to $69,999 10 10.0% $54
$125,000 to $149,999 8 8.0% $123
$200,000 to $249,999 7 7.0% $205
$250,000 to $299,999 11 11.0% $253
$300,000 to $399,999 53 53.0% $322

Top Home Insurance Agents Near Kensington, CA

Home Insurance Company Near Kensington, CA Homeowners Insurance Agency Near Kensington, CA Address
Allstate Alexander Fang 801 Lincoln Way Ste A, San Francisco, CA, 94122
Farmers Aline Marcadier 635 23rd St Ste A, Richmond, CA, 94804
State Farm Carlos Marron 801 Woodside Rd Ste 12, Redwood City, CA, 94061-3751
Travelers Community Insurance 1045 N 4TH ST, SAN JOSE, CA, 95109
State Farm Michael Woo 2166a Market St, San Francisco, CA, 94114-1319

Cost Of Homeowners Insurance By Street Near Kensington, CA

Streets in Kensington Area Homeowners Insurance Cost
Sunset Ct, Avon Rd, Atwell Rd, Norwood Ave, Lawson Rd, Jessen Ct, King Dr, Leneve Pl, Baron Ct, Lawson Rd$689
Ridgeway Ln, Club View Dr, Curtis St, Purdue Ave, Kent Dr, Rugby Ave, Thors Bay Rd, Douglas Dr, Shelvin Pl, Kenyon Ave$678
Arlington Ave, Ardmore Rd, Cowper Ave, Westminster Ave, Club View Ct, Cowper Ave, Kerr Ave, Oberlin Ave, Berkeley Park Blvd, Dylans Way$684
Rifle Range Rd, Lenox Rd, Arlmont Dr, Contra Costa Dr, Lam Ct, Scenic St, Yale Ave, Beverly Ct, Julian Dr, Coventry Rd$681
Windsor Ave, Kenilworth Dr, Grizzly Peak Blvd, Reed Pl, Willamette Ave, Princeton Ave, Dewey Rd, Madera Cir, Lambrecht Ct, Burns Ct$683

Kensington, CA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Kensington$102 to $105
El Cerrito$99
Albany$100
East Richmond Heights$94

Kensington, CA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
El Cerrito city, California $99 $132 $198
Albany city, California $100 $133 $200
East Richmond Heights CDP, California $94 $125 $188

Kensington, CA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Kensington, CA1.8%9.1%
El Cerrito2.01%11.43%
Albany1.85%8.36%
East Richmond Heights2.07%16.46%

Kensington Renters Insurance as a Percentage of Rent

Kensington Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$500 to $749 21 6.0% $1878
$750 to $999 30 9.0% $2628
$1,000 to $1,499 18 5.0% $3753
$1,500 or more 253 78.0% $5403

Average Cost Of Home Insurance By Company In Areas Nearby Kensington For Different Scenarios

Coverage ($) Deductible ($) Age of home Company Average homeowners insurance premium ($)
1500002507-15 YearsQBE (Balboa)563
15000025026-40 YearsSafeco492
1500005004-6 YearsCSAA Ins Exch591
15000050016-25 YearsChubb/Federal859
15000050026-40 YearsGrange631
15000050026-40 YearsMercury Ins Group479
15000050041-70 YearsPacific Specialty528
200000500NewHomesite700
2000005001-3 YearsLiberty Ins Corp613
2000005007-15 YearsChubb/Federal1114
20000050016-25 YearsStillwater Ins Co615
20000050016-25 YearsTravelers479
20000050041-70 YearsAmica Mutual913
20000050041-70 YearsMAPFRE Group647
250000100026-40 YearsAIG Prop Cas1307
250000500NewAAA (Interinsurance Exchange)438
2500005001-3 YearsPrivilege Underwriters Exch1189
2500005004-6 YearsChubb/Federal1296
2500005007-15 YearsGrange1033
2500005007-15 YearsUSAA736
25000050016-25 YearsStillwater Ins Co753
25000050026-40 YearsStillwater Prop & Cas Co894

Kensington, CA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$2,800
Yearly Kensington Homeowner Insurance Premium Example $2,200$1,800
Out of Pocket Expense During Claim$800$2,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $18,400$17,200
Net Savings to Kensington Home Owner from High Deductible Plan $1,200

Kensington, CA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Kensington, CA Home Replacement Value MORE than Home Value Kensington, CA Home Replacement Value LESS than Home Value
Replacement Value $862,000 $555,000
Insurance Premium based on Replacement Value $2,925 $1,875
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $175,500 Risk Exposure from Under Insuring Coverage is $131,500
Premium Impact Insurance cheaper by $450/year Insurance costlier by $600/year

Example Kensington Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceGEICO InsuranceTravelers
Monthly Premium 9479113
Year Built 195419681941
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 4 Baths
Coverage Amount $350000-$400000$500000-$600000$900000-$1000000
Deductible $1000-$2500 Deductible$5000 to $10,000 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Kensington, CA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1954 425,000 Shingles Roof 1,500 3 $500 Deductible 1060 10 Brick siding No
1962 740,000 Wood Shake Roof 2,050 3 $500- $1000 Deductible 640 5 Brick siding No
1960 665,000 Asphalt Shingles Roof 1,750 4 $5000 to $10,000 Deductible 1280 9 Vinyl siding No
1943 680,000 Composition Roof 2,280 3 $500- $1000 Deductible 1270 9 Wood siding yes
1959 740,000 Membrane Roof 1,900 3 $2500-$5000 Deductible 1790 10 Brick siding yes
1957 1,900,000 Slate Shingles Roof 4,640 5 $2500-$5000 Deductible 630 3 Fiber-Cement Siding No
1955 1,255,000 Wood Shake Roof 3,360 4 $500 Deductible 960 4 Wood siding No
1968 1,605,000 Membrane Roof 4,700 5 $1000-$2500 Deductible 3110 12 Stone Siding yes
1953 850,000 Asphalt Shingles Roof 2,120 3 $2500-$5000 Deductible 730 5 Brick siding yes
1959 755,000 Composition Roof 2,550 5 $1000-$2500 Deductible 1800 12 Stone Siding yes
1952 755,000 Metal Roof 2,200 3 $500- $1000 Deductible 1560 8 Vinyl siding yes
1946 870,000 Asphalt Shingles Roof 2,840 4 $5000 to $10,000 Deductible 1140 10 Fiber-Cement Siding yes
1963 995,000 Membrane Roof 2,830 4 $2500-$5000 Deductible 1980 12 Brick siding yes
1959 1,055,000 Asphalt Shingles Roof 3,580 5 $5000 to $10,000 Deductible 160 1 Stucco siding yes
1950 805,000 Asphalt Shingles Roof 2,260 4 $500 Deductible 1530 9 Fiber-Cement Siding No
1948 1,090,000 Composition Roof 2,720 5 $500- $1000 Deductible 1050 4 Wood siding yes
1964 435,000 Asphalt Shingles Roof 1,550 3 $500 Deductible 370 4 Vinyl siding yes
1948 895,000 Metal Roof 2,260 5 > $10,000 Deductible 1380 12 Brick siding No
1964 1,540,000 Membrane Roof 4,200 5 $1000-$2500 Deductible 1190 7 Wood siding yes
1965 715,000 Wood Shake Roof 1,760 4 $500 Deductible 350 2 Fiber-Cement Siding No
1960 455,000 Tile Roof 1,350 3 $2500-$5000 Deductible 80 1 Brick siding No
1964 780,000 Metal Roof 2,510 4 $5000 to $10,000 Deductible 1420 9 Stone Siding No
1941 595,000 Asphalt Shingles Roof 1,730 3 $5000 to $10,000 Deductible 1050 10 Stucco siding yes
1951 1,485,000 Metal Roof 4,250 5 $2500-$5000 Deductible 180 1 Brick siding yes
1941 540,000 Metal Roof 1,430 3 $5000 to $10,000 Deductible 340 4 Fiber-Cement Siding yes
1945 575,000 Tile Roof 1,650 4 $5000 to $10,000 Deductible 330 3 Wood siding yes
1965 725,000 Metal Roof 2,130 4 $5000 to $10,000 Deductible 130 1 Fiber-Cement Siding yes
1952 925,000 Tile Roof 2,290 5 $500- $1000 Deductible 1450 6 Fiber-Cement Siding No