Kennebunk Insurance Rates:

Kennebunk, ME homeowners insurance is nearly $598 to $822, about $49-$68/month. Our extensive research indicates shoppers can save upto $284 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Kennebunk, ME Homeowners Insurance By Home Value

Kennebunk, ME Home Value Total Homes % of Total Average Kennebunk, ME Homeowners Insurance
Less than $50,000 39 1.0% $56
$80,000 to $89,999 44 1.0% $205
$100,000 to $124,999 50 1.0% $269
$125,000 to $149,999 41 1.0% $340
$150,000 to $174,999 307 10.0% $404
$175,000 to $199,999 294 10.0% $468
$200,000 to $249,999 692 23.0% $560
$250,000 to $299,999 531 18.0% $688
$300,000 to $399,999 865 29.0% $873

Top Home Insurance Agents Near Kennebunk, ME

Home Insurance Company Near Kennebunk, ME Homeowners Insurance Agency Near Kennebunk, ME Address
NA New Hampshire Association Of Insurance Agents 125 Airport Rd, Concord, NH, 3301
Travelers Clark Insurance 160 PREBLE ST, PORTLAND, ME, 4101
Travelers James Page Ins Agcy Inc 191 MERRIMACK ST STE 306, HAVERHILL, MA, 1830
Liberty Mutual Independent Riley Ins Agency Llc 139 MAINE ST, BRUNSWICK, ME, 4011
State Farm Robin Thurston 3 Oak Hill Ter, Scarborough, ME, 4074

Cost Of Homeowners Insurance By Street Near Kennebunk, ME

Streets in Kennebunk Area Homeowners Insurance Cost
Mariner's Way, Tideview Ter, River Oaks Dr, Campbell Cir, Whitten Rd, Riverbend Dr, Derby Pl, Zachery Ln Pvt, Paul John Rd, Boulder Rd$719
Moncton Ct, State Rte 9a, Quail Run, Colby Ln, Harris Ln, Winnow Hill Rd, Paddock View Ln Pvt, Molly's, Club House Dr, Vincents Way$714
Alfred Rd, Christopher Rd, Sawmill Rd, Hidden Ln, Winchester Cir, Gendran Ln, Amanda Dr, Carriedale Ln, Atlantic Cir, Ephraim Tyler Way$710
Holland Rd, Dunnhill Dr, Evergreen Ave, Garden St, Walker Hts, Fieldcrest Dr, Barnard Ln, Cat Mousam Rd, Dane St, Meadow Dr$714
Garrison Oaks Dr, Winding Brook Dr, Hall St, Longwood Dr, Bentley Pl, Kensington Dr, Salvato Ln Pvt, Lord St, Kimball Ln, Saw Mill Rd$720

Kennebunk, ME Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Kennebunk$105 to $107
West Kennebunk$104
Arundel$103
Wells$106

Kennebunk, ME Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
West Kennebunk CDP, Maine $104 $138 $207
Arundel town, York County, Maine $104 $138 $207
Wells town, York County, Maine $106 $141 $212

Kennebunk, ME Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Kennebunk, ME3.5%8.4%
West Kennebunk3.44%22.68%
Arundel3.68%10.69%
Wells3.79%10.95%

Kennebunk Renters Insurance as a Percentage of Rent

Kennebunk Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 38 4.0% $1217
$500 to $749 154 18.0% $1892
$750 to $999 256 31.0% $2642
$1,000 to $1,499 200 24.0% $3767
$1,500 or more 165 20.0% $5417

Kennebunk, ME Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$2,900
Yearly Kennebunk Homeowner Insurance Premium Example $1,600$1,100
Out of Pocket Expense During Claim$1,900$2,900
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $9,900$8,400
Net Savings to Kennebunk Home Owner from High Deductible Plan $1,500

Kennebunk, ME Home Insurance Costs With Home Replacement Value Scenarios

Scenario Kennebunk, ME Home Replacement Value MORE than Home Value Kennebunk, ME Home Replacement Value LESS than Home Value
Replacement Value $289,000 $202,500
Insurance Premium based on Replacement Value $1,350 $950
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $44,500 Risk Exposure from Under Insuring Coverage is $42,000
Premium Impact Insurance cheaper by $200/year Insurance costlier by $200/year

Example Kennebunk Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceState FarmAllstate
Monthly Premium 3896132
Year Built 194020002010
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $175000-$200000$300000-$350000$300000-$350000
Deductible > $10,000 Deductible$1000-$2500 Deductible$500 Deductible

Sample Home Insurance Rates for Kennebunk, ME from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2009 405,000 Wood Shake Roof 2,310 5 > $10,000 Deductible 930 9 Fiber-Cement Siding No
1989 385,000 Metal Roof 2,330 3 > $10,000 Deductible 710 8 Vinyl siding No
1994 145,000 Asphalt Shingles Roof 1,230 3 $500 Deductible 170 3 Brick siding yes
1946 625,000 Shingles Roof 3,570 5 > $10,000 Deductible 1060 8 Stucco siding No
1985 470,000 Asphalt Shingles Roof 3,270 5 $500- $1000 Deductible 1530 7 Brick siding No
1941 285,000 Composition Roof 2,190 3 $500- $1000 Deductible 1450 10 Brick siding yes
1996 205,000 Membrane Roof 1,660 3 $500 Deductible 870 9 Wood siding yes
1984 575,000 Tile Roof 3,470 5 $500 Deductible 1450 9 Brick siding yes
1999 275,000 Wood Shake Roof 2,270 4 $500- $1000 Deductible 700 7 Fiber-Cement Siding yes
2010 625,000 Membrane Roof 4,220 5 $2500-$5000 Deductible 1160 6 Vinyl siding yes
2008 435,000 Asphalt Shingles Roof 3,310 4 $1000-$2500 Deductible 270 2 Brick siding yes
1993 320,000 Composition Roof 1,970 4 $2500-$5000 Deductible 380 3 Brick siding No
2013 320,000 Shingles Roof 2,610 4 $1000-$2500 Deductible 410 3 Brick siding No
2009 340,000 Metal Roof 2,660 4 $500- $1000 Deductible 310 2 Fiber-Cement Siding yes
1943 280,000 Membrane Roof 2,110 4 $1000-$2500 Deductible 460 4 Wood siding No
1992 250,000 Metal Roof 1,650 4 $2500-$5000 Deductible 1030 12 Brick siding yes
2007 370,000 Slate Shingles Roof 2,100 3 > $10,000 Deductible 360 5 Stone Siding No
1983 250,000 Tile Roof 2,100 3 $500- $1000 Deductible 470 5 Wood siding yes
1996 710,000 Tile Roof 4,060 5 $2500-$5000 Deductible 1460 7 Vinyl siding yes
1997 475,000 Metal Roof 2,750 4 $2500-$5000 Deductible 1360 9 Fiber-Cement Siding No
1987 400,000 Metal Roof 3,370 4 $500- $1000 Deductible 680 5 Brick siding yes
1943 410,000 Membrane Roof 2,480 4 $2500-$5000 Deductible 400 4 Vinyl siding yes
1983 445,000 Membrane Roof 3,460 5 $500- $1000 Deductible 2170 12 Fiber-Cement Siding yes
2012 460,000 Tile Roof 2,610 5 $500- $1000 Deductible 770 4 Brick siding No
2010 345,000 Slate Shingles Roof 1,980 4 $5000 to $10,000 Deductible 170 2 Fiber-Cement Siding No
1982 370,000 Metal Roof 2,790 4 $2500-$5000 Deductible 710 7 Fiber-Cement Siding No
1991 275,000 Slate Shingles Roof 2,070 3 $500- $1000 Deductible 520 6 Vinyl siding yes
1946 540,000 Slate Shingles Roof 3,110 4 $1000-$2500 Deductible 690 5 Stucco siding yes
1945 285,000 Membrane Roof 2,070 3 > $10,000 Deductible 220 4 Brick siding yes
2004 270,000 Shingles Roof 1,890 4 $1000-$2500 Deductible 80 1 Stone Siding No
2008 625,000 Membrane Roof 3,870 5 > $10,000 Deductible 1260 9 Vinyl siding No
1995 340,000 Slate Shingles Roof 1,960 3 $2500-$5000 Deductible 600 6 Brick siding yes