Kelso Insurance Rates:

Kelso, WA homeowners insurance is nearly $484 to $659, about $40-$54/month. Our thorough analysis indicates shoppers can save as much as $228 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Kelso, WA Homeowners Insurance By Home Value

Kelso, WA Home Value Total Homes % of Total Average Kelso, WA Homeowners Insurance
Less than $50,000 416 17.0% $102
$50,000 to $59,999 66 2.0% $222
$60,000 to $69,999 78 3.0% $279
$70,000 to $79,999 36 1.0% $319
$80,000 to $89,999 66 2.0% $365
$90,000 to $99,999 47 1.0% $405
$100,000 to $124,999 368 15.0% $473
$125,000 to $149,999 413 17.0% $593
$150,000 to $174,999 252 10.0% $702
$175,000 to $199,999 160 6.0% $805
$200,000 to $249,999 275 11.0% $970
$250,000 to $299,999 84 3.0% $1187
$300,000 to $399,999 107 4.0% $1507

Top Home Insurance Agents Near Kelso, WA

Home Insurance Company Near Kelso, WA Homeowners Insurance Agency Near Kelso, WA Address
State Farm Chris Lawson 3118 NE Broadway St, Portland, OR, 97232-1813
State Farm Damon Burian 2710 SE 182nd Ave, Gresham, OR, 97030-5013
Farmers Jason Calahan Csp 10411 NE 4th Plain Rd Ste 137, Vancouver, WA, 98662
Farmers Juan Bravo 17175 SW Tv Hwy Ste C1, Beaverton, OR, 97003
Travelers La Porte And Associates Inc 5515 SE MILWAUKIE AVE, PORTLAND, OR, 97202

Cost Of Homeowners Insurance By Street Near Kelso, WA

Streets in Kelso Area Homeowners Insurance Cost
S 7th Ave, N 13th Ave, Aldercrest Dr, N 6th Ave, Johnson Ln, N Alma Dr, Lone Oak Rd, 12th Ave N, Cascade Way, Pin Creek Ln$581
9th Ave N, Glen Moore Ct, Behshel Hts, Nesbit Loop Rd, Brussat Rd, N 17th Ave, Cardinal Ln, Maplewood Dr, Veys Ave, Rae Rd$587
Hummingbird Ct, N 6th Ave, Teresa Way, N 50th Ave, Nella St, 3rd Ave N, Wilderness Dr, N Crescent Dr, Rose Valley Loop Rd, Joshua Dr$587
Evergreen Rd, Ross Ave, Sunset Dr, Brussett Rd, Cliff Wood Ln, Hillview Dr, Ash St, 7th Ave N, 6th Ave N, Fishpond Rd$592
Meadow Dr, Archwood Dr, N 4th Ave, Sunset Pl, Preis Ct, Barr Dr, S 9th Ave, N 3rd Ave, 8th Ave S, Cedar St$582

Kelso, WA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Kelso$85 to $88
Longview-Kelso$87
Longview Heights$88
Prescott$64

Kelso, WA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Longview-Kelso CCD, Cowlitz County, Washington $73 $97 $145
West Side Highway CDP, Washington $73 $97 $145
Longview city, Washington $73 $97 $145

Kelso, WA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Kelso, WA3.7%10.7%
Longview-Kelso3.5%11.18%
West Side Highway3.27%11.21%
Longview3.53%11.35%

Kelso Renters Insurance as a Percentage of Rent

Kelso Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 89 3.0% $361
$200 to $299 100 4.0% $811
$300 to $499 212 8.0% $1261
$500 to $749 967 39.0% $1936
$750 to $999 753 30.0% $2686
$1,000 to $1,499 357 14.0% $3811

Kelso, WA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$600$1,600
Yearly Kelso Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$600$1,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,400$4,800
Net Savings to Kelso Home Owner from High Deductible Plan $600

Kelso, WA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Kelso, WA Home Replacement Value MORE than Home Value Kelso, WA Home Replacement Value LESS than Home Value
Replacement Value $168,500 $111,000
Insurance Premium based on Replacement Value $575 $375
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $29,500 Risk Exposure from Under Insuring Coverage is $28,000
Premium Impact Insurance cheaper by $100/year Insurance costlier by $100/year

Example Kelso Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company American Family InsuranceState FarmAmica Mutual Insurance Company
Monthly Premium 172360
Year Built 197519671942
Home Details 2 Beds, 1 Baths3 Beds, 1 Baths4 Beds, 2 Baths
Coverage Amount $100000-$125000$125000-$150000$200000-$250000
Deductible $2500-$5000 Deductible$1000-$2500 Deductible$500 Deductible

Sample Home Insurance Rates for Kelso, WA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1955 190,000 Metal Roof 2,260 3 $1000-$2500 Deductible 300 8 Stone Siding No
1950 135,000 Slate Shingles Roof 1,450 2 $1000-$2500 Deductible 30 1 Vinyl siding No
1945 160,000 Wood Shake Roof 2,300 3 $1000-$2500 Deductible 260 8 Brick siding yes
1951 230,000 Shingles Roof 2,790 4 $500 Deductible 210 4 Stone Siding yes
2000 140,000 Asphalt Shingles Roof 1,870 3 $500 Deductible 50 2 Wood siding No
1974 100,000 Wood Shake Roof 1,370 2 $1000-$2500 Deductible 190 8 Brick siding yes
1956 90,000 Composition Roof 1,270 2 $500 Deductible 130 10 Brick siding yes
2006 125,000 Wood Shake Roof 1,510 3 $500 Deductible 120 4 Brick siding yes
2006 220,000 Shingles Roof 2,930 4 $5000 to $10,000 Deductible 330 9 Brick siding yes
1962 90,000 Tile Roof 1,060 2 $2500-$5000 Deductible 80 4 Wood siding yes
1961 165,000 Shingles Roof 2,430 4 $1000-$2500 Deductible 90 3 Brick siding No
1946 80,000 Slate Shingles Roof 910 2 $1000-$2500 Deductible 100 6 Wood siding No
1979 140,000 Wood Shake Roof 1,650 4 $1000-$2500 Deductible 280 8 Fiber-Cement Siding yes
1988 80,000 Asphalt Shingles Roof 990 2 $1000-$2500 Deductible 170 9 Vinyl siding yes
2005 165,000 Slate Shingles Roof 2,170 3 $1000-$2500 Deductible 30 1 Vinyl siding No
1950 195,000 Composition Roof 1,980 3 $2500-$5000 Deductible 300 8 Wood siding yes
1945 95,000 Shingles Roof 1,070 2 $500- $1000 Deductible 140 8 Stone Siding No
1976 150,000 Composition Roof 1,730 2 $500- $1000 Deductible 210 8 Vinyl siding No
1942 115,000 Membrane Roof 1,300 2 $500 Deductible 140 5 Brick siding yes
1967 180,000 Metal Roof 2,360 3 $1000-$2500 Deductible 470 10 Vinyl siding yes
1949 175,000 Metal Roof 1,730 3 $2500-$5000 Deductible 200 7 Brick siding yes
1945 235,000 Composition Roof 2,630 4 $500 Deductible 380 5 Vinyl siding yes
1940 165,000 Tile Roof 1,760 3 $500 Deductible 50 1 Fiber-Cement Siding yes
1973 155,000 Shingles Roof 2,090 4 $1000-$2500 Deductible 90 3 Fiber-Cement Siding No
1982 105,000 Asphalt Shingles Roof 1,250 3 $2500-$5000 Deductible 100 5 Stone Siding yes
1968 110,000 Slate Shingles Roof 1,410 3 $500 Deductible 100 3 Stone Siding No
1975 225,000 Wood Shake Roof 2,640 4 $500 Deductible 340 6 Brick siding No
1948 160,000 Asphalt Shingles Roof 1,950 3 $5000 to $10,000 Deductible 130 5 Stone Siding No
1980 135,000 Wood Shake Roof 1,470 2 $500- $1000 Deductible 30 1 Brick siding yes
2000 130,000 Tile Roof 1,840 3 $2500-$5000 Deductible 220 10 Stucco siding No
1945 210,000 Asphalt Shingles Roof 2,580 4 > $10,000 Deductible 20 1 Brick siding yes