Keene Insurance Rates:

Keene, NH homeowners insurance is roughly $587 to $796, about $48-$66/month. Our complete research shows customers can save as much as $276 by getting multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Travelers
The coverage has been good for us since acquiring the policy and enough notice was given to renew the policy.
Amica Mutual Insurance
I dislike the fact that amica insurance is more expensive that than other companies, i understand why they charge more but would prefer to pay less.
Nationwide
They are also very affordable. they have coverage prices to fit your needs and budget. you never have to worry about things getting too expensive.
Liberty Mutual
There's not really anything I dislike about the company. Sometimes the app doesn't work and I need to uninstall and reinstall.
Liberty Mutual
I don't mind the emails that I receive. There aren't an overwhelming amount of emails to annoy me. I still get my policy by mail as I requested.
American Strategic Insurance
I've never had to call or interact with anyone at the company so, I cannot speak to their service
State Farm
It has risen every year and I have not made any claims. I feel that the rate at this point is higher than it should be.

Keene, NH Homeowners Insurance By Home Value

Keene, NH Home Value Total Homes % of Total Average Keene, NH Homeowners Insurance
Less than $50,000 351 7.0% $83
$100,000 to $124,999 178 3.0% $387
$125,000 to $149,999 378 7.0% $484
$150,000 to $174,999 747 15.0% $567
$175,000 to $199,999 959 19.0% $657
$200,000 to $249,999 733 15.0% $795
$250,000 to $299,999 774 15.0% $968
$300,000 to $399,999 645 13.0% $1231

Top Home Insurance Agents Near Keene, NH

Home Insurance Company Near Keene, NH Homeowners Insurance Agency Near Keene, NH Address
Liberty Mutual Independent Clark-Mortenson Agency Inc 42 MAIN ST, WALPOLE, NH, 3608
Allstate Finn & Stone 2 Chester Rd Ste 22 , Springfield, VT, 5156
Travelers Foy Insurance - Scarborough 570 PEMBROKE ST, PEMBROKE, NH, 3275
Travelers Gosselin Insurance Agency 1461 HOOKSETT RD STE 4, HOOKSETT, NH, 3106
Travelers Shamrock Ins Inc 66 SOUTH STATE ST, CONCORD, NH, 3301

Cost Of Homeowners Insurance By Street Near Keene, NH

Streets in Keene Area Homeowners Insurance Cost
Phil Ln, Swanzey Factory Rd, Worcester St, Syd St, Bruder St, Coolidge St, May St, Island St, Salisbury Rd, Kirk Ct$697
Pender Ct, Starling St, Royal Ave, Davis St, Meadow Rd, Roxbury Ct, Dartmouth St, George St, Cypress St, Robbins Rd$688
Needle St, Concord Hill Dr, Bergeron Ave, Cypress Ct, Winchester St, Forge St, Brown St, Optical Ave, Court St, Hooper St$709
Roxbury St, Hurricane Rd, Marshall St, Fairfield Ct, Dump Rd, Crestview St, Court St, Harrison St, Aldrich Rd, Colorado St$694
Evans Ln, Newman St, Starlight Dr, Hart Pl, Imelda Ave, Wilford St, Prescott St, Carpenter Rd, Willow Ct, Bradco Rd$691

Keene, NH Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Keene$103 to $105
Cheshire County$103
Roxbury$105
West Swanzey$102

Keene, NH Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Cheshire County, New Hampshire $104 $138 $207
Roxbury town, Cheshire County, New Hampshire $106 $141 $212
West Swanzey CDP, New Hampshire $103 $137 $206

Keene, NH Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Keene, NH3.2%6.6%
Cheshire County3.43%7.79%
Roxbury3.72%7.52%
West Swanzey4.87%8.64%

Keene Renters Insurance as a Percentage of Rent

Keene Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 110 2.0% $336
$200 to $299 153 4.0% $786
$300 to $499 284 7.0% $1236
$500 to $749 483 12.0% $1911
$750 to $999 870 23.0% $2661
$1,000 to $1,499 1,432 38.0% $3786
$1,500 or more 403 10.0% $5436

Keene, NH Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$2,700
Yearly Keene Homeowner Insurance Premium Example $2,000$1,600
Out of Pocket Expense During Claim$700$2,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $16,700$15,500
Net Savings to Keene Home Owner from High Deductible Plan $1,200

Keene, NH Home Insurance Costs With Home Replacement Value Scenarios

Scenario Keene, NH Home Replacement Value MORE than Home Value Keene, NH Home Replacement Value LESS than Home Value
Replacement Value $225,000 $166,000
Insurance Premium based on Replacement Value $1,325 $975
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $18,500 Risk Exposure from Under Insuring Coverage is $40,500
Premium Impact Insurance cheaper by $225/year Insurance costlier by $125/year

Example Keene Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceNationwide InsuranceState Farm
Monthly Premium 924569
Year Built 198119931940
Home Details 5 Beds, 3 Baths2 Beds, 1 Baths3 Beds, 1 Baths
Coverage Amount $250000-$300000$125000-$150000$200000-$250000
Deductible $500- $1000 Deductible$1000-$2500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Keene, NH from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1941 280,000 Slate Shingles Roof 2,130 5 $2500-$5000 Deductible 470 5 Brick siding yes
1979 135,000 Slate Shingles Roof 1,090 2 $1000-$2500 Deductible 270 5 Fiber-Cement Siding No
1945 575,000 Membrane Roof 4,420 5 $500- $1000 Deductible 1730 7 Brick siding yes
1960 205,000 Membrane Roof 1,990 5 $5000 to $10,000 Deductible 310 5 Wood siding No
1940 325,000 Wood Shake Roof 2,990 4 $1000-$2500 Deductible 910 10 Wood siding No
1986 220,000 Wood Shake Roof 1,820 4 $1000-$2500 Deductible 410 7 Wood siding yes
1988 140,000 Slate Shingles Roof 1,090 2 $500 Deductible 340 6 Brick siding No
1985 250,000 Metal Roof 1,940 5 $1000-$2500 Deductible 180 2 Vinyl siding yes
1976 190,000 Composition Roof 1,580 2 $1000-$2500 Deductible 980 12 Vinyl siding No
1972 195,000 Slate Shingles Roof 1,480 2 $500- $1000 Deductible 140 2 Fiber-Cement Siding yes
1965 290,000 Composition Roof 2,310 4 $500 Deductible 1090 9 Stone Siding yes
1985 290,000 Asphalt Shingles Roof 2,550 5 $5000 to $10,000 Deductible 250 4 Vinyl siding yes
1988 145,000 Shingles Roof 1,510 3 $1000-$2500 Deductible 400 9 Stone Siding yes
1991 165,000 Slate Shingles Roof 1,790 5 $2500-$5000 Deductible 80 2 Stone Siding No
1994 185,000 Tile Roof 1,470 2 $5000 to $10,000 Deductible 210 5 Stone Siding yes
1994 300,000 Shingles Roof 2,260 4 $500- $1000 Deductible 90 1 Fiber-Cement Siding No
1997 215,000 Wood Shake Roof 2,150 4 > $10,000 Deductible 160 4 Brick siding yes
1983 195,000 Composition Roof 1,640 3 $500- $1000 Deductible 430 6 Fiber-Cement Siding No
1944 330,000 Metal Roof 3,010 5 $1000-$2500 Deductible 1840 12 Fiber-Cement Siding No
1999 545,000 Wood Shake Roof 4,960 5 $2500-$5000 Deductible 2620 12 Fiber-Cement Siding No
1999 185,000 Composition Roof 1,610 3 $2500-$5000 Deductible 320 5 Wood siding yes
1968 265,000 Shingles Roof 2,670 4 $500 Deductible 1040 8 Stucco siding yes
1947 190,000 Metal Roof 1,780 3 $500 Deductible 800 12 Stone Siding No
1988 190,000 Slate Shingles Roof 1,470 3 $5000 to $10,000 Deductible 170 3 Stone Siding No
1999 220,000 Metal Roof 1,760 2 > $10,000 Deductible 40 1 Fiber-Cement Siding No
1996 100,000 Tile Roof 1,010 2 $1000-$2500 Deductible 310 8 Stone Siding No
1996 230,000 Membrane Roof 1,870 3 > $10,000 Deductible 480 10 Fiber-Cement Siding No
1987 430,000 Tile Roof 4,320 5 $500 Deductible 640 4 Wood siding yes
1949 505,000 Wood Shake Roof 4,610 5 $1000-$2500 Deductible 160 1 Wood siding No
1997 240,000 Wood Shake Roof 1,890 5 $1000-$2500 Deductible 240 3 Wood siding No
1972 320,000 Shingles Roof 2,390 3 $500- $1000 Deductible 620 5 Stone Siding yes
1974 155,000 Shingles Roof 1,300 3 $500- $1000 Deductible 490 9 Stone Siding yes
1980 175,000 Tile Roof 1,800 3 $500- $1000 Deductible 70 1 Vinyl siding No
1966 265,000 Shingles Roof 2,240 4 $1000-$2500 Deductible 1220 9 Brick siding No