Kearney Insurance Rates:

Kearney, NE homeowners insurance is roughly $816 to $1,108, about $68-$92/month. Our comprehensive research indicates shoppers can save as much as $384 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

Allstate
The website is well laid out and intuitive. it is very easy to log in and find whatever documents you are looking for!
State Farm
I can always reach someone when i need to. the company is very easy to reach at any time of the day.
Plummer Insurance
I like the friendly and courteous staff. i like that they know me by the first name when i walk in the door.
Amica Mutual Insurance
They need to upgrade into the 21st century in terms of a mobile app and they need to keep better hours of customer service. It's hard to reach them for non-emergency stuff on holidays.
Progressive
Progressive has been very friendly and helpful whenever I have called them. I also like the chat option and have used it on my mobile app.
Geico
My company is there when I need them and answers all of my questions.
State Farm
They are a very well-known company and when you go provide their name for any type of coverage, vendors know they will get paid and are very well to take the job.

Kearney, NE Homeowners Insurance By Home Value

Kearney, NE Home Value Total Homes % of Total Average Kearney, NE Homeowners Insurance
Less than $50,000 861 12.0% $173
$50,000 to $59,999 105 1.0% $365
$60,000 to $69,999 96 1.0% $452
$70,000 to $79,999 238 3.0% $519
$80,000 to $89,999 181 2.0% $596
$90,000 to $99,999 487 7.0% $663
$100,000 to $124,999 929 13.0% $769
$125,000 to $149,999 1,204 17.0% $962
$150,000 to $174,999 957 14.0% $1135
$175,000 to $199,999 507 7.0% $1308
$200,000 to $249,999 745 10.0% $1577
$250,000 to $299,999 302 4.0% $1933
$300,000 to $399,999 184 2.0% $2453

Top Home Insurance Agents Near Kearney, NE

Home Insurance Company Near Kearney, NE Homeowners Insurance Agency Near Kearney, NE Address
Travelers Barney Ins-Lexington Inc 5205 2ND AVE, KEARNEY, NE, 68847
Travelers Gary Thompson Agency Inc 217 E Stolley Park Rd, Ste B. Grand Island, Minden, NE, 68801
Allstate Krull Agency Minden 337 East 4th, Minden, NE, 68959
State Farm Randy Grassmeyer 611 4th Ave, Holdrege, NE, 68949
Travelers The Pinnacle Agency 3610 W CAPITAL AVE, GRAND ISLAND, NE, 68803

Cost Of Homeowners Insurance By Street Near Kearney, NE

Streets in Kearney Area Homeowners Insurance Cost
Camelot Way, E 23rd St, Indian Rd, Drag Strip Rd, Ave F, Ave I, W 42nd St, Oxen Ave, W Railroad St, Bel Air Dr$1,012
W 15th St, Cottonwood Rd, E 51st St, 17th Ave Pl, Indian Hills Dr, W 37th St, E 42nd Street Pl, W 38th Dr, 31st St, Ridge Line Rd$1,004
W 21st St, Hwy 30 W, 44th St, State Hwy 44, E 31st St, 62nd Avenue Pl, L Ave, E 34th St, Laplatte Rd, Sweetwater Ave S$1,004
Sherwood Cir, 21st Avenue Pl, W 44th Street Pl, E 30th St, 8th Ave, E 46th St Pl, Crown Rd, Maple Dr, Oak Pl, E Cottonwood Rd$1,009
S Ave, E 45th St, Elmwood Ln, E 30th Dr, W 33rd St, 2nd Ave S, W 44th St, 12th Ave, Country Club Ln, W 31st St$981

Kearney, NE Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Kearney$143 to $146
Collins$149
Glenwood$148
Newark$145

Kearney, NE Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Collins township, Buffalo County, Nebraska $149 $199 $299
Glenwood CDP, Nebraska $148 $197 $296
Riverdale township, Buffalo County, Nebraska $148 $197 $296

Kearney, NE Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Kearney, NE6.3%17.2%
Collins4.93%23.65%
Riverdale5.77%17.76%
Blaine8.32%15.81%

Kearney Renters Insurance as a Percentage of Rent

Kearney Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 71 1.0% $337
$200 to $299 188 3.0% $787
$300 to $499 834 17.0% $1237
$500 to $749 1,900 40.0% $1912
$750 to $999 1,234 26.0% $2662
$1,000 to $1,499 432 9.0% $3787

Kearney, NE Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,800$2,800
Yearly Kearney Homeowner Insurance Premium Example $900$700
Out of Pocket Expense During Claim$1,800$2,800
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,000$8,400
Net Savings to Kearney Home Owner from High Deductible Plan $600

Kearney, NE Home Insurance Costs With Home Replacement Value Scenarios

Scenario Kearney, NE Home Replacement Value MORE than Home Value Kearney, NE Home Replacement Value LESS than Home Value
Replacement Value $135,000 $86,000
Insurance Premium based on Replacement Value $750 $475
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $30,500 Risk Exposure from Under Insuring Coverage is $18,500
Premium Impact Insurance cheaper by $100/year Insurance costlier by $175/year

Example Kearney Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualGEICO InsuranceTravelers
Monthly Premium 4910177
Year Built 200119761996
Home Details 2 Beds, 1 Baths5 Beds, 1 Baths4 Beds, 2 Baths
Coverage Amount $100000-$125000$300000-$350000$175000-$200000
Deductible $500 Deductible$1000-$2500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Kearney, NE from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1943 265,000 Shingles Roof 2,860 5 > $10,000 Deductible 240 5 Stucco siding yes
2012 365,000 Composition Roof 3,920 5 $2500-$5000 Deductible 250 3 Stone Siding No
1977 190,000 Membrane Roof 2,170 4 $1000-$2500 Deductible 770 10 Fiber-Cement Siding No
1943 95,000 Slate Shingles Roof 1,150 2 $2500-$5000 Deductible 290 12 Wood siding No
1996 245,000 Shingles Roof 2,890 4 > $10,000 Deductible 350 7 Wood siding No
1973 95,000 Slate Shingles Roof 990 2 $2500-$5000 Deductible 220 10 Stucco siding yes
2007 175,000 Metal Roof 1,940 3 $500 Deductible 290 4 Brick siding yes
1986 195,000 Tile Roof 2,660 4 $1000-$2500 Deductible 50 1 Fiber-Cement Siding yes
1993 185,000 Slate Shingles Roof 1,890 4 $2500-$5000 Deductible 640 9 Vinyl siding No
1940 160,000 Tile Roof 1,630 2 $500 Deductible 530 10 Fiber-Cement Siding yes
1944 160,000 Tile Roof 1,580 2 $500- $1000 Deductible 400 6 Stone Siding yes
1992 235,000 Slate Shingles Roof 2,900 4 > $10,000 Deductible 420 8 Wood siding No
1943 275,000 Metal Roof 2,810 4 $2500-$5000 Deductible 270 5 Wood siding yes
1967 265,000 Tile Roof 3,110 4 $5000 to $10,000 Deductible 390 7 Stucco siding No
1945 125,000 Shingles Roof 1,560 2 $2500-$5000 Deductible 270 7 Wood siding yes
1973 150,000 Wood Shake Roof 1,500 2 $5000 to $10,000 Deductible 190 6 Stone Siding yes
1986 225,000 Tile Roof 2,180 3 $500- $1000 Deductible 70 1 Stucco siding No
1990 145,000 Metal Roof 2,030 5 $500 Deductible 130 2 Stucco siding No
1946 240,000 Composition Roof 2,760 4 $1000-$2500 Deductible 1200 12 Vinyl siding No
1991 90,000 Slate Shingles Roof 950 2 $2500-$5000 Deductible 160 6 Fiber-Cement Siding yes
1996 165,000 Composition Roof 2,340 5 $1000-$2500 Deductible 220 4 Stone Siding No
1979 120,000 Shingles Roof 1,680 2 $2500-$5000 Deductible 390 10 Wood siding yes
1997 160,000 Metal Roof 1,740 2 $1000-$2500 Deductible 520 9 Brick siding yes
2008 85,000 Metal Roof 1,260 2 $2500-$5000 Deductible 80 2 Stucco siding yes
1991 260,000 Composition Roof 2,950 4 > $10,000 Deductible 160 3 Wood siding yes