Keansburg Insurance Rates:

Keansburg, NJ homeowners insurance is nearly $699 to $952, about $58-$79/month. Our complete guide indicates shoppers can save as much as $330 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Keansburg, NJ Homeowners Insurance By Home Value

Keansburg, NJ Home Value Total Homes % of Total Average Keansburg, NJ Homeowners Insurance
$80,000 to $89,999 51 2.0% $305
$100,000 to $124,999 117 5.0% $396
$125,000 to $149,999 157 7.0% $495
$150,000 to $174,999 258 12.0% $586
$175,000 to $199,999 126 5.0% $677
$200,000 to $249,999 642 30.0% $817
$250,000 to $299,999 481 22.0% $999
$300,000 to $399,999 260 12.0% $1272

Top Home Insurance Agents Near Keansburg, NJ

Home Insurance Company Near Keansburg, NJ Homeowners Insurance Agency Near Keansburg, NJ Address
Travelers Fds Agency Inc 800 Westchester Ave., 6S , Rye Brook, NY, 10573
Farmers Frank Harris 300 Interpace Pkwy Ste 400b, Parsippany, NJ, 7054
Allstate Jeff Flanzraich 2900 Hempstead Tpke Ste 101, Levittown, NY, 11756
Travelers Phoenix Insurance Group Inc 205 MAIN ST, CHESTER, NJ, 7930
Allstate Rick Ragubir 16007 Hillside Ave, Jamaica, NY, 11432

Cost Of Homeowners Insurance By Street Near Keansburg, NJ

Streets in Keansburg Area Homeowners Insurance Cost
Holly St, Lorraine Pl, E Shore St, Ramsey Ave, Evergreen Pl, Waackaack Ave, Leroy Pl, Bayside Pkwy, Pinewood Pl, Grove Pl$822
Pineview Ave, Greenwood Pl, Saint Peters Pl, Campview Pl, Hill St, Bayside Ave, Wood St, Ramsey Ave, Twilight Ave, Fox Ave$821
Garden St, Stella Dr, Carr Ave, Terrace Pl, Birchwood Ave, Lancaster Ave, Seeley Ave, Forest Pl, Beaconlight Ave, Belleview Ave$824
Horner Pl, Birch Ct, Francis Pl, Seawood Ave, Smith Pl, W Shore St, Briarwood Ave, Beacon Ter, Circuit St, Obre Pl$823
Charles Ave, Sunset St, St Johns Pl, Loshen Pl, Frazee Ave, Collins St, Vogel St, Union Pl, Forest Ave, Carr Ave$823

Keansburg, NJ Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Keansburg$123 to $126
Union Beach$126
Hazlet$128
Port Monmouth$127

Keansburg, NJ Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Union Beach borough, New Jersey $126 $168 $252
North Middletown CDP, New Jersey $126 $168 $252
Hazlet township, Monmouth County, New Jersey $128 $171 $257

Keansburg, NJ Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Keansburg, NJ3.4%8.7%
Union Beach3.1%8.29%
North Middletown3.06%10.69%
Hazlet2.95%7.64%

Keansburg Renters Insurance as a Percentage of Rent

Keansburg Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 205 11.0% $794
$300 to $499 140 7.0% $1244
$500 to $749 196 11.0% $1919
$750 to $999 174 9.0% $2669
$1,000 to $1,499 800 45.0% $3794
$1,500 or more 256 14.0% $5444

Keansburg, NJ Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$700$2,700
Yearly Keansburg Homeowner Insurance Premium Example $1,100$700
Out of Pocket Expense During Claim$700$2,700
Total Home Insurance Premium for 7 years + Out of Pocket Expense for Claim $8,400$7,600
Net Savings to Keansburg Home Owner from High Deductible Plan $800

Keansburg, NJ Home Insurance Costs With Home Replacement Value Scenarios

Scenario Keansburg, NJ Home Replacement Value MORE than Home Value Keansburg, NJ Home Replacement Value LESS than Home Value
Replacement Value $292,500 $188,000
Insurance Premium based on Replacement Value $1,500 $950
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $44,000 Risk Exposure from Under Insuring Coverage is $60,500
Premium Impact Insurance cheaper by $325/year Insurance costlier by $225/year

Example Keansburg Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyGEICO InsuranceAllstate
Monthly Premium 13417354
Year Built 199119521971
Home Details 4 Beds, 1 Baths5 Beds, 4 Baths3 Beds, 1 Baths
Coverage Amount $350000-$400000$400000-$500000$200000-$250000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Keansburg, NJ from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1971 435,000 Metal Roof 3,030 5 $5000 to $10,000 Deductible 230 2 Fiber-Cement Siding No
1991 390,000 Shingles Roof 3,430 5 $1000-$2500 Deductible 380 4 Stucco siding No
1994 150,000 Asphalt Shingles Roof 1,340 2 $500 Deductible 130 2 Stone Siding No
1959 550,000 Membrane Roof 4,600 5 > $10,000 Deductible 1030 6 Brick siding No
1947 185,000 Wood Shake Roof 1,690 4 $2500-$5000 Deductible 240 3 Wood siding yes
1974 200,000 Asphalt Shingles Roof 1,470 3 $500 Deductible 500 5 Brick siding No
1944 335,000 Slate Shingles Roof 2,700 4 > $10,000 Deductible 250 4 Wood siding yes
1967 160,000 Tile Roof 1,140 2 $500- $1000 Deductible 650 12 Fiber-Cement Siding No
1957 330,000 Metal Roof 2,260 3 $1000-$2500 Deductible 830 7 Stucco siding yes
1943 140,000 Metal Roof 1,310 2 $2500-$5000 Deductible 400 10 Brick siding No
1998 360,000 Tile Roof 2,630 4 $1000-$2500 Deductible 420 3 Wood siding yes
1995 495,000 Slate Shingles Roof 3,470 5 $1000-$2500 Deductible 1150 8 Stone Siding yes
1999 365,000 Asphalt Shingles Roof 2,780 4 $1000-$2500 Deductible 1000 6 Fiber-Cement Siding No
1951 100,000 Tile Roof 980 2 $500- $1000 Deductible 260 6 Stone Siding yes
1943 240,000 Composition Roof 2,160 3 $1000-$2500 Deductible 530 6 Stone Siding No
1963 310,000 Slate Shingles Roof 3,080 5 $5000 to $10,000 Deductible 130 2 Stucco siding No
1949 160,000 Wood Shake Roof 1,450 2 $500 Deductible 510 7 Stucco siding No
1979 475,000 Slate Shingles Roof 3,360 5 $500 Deductible 1350 9 Stucco siding yes
1968 175,000 Tile Roof 1,470 3 $500- $1000 Deductible 610 10 Brick siding No
1950 310,000 Metal Roof 2,260 4 $2500-$5000 Deductible 530 6 Stone Siding No
1949 450,000 Tile Roof 3,290 4 $2500-$5000 Deductible 1040 7 Vinyl siding No
1972 210,000 Shingles Roof 1,630 2 $500- $1000 Deductible 500 6 Vinyl siding yes
1975 125,000 Wood Shake Roof 1,270 2 $500- $1000 Deductible 250 7 Stone Siding yes
1999 145,000 Metal Roof 1,300 2 $2500-$5000 Deductible 240 5 Stone Siding yes
1967 240,000 Slate Shingles Roof 2,070 3 $500 Deductible 1120 12 Stone Siding No
1966 580,000 Composition Roof 4,740 5 > $10,000 Deductible 120 1 Brick siding No
1970 215,000 Composition Roof 1,740 3 $2500-$5000 Deductible 770 10 Wood siding yes
1962 295,000 Membrane Roof 2,290 3 $500- $1000 Deductible 80 1 Fiber-Cement Siding No
1950 170,000 Wood Shake Roof 1,640 2 $1000-$2500 Deductible 960 12 Fiber-Cement Siding yes
1971 340,000 Slate Shingles Roof 2,310 5 $500 Deductible 670 6 Wood siding yes
1977 620,000 Membrane Roof 4,880 5 $1000-$2500 Deductible 2830 12 Wood siding No
1972 345,000 Shingles Roof 2,620 5 $500- $1000 Deductible 440 3 Stone Siding yes
1969 290,000 Shingles Roof 2,130 4 $5000 to $10,000 Deductible 350 4 Vinyl siding No
1954 250,000 Membrane Roof 1,700 2 $1000-$2500 Deductible 630 8 Stucco siding yes