Kaysville, UT homeowners insurance is roughly $431 to $585, about $35-$48/month. Our all inclusive research indicates shoppers can save upto $203 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Kaysville, UT | Homeowners Insurance Agency Near Kaysville, UT | Address |
|---|---|---|
| Liberty Mutual | David M. Johnson | 764 E. Winchester Street Ste 100, Salt Lake City, UT, 84107 |
| State Farm | Glen Forbes | 903 W 1700 S, Syracuse, UT, 84075-9127 |
| Travelers | One Stop Insurance Llc | 8833 S REDWOOD RD STE B1, WEST JORDAN, UT, 84088 |
| State Farm | Steven Fisher | 8431 S 700 E, Sandy, UT, 84070-0501 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Fruit Heights city, Utah | $64 | $85 | $128 |
| Layton city, Utah | $62 | $82 | $123 |
| Farmington city, Utah | $64 | $85 | $128 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Kaysville, UT | 2.4% | 11.1% |
| Fruit Heights | 2.07% | 8.71% |
| Layton | 2.82% | 10.69% |
| Farmington | 2.36% | 9.42% |
| Kaysville Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 58 | 6.0% | $327 |
| $200 to $299 | 30 | 3.0% | $777 |
| $300 to $499 | 101 | 10.0% | $1227 |
| $500 to $749 | 376 | 40.0% | $1902 |
| $750 to $999 | 176 | 18.0% | $2652 |
| $1,000 to $1,499 | 141 | 15.0% | $3777 |
| $1,500 or more | 50 | 5.0% | $5427 |
| Streets in Kaysville Area | Homeowners Insurance Cost |
|---|---|
| E 1310 S, 1100 N, W Barley Ln, Meeting House Rd, E 250 S, Apple Acres Trct, N Country Shire Dr W, 1360, W Ibis Xing, Penny Cir | $495 |
| N 935 W, Ramola St, 1060, N 2000 West St, Galbraith Ln, Fernwood Dr, Cove Ln, Fairway Cir, 750, Angels Way | $524 |
| Swinton Ln, Grassy Plain Dr, E Park Dr, Daniel Dr, E 950 N, W Kays Dr, Pin Oak Ln, W Mutton Hollow Rd, Stayner Dr, W Clark Ln N | $512 |
| 2050 W, Eastfork Cir, Ironside Way, W Stampede Cir N, E 600 North St, Cooper St, St Andrews Dr, 1155, E Kay Dr S, W Shepard Ln N | $511 |
| Lambert Way, W 550 S, F St, Belmore Dr, Steeple Chase Dr, Craftsman Ct, Longhorn Dr, E Burton Ln, Mutton Hollow Rd, S 775 E | $494 |
| Eagle Way, Meadow Way Dr, Willow Brook Ln, Flint St, N Sandtrap Ln W, N Daniel Dr E, Horseshoe Cir, S 550 West St, Beaumont Dr, E Rosewood Way S | $526 |
| S Belmont Dr W, W 475 S, E 1850 N, Fairfield Rd, Suncrest Cir, Rildah Cir, W Jay St S, W 175 S, Vista Dr, N Carston Ct | $508 |
| Chapel St, W 450 S, N Creek View Dr W, E 450 N, N 1410 W, Country Shire Dr, W Island Dr, N Delene Bowman Dr W, Mourning Dove Cir, W Tee Time Dr | $492 |
| Comanche Rd, E Green Rd, Sherman Ave, Flint Meadow Dr, E 625 S, 75 N, Pheasant Way, N St Andrews Dr, S 1225 W, 15 | $509 |
| W 770 N, N 2375 E, Boynton Rd, N Frontier Rd W, Creek View Dr, Ward Rd, 1000W, 275, Spring Meadow Ln, Hunters Glen | $494 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Kaysville | $75 to $78 |
| Fruit Heights | $76 |
| Layton | $74 |
| Clearfield | $72 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $500 | $1,500 |
| Yearly Kaysville Homeowner Insurance Premium Example | $900 | $700 |
| Out of Pocket Expense During Claim | $500 | $1,500 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $7,700 | $7,100 |
| Net Savings to Kaysville Home Owner from High Deductible Plan | $600 | |
| Scenario | Kaysville, UT Home Replacement Value MORE than Home Value | Kaysville, UT Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $423,000 | $301,500 |
| Insurance Premium based on Replacement Value | $1,475 | $1,050 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $37,000 | Risk Exposure from Under Insuring Coverage is $84,500 |
| Premium Impact | Insurance cheaper by $300/year | Insurance costlier by $125/year |
| Insurance Company | Allstate | Amica Mutual Insurance Company | Liberty Mutual |
| Monthly Premium | 35 | 38 | 48 |
| Year Built | 1985 | 2013 | 2008 |
| Home Details | 3 Beds, 2 Baths | 4 Beds, 2 Baths | 5 Beds, 1 Baths |
| Coverage Amount | $250000-$300000 | $200000-$250000 | $200000-$250000 |
| Deductible | > $10,000 Deductible | $5000 to $10,000 Deductible | $1000-$2500 Deductible |