Kaufman Insurance Rates:

Kaufman, TX homeowners insurance is roughly $870 to $1,186, about $72-$98/month. Our all inclusive guide indicates shoppers can save upto $410 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Kaufman, TX Homeowners Insurance By Home Value

Kaufman, TX Home Value Total Homes % of Total Average Kaufman, TX Homeowners Insurance
Less than $50,000 303 9.0% $215
$50,000 to $59,999 284 8.0% $472
$60,000 to $69,999 241 7.0% $585
$70,000 to $79,999 227 6.0% $667
$80,000 to $89,999 177 5.0% $759
$90,000 to $99,999 175 5.0% $852
$100,000 to $124,999 496 15.0% $985
$125,000 to $149,999 410 12.0% $1232
$150,000 to $174,999 288 8.0% $1458
$175,000 to $199,999 140 4.0% $1684
$200,000 to $249,999 295 8.0% $2023
$250,000 to $299,999 203 6.0% $2475
$300,000 to $399,999 56 1.0% $3152

Top Home Insurance Agents Near Kaufman, TX

Home Insurance Company Near Kaufman, TX Homeowners Insurance Agency Near Kaufman, TX Address
Allstate Paul Bolden 1111 W Mockingbird Ln Ste 180, Dallas, TX, 75247
Liberty Mutual Independent Abs Insurance Services 309 E OVILLA RD STE 2100, RED OAK, TX, 75154
Travelers Cerra Insurance Agency Inc 1517 PARKVIEW DR, GARLAND, TX, 75043
GEICO Darrell Fisher 1729 North Central Expressway Suite A, Plano, TX, 75075
Travelers Dornell Reese Insurance Agency 7605 MCCALLUM BLVD SUITE 201, DALLAS, TX, 75252

Cost Of Homeowners Insurance By Street Near Kaufman, TX

Streets in Kaufman Area Homeowners Insurance Cost
W Fair St, Co Rd 4038, Lajolla Dr, Andrews Ln, Oxford Dr, Co Rd 4040, E Dellis St, Co Rd 159, Adams Ln, Hubert Ln$1,024
E 8th St, Meadowbrook Cir, Mesquite Ln, Co Rd 168, Debra St, FM 1391, Co Rd 4060, Alton St, Raymond Rd, W 4th St$1,046
Temple St, W First North St, Willowcrest Dr, Co Rd 152, Co Rd 4081, Acorn Cir, Co Rd 110, W Hickory St, Shannon St, Co Rd 148$1,016
FM 3094 N, N Nash St, N Houston St, Cross Creek Dr, Co Rd 154, Co Rd 4026, Wykagyl St, E 1st North St, Lewis St, Co Rd 4078$1,020
Kmj Ranch Rd, Meadowbrook Dr, Co Rd 4013, Co Rd 4028, House Ln, Sunset Dr, W Cherry St, Glenn Ln, Palmer Ln, E Seago St$1,028

Kaufman, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Kaufman$153 to $156
Grays Prairie$153
Oak Grove$157
Kemp$150

Kaufman, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Grays Prairie village, Texas $153 $204 $306
Oak Grove town, Texas $157 $209 $314
Kemp city, Texas $150 $200 $300

Kaufman, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Kaufman, TX6.3%19.3%
Grays Prairie6.45%17.0%
Oak Grove6.32%16.22%
Kemp7.83%16.9%

Kaufman Renters Insurance as a Percentage of Rent

Kaufman Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 48 3.0% $802
$300 to $499 77 5.0% $1252
$500 to $749 401 29.0% $1927
$750 to $999 543 39.0% $2677
$1,000 to $1,499 256 18.0% $3802
$1,500 or more 53 3.0% $5452

Kaufman, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$3,400
Yearly Kaufman Homeowner Insurance Premium Example $1,600$1,200
Out of Pocket Expense During Claim$1,400$3,400
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $14,200$13,000
Net Savings to Kaufman Home Owner from High Deductible Plan $1,200

Kaufman, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Kaufman, TX Home Replacement Value MORE than Home Value Kaufman, TX Home Replacement Value LESS than Home Value
Replacement Value $138,500 $103,500
Insurance Premium based on Replacement Value $1,250 $925
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $18,000 Risk Exposure from Under Insuring Coverage is $17,000
Premium Impact Insurance cheaper by $150/year Insurance costlier by $175/year

Example Kaufman Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceLiberty MutualTravelers
Monthly Premium 855666
Year Built 199620061985
Home Details 4 Beds, 1 Baths3 Beds, 1 Baths2 Beds, 1 Baths
Coverage Amount $175000-$200000$75000-$100000$75000-$100000
Deductible $5000 to $10,000 Deductible$1000-$2500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Kaufman, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1981 120,000 Tile Roof 1,470 2 $2500-$5000 Deductible 210 3 Stone Siding No
1987 180,000 Slate Shingles Roof 2,860 5 $2500-$5000 Deductible 790 8 Wood siding No
1981 80,000 Metal Roof 910 2 $2500-$5000 Deductible 90 2 Stucco siding No
2012 125,000 Membrane Roof 1,780 5 $1000-$2500 Deductible 660 8 Vinyl siding yes
1990 90,000 Wood Shake Roof 1,200 3 $500 Deductible 290 4 Brick siding No
2013 160,000 Composition Roof 2,350 3 $2500-$5000 Deductible 710 8 Stucco siding yes
1995 410,000 Metal Roof 4,880 5 $500 Deductible 3130 9 Wood siding No
2013 100,000 Composition Roof 1,580 2 $500- $1000 Deductible 710 12 Vinyl siding No
1980 185,000 Metal Roof 2,030 3 $500 Deductible 320 2 Stone Siding No
1982 130,000 Slate Shingles Roof 2,080 4 $2500-$5000 Deductible 370 6 Stone Siding yes
2000 130,000 Asphalt Shingles Roof 1,630 3 $500- $1000 Deductible 460 5 Vinyl siding yes
2012 195,000 Composition Roof 3,100 5 $500- $1000 Deductible 970 7 Stucco siding No
1988 230,000 Slate Shingles Roof 2,620 4 $5000 to $10,000 Deductible 380 5 Stucco siding yes
1987 270,000 Metal Roof 3,100 4 > $10,000 Deductible 160 2 Brick siding No
2002 75,000 Tile Roof 1,190 2 $1000-$2500 Deductible 540 10 Brick siding yes
2011 200,000 Asphalt Shingles Roof 2,190 3 $1000-$2500 Deductible 820 8 Stone Siding No
1999 230,000 Metal Roof 2,740 4 $5000 to $10,000 Deductible 660 5 Stone Siding No
1998 205,000 Tile Roof 2,570 4 $1000-$2500 Deductible 1340 8 Stone Siding yes
2010 170,000 Metal Roof 2,210 3 $500- $1000 Deductible 620 8 Brick siding No
1995 365,000 Composition Roof 4,790 5 $1000-$2500 Deductible 620 3 Stucco siding yes
2010 130,000 Membrane Roof 1,500 2 $1000-$2500 Deductible 830 10 Vinyl siding yes
2003 275,000 Slate Shingles Roof 3,730 5 $5000 to $10,000 Deductible 600 4 Wood siding No
1985 130,000 Asphalt Shingles Roof 1,750 4 $500 Deductible 360 3 Stucco siding No
2010 80,000 Composition Roof 1,300 2 $1000-$2500 Deductible 120 3 Fiber-Cement Siding yes
2012 195,000 Tile Roof 2,370 3 $500- $1000 Deductible 830 6 Stone Siding yes
2013 165,000 Asphalt Shingles Roof 1,800 3 $500- $1000 Deductible 690 6 Vinyl siding yes
2004 115,000 Shingles Roof 1,490 3 $500 Deductible 440 8 Stone Siding yes
2009 325,000 Asphalt Shingles Roof 4,050 5 $5000 to $10,000 Deductible 1430 10 Brick siding No
2007 205,000 Composition Roof 2,550 5 $500 Deductible 1680 9 Stucco siding yes
2012 185,000 Tile Roof 2,220 5 $1000-$2500 Deductible 260 3 Wood siding No
2011 95,000 Metal Roof 1,240 3 $500- $1000 Deductible 530 8 Vinyl siding No
2002 115,000 Tile Roof 1,480 2 $500 Deductible 430 6 Wood siding No