Kansas City, KS Home Insurance - Analysis On Quotes, Rates & Agents
Kansas City Insurance Rates:
Kansas City, KS homeowners insurance is approximately $830 to $1,124, about $69-$93/month. Our all inclusive research shows customers can save as much as $390 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
Latest Home Insurance Reviews
Although liberty mutual provides great customer service and has a quick response to claim request, the monthly premiums, and deductibles are too expensive. the premium costs go up every year by about 15%, which is too expensive.
Ad placement. i might be digging a bit here, but i am still used to seeing the same person on most ads, not really anything that shows me what this company is, and how it will help me.
It happened once that i overlooked or did not receive the renewal and they were too quick to cancel my policy.it resulted in an increase when i subscribed again.
I can't really say that there is anything that I dislike about my insurance company because I've never had a problem getting things done. They've always been there when I needed help from them.
I feel as if I could probably get a much lower premium elsewhere, but I haven't really taken the extra time out to thoroughly look.
When I switched to State Farm it lowered my premium. I am satisfied with that but would like it to be much lower.
The mobile app is great. The app is easy to use and clear not difficult to understand at all.
I have been able to contact my agent and they have taken care of me in a short time period. I always get to talk to my agent personally.
My dislike is only with the national claims personnel of All State. They are not very friendly and they seek to find any reason to deny your claim.
I like that I can pay my premiums online, but they have a local office that I can visit to speak to someone about any situation or concerns I have.
They are a bit difficult when it comes to claims. They want you to go to certain shops that are not in good areas of town. When you don't go there, you find they don't pay enough to fix the car as well as you'd like.
I don't like it when they call me and ask me to come to their office to discuss my policy. This feels like an imposition to me.
I would say the premium is our biggest dislike. But all insurance companies seem to start out with a lower premium and then it increases yearly.
State Farm is a well-established company and we have been with them for over 40 years. They have always done what an insurance company should do. We call our agent and they answer the phone in a very pleasant way.
Kansas City, KS Homeowners Insurance By Home Value
|Kansas City, KS Home Value||Total Homes||% of Total||Average Kansas City, KS Homeowners Insurance|
|Less than $50,000||5,548||17.0%||$254|
|$50,000 to $59,999||1,883||5.0%||$547|
|$60,000 to $69,999||2,435||7.0%||$683|
|$70,000 to $79,999||2,550||8.0%||$781|
|$80,000 to $89,999||3,060||9.0%||$889|
|$90,000 to $99,999||2,273||7.0%||$996|
|$100,000 to $124,999||4,991||15.0%||$1152|
|$125,000 to $149,999||3,377||10.0%||$1445|
|$150,000 to $174,999||2,279||7.0%||$1709|
|$175,000 to $199,999||917||2.0%||$1973|
|$200,000 to $249,999||1,085||3.0%||$2374|
|$250,000 to $299,999||818||2.0%||$2901|
|$300,000 to $399,999||369||1.0%||$3683|
Top Home Insurance Agents Near Kansas City, KS
|Home Insurance Company Near Kansas City, KS||Homeowners Insurance Agency Near Kansas City, KS||Address|
|Travelers||Dickens Insurance Agency||1807 S BELT HWY, ST JOSEPH, MO, 64507|
|Travelers||Hedges Insurance Agency||1035 Vermont Street Ste A, Lawrence, KS, 66044|
|State Farm||Jim Hallam||1225 NE Douglas Street, Lees Summit, MO, 64086|
|Travelers||Premium Insurance Group||11201 W 59TH TERRANCE STE 8, SHAWNEE, KS, 66203|
|Farmers||Robert Kelly||235 E Main St, Gardner, KS, 66030|
Cost Of Homeowners Insurance By Street Near Kansas City, KS
|Streets in Kansas City Area||Homeowners Insurance Cost|
|S 30 St, S 8 Ter, Northrup Ave, N 14 St, S 48th Ter, N 92 St, W 43rd Ave, Edith Ct, N 77th Ter, Isabel St||$1,030|
|N 44th Ter, Olathe Blvd, N 60 St, S 56 St, N 73rd Dr, N 64 Dr, N 80 Pl, S 36 St, N Early St, Kansas City Corp Lim||$991|
|N 49 Ter, S 2 St, S 78th St, 139th St, N 83rd Pl, S 73rd Ter, N 101st St, Dickinson Rd, Seneca Ave, S Ewing St||$None|
|S 79 St, Woodend Ln, Blue Ln, N 42nd St, N 121st Ter, S 21 Ct, N 95 St, Meadowlark Ln, Victoria St, N Bethany St||$936|
|Griffin Rd, Augusta Dr, S 68 St, Lyon Ave, S 24 Ter, N 138th St, S 8th Pl, Prestwick Cir, Dehn Ln, N 68 St||$1,053|
|N 84 St, Rosedale Park Rd, N 46 Ter, N 45 Ter, S 75th St, N 79th Ter, Nebraska Ct, Augusta Dr, S 52 Dr, S 74 St||$987|
|S 53rd Ln, Cheyenne St, S 72 St, N 69th Ter, 74th Dr, Barben Ln, N 31 Ter, S 73rd Pl, Shearer Ave, N 6 St||$978|
|Allis Ct, N 1st St, N 79 St, N 99th Ter, 79th St, Longwood Ct, 102nd St, S 38 St, N 114th Ter, Edgehill Dr||$1,022|
|Lawton Ln, N 50 Ter, 64th St, N 63 Pl, N 85th Pl, S Minnie St, N 84th St, S 47 St, S 17 St, N 71 Ter||$965|
|S 4th St, S 21st Pl, Edgehill Ave, S Hill St, N 119 St, Front St, N 113 St, N 42nd St, N 95th St, N James St||$None|
Kansas City, KS Home Insurance Savings For Senior Occupied Homes
|Place||Savings For Senior Occupied Homes|
|Kansas City||$146 to $148|
Kansas City, KS Auto & Homeowners Insurance Bundling Discounts
|Place||1 Car Bundle Savings On Insurance||2 Car Bundle Savings On Insurance||3 Car Bundle Savings On Insurance|
|Wyandotte County, Kansas||$147||$196||$294|
|Edwardsville city, Kansas||$150||$200||$300|
|Sioux township, Platte County, Missouri||$161||$215||$323|
Kansas City, KS Area Home Insurance as a % of Housing Cost
|Place||Home insurance as a % of housing cost for homes with mortgage||Home insurance as a % of housing cost for homes without mortgage|
|Kansas City, KS||6.8%||18.2%|
Kansas City Renters Insurance as a Percentage of Rent
|Kansas City Home By Monthly Rent||Total Homes||% of Total||Estimated Monthly Income To Afford Rented House Including Renters Insurance|
|Less than $200||911||4.0%||$353|
|$200 to $299||1,360||6.0%||$803|
|$300 to $499||2,132||10.0%||$1253|
|$500 to $749||6,124||31.0%||$1928|
|$750 to $999||5,285||26.0%||$2678|
|$1,000 to $1,499||3,520||17.0%||$3803|
|$1,500 or more||378||1.0%||$5453|
Average Cost Of Home Insurance By Company In Areas Nearby Kansas City For Different Scenarios
|Coverage ($)||Company||Average homeowners insurance premium ($)|
|Fire protection class 1-8||Fire protection class 9||Fire protection class 10|
|100,000||Liberty Insurance Corp||1,332||2,152||2,165|
|100,000||Nationwide Affinity Insurance Company Of America||1,148||1,736||1,937|
|100,000||Travelers Home And Marine Insurance Company (The)||1,208||1,932||2,451|
|100,000||Usaa Casualty Insurance Company||2,663||2,763||2,763|
|200,000||Travelers Property Casualty Insurance Company||1,805||2,808||3,511|
|300,000||American Family Mutual Insurance Company||3,785||5,462||6,093|
|300,000||Armed Forces Insurance Exchange||6,563||7,702||7,777|
|300,000||Auto Club Family Insurance Company||8,053||12,301||16,366|
|300,000||Csaa Fire And Casualty Insurance Company||3,168||5,081||5,801|
|300,000||Shelter Mutual Insurance Company||3,434||5,045||6,746|