Kansas City Insurance Rates:

Kansas City, KS homeowners insurance is approximately $830 to $1,124, about $69-$93/month. Our all inclusive research shows customers can save as much as $390 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Liberty Mutual
Although liberty mutual provides great customer service and has a quick response to claim request, the monthly premiums, and deductibles are too expensive. the premium costs go up every year by about 15%, which is too expensive.
Allstate
Ad placement. i might be digging a bit here, but i am still used to seeing the same person on most ads, not really anything that shows me what this company is, and how it will help me.
Aaa
It happened once that i overlooked or did not receive the renewal and they were too quick to cancel my policy.it resulted in an increase when i subscribed again.
State Farm
I can't really say that there is anything that I dislike about my insurance company because I've never had a problem getting things done. They've always been there when I needed help from them.
Farmer's Insurance
I feel as if I could probably get a much lower premium elsewhere, but I haven't really taken the extra time out to thoroughly look.
State Farm
When I switched to State Farm it lowered my premium. I am satisfied with that but would like it to be much lower.
Allstate
The mobile app is great. The app is easy to use and clear not difficult to understand at all.
Aaa
I have been able to contact my agent and they have taken care of me in a short time period. I always get to talk to my agent personally.
Allstate
My dislike is only with the national claims personnel of All State. They are not very friendly and they seek to find any reason to deny your claim.
Farm Bureau
I like that I can pay my premiums online, but they have a local office that I can visit to speak to someone about any situation or concerns I have.
Liberty Mutual
They are a bit difficult when it comes to claims. They want you to go to certain shops that are not in good areas of town. When you don't go there, you find they don't pay enough to fix the car as well as you'd like.
National General
I don't like it when they call me and ask me to come to their office to discuss my policy. This feels like an imposition to me.
Farm Bureau
I would say the premium is our biggest dislike. But all insurance companies seem to start out with a lower premium and then it increases yearly.
State Farm
State Farm is a well-established company and we have been with them for over 40 years. They have always done what an insurance company should do. We call our agent and they answer the phone in a very pleasant way.
Allstate
I enjoy working with the company. They make me be able to understand everything and make it not so overwhelming.
Westfield Insurance
I DISLIKE THAT SINCE WE LIVE BY A CREEK THEY WILL NOT OFFER WATER BACK COVERAGE. I WOULD LIKE THAT TO BE ADDED TO THE POLICY BUT IT CANNOT HAPPEN.
Farm Bureau
I don't like the annual calls from the patent office to set up policy reviews. They always say "your agent wants to meet with you," which isn't really the case. They want me to meet with the agent. I wouldn't mind if our agent's direct employees were calling or emailing every other year or so to say, "Is everything still the same?" Or, "I see your child just turned 16. Is he driving yet?" because that feels more personal, as though he were looking out for our needs, but the calls from the parent office really feel like "We want to sell you more insurance."
The Hartford
one of the things that I do not like about the company is its wed page since it is very difficult to walk and confusing its theme and covers are mixed together and it becomes difficult to orientatar

Kansas City, KS Homeowners Insurance By Home Value

Kansas City, KS Home Value Total Homes % of Total Average Kansas City, KS Homeowners Insurance
Less than $50,000 5,548 17.0% $254
$50,000 to $59,999 1,883 5.0% $547
$60,000 to $69,999 2,435 7.0% $683
$70,000 to $79,999 2,550 8.0% $781
$80,000 to $89,999 3,060 9.0% $889
$90,000 to $99,999 2,273 7.0% $996
$100,000 to $124,999 4,991 15.0% $1152
$125,000 to $149,999 3,377 10.0% $1445
$150,000 to $174,999 2,279 7.0% $1709
$175,000 to $199,999 917 2.0% $1973
$200,000 to $249,999 1,085 3.0% $2374
$250,000 to $299,999 818 2.0% $2901
$300,000 to $399,999 369 1.0% $3683

Top Home Insurance Agents Near Kansas City, KS

Home Insurance Company Near Kansas City, KS Homeowners Insurance Agency Near Kansas City, KS Address
Travelers Dickens Insurance Agency 1807 S BELT HWY, ST JOSEPH, MO, 64507
Travelers Hedges Insurance Agency 1035 Vermont Street Ste A, Lawrence, KS, 66044
State Farm Jim Hallam 1225 NE Douglas Street, Lees Summit, MO, 64086
Travelers Premium Insurance Group 11201 W 59TH TERRANCE STE 8, SHAWNEE, KS, 66203
Farmers Robert Kelly 235 E Main St, Gardner, KS, 66030

Cost Of Homeowners Insurance By Street Near Kansas City, KS

Streets in Kansas City Area Homeowners Insurance Cost
S 30 St, S 8 Ter, Northrup Ave, N 14 St, S 48th Ter, N 92 St, W 43rd Ave, Edith Ct, N 77th Ter, Isabel St$1,030
N 44th Ter, Olathe Blvd, N 60 St, S 56 St, N 73rd Dr, N 64 Dr, N 80 Pl, S 36 St, N Early St, Kansas City Corp Lim$991
N 49 Ter, S 2 St, S 78th St, 139th St, N 83rd Pl, S 73rd Ter, N 101st St, Dickinson Rd, Seneca Ave, S Ewing St$None
S 79 St, Woodend Ln, Blue Ln, N 42nd St, N 121st Ter, S 21 Ct, N 95 St, Meadowlark Ln, Victoria St, N Bethany St$936
Griffin Rd, Augusta Dr, S 68 St, Lyon Ave, S 24 Ter, N 138th St, S 8th Pl, Prestwick Cir, Dehn Ln, N 68 St$1,053
N 84 St, Rosedale Park Rd, N 46 Ter, N 45 Ter, S 75th St, N 79th Ter, Nebraska Ct, Augusta Dr, S 52 Dr, S 74 St$987
S 53rd Ln, Cheyenne St, S 72 St, N 69th Ter, 74th Dr, Barben Ln, N 31 Ter, S 73rd Pl, Shearer Ave, N 6 St$978
Allis Ct, N 1st St, N 79 St, N 99th Ter, 79th St, Longwood Ct, 102nd St, S 38 St, N 114th Ter, Edgehill Dr$1,022
Lawton Ln, N 50 Ter, 64th St, N 63 Pl, N 85th Pl, S Minnie St, N 84th St, S 47 St, S 17 St, N 71 Ter$965
S 4th St, S 21st Pl, Edgehill Ave, S Hill St, N 119 St, Front St, N 113 St, N 42nd St, N 95th St, N James St$None

Kansas City, KS Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Kansas City$146 to $148
Wyandotte County$147
Edwardsville$150
Sioux$161

Kansas City, KS Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Wyandotte County, Kansas $147 $196 $294
Edwardsville city, Kansas $150 $200 $300
Sioux township, Platte County, Missouri $161 $215 $323

Kansas City, KS Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Kansas City, KS6.8%18.2%
Wyandotte County6.73%17.95%
Edwardsville6.51%14.03%
Sioux4.79%12.2%

Kansas City Renters Insurance as a Percentage of Rent

Kansas City Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 911 4.0% $353
$200 to $299 1,360 6.0% $803
$300 to $499 2,132 10.0% $1253
$500 to $749 6,124 31.0% $1928
$750 to $999 5,285 26.0% $2678
$1,000 to $1,499 3,520 17.0% $3803
$1,500 or more 378 1.0% $5453

Average Cost Of Home Insurance By Company In Areas Nearby Kansas City For Different Scenarios

Coverage ($) Company Average homeowners insurance premium ($)
Fire protection class 1-8 Fire protection class 9 Fire protection class 10
100,000 Liberty Insurance Corp 1,332 2,152 2,165
100,000 Nationwide Affinity Insurance Company Of America 1,148 1,736 1,937
100,000 Travelers Home And Marine Insurance Company (The) 1,208 1,932 2,451
100,000 Usaa Casualty Insurance Company 2,663 2,763 2,763
200,000 Travelers Property Casualty Insurance Company 1,805 2,808 3,511
300,000 American Family Mutual Insurance Company 3,785 5,462 6,093
300,000 Armed Forces Insurance Exchange 6,563 7,702 7,777
300,000 Auto Club Family Insurance Company 8,053 12,301 16,366
300,000 Csaa Fire And Casualty Insurance Company 3,168 5,081 5,801
300,000 Shelter Mutual Insurance Company 3,434 5,045 6,746