Kankakee Insurance Rates:

Kankakee, IL homeowners insurance is nearly $623 to $845, about $51-$70/month. Our extensive analysis reveals consumers can save as much as $293 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

State Farm
The premiums are a little bit high, but i also feel like you get what you pay for and in this case, we are happy with the product.
Erie Insurance
My insurance company has many forms of communication. they answer phone calls, walk-ins, appointments, emails, and even texts. they have a great communication platform and respond within 24 hours.
Homesite Insurance
Another thing that i don't like about homesite, my home insurance, is that there are no offices near me. everything has to be taken care of either online or through the phone.
American Family
They go out of their way and it is amazing. They go the extra mile to check in and it is really nice of them to reach out so often.
State Farm
Not many negative factors with them. They do raise and lower rates on a monthly basis by minimal amounts that can be concerning if there are multiple months in a row with an increase.
State Farm
It seems like a fairly easy to use website and find for the most part what you are wanting to look for. Though at times I do get a bit lost in it.
Geico
I like how easy it is to use. There are options like touchscreen, and it's really easy to navigate to all my products with Geico.

Kankakee, IL Homeowners Insurance By Home Value

Kankakee, IL Home Value Total Homes % of Total Average Kankakee, IL Homeowners Insurance
Less than $50,000 480 9.0% $168
$50,000 to $59,999 129 2.0% $367
$60,000 to $69,999 340 6.0% $455
$70,000 to $79,999 350 7.0% $521
$80,000 to $89,999 456 9.0% $594
$90,000 to $99,999 622 12.0% $660
$100,000 to $124,999 837 16.0% $770
$125,000 to $149,999 664 13.0% $961
$150,000 to $174,999 443 8.0% $1137
$175,000 to $199,999 285 5.0% $1313
$200,000 to $249,999 177 3.0% $1578
$250,000 to $299,999 69 1.0% $1930
$300,000 to $399,999 124 2.0% $2458

Top Home Insurance Agents Near Kankakee, IL

Home Insurance Company Near Kankakee, IL Homeowners Insurance Agency Near Kankakee, IL Address
Travelers Haywood And Fleming Associates 650 S LAKE ST, GARY, IN, 46403
State Farm Jake Bristol 2500 Calumet Ave Ste A, Valparaiso, IN, 46383-3735
State Farm Mark Niemiec 4471 Lawn Ave Ste 203, Western Sprgs, IL, 60558-1565
State Farm Rich Allenbaugh 9002 Cline Ave, Highland, IN, 46322-2204
Allstate William P. Kosic Jr. 3212 W 95th St, Evergreen Park, IL, 60805

Cost Of Homeowners Insurance By Street Near Kankakee, IL

Streets in Kankakee Area Homeowners Insurance Cost
N Hammes Ave, Country Club Dr, Cobblers Rd, E Maple St, S 3000East Rd, Eagle St, N Fairmont Ave, George St, S Oak St, E Water St$717
Krause Rd, S 8000W Rd, W 3000S Rd, S Southbrook Dr, S Lincoln Ave, S Co Hwy 28, S 4000W Rd, E Exline Club Rd, S 4000 W Rd, S 2000 East Rd$756
Chestnut St, Kankakee St, E Bourbonnais St, W Myrtle St, E 2500S Rd, E Chicago Ave, W Hickory St, Industrial Ave, Edgewood Ct, Lafayette Pl$752
S Pearl St, N Dearborn Ave, S Eighth Ave, W 5000S Rd, W Mulberry St, W Water St, E Walnut St, Hillside Rd, Mc Kinley Ave, Taylor Ave$737
N Main Ave, S 3000 E Rd, N Evergreen Ave, W 3000South Rd, E 4100N Rd, W Jeffery St, E Hickory St, N Locust St, E 7750S Rd, S Dudley Grove Rd$754

Kankakee, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Kankakee$109 to $112
Kankakee County$113
Aroma Park$109
Bradley$112

Kankakee, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Kankakee County, Illinois $113 $151 $227
Aroma Park village, Illinois $110 $146 $219
Bradley village, Illinois $112 $149 $224

Kankakee, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Kankakee, IL5.0%13.1%
Kankakee County4.4%12.48%
Aroma Park5.44%15.54%
Bradley4.66%14.22%

Kankakee Renters Insurance as a Percentage of Rent

Kankakee Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 123 2.0% $353
$200 to $299 177 3.0% $803
$300 to $499 612 13.0% $1253
$500 to $749 1,673 37.0% $1928
$750 to $999 1,063 23.0% $2678
$1,000 to $1,499 690 15.0% $3803
$1,500 or more 130 2.0% $5453

Kankakee, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,400$2,400
Yearly Kankakee Homeowner Insurance Premium Example $1,500$1,000
Out of Pocket Expense During Claim$1,400$2,400
Total Home Insurance Premium for 4 years + Out of Pocket Expense for Claim $7,400$6,400
Net Savings to Kankakee Home Owner from High Deductible Plan $1,000

Kankakee, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Kankakee, IL Home Replacement Value MORE than Home Value Kankakee, IL Home Replacement Value LESS than Home Value
Replacement Value $74,500 $51,500
Insurance Premium based on Replacement Value $400 $275
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $14,000 Risk Exposure from Under Insuring Coverage is $9,000
Premium Impact Insurance cheaper by $50/year Insurance costlier by $75/year

Example Kankakee Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateFarmers InsuranceLiberty Mutual
Monthly Premium 942225
Year Built 194719681953
Home Details 4 Beds, 3 Baths3 Beds, 2 Baths2 Beds, 1 Baths
Coverage Amount $250000-$300000$50000-$75000$75000-$100000
Deductible $500- $1000 Deductible$1000-$2500 Deductible$1000-$2500 Deductible

Sample Home Insurance Rates for Kankakee, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1989 115,000 Shingles Roof 1,700 5 $500- $1000 Deductible 500 12 Vinyl siding yes
1947 270,000 Shingles Roof 4,240 5 $500 Deductible 600 5 Brick siding yes
1957 100,000 Asphalt Shingles Roof 1,640 2 $500 Deductible 310 8 Stucco siding No
1968 200,000 Composition Roof 2,920 4 $2500-$5000 Deductible 430 7 Brick siding yes
1963 225,000 Membrane Roof 2,950 5 > $10,000 Deductible 490 7 Fiber-Cement Siding No
1950 150,000 Metal Roof 2,130 4 $1000-$2500 Deductible 490 10 Brick siding No
1945 175,000 Membrane Roof 2,110 5 $1000-$2500 Deductible 510 9 Vinyl siding yes
1972 90,000 Slate Shingles Roof 1,200 3 $1000-$2500 Deductible 250 7 Stucco siding yes
1969 55,000 Slate Shingles Roof 980 2 $500 Deductible 40 3 Stucco siding yes
1965 120,000 Membrane Roof 1,530 2 $500- $1000 Deductible 290 6 Stone Siding yes
1989 95,000 Tile Roof 1,600 3 $500 Deductible 340 10 Wood siding yes
1955 95,000 Wood Shake Roof 1,410 3 $500- $1000 Deductible 460 12 Brick siding No
1941 190,000 Wood Shake Roof 3,170 4 $2500-$5000 Deductible 610 10 Brick siding yes
1962 190,000 Shingles Roof 2,840 4 $500- $1000 Deductible 100 1 Vinyl siding No
1987 115,000 Metal Roof 1,570 3 $1000-$2500 Deductible 170 4 Wood siding yes
1957 320,000 Wood Shake Roof 4,400 5 $5000 to $10,000 Deductible 830 10 Stucco siding yes
1961 75,000 Shingles Roof 1,130 2 $2500-$5000 Deductible 170 7 Fiber-Cement Siding No
1989 200,000 Shingles Roof 2,390 5 $5000 to $10,000 Deductible 200 3 Wood siding yes
1988 140,000 Metal Roof 1,700 3 $2500-$5000 Deductible 40 1 Brick siding No
1957 160,000 Asphalt Shingles Roof 2,430 4 $500 Deductible 350 4 Stone Siding yes
1945 135,000 Tile Roof 1,560 5 $500- $1000 Deductible 180 5 Fiber-Cement Siding yes
1979 175,000 Tile Roof 2,680 4 $5000 to $10,000 Deductible 390 7 Wood siding yes