Kaneohe Insurance Rates:

Kaneohe, HI homeowners insurance is approximately $813 to $1,103, about $67-$91/month. Our extensive guide indicates shoppers can save upto $383 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Latest Home Insurance Reviews

Allstate
Every 5-6 months i get a call from the staff to review my policies to be certain i've got what i need, they also let me know about new programs/products that might help save me money.
Universal Insurance
They are also great at sending adjuster out quickly to check when you have a claim and assisting you with getting your claim filed in a timely fashion
Centauri Insurance
I like that they are able to offer us a lower rate than any other insurance company. we switched to them from allstate because our rate was growing significantly every year.
Allstate
As I recently moved states I realized that the term life insurance policy that I had would not transfer to my new local All State agent. Now I officially have two agents so that is somewhat annoying.
State Farm
Every time we've ever had to use the telephone to contact our agent we have never had to wait to speak to a representative. The representatives are always personable and have always gotten speedy results for us no matter the reason for the contact.
State Farm
Sometimes I can get a hold of the agency when I need to, but the actual company is fine and I have no complaints
Geico
Compared to what I was paying before, they were able to beat the price I was paying by a little bit, so overall I am happy about that compared to before.

Kaneohe, HI Homeowners Insurance By Home Value

Kaneohe, HI Home Value Total Homes % of Total Average Kaneohe, HI Homeowners Insurance
$50,000 to $59,999 39 3.0% $76
$60,000 to $69,999 17 1.0% $95
$70,000 to $79,999 58 4.0% $114
$100,000 to $124,999 60 4.0% $162
$175,000 to $199,999 33 2.0% $287
$200,000 to $249,999 111 8.0% $344
$250,000 to $299,999 191 15.0% $421
$300,000 to $399,999 744 58.0% $536

Top Home Insurance Agents Near Kaneohe, HI

Home Insurance Company Near Kaneohe, HI Homeowners Insurance Agency Near Kaneohe, HI Address
NA Insurance Benefits Serivces, Inc. 1585 Kapiolani Blvd. Ste 1020, Honolulu, HI, 96814
Travelers Business Insurance Services Inc 615 Piikoi St #1901, Honolulu, HI, 96814
State Farm Cynthia Leiko Frost 2615 S King St Ste A205, Honolulu, HI, 96826-3257
Travelers Jerry Hay Inc 650 IWILEI RD STE 206, HONOLULU, HI, 96817
Allstate Ross Esaki 1311 Kapiolani Blvd Ste 503, Honolulu, HI, 96814

Cost Of Homeowners Insurance By Street Near Kaneohe, HI

Streets in Kaneohe Area Homeowners Insurance Cost
Kulukeoe Pl, Pookela Pl, Liula Pl, Haunani Pl, Koolau View Dr, Kailiwai Pl, Puulena St, Likelike Hwy, Olina St, Kiani St$957
Ponaha Pl, Meakaua St, Hikiwale St, Konohiki St, Kahekili Hwy, Kapoo St, Kapalai Rd, Kaaluna Pl, Mikiola Dr, Likeke Pl$959
Naliiko Pl, Kulauli St, Anoi Rd, Kulukeoe St, Mahalani Pl, Onekai St, Nilu St, Anoi Rd, Mokulele Pl, Puupele Pl$954
Aliianela Pl, Aumoku St, Weleweka Pl, Aneko Pl, Nani Pl, Oopuhue Pl, Kuahulu Pl, Apapane St, Mahalani St, Hinamoe Loop$962
Mauli Pl, Konane Pl, Luluku Rd, Alina Pl, Namoku St, Pahia Rd, Kolani Pl, Waikalua Pl, Puaae Rd, Kulukeoe St$962

Kaneohe, HI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Kaneohe$143 to $146
Heeia$146
Maunawili$150
Koolaupoko$145

Kaneohe, HI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Heeia CDP, Hawaii $122 $162 $243
Maunawili CDP, Hawaii $126 $167 $251
Koolaupoko CCD, Honolulu County, Hawaii $121 $161 $241

Kaneohe, HI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Kaneohe, HI3.2%15.8%
Heeia2.55%14.78%
Maunawili2.81%15.01%
Koolaupoko2.99%14.55%

Kaneohe Renters Insurance as a Percentage of Rent

Kaneohe Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 143 4.0% $1235
$500 to $749 406 12.0% $1910
$750 to $999 248 7.0% $2660
$1,000 to $1,499 553 17.0% $3785
$1,500 or more 1,851 57.0% $5435

Kaneohe, HI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$900$3,900
Yearly Kaneohe Homeowner Insurance Premium Example $2,900$2,300
Out of Pocket Expense During Claim$900$3,900
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $24,100$22,300
Net Savings to Kaneohe Home Owner from High Deductible Plan $1,800

Kaneohe, HI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Kaneohe, HI Home Replacement Value MORE than Home Value Kaneohe, HI Home Replacement Value LESS than Home Value
Replacement Value $730,000 $441,500
Insurance Premium based on Replacement Value $1,750 $1,050
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $172,000 Risk Exposure from Under Insuring Coverage is $116,500
Premium Impact Insurance cheaper by $275/year Insurance costlier by $425/year

Example Kaneohe Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateState FarmAllstate
Monthly Premium 89187178
Year Built 196919741982
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $400000-$500000$700000-$800000$900000-$1000000
Deductible $5000 to $10,000 Deductible$500 Deductible$500- $1000 Deductible

Sample Home Insurance Rates for Kaneohe, HI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1963 505,000 Wood Shake Roof 2,050 3 $500- $1000 Deductible 490 5 Wood siding yes
1963 950,000 Metal Roof 2,780 4 $500 Deductible 1420 8 Stone Siding yes
1991 765,000 Membrane Roof 2,800 4 $2500-$5000 Deductible 1180 9 Stone Siding yes
1976 1,565,000 Membrane Roof 4,690 5 $1000-$2500 Deductible 2390 10 Fiber-Cement Siding yes
1990 1,130,000 Composition Roof 4,550 5 > $10,000 Deductible 790 6 Stucco siding yes
1960 490,000 Tile Roof 1,510 3 $500 Deductible 150 2 Fiber-Cement Siding No
1971 730,000 Tile Roof 2,260 3 $2500-$5000 Deductible 1240 7 Vinyl siding No
1975 745,000 Slate Shingles Roof 3,070 4 $1000-$2500 Deductible 190 1 Stucco siding No
1963 740,000 Slate Shingles Roof 2,290 5 $5000 to $10,000 Deductible 1490 12 Stone Siding yes
1961 630,000 Asphalt Shingles Roof 2,150 4 > $10,000 Deductible 660 12 Brick siding yes
1968 1,035,000 Asphalt Shingles Roof 2,990 4 $5000 to $10,000 Deductible 920 7 Wood siding yes
1980 805,000 Tile Roof 2,370 3 $5000 to $10,000 Deductible 1160 12 Fiber-Cement Siding No
1962 985,000 Slate Shingles Roof 2,840 4 $500- $1000 Deductible 1830 9 Stone Siding No
1973 815,000 Shingles Roof 2,660 4 $1000-$2500 Deductible 2180 12 Stone Siding yes
1979 630,000 Metal Roof 2,190 4 $1000-$2500 Deductible 380 2 Wood siding yes
1968 455,000 Membrane Roof 1,510 3 $500 Deductible 1390 12 Fiber-Cement Siding yes
1977 335,000 Membrane Roof 1,360 3 $5000 to $10,000 Deductible 60 1 Wood siding No
1997 835,000 Tile Roof 2,630 4 $2500-$5000 Deductible 720 4 Vinyl siding yes
1970 835,000 Tile Roof 3,220 5 $1000-$2500 Deductible 640 4 Brick siding yes
1992 1,480,000 Wood Shake Roof 4,970 5 > $10,000 Deductible 860 5 Stucco siding No
1973 695,000 Shingles Roof 2,680 4 > $10,000 Deductible 130 1 Fiber-Cement Siding No
1988 1,000,000 Composition Roof 3,260 4 $5000 to $10,000 Deductible 1720 12 Stone Siding No
1998 670,000 Slate Shingles Roof 2,030 5 $2500-$5000 Deductible 660 4 Vinyl siding No
1993 1,010,000 Membrane Roof 4,340 5 > $10,000 Deductible 340 3 Stucco siding No
1972 425,000 Shingles Roof 1,260 3 $500 Deductible 1180 9 Stone Siding No
1998 1,315,000 Membrane Roof 3,990 5 $500- $1000 Deductible 1840 8 Wood siding No
1989 635,000 Tile Roof 2,150 4 $5000 to $10,000 Deductible 680 8 Wood siding No
1963 580,000 Membrane Roof 1,910 3 $2500-$5000 Deductible 950 9 Wood siding yes
1972 655,000 Asphalt Shingles Roof 2,590 5 $500 Deductible 1130 7 Stone Siding No
1991 385,000 Composition Roof 1,540 3 $500- $1000 Deductible 210 3 Stucco siding No
1980 430,000 Tile Roof 1,250 3 > $10,000 Deductible 530 7 Vinyl siding yes