Kalamazoo, MI homeowners insurance is approximately $620 to $842, about $51-$70/month. Our comprehensive analysis shows customers can save as much as $292 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
| Home Insurance Company Near Kalamazoo, MI | Homeowners Insurance Agency Near Kalamazoo, MI | Address |
|---|---|---|
| State Farm | Greg Sutter | 1415 Lincolnway W Ste B, Osceola, IN, 46561-2060 |
| State Farm | Lyn Nash | 118 N Centerville Rd, Sturgis, MI, 49091-1308 |
| State Farm | Sharon Yoder | 7618 Red Arrow Hwy, Watervliet, MI, 49098-9396 |
| State Farm | Andrea Olson | 228 Broadway St, South Haven, MI, 49090-1472 |
| Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
|---|---|---|---|
| Westwood CDP, Michigan | $93 | $123 | $185 |
| Eastwood CDP, Michigan | $90 | $120 | $180 |
| Kalamazoo charter township, Kalamazoo County, Michigan | $92 | $122 | $183 |
| Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
|---|---|---|
| Kalamazoo, MI | 5.4% | 13.6% |
| Westwood | 5.19% | 13.93% |
| Eastwood | 5.93% | 17.75% |
| Kalamazoo charter | 5.32% | 14.24% |
| Kalamazoo Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
|---|---|---|---|
| Less than $200 | 718 | 4.0% | $357 |
| $200 to $299 | 606 | 4.0% | $807 |
| $300 to $499 | 1,894 | 12.0% | $1257 |
| $500 to $749 | 5,498 | 37.0% | $1932 |
| $750 to $999 | 3,373 | 23.0% | $2682 |
| $1,000 to $1,499 | 1,750 | 11.0% | $3807 |
| $1,500 or more | 763 | 5.0% | $5457 |
| Streets in Kalamazoo Area | Homeowners Insurance Cost |
|---|---|
| Kimbark Ave, Honeylocust Ln, Adelaide St, Forest Hills Ln, W Main Ct, Gibson St, Willard St, Stone Valley Ln, Clarnin St, Scudder Ct | $674 |
| Frederick Ave, Horace Ave, Stafford Rd, Adams St, Dewey Ave, Deadwood Dr E, Bard Ave, Burrows Rd, Alamo Hills Dr, Burdick Pl | $754 |
| Greenfield Ave, Floral Dr, Summit Dr, Edgecliff Ln, Lulu St, Applelane Ave, Allen Blvd, Woodside Ave, Whittier Dr, Rochester Ave | $703 |
| The Dells, Upper Riverview Dr, Waverly Dr, Grasshopper Rd, W Kalamazoo Ave, E Water St, Walter St, Willis Ave, Summer Ridge Dr, Collins St | $774 |
| N Prairie Ave, W Grand Ave, Burke Ct, Garden St, Imperial St, Oakland Ridge Dr, Adams St, Albany St, E Paterson St, Alcott Pl | $728 |
| Newton Ct, Glenhaven Ave, Glendale Blvd, Oak Ct, I-94 Bus Lp, Willow Lake Dr, Sheridan Dr, 4th St, Kent Ave, High St | $733 |
| Lake Hill Dr, Westbrook St, Hazel Ave, Virginia Ave, Woodhaven Dr, Evergreen Dr, Lum Ave, N Edwards St, N Park St, Argyle Ave | $777 |
| W Dutton St, Duchess Dr, Blakeslee St, Lincolnshire Blvd, Chevy Chase Blvd, Knollwood Ave, Phillips St, Highfield St, Duxbury St, Greenleaf Cir | $720 |
| Duke Ln, Fairview Ave, Circle St, Lane Blvd, Walbridge St, Washington Ave, Buchanan Ave, Pine Ridge Rd, Low Rd, Schippers Ln | $751 |
| Moraine Trl, Harborview Ct, Kingston Ave, Persianwood Dr, Warren Pl, E Frank St, E Walnut St, Elizabeth St, Wheeler Ave, Dover Rd | $764 |
| Place | Savings For Senior Occupied Homes |
|---|---|
| Kalamazoo | $109 to $111 |
| Westwood | $111 |
| Eastwood | $108 |
| Kalamazoo charter | $109 |
| Low Deductible | High Deductible | |
|---|---|---|
| Deductible | $500 | $1,500 |
| Yearly Kalamazoo Homeowner Insurance Premium Example | $700 | $500 |
| Out of Pocket Expense During Claim | $500 | $1,500 |
| Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $6,100 | $5,500 |
| Net Savings to Kalamazoo Home Owner from High Deductible Plan | $600 | |
| Scenario | Kalamazoo, MI Home Replacement Value MORE than Home Value | Kalamazoo, MI Home Replacement Value LESS than Home Value |
|---|---|---|
| Replacement Value | $57,500 | $33,500 |
| Insurance Premium based on Replacement Value | $250 | $150 |
| Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $12,000 | Risk Exposure from Under Insuring Coverage is $12,000 |
| Premium Impact | Insurance cheaper by $50/year | Insurance costlier by $50/year |
| Insurance Company | Farmers Insurance | Chubb Group of Insurance | Nationwide Insurance |
| Monthly Premium | 39 | 79 | 30 |
| Year Built | 1987 | 1997 | 1945 |
| Home Details | 3 Beds, 2 Baths | 5 Beds, 4 Baths | 2 Beds, 1 Baths |
| Coverage Amount | $125000-$150000 | $200000-$250000 | $75000-$100000 |
| Deductible | $2500-$5000 Deductible | $500- $1000 Deductible | $2500-$5000 Deductible |