Kalamazoo, MI homeowners insurance is approximately $620 to $842, about $51-$70/month. Our comprehensive analysis shows customers can save as much as $292 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.
Kalamazoo, MI Home Value | Total Homes | % of Total | Average Kalamazoo, MI Homeowners Insurance |
---|---|---|---|
Less than $50,000 | 1,907 | 14.0% | $182 |
$50,000 to $59,999 | 642 | 5.0% | $380 |
$60,000 to $69,999 | 705 | 5.0% | $475 |
$70,000 to $79,999 | 922 | 7.0% | $548 |
$80,000 to $89,999 | 1,351 | 10.0% | $621 |
$90,000 to $99,999 | 1,064 | 8.0% | $694 |
$100,000 to $124,999 | 1,716 | 13.0% | $804 |
$125,000 to $149,999 | 1,645 | 12.0% | $1001 |
$150,000 to $174,999 | 1,198 | 9.0% | $1184 |
$175,000 to $199,999 | 482 | 3.0% | $1366 |
$200,000 to $249,999 | 575 | 4.0% | $1644 |
$250,000 to $299,999 | 369 | 2.0% | $2010 |
$300,000 to $399,999 | 216 | 1.0% | $2558 |
Home Insurance Company Near Kalamazoo, MI | Homeowners Insurance Agency Near Kalamazoo, MI | Address |
---|---|---|
NA | Fritz & Krueger Insurance Agency | 207 South State 207 South State, Gobles, MI, 49055 |
State Farm | Andrea Olson | 228 Broadway St, South Haven, MI, 49090-1472 |
State Farm | Greg Sutter | 1415 Lincolnway W Ste B, Osceola, IN, 46561-2060 |
State Farm | Lyn Nash | 118 N Centerville Rd, Sturgis, MI, 49091-1308 |
State Farm | Sharon Yoder | 7618 Red Arrow Hwy, Watervliet, MI, 49098-9396 |
Streets in Kalamazoo Area | Homeowners Insurance Cost |
---|---|
Kimbark Ave, Honeylocust Ln, Adelaide St, Forest Hills Ln, W Main Ct, Gibson St, Willard St, Stone Valley Ln, Clarnin St, Scudder Ct | $674 |
Frederick Ave, Horace Ave, Stafford Rd, Adams St, Dewey Ave, Deadwood Dr E, Bard Ave, Burrows Rd, Alamo Hills Dr, Burdick Pl | $754 |
Greenfield Ave, Floral Dr, Summit Dr, Edgecliff Ln, Lulu St, Applelane Ave, Allen Blvd, Woodside Ave, Whittier Dr, Rochester Ave | $703 |
The Dells, Upper Riverview Dr, Waverly Dr, Grasshopper Rd, W Kalamazoo Ave, E Water St, Walter St, Willis Ave, Summer Ridge Dr, Collins St | $774 |
N Prairie Ave, W Grand Ave, Burke Ct, Garden St, Imperial St, Oakland Ridge Dr, Adams St, Albany St, E Paterson St, Alcott Pl | $728 |
Newton Ct, Glenhaven Ave, Glendale Blvd, Oak Ct, I-94 Bus Lp, Willow Lake Dr, Sheridan Dr, 4th St, Kent Ave, High St | $733 |
Lake Hill Dr, Westbrook St, Hazel Ave, Virginia Ave, Woodhaven Dr, Evergreen Dr, Lum Ave, N Edwards St, N Park St, Argyle Ave | $777 |
W Dutton St, Duchess Dr, Blakeslee St, Lincolnshire Blvd, Chevy Chase Blvd, Knollwood Ave, Phillips St, Highfield St, Duxbury St, Greenleaf Cir | $720 |
Duke Ln, Fairview Ave, Circle St, Lane Blvd, Walbridge St, Washington Ave, Buchanan Ave, Pine Ridge Rd, Low Rd, Schippers Ln | $751 |
Moraine Trl, Harborview Ct, Kingston Ave, Persianwood Dr, Warren Pl, E Frank St, E Walnut St, Elizabeth St, Wheeler Ave, Dover Rd | $764 |
Place | Savings For Senior Occupied Homes |
---|---|
Kalamazoo | $109 to $111 |
Westwood | $111 |
Eastwood | $108 |
Kalamazoo charter | $109 |
Place | 1 Car Bundle Savings On Insurance | 2 Car Bundle Savings On Insurance | 3 Car Bundle Savings On Insurance |
---|---|---|---|
Westwood CDP, Michigan | $93 | $123 | $185 |
Eastwood CDP, Michigan | $90 | $120 | $180 |
Kalamazoo charter township, Kalamazoo County, Michigan | $92 | $122 | $183 |
Place | Home insurance as a % of housing cost for homes with mortgage | Home insurance as a % of housing cost for homes without mortgage |
---|---|---|
Kalamazoo, MI | 5.4% | 13.6% |
Westwood | 5.19% | 13.93% |
Eastwood | 5.93% | 17.75% |
Kalamazoo charter | 5.32% | 14.24% |
Kalamazoo Home By Monthly Rent | Total Homes | % of Total | Estimated Monthly Income To Afford Rented House Including Renters Insurance |
---|---|---|---|
Less than $200 | 718 | 4.0% | $357 |
$200 to $299 | 606 | 4.0% | $807 |
$300 to $499 | 1,894 | 12.0% | $1257 |
$500 to $749 | 5,498 | 37.0% | $1932 |
$750 to $999 | 3,373 | 23.0% | $2682 |
$1,000 to $1,499 | 1,750 | 11.0% | $3807 |
$1,500 or more | 763 | 5.0% | $5457 |
Low Deductible | High Deductible | |
---|---|---|
Deductible | $1,600 | $2,600 |
Yearly Kalamazoo Homeowner Insurance Premium Example | $600 | $400 |
Out of Pocket Expense During Claim | $1,600 | $2,600 |
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim | $6,400 | $5,800 |
Net Savings to Kalamazoo Home Owner from High Deductible Plan | $600 |
Scenario | Kalamazoo, MI Home Replacement Value MORE than Home Value | Kalamazoo, MI Home Replacement Value LESS than Home Value |
---|---|---|
Replacement Value | $107,000 | $80,000 |
Insurance Premium based on Replacement Value | $450 | $325 |
Risk Exposure from Under Insuring Coverage | Unnecessary Home Insurance Coverage of $14,000 | Risk Exposure from Under Insuring Coverage is $13,000 |
Premium Impact | Insurance cheaper by $75/year | Insurance costlier by $50/year |
Insurance Company | State Farm | Amica Mutual Insurance Company | Farmers Insurance |
Monthly Premium | 31 | 63 | 63 |
Year Built | 1984 | 1990 | 1979 |
Home Details | 2 Beds, 1 Baths | 4 Beds, 2 Baths | 5 Beds, 2 Baths |
Coverage Amount | $100000-$125000 | $200000-$250000 | $150000-$175000 |
Deductible | $1000-$2500 Deductible | $1000-$2500 Deductible | $500 Deductible |
Year Built | Home Value | Roof Type | Sqft | Number of Bedrooms | Deductible | Premium | Premium Months | Siding Type | Smoker/Non Smoker |
---|---|---|---|---|---|---|---|---|---|
1961 | 255,000 | Wood Shake Roof | 4,520 | 5 | $5000 to $10,000 Deductible | 200 | 4 | Fiber-Cement Siding | No |
1942 | 130,000 | Wood Shake Roof | 1,880 | 4 | $1000-$2500 Deductible | 140 | 4 | Brick siding | yes |
1996 | 300,000 | Asphalt Shingles Roof | 3,640 | 5 | > $10,000 Deductible | 200 | 3 | Fiber-Cement Siding | No |
1974 | 135,000 | Shingles Roof | 1,660 | 4 | $500- $1000 Deductible | 300 | 5 | Wood siding | yes |
1946 | 75,000 | Composition Roof | 1,320 | 3 | $500 Deductible | 130 | 6 | Fiber-Cement Siding | yes |
1965 | 115,000 | Slate Shingles Roof | 1,580 | 3 | $1000-$2500 Deductible | 230 | 7 | Stucco siding | No |
1976 | 75,000 | Composition Roof | 1,170 | 2 | $500- $1000 Deductible | 200 | 7 | Stucco siding | No |
1990 | 210,000 | Metal Roof | 2,790 | 4 | $1000-$2500 Deductible | 310 | 4 | Stucco siding | No |
1999 | 280,000 | Membrane Roof | 3,350 | 4 | $500 Deductible | 190 | 2 | Wood siding | No |
1971 | 100,000 | Composition Roof | 1,730 | 4 | $2500-$5000 Deductible | 110 | 5 | Vinyl siding | yes |
1963 | 280,000 | Wood Shake Roof | 3,970 | 5 | $5000 to $10,000 Deductible | 450 | 5 | Brick siding | yes |
1948 | 95,000 | Asphalt Shingles Roof | 1,380 | 3 | $1000-$2500 Deductible | 60 | 2 | Vinyl siding | No |
1948 | 185,000 | Composition Roof | 2,170 | 4 | $5000 to $10,000 Deductible | 270 | 5 | Vinyl siding | yes |
1945 | 115,000 | Membrane Roof | 1,830 | 5 | $500- $1000 Deductible | 370 | 10 | Stone Siding | No |
1941 | 215,000 | Shingles Roof | 3,240 | 4 | $500- $1000 Deductible | 1160 | 12 | Fiber-Cement Siding | No |
1998 | 150,000 | Membrane Roof | 2,440 | 4 | $500 Deductible | 320 | 6 | Brick siding | No |
1990 | 80,000 | Metal Roof | 950 | 2 | $500- $1000 Deductible | 30 | 1 | Fiber-Cement Siding | No |
1964 | 110,000 | Composition Roof | 1,350 | 2 | $500- $1000 Deductible | 150 | 4 | Wood siding | No |
1940 | 215,000 | Shingles Roof | 2,890 | 4 | $2500-$5000 Deductible | 210 | 3 | Stucco siding | yes |
1981 | 185,000 | Composition Roof | 2,410 | 4 | $2500-$5000 Deductible | 580 | 12 | Stucco siding | yes |
1999 | 120,000 | Asphalt Shingles Roof | 1,790 | 2 | $1000-$2500 Deductible | 140 | 4 | Wood siding | yes |
1945 | 205,000 | Wood Shake Roof | 2,620 | 5 | $500 Deductible | 700 | 9 | Stucco siding | No |
1975 | 120,000 | Membrane Roof | 1,840 | 3 | $2500-$5000 Deductible | 60 | 2 | Stone Siding | No |
1945 | 150,000 | Slate Shingles Roof | 2,530 | 4 | $500 Deductible | 220 | 5 | Fiber-Cement Siding | No |
1994 | 115,000 | Asphalt Shingles Roof | 1,800 | 5 | $2500-$5000 Deductible | 250 | 7 | Wood siding | yes |
1967 | 125,000 | Tile Roof | 2,210 | 3 | $500 Deductible | 50 | 1 | Fiber-Cement Siding | yes |
1983 | 170,000 | Slate Shingles Roof | 2,040 | 4 | $5000 to $10,000 Deductible | 40 | 1 | Stone Siding | yes |
1975 | 200,000 | Asphalt Shingles Roof | 2,520 | 5 | $5000 to $10,000 Deductible | 500 | 9 | Stone Siding | yes |
1985 | 120,000 | Slate Shingles Roof | 2,010 | 3 | $500- $1000 Deductible | 310 | 7 | Brick siding | No |
1940 | 125,000 | Wood Shake Roof | 1,890 | 3 | $500 Deductible | 50 | 1 | Brick siding | No |
1982 | 220,000 | Slate Shingles Roof | 3,010 | 4 | $1000-$2500 Deductible | 730 | 10 | Wood siding | yes |
1987 | 125,000 | Composition Roof | 2,170 | 5 | $1000-$2500 Deductible | 410 | 7 | Brick siding | yes |
1987 | 140,000 | Asphalt Shingles Roof | 1,720 | 3 | $500 Deductible | 150 | 3 | Stone Siding | No |
1989 | 90,000 | Metal Roof | 1,367 | 3 | $500 Deductible | 250 | 7 | Vinyl siding | yes |