Kalamazoo Insurance Rates:

Kalamazoo, MI homeowners insurance is approximately $620 to $842, about $51-$70/month. Our comprehensive analysis shows customers can save as much as $292 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Alfa
I like how my agent is very personal with my family, she is very friendly and treats my family like her own.
Allstate
I have been with my insurance company for nearly 30 years. my agent is the best. he has been my agent the entire time. i couldn't ask for a better agent.
State Farm
I like the agents that work at state farm. they are always friendly and willing to help me with any questions i ask. they are so informative that i always learn more.

Kalamazoo, MI Homeowners Insurance By Home Value

Kalamazoo, MI Home Value Total Homes % of Total Average Kalamazoo, MI Homeowners Insurance
Less than $50,000 1,907 14.0% $182
$50,000 to $59,999 642 5.0% $380
$60,000 to $69,999 705 5.0% $475
$70,000 to $79,999 922 7.0% $548
$80,000 to $89,999 1,351 10.0% $621
$90,000 to $99,999 1,064 8.0% $694
$100,000 to $124,999 1,716 13.0% $804
$125,000 to $149,999 1,645 12.0% $1001
$150,000 to $174,999 1,198 9.0% $1184
$175,000 to $199,999 482 3.0% $1366
$200,000 to $249,999 575 4.0% $1644
$250,000 to $299,999 369 2.0% $2010
$300,000 to $399,999 216 1.0% $2558

Top Home Insurance Agents Near Kalamazoo, MI

Home Insurance Company Near Kalamazoo, MI Homeowners Insurance Agency Near Kalamazoo, MI Address
NA Fritz & Krueger Insurance Agency 207 South State 207 South State, Gobles, MI, 49055
State Farm Andrea Olson 228 Broadway St, South Haven, MI, 49090-1472
State Farm Greg Sutter 1415 Lincolnway W Ste B, Osceola, IN, 46561-2060
State Farm Lyn Nash 118 N Centerville Rd, Sturgis, MI, 49091-1308
State Farm Sharon Yoder 7618 Red Arrow Hwy, Watervliet, MI, 49098-9396

Cost Of Homeowners Insurance By Street Near Kalamazoo, MI

Streets in Kalamazoo Area Homeowners Insurance Cost
Kimbark Ave, Honeylocust Ln, Adelaide St, Forest Hills Ln, W Main Ct, Gibson St, Willard St, Stone Valley Ln, Clarnin St, Scudder Ct$674
Frederick Ave, Horace Ave, Stafford Rd, Adams St, Dewey Ave, Deadwood Dr E, Bard Ave, Burrows Rd, Alamo Hills Dr, Burdick Pl$754
Greenfield Ave, Floral Dr, Summit Dr, Edgecliff Ln, Lulu St, Applelane Ave, Allen Blvd, Woodside Ave, Whittier Dr, Rochester Ave$703
The Dells, Upper Riverview Dr, Waverly Dr, Grasshopper Rd, W Kalamazoo Ave, E Water St, Walter St, Willis Ave, Summer Ridge Dr, Collins St$774
N Prairie Ave, W Grand Ave, Burke Ct, Garden St, Imperial St, Oakland Ridge Dr, Adams St, Albany St, E Paterson St, Alcott Pl$728
Newton Ct, Glenhaven Ave, Glendale Blvd, Oak Ct, I-94 Bus Lp, Willow Lake Dr, Sheridan Dr, 4th St, Kent Ave, High St$733
Lake Hill Dr, Westbrook St, Hazel Ave, Virginia Ave, Woodhaven Dr, Evergreen Dr, Lum Ave, N Edwards St, N Park St, Argyle Ave$777
W Dutton St, Duchess Dr, Blakeslee St, Lincolnshire Blvd, Chevy Chase Blvd, Knollwood Ave, Phillips St, Highfield St, Duxbury St, Greenleaf Cir$720
Duke Ln, Fairview Ave, Circle St, Lane Blvd, Walbridge St, Washington Ave, Buchanan Ave, Pine Ridge Rd, Low Rd, Schippers Ln$751
Moraine Trl, Harborview Ct, Kingston Ave, Persianwood Dr, Warren Pl, E Frank St, E Walnut St, Elizabeth St, Wheeler Ave, Dover Rd$764

Kalamazoo, MI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Kalamazoo$109 to $111
Westwood$111
Eastwood$108
Kalamazoo charter$109

Kalamazoo, MI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Westwood CDP, Michigan $93 $123 $185
Eastwood CDP, Michigan $90 $120 $180
Kalamazoo charter township, Kalamazoo County, Michigan $92 $122 $183

Kalamazoo, MI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Kalamazoo, MI5.4%13.6%
Westwood5.19%13.93%
Eastwood5.93%17.75%
Kalamazoo charter5.32%14.24%

Kalamazoo Renters Insurance as a Percentage of Rent

Kalamazoo Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 718 4.0% $357
$200 to $299 606 4.0% $807
$300 to $499 1,894 12.0% $1257
$500 to $749 5,498 37.0% $1932
$750 to $999 3,373 23.0% $2682
$1,000 to $1,499 1,750 11.0% $3807
$1,500 or more 763 5.0% $5457

Kalamazoo, MI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,600$2,600
Yearly Kalamazoo Homeowner Insurance Premium Example $600$400
Out of Pocket Expense During Claim$1,600$2,600
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $6,400$5,800
Net Savings to Kalamazoo Home Owner from High Deductible Plan $600

Kalamazoo, MI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Kalamazoo, MI Home Replacement Value MORE than Home Value Kalamazoo, MI Home Replacement Value LESS than Home Value
Replacement Value $107,000 $80,000
Insurance Premium based on Replacement Value $450 $325
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $14,000 Risk Exposure from Under Insuring Coverage is $13,000
Premium Impact Insurance cheaper by $75/year Insurance costlier by $50/year

Example Kalamazoo Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmAmica Mutual Insurance CompanyFarmers Insurance
Monthly Premium 316363
Year Built 198419901979
Home Details 2 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 2 Baths
Coverage Amount $100000-$125000$200000-$250000$150000-$175000
Deductible $1000-$2500 Deductible$1000-$2500 Deductible$500 Deductible

Sample Home Insurance Rates for Kalamazoo, MI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1999 120,000 Asphalt Shingles Roof 1,790 2 $1000-$2500 Deductible 140 4 Wood siding yes
1945 205,000 Wood Shake Roof 2,620 5 $500 Deductible 700 9 Stucco siding No
1975 120,000 Membrane Roof 1,840 3 $2500-$5000 Deductible 60 2 Stone Siding No
1945 150,000 Slate Shingles Roof 2,530 4 $500 Deductible 220 5 Fiber-Cement Siding No
1994 115,000 Asphalt Shingles Roof 1,800 5 $2500-$5000 Deductible 250 7 Wood siding yes
1967 125,000 Tile Roof 2,210 3 $500 Deductible 50 1 Fiber-Cement Siding yes
1983 170,000 Slate Shingles Roof 2,040 4 $5000 to $10,000 Deductible 40 1 Stone Siding yes
1975 200,000 Asphalt Shingles Roof 2,520 5 $5000 to $10,000 Deductible 500 9 Stone Siding yes
1985 120,000 Slate Shingles Roof 2,010 3 $500- $1000 Deductible 310 7 Brick siding No
1940 125,000 Wood Shake Roof 1,890 3 $500 Deductible 50 1 Brick siding No
1982 220,000 Slate Shingles Roof 3,010 4 $1000-$2500 Deductible 730 10 Wood siding yes
1987 125,000 Composition Roof 2,170 5 $1000-$2500 Deductible 410 7 Brick siding yes
1987 140,000 Asphalt Shingles Roof 1,720 3 $500 Deductible 150 3 Stone Siding No
1989 90,000 Metal Roof 1,367 3 $500 Deductible 250 7 Vinyl siding yes