Kalama Insurance Rates:

Kalama, WA homeowners insurance is about $500 to $689, about $41-$57/month. Our complete guide indicates shoppers can save as much as $237 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Kalama, WA Homeowners Insurance By Home Value

Kalama, WA Home Value Total Homes % of Total Average Kalama, WA Homeowners Insurance
Less than $50,000 79 4.0% $59
$50,000 to $59,999 22 1.0% $130
$60,000 to $69,999 28 1.0% $166
$90,000 to $99,999 56 3.0% $243
$100,000 to $124,999 52 3.0% $285
$125,000 to $149,999 75 4.0% $356
$150,000 to $174,999 317 19.0% $415
$175,000 to $199,999 170 10.0% $481
$200,000 to $249,999 261 15.0% $582
$250,000 to $299,999 211 12.0% $712
$300,000 to $399,999 338 20.0% $902

Top Home Insurance Agents Near Kalama, WA

Home Insurance Company Near Kalama, WA Homeowners Insurance Agency Near Kalama, WA Address
Liberty Mutual Independent Commercial Insurance Northwest 8800 SE SUNNYSIDE RD STE 202N, CLACKAMAS, OR, 97015
Travelers J D Fulwiler & Co Insurance 5727 Sw Macadam Ave, Portland, OR, 97239
State Farm Lidia Mazun 11916 SE Division St, Portland, OR, 97266-1096
Allstate Sally Wolfe 19153 Willamette Dr, West Linn, OR, 97068
Travelers Welpland-Southeast 5845 SE 82ND AVE, PORTLAND, OR, 97266

Cost Of Homeowners Insurance By Street Near Kalama, WA

Streets in Kalama Area Homeowners Insurance Cost
Snowbird Ct, Hidden Springs Rd, Date St, N 4th St, Maple Ln, Kilkelly Rd, Eliavery Ave, S 7th St, Old Spreadborough Rd, Cemetery Rd$600
S 3rd Pl, Hartford Rd, Bluff Rd, W Frontage Rd, Gwynne Rd, Cloverdale Loop, NW 2nd St, Crystal Ct, Cowboy Ln, Spreadborough Rd$588
Bannister Rd, Great Northern Rd, Geranium St, Todd Rd, Hanson Rd, N 1st St, N 2nd St, Bates Rd, Parkland Dr, Ziesman Ct$599
Mount Pleasant Rd, Rocky Meadow Dr, Holly Blvd, Norris Pit Rd, Taylor Rd, River Ridge Ln, Vincent Rd, Green Mountain Rd, Clearview Ln, Mountain View Rd$599
Porter Rd, Toteff Rd, Stone Mill Rd, Horizon Dr, S Cloverdale Rd, Cameo Dr, Goldfinch Rd, Jaeger Rd, S 11th St, Tradewinds Rd$592

Kalama, WA Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Kalama$88 to $90
Prescott$64
Rose Valley$88
Deer Island$66

Kalama, WA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Prescott city, Oregon $54 $71 $107
Rose Valley CCD, Cowlitz County, Washington $74 $98 $147
Deer Island CDP, Oregon $55 $73 $110

Kalama, WA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Kalama, WA3.0%13.2%
Prescott4.46%11.69%
Rose Valley3.51%12.56%
Deer Island2.9%23.26%

Kalama Renters Insurance as a Percentage of Rent

Kalama Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 17 3.0% $795
$300 to $499 79 15.0% $1245
$500 to $749 107 20.0% $1920
$750 to $999 163 31.0% $2670
$1,000 to $1,499 130 25.0% $3795
$1,500 or more 9 1.0% $5445

Kalama, WA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$800$2,800
Yearly Kalama Homeowner Insurance Premium Example $1,300$800
Out of Pocket Expense During Claim$800$2,800
Total Home Insurance Premium for 5 years + Out of Pocket Expense for Claim $7,300$6,800
Net Savings to Kalama Home Owner from High Deductible Plan $500

Kalama, WA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Kalama, WA Home Replacement Value MORE than Home Value Kalama, WA Home Replacement Value LESS than Home Value
Replacement Value $252,000 $172,000
Insurance Premium based on Replacement Value $650 $450
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $57,000 Risk Exposure from Under Insuring Coverage is $23,000
Premium Impact Insurance cheaper by $50/year Insurance costlier by $150/year

Example Kalama Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Chubb Group of InsuranceGEICO InsuranceFarmers Insurance
Monthly Premium 417667
Year Built 198220022011
Home Details 3 Beds, 1 Baths4 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $200000-$250000$400000-$500000$400000-$500000
Deductible $1000-$2500 Deductible$2500-$5000 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Kalama, WA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1985 260,000 Slate Shingles Roof 1,780 3 $500 Deductible 780 12 Brick siding yes
2008 190,000 Wood Shake Roof 1,300 3 $2500-$5000 Deductible 240 9 Fiber-Cement Siding No
1989 375,000 Membrane Roof 2,620 5 $500- $1000 Deductible 440 6 Wood siding yes
1986 245,000 Membrane Roof 2,220 4 $2500-$5000 Deductible 280 6 Wood siding yes
1973 155,000 Composition Roof 1,270 3 $5000 to $10,000 Deductible 130 5 Wood siding No
1986 615,000 Membrane Roof 4,650 5 $5000 to $10,000 Deductible 290 4 Stone Siding No
2014 210,000 Slate Shingles Roof 2,040 3 $2500-$5000 Deductible 220 5 Fiber-Cement Siding No
2003 240,000 Tile Roof 1,860 5 $500 Deductible 480 10 Brick siding No
2002 205,000 Tile Roof 1,620 5 $5000 to $10,000 Deductible 80 3 Fiber-Cement Siding No
1974 240,000 Wood Shake Roof 2,010 3 $500- $1000 Deductible 380 9 Fiber-Cement Siding No
2009 160,000 Wood Shake Roof 1,240 3 $500 Deductible 250 9 Wood siding No
2003 190,000 Wood Shake Roof 1,580 5 $1000-$2500 Deductible 280 8 Fiber-Cement Siding No
2014 335,000 Tile Roof 2,310 5 $500 Deductible 590 7 Fiber-Cement Siding No
1979 385,000 Wood Shake Roof 3,090 5 $5000 to $10,000 Deductible 170 2 Stone Siding No
1983 390,000 Composition Roof 2,980 4 $500- $1000 Deductible 270 3 Fiber-Cement Siding No
2000 195,000 Composition Roof 1,720 4 $500- $1000 Deductible 40 1 Stucco siding yes
1985 310,000 Wood Shake Roof 2,580 4 > $10,000 Deductible 220 5 Stucco siding No
2010 350,000 Shingles Roof 2,790 5 $500 Deductible 70 1 Vinyl siding No
1970 330,000 Metal Roof 2,880 4 $500 Deductible 170 2 Vinyl siding yes
1987 175,000 Membrane Roof 1,520 3 $5000 to $10,000 Deductible 320 10 Stucco siding No
2010 195,000 Membrane Roof 1,970 4 $500 Deductible 360 7 Fiber-Cement Siding No
2013 320,000 Membrane Roof 2,380 5 $500 Deductible 900 12 Wood siding yes
1981 350,000 Wood Shake Roof 3,220 4 $500- $1000 Deductible 510 7 Stone Siding No
2013 175,000 Composition Roof 1,210 3 $5000 to $10,000 Deductible 60 2 Stone Siding yes
2010 340,000 Tile Roof 2,350 3 $500 Deductible 890 10 Stucco siding yes
2009 280,000 Metal Roof 2,060 4 > $10,000 Deductible 70 2 Vinyl siding yes
1973 140,000 Wood Shake Roof 1,380 3 $500 Deductible 320 10 Stucco siding yes
2008 260,000 Tile Roof 2,220 4 $1000-$2500 Deductible 420 7 Stucco siding yes
2010 275,000 Metal Roof 2,360 3 $2500-$5000 Deductible 450 8 Vinyl siding yes
1978 350,000 Membrane Roof 2,660 5 > $10,000 Deductible 230 6 Brick siding No
2014 225,000 Shingles Roof 2,010 3 > $10,000 Deductible 410 9 Stone Siding yes