Kahului Insurance Rates:

Kahului, HI homeowners insurance is approximately $799 to $1,089, about $66-$90/month. Our thorough guide reveals consumers can save upto $378 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Geico
I don't like that it is so difficult to get in contact with an actual person in regards to my policy.
Allstate
Allstate has great customer service. I had to put a claim in once and the employee was very friendly towards me. I was happy with the customer service I received.
State Farm
I love everything about their customer service, they are helpful, kind, little to no wait time before someone comes on the phone to help you and always makes you feel relaxed
Allstate
the all-state company has always been great to me and I think is the number one home insurances ever
Allstate
I dislike that they charge money for providing me a service. I would be willing to let them show ads on Murk to subsidize my service :)
Allstate
I like the ease of use of the app, I can take a picture of something and they will have someone out to look at it very quickly, I also like how it shows the steps you need to take and how far along your claim is

Kahului, HI Homeowners Insurance By Home Value

Kahului, HI Home Value Total Homes % of Total Average Kahului, HI Homeowners Insurance
Less than $50,000 62 7.0% $37
$50,000 to $59,999 19 2.0% $85
$60,000 to $69,999 51 6.0% $103
$70,000 to $79,999 42 5.0% $122
$80,000 to $89,999 18 2.0% $141
$90,000 to $99,999 10 1.0% $160
$100,000 to $124,999 87 10.0% $189
$125,000 to $149,999 33 4.0% $236
$200,000 to $249,999 49 6.0% $387
$250,000 to $299,999 96 11.0% $472
$300,000 to $399,999 349 42.0% $604

Top Home Insurance Agents Near Kahului, HI

Home Insurance Company Near Kahului, HI Homeowners Insurance Agency Near Kahului, HI Address
NA Web Insurance Agency 186 Kuualoha St  , Kahului, HI, 96732
NA Occidental Underwriters Of Hawaii. Ltd. 2145 Wells St. Ste 405, Wailuku, HI, 96793
NA Hawaii Insurance Consultants 811 Kolu St #102, Wailuku, HI, 96793
State Farm Mark Rich 444 Hana Hwy Ste 212, Kahului, HI, 96732-2315
State Farm Mike Taniguchi 35 Central Ave, Wailuku, HI, 96793-1702

Cost Of Homeowners Insurance By Street Near Kahului, HI

Streets in Kahului Area Homeowners Insurance Cost
State Rte 380, Kahale St, State Rte 311, State Rte 361, S Lanai St, Waimaluhia, S Lehua St, Wehi Way, W Makahehi Pl, Polu Pl$952
Molokai Hema St, Iluna Pl, Alehela St, Puualoha Pl, Hobron Ave, Paahana St, Hoohana St, Pohaku St, Pulehu Rd, Wahi Hoolaha Rd$952
Kalemi St, Komo Pl, S Wakea Ave, Hina Ave, Kahului Breakwater Rd, Hookui St, Ikai St, Hoku Puhipaka St, Meleinoa Pl, Molokai Akau St$939
Kaimana St, Puu Aloha Pl, S Papa Ave, E Hawaii St, Kaao Cir, Kiekiena Pl, Leipapa Pl, Puukai Pl, Kuhao St, S Mokapu St$932
Kuhea St, Kuuhale Pl, Apapane Pl, Poheoheo Pl, W Kamehameha Ave, Hoomoku Loop, Papahi Loop, Molokai Akau St, W Kane St, Molehulehu St$944

Kahului, HI Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Kahului$141 to $144
Wailuku$140
Spreckelsville$150
Waikapu$139

Kahului, HI Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Wailuku CCD, Maui County, Hawaii $117 $155 $233
Spreckelsville CCD, Maui County, Hawaii $125 $167 $250
Waihee-Waiehu CDP, Hawaii $117 $156 $234

Kahului, HI Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Kahului, HI3.1%20.6%
Wailuku3.2%19.19%
Spreckelsville3.49%10.01%
Waihee-Waiehu3.98%17.49%

Kahului Renters Insurance as a Percentage of Rent

Kahului Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$200 to $299 179 6.0% $792
$300 to $499 110 4.0% $1242
$500 to $749 354 13.0% $1917
$750 to $999 535 20.0% $2667
$1,000 to $1,499 1,006 38.0% $3792
$1,500 or more 425 16.0% $5442

Kahului, HI Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$2,900
Yearly Kahului Homeowner Insurance Premium Example $1,800$1,300
Out of Pocket Expense During Claim$1,900$2,900
Total Home Insurance Premium for 4 years + Out of Pocket Expense for Claim $9,100$8,100
Net Savings to Kahului Home Owner from High Deductible Plan $1,000

Kahului, HI Home Insurance Costs With Home Replacement Value Scenarios

Scenario Kahului, HI Home Replacement Value MORE than Home Value Kahului, HI Home Replacement Value LESS than Home Value
Replacement Value $743,000 $477,000
Insurance Premium based on Replacement Value $2,075 $1,325
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $127,000 Risk Exposure from Under Insuring Coverage is $139,000
Premium Impact Insurance cheaper by $375/year Insurance costlier by $375/year

Example Kahului Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company State FarmAllstateLiberty Mutual
Monthly Premium 12312790
Year Built 200919872011
Home Details 5 Beds, 1 Baths4 Beds, 3 Baths2 Beds, 1 Baths
Coverage Amount More than 10000000$800000-$900000$400000-$500000
Deductible > $10,000 Deductible> $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for Kahului, HI from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1969 310,000 Shingles Roof 1,230 2 > $10,000 Deductible 340 9 Brick siding No
2007 690,000 Tile Roof 2,750 5 $1000-$2500 Deductible 1480 10 Vinyl siding No
2003 520,000 Shingles Roof 2,090 5 $5000 to $10,000 Deductible 670 10 Brick siding yes
1990 535,000 Asphalt Shingles Roof 1,890 4 $500 Deductible 1060 7 Stucco siding No
1979 1,340,000 Shingles Roof 4,660 5 $5000 to $10,000 Deductible 160 1 Brick siding yes
1968 1,120,000 Composition Roof 3,900 5 > $10,000 Deductible 1220 9 Stone Siding No
1978 550,000 Metal Roof 2,100 3 $500 Deductible 1760 9 Brick siding No
2012 295,000 Shingles Roof 1,330 3 $2500-$5000 Deductible 170 3 Fiber-Cement Siding yes
1969 330,000 Tile Roof 1,290 2 $500- $1000 Deductible 730 10 Brick siding yes
1994 615,000 Shingles Roof 2,160 4 $500- $1000 Deductible 1400 9 Wood siding No
2003 370,000 Asphalt Shingles Roof 1,510 3 $2500-$5000 Deductible 150 2 Stone Siding yes
2006 580,000 Tile Roof 2,020 5 > $10,000 Deductible 390 4 Stone Siding No
2004 285,000 Shingles Roof 1,070 2 $500- $1000 Deductible 220 3 Brick siding yes
1993 1,085,000 Asphalt Shingles Roof 4,530 5 > $10,000 Deductible 620 4 Stucco siding No
1962 1,065,000 Composition Roof 4,920 5 $500 Deductible 1550 6 Stucco siding yes
1984 320,000 Metal Roof 1,510 2 $2500-$5000 Deductible 430 6 Stone Siding No
2001 435,000 Composition Roof 1,430 2 $2500-$5000 Deductible 220 3 Wood siding yes
2012 335,000 Shingles Roof 1,470 2 $2500-$5000 Deductible 380 5 Brick siding yes
2011 495,000 Metal Roof 2,380 3 $5000 to $10,000 Deductible 860 9 Fiber-Cement Siding yes
1979 890,000 Wood Shake Roof 3,170 4 $1000-$2500 Deductible 880 4 Stucco siding yes
1964 1,180,000 Metal Roof 4,860 5 > $10,000 Deductible 1910 12 Stone Siding yes
1975 450,000 Shingles Roof 1,930 3 $1000-$2500 Deductible 980 10 Brick siding No
2003 530,000 Slate Shingles Roof 2,010 3 $5000 to $10,000 Deductible 240 3 Vinyl siding No
2005 440,000 Shingles Roof 1,430 3 $2500-$5000 Deductible 300 5 Fiber-Cement Siding yes
1966 560,000 Membrane Roof 2,380 4 $2500-$5000 Deductible 90 1 Brick siding yes
1969 315,000 Metal Roof 1,340 2 $500 Deductible 540 8 Wood siding yes
1965 455,000 Composition Roof 2,010 3 $1000-$2500 Deductible 670 7 Vinyl siding No
1995 540,000 Composition Roof 1,950 5 $5000 to $10,000 Deductible 210 2 Stucco siding yes
1985 655,000 Composition Roof 2,310 3 $5000 to $10,000 Deductible 260 2 Wood siding yes
1963 530,000 Tile Roof 1,930 4 $500- $1000 Deductible 760 6 Stone Siding No
1998 415,000 Asphalt Shingles Roof 1,610 3 $500- $1000 Deductible 1230 10 Fiber-Cement Siding yes
1984 500,000 Membrane Roof 1,730 4 > $10,000 Deductible 80 1 Vinyl siding yes
1961 585,000 Tile Roof 2,730 5 $500- $1000 Deductible 830 7 Wood siding No
1984 990,000 Slate Shingles Roof 3,290 5 $500 Deductible 1480 7 Stucco siding yes