Junction City Insurance Rates:

Junction City, OR homeowners insurance is roughly $379 to $517, about $31-$43/month. Our thorough research reveals consumers can save as much as $179 by comparing many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

Compare Quotes from Top Providers and Save now!

Junction City, OR Homeowners Insurance By Home Value

Junction City, OR Home Value Total Homes % of Total Average Junction City, OR Homeowners Insurance
Less than $50,000 330 13.0% $44
$50,000 to $59,999 49 1.0% $98
$70,000 to $79,999 32 1.0% $138
$90,000 to $99,999 53 2.0% $174
$100,000 to $124,999 111 4.0% $206
$125,000 to $149,999 118 4.0% $255
$150,000 to $174,999 240 9.0% $304
$175,000 to $199,999 210 8.0% $349
$200,000 to $249,999 450 18.0% $421
$250,000 to $299,999 307 12.0% $515
$300,000 to $399,999 560 22.0% $658

Top Home Insurance Agents Near Junction City, OR

Home Insurance Company Near Junction City, OR Homeowners Insurance Agency Near Junction City, OR Address
NA Pacific Benefit Consultants Inc 450 Country Club Rd Ste 330, Eugene, OR, 97401
State Farm Anne Malaythong 2001 Franklin Blvd Ste 4, Eugene, OR, 97403-2097
Travelers Barker-Uerlings Insurance Inc 340 Nw 5Th, Corvallis, OR, 97330
Allstate Candice Hook 3135 W 11Th Ave Ste G-1, Eugene, OR, 97402
Farmers Nate Beckett 1400 Executive Pkwy Ste 250, Eugene, OR, 97401

Cost Of Homeowners Insurance By Street Near Junction City, OR

Streets in Junction City Area Homeowners Insurance Cost
Beacon Dr W, Link Ln, E 7th Ave, E 1st Ave, Sovern Ln, Strawick Ln, Unity Ct, Dorsey Ln, Unity St, State Hwy 36$441
SW Laurel St, SW Nyssa St, Dodson Ct, Yew Ct, Zumwalt Ln, E 5th Ave, Pitney Ln, SW Coral Ave, Wickwire Ln, Deal St$442
Awbrey Ln, SW Oleander St, Mapleton-Junction City Hwy, Riverview Dr, Hulbert Lake Rd, E 3rd Ave, 11th Ave, Willow St, Boden St, E 10th Pl$441
David Ln, Fieldcrest Ave, Vine St, SW Addison Ave, Birch St, Payne Rd, Albany Hwy, Cedar St, Kinney Ln, State Hwy 99E$442
Culver Ln, Victory Rd, Yew St, E 14th Ave, Victory Dr, Yellowwood St, E 10th Ave, Hileman Ln, Spruce St, McMullen Ln$451

Junction City, OR Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Junction City$66 to $69
Monroe$64
Veneta$65
Bellfountain$60

Junction City, OR Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Monroe city, Oregon $65 $86 $129
Alpine CDP, Oregon $65 $86 $129
Veneta city, Oregon $65 $87 $131

Junction City, OR Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Junction City, OR2.6%8.7%
Monroe3.81%10.26%
Veneta2.45%8.33%
Badger Mountain2.41%9.91%

Junction City Renters Insurance as a Percentage of Rent

Junction City Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 25 1.0% $335
$200 to $299 43 2.0% $785
$300 to $499 100 6.0% $1235
$500 to $749 489 33.0% $1910
$750 to $999 348 24.0% $2660
$1,000 to $1,499 362 25.0% $3785
$1,500 or more 75 5.0% $5435

Junction City, OR Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$500$1,500
Yearly Junction City Homeowner Insurance Premium Example $1,000$800
Out of Pocket Expense During Claim$500$1,500
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $8,500$7,900
Net Savings to Junction City Home Owner from High Deductible Plan $600

Junction City, OR Home Insurance Costs With Home Replacement Value Scenarios

Scenario Junction City, OR Home Replacement Value MORE than Home Value Junction City, OR Home Replacement Value LESS than Home Value
Replacement Value $260,500 $169,000
Insurance Premium based on Replacement Value $775 $500
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $34,500 Risk Exposure from Under Insuring Coverage is $57,000
Premium Impact Insurance cheaper by $175/year Insurance costlier by $100/year

Example Junction City Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Amica Mutual Insurance CompanyNationwide InsuranceLiberty Mutual
Monthly Premium 3910564
Year Built 198319481970
Home Details 3 Beds, 2 Baths4 Beds, 3 Baths5 Beds, 4 Baths
Coverage Amount $150000-$175000$400000-$500000$400000-$500000
Deductible $500- $1000 Deductible$1000-$2500 Deductible$5000 to $10,000 Deductible

Sample Home Insurance Rates for Junction City, OR from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1987 175,000 Metal Roof 1,210 3 $5000 to $10,000 Deductible 160 5 Stone Siding No
1943 465,000 Tile Roof 4,490 5 $1000-$2500 Deductible 210 2 Vinyl siding No
2004 200,000 Tile Roof 1,820 4 $2500-$5000 Deductible 30 1 Fiber-Cement Siding No
1982 210,000 Metal Roof 1,780 4 $2500-$5000 Deductible 260 6 Stone Siding No
1980 500,000 Asphalt Shingles Roof 4,440 5 $500 Deductible 1700 12 Vinyl siding yes
1986 480,000 Metal Roof 4,010 5 $2500-$5000 Deductible 760 8 Vinyl siding No
2001 670,000 Metal Roof 4,500 5 $2500-$5000 Deductible 110 1 Vinyl siding No
1940 360,000 Asphalt Shingles Roof 3,180 5 $500- $1000 Deductible 790 8 Stucco siding yes
1945 205,000 Tile Roof 1,850 3 $500 Deductible 480 12 Vinyl siding yes
1943 520,000 Tile Roof 3,360 5 $500- $1000 Deductible 700 5 Wood siding No
1997 360,000 Tile Roof 3,390 4 $5000 to $10,000 Deductible 50 1 Fiber-Cement Siding No
1978 330,000 Composition Roof 2,350 5 $5000 to $10,000 Deductible 360 7 Brick siding yes
2003 410,000 Asphalt Shingles Roof 2,710 5 $5000 to $10,000 Deductible 300 5 Stone Siding No