Joshua Insurance Rates:

Joshua, TX homeowners insurance is roughly $880 to $1,210, about $73-$100/month. Our in depth research reveals consumers can save upto $417 by getting many quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Joshua, TX Homeowners Insurance By Home Value

Joshua, TX Home Value Total Homes % of Total Average Joshua, TX Homeowners Insurance
Less than $50,000 181 12.0% $177
$50,000 to $59,999 31 2.0% $375
$60,000 to $69,999 65 4.0% $469
$70,000 to $79,999 84 5.0% $542
$80,000 to $89,999 35 2.0% $615
$90,000 to $99,999 77 5.0% $689
$100,000 to $124,999 147 10.0% $793
$125,000 to $149,999 169 11.0% $991
$150,000 to $174,999 279 19.0% $1179
$175,000 to $199,999 123 8.0% $1357
$200,000 to $249,999 168 11.0% $1628
$250,000 to $299,999 48 3.0% $1994
$300,000 to $399,999 42 2.0% $2536

Top Home Insurance Agents Near Joshua, TX

Home Insurance Company Near Joshua, TX Homeowners Insurance Agency Near Joshua, TX Address
NA Lonzo Roberts Insurance Services Inc 4308 Wiley Post Road , Addison, TX, 75001
NA Hemphill Insurance Agency 3121 Hemphill St Fort Worth, Fort Worth, TX, 76110
NA Twfg Insurance Services 1310 Westmont Ct Southlake, Grapevine, TX, 76092
State Farm Elitha Moses 6620 Meadowbrook Dr, Fort Worth, TX, 76112-5241
Travelers Harris F Underwood Iii Inc 3114 MAIN ST, DALLAS, TX, 75226

Cost Of Homeowners Insurance By Street Near Joshua, TX

Streets in Joshua Area Homeowners Insurance Cost
Wood Haven Rd, Co Rd 913B, Plum St, N Colonial Dr, Windy Hill Ln, Sandy Lane Ct, W Buffalo Trl, Co Rd 913A, Co Rd 909, Oak Hill Dr$1,055
Sun Valley Dr, 4th St, Mockingbird Dr, Co Rd 1017, Kilpatrick Ct, 25th St, Brookhollow Ests, N Nolan River Rd, Woodard St, Birdsong Ct$1,034
Briarcrest Dr, Circle Dr, Pebblecreek Dr, Martin Creek Dr, Glenwood Dr, Berry Grove Ln, 22nd St, Co Rd 1023, Co Rd 711D, Co Rd 1010$1,053
Lane Prairie Rd, Co Rd 804A, Co Rd 906, Oakdale Ct, Lanes End, Forrest Ln, Bentley Dr, S Briaroaks Rd, River Road Ln, Town North Dr$1,045
Laurelwood Rd, Co Rd 904, Turtle Dove Dr, St Andrews Dr, Berry Springs Ct, N Andy St, Berry Spring, Yellow Jacket Dr, Redbird Ct, Willow Bend Rd$1,038

Joshua, TX Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Joshua$155 to $158
Burleson-Joshua$154
Cross Timber$157
Briaroaks$160

Joshua, TX Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Burleson-Joshua CCD, Johnson County, Texas $155 $206 $309
Cross Timber town, Texas $158 $210 $315
Burleson city, Texas $155 $206 $309

Joshua, TX Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Joshua, TX5.6%14.2%
Burleson-Joshua6.22%17.59%
Cross Timber6.29%16.26%
Burleson6.02%17.05%

Joshua Renters Insurance as a Percentage of Rent

Joshua Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 13 2.0% $346
$300 to $499 9 2.0% $1246
$500 to $749 129 29.0% $1921
$750 to $999 164 37.0% $2671
$1,000 to $1,499 84 19.0% $3796
$1,500 or more 41 9.0% $5446

Joshua, TX Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,900$3,900
Yearly Joshua Homeowner Insurance Premium Example $1,500$1,000
Out of Pocket Expense During Claim$1,900$3,900
Total Home Insurance Premium for 6 years + Out of Pocket Expense for Claim $10,900$9,900
Net Savings to Joshua Home Owner from High Deductible Plan $1,000

Joshua, TX Home Insurance Costs With Home Replacement Value Scenarios

Scenario Joshua, TX Home Replacement Value MORE than Home Value Joshua, TX Home Replacement Value LESS than Home Value
Replacement Value $143,500 $104,000
Insurance Premium based on Replacement Value $1,400 $1,000
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $15,500 Risk Exposure from Under Insuring Coverage is $24,000
Premium Impact Insurance cheaper by $250/year Insurance costlier by $150/year

Example Joshua Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company AllstateState FarmFarmers Insurance
Monthly Premium 138112170
Year Built 200319911989
Home Details 3 Beds, 1 Baths4 Beds, 2 Baths5 Beds, 2 Baths
Coverage Amount $175000-$200000$250000-$300000$200000-$250000
Deductible $1000-$2500 Deductible> $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for Joshua, TX from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
2001 175,000 Composition Roof 1,760 3 $500- $1000 Deductible 770 7 Vinyl siding yes
1991 110,000 Asphalt Shingles Roof 1,470 3 $500 Deductible 280 5 Stucco siding No
1997 300,000 Slate Shingles Roof 3,400 4 $1000-$2500 Deductible 460 3 Wood siding No
1986 165,000 Slate Shingles Roof 1,760 3 $500- $1000 Deductible 200 2 Wood siding No
2012 310,000 Tile Roof 3,240 4 $5000 to $10,000 Deductible 690 6 Wood siding yes
1985 165,000 Slate Shingles Roof 1,830 3 $5000 to $10,000 Deductible 90 1 Fiber-Cement Siding No
1989 440,000 Shingles Roof 4,580 5 > $10,000 Deductible 1140 5 Fiber-Cement Siding No
1987 150,000 Asphalt Shingles Roof 1,980 3 $2500-$5000 Deductible 100 1 Stucco siding No
1987 215,000 Metal Roof 2,030 3 $1000-$2500 Deductible 1140 8 Vinyl siding yes
2006 255,000 Metal Roof 2,960 4 $5000 to $10,000 Deductible 1040 10 Wood siding yes
1981 165,000 Membrane Roof 1,900 3 $500- $1000 Deductible 710 7 Fiber-Cement Siding yes
2005 155,000 Shingles Roof 1,550 3 $2500-$5000 Deductible 760 9 Wood siding yes
2012 175,000 Asphalt Shingles Roof 1,780 3 $500 Deductible 300 3 Stucco siding yes
1994 195,000 Wood Shake Roof 2,010 3 $500- $1000 Deductible 910 6 Stone Siding yes
1986 265,000 Wood Shake Roof 2,780 4 > $10,000 Deductible 690 6 Stucco siding yes
1990 165,000 Shingles Roof 2,240 4 $1000-$2500 Deductible 650 6 Wood siding yes
1985 155,000 Tile Roof 2,060 4 $5000 to $10,000 Deductible 260 4 Stone Siding yes
2008 415,000 Shingles Roof 4,220 5 $500- $1000 Deductible 240 1 Fiber-Cement Siding No
1983 135,000 Shingles Roof 1,550 3 $500- $1000 Deductible 450 7 Vinyl siding No
1984 430,000 Asphalt Shingles Roof 4,450 5 $5000 to $10,000 Deductible 470 2 Stucco siding No
2001 335,000 Membrane Roof 3,260 4 $500 Deductible 2700 9 Fiber-Cement Siding yes
2014 290,000 Metal Roof 2,800 4 $5000 to $10,000 Deductible 1140 9 Vinyl siding yes
2003 130,000 Wood Shake Roof 1,270 3 $2500-$5000 Deductible 580 8 Brick siding No
2001 175,000 Wood Shake Roof 1,840 3 $500- $1000 Deductible 610 5 Wood siding No
2000 130,000 Asphalt Shingles Roof 1,630 5 $500- $1000 Deductible 560 6 Vinyl siding yes
2013 130,000 Composition Roof 1,790 4 $2500-$5000 Deductible 1070 12 Wood siding yes
1999 200,000 Composition Roof 2,710 4 $5000 to $10,000 Deductible 380 5 Brick siding yes
2012 170,000 Slate Shingles Roof 1,770 4 $2500-$5000 Deductible 110 1 Brick siding No
2000 115,000 Wood Shake Roof 1,370 3 $2500-$5000 Deductible 440 8 Wood siding yes
1992 130,000 Slate Shingles Roof 1,680 4 $500- $1000 Deductible 230 3 Fiber-Cement Siding No
2009 200,000 Wood Shake Roof 1,970 4 > $10,000 Deductible 540 7 Brick siding yes
2014 235,000 Wood Shake Roof 2,990 4 $500- $1000 Deductible 870 7 Fiber-Cement Siding yes
2002 200,000 Slate Shingles Roof 2,480 5 $1000-$2500 Deductible 900 7 Wood siding yes
1991 115,000 Metal Roof 1,390 3 $500- $1000 Deductible 840 10 Fiber-Cement Siding No