Joppatowne Insurance Rates:

Joppatowne, MD homeowners insurance is about $593 to $806, about $49-$67/month. Our detailed research reveals consumers can save as much as $280 by getting different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Joppatowne, MD Homeowners Insurance By Home Value

Joppatowne, MD Home Value Total Homes % of Total Average Joppatowne, MD Homeowners Insurance
Less than $50,000 48 1.0% $63
$100,000 to $124,999 62 1.0% $294
$125,000 to $149,999 87 2.0% $371
$150,000 to $174,999 219 6.0% $434
$175,000 to $199,999 374 10.0% $504
$200,000 to $249,999 977 27.0% $609
$250,000 to $299,999 828 23.0% $742
$300,000 to $399,999 923 25.0% $945

Top Home Insurance Agents Near Joppatowne, MD

Home Insurance Company Near Joppatowne, MD Homeowners Insurance Agency Near Joppatowne, MD Address
Farmers Alan Jones 1752 Eastern Blvd, Essex, MD, 21221
State Farm Lloyd Chesley Jr 3500 12th St NE, Washington, DC, 20017-2544
Erie Patterson Insurance Management Inc. 1413b Annapolis Road Suite 203, Odenton, MD, 21113
Allstate Paul W. Partington Sr. 3403 Olandwood Ct Ste 202, Olney, MD, 20832
Nationwide Richard Curtis Steen 933 S Talbot St Unit 9, St Michaels, MD, 21663-2604

Cost Of Homeowners Insurance By Street Near Joppatowne, MD

Streets in Joppatowne Area Homeowners Insurance Cost
Rumsey Pl, Kershaw Rd, Echols Ct, Tanglewood Ct, Averill Rd, Eckhart Dr, Garnett Rd, Enfield Rd, Summerfield Ct, Riley Ct$696
Watertons Way, Jonathan Dr, Anchor Dr, Dallas Ct, White Pine Ln, Gunpowder Ridge Rd, Barksdale Rd, Renee Dr, Woodmont Ct, Chandler Ct$698
Ripplewood Rd, Cider Press Ct, Fungsten Ct, Joppa Farm Rd, Barberry Rd, Melvin Dr, Baldwin Dr, Gunpowder Dr, Blackburn Ct, Old Church Dr$705
Bus Center Way, Columbia Park Dr, Bridewells Ct, Kershaw Ct, Orsburn Dr, Fashion Ct, Green Rd, Chipper Dr, Wiesser Ct, Sheffield Ct$708
Haverhill Rd, Cutler Ct, Chell Rd, Riverwood Ct, Curry Ct, Blevins Rd, Emmerick Dr, Turners Ln, Jonathon Dr, Hanson Exd$707

Joppatowne, MD Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Joppatowne$104 to $107
Edgewood$102
Kingsville$112
Pleasant Hills$110

Joppatowne, MD Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Edgewood CDP, Maryland $85 $113 $170
Kingsville CDP, Maryland $94 $125 $188
Pleasant Hills CDP, Maryland $92 $122 $183

Joppatowne, MD Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Joppatowne, MD3.0%11.5%
Edgewood3.73%10.5%
Kingsville2.56%9.88%
Pleasant Hills2.35%9.83%

Joppatowne Renters Insurance as a Percentage of Rent

Joppatowne Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
$300 to $499 30 3.0% $1235
$500 to $749 13 1.0% $1910
$750 to $999 347 35.0% $2660
$1,000 to $1,499 371 38.0% $3785
$1,500 or more 215 22.0% $5435

Average Cost Of Home Insurance By Company In Areas Nearby Joppatowne For Different Scenarios

Home Value ($) Deductible ($) Construction Type Age of Home (Years) Company Premium ($)
330,000 1,000 Masonry 15 Aig Property Casualty Co. 1,177
280,000 500 Frame 25 Brethren Mutual Insurance Co. 657
330,000 1,000 Masonry 15 Cincinnati Insurance Co. 1,046
240,000 500 Frame 35 Farmers Insurance Exchange 881
280,000 500 Frame 25 Lm Insurance Corp. 1,073
280,000 500 Frame 25 Mutual Benefit Insurance Co. 1,223
280,000 500 Frame 25 Pharmacists Mutual Insurance Co. 1,092
240,000 500 Frame 35 Praetorian Insurance Co. 1,378
240,000 500 Frame 35 Usaa Casualty Insurance Co. 1,418
280,000 500 Frame 25 Usaa General Indemnity Co. 1,909

Joppatowne, MD Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$2,700
Yearly Joppatowne Homeowner Insurance Premium Example $1,700$1,500
Out of Pocket Expense During Claim$1,700$2,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $15,300$14,700
Net Savings to Joppatowne Home Owner from High Deductible Plan $600

Joppatowne, MD Home Insurance Costs With Home Replacement Value Scenarios

Scenario Joppatowne, MD Home Replacement Value MORE than Home Value Joppatowne, MD Home Replacement Value LESS than Home Value
Replacement Value $327,500 $208,500
Insurance Premium based on Replacement Value $1,625 $1,050
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $55,500 Risk Exposure from Under Insuring Coverage is $63,500
Premium Impact Insurance cheaper by $300/year Insurance costlier by $275/year

Example Joppatowne Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company GEICO InsuranceLiberty MutualAmica Mutual Insurance Company
Monthly Premium 8422584
Year Built 197820111981
Home Details 3 Beds, 1 Baths4 Beds, 3 Baths5 Beds, 2 Baths
Coverage Amount $175000-$200000$400000-$500000$400000-$500000
Deductible $500 Deductible$500 Deductible> $10,000 Deductible

Sample Home Insurance Rates for Joppatowne, MD from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1981 415,000 Asphalt Shingles Roof 3,110 4 > $10,000 Deductible 1100 12 Vinyl siding No
2011 250,000 Wood Shake Roof 1,620 3 $5000 to $10,000 Deductible 700 12 Stone Siding No
1974 325,000 Slate Shingles Roof 2,910 4 > $10,000 Deductible 570 9 Fiber-Cement Siding yes
1976 405,000 Shingles Roof 2,690 5 $500 Deductible 840 4 Fiber-Cement Siding No
1988 295,000 Wood Shake Roof 2,110 4 $1000-$2500 Deductible 100 1 Vinyl siding yes
2014 185,000 Shingles Roof 1,690 4 $500- $1000 Deductible 1040 12 Brick siding No
1987 260,000 Tile Roof 1,630 4 $5000 to $10,000 Deductible 340 5 Vinyl siding yes
1980 350,000 Asphalt Shingles Roof 3,170 5 > $10,000 Deductible 820 9 Stucco siding yes
1989 300,000 Tile Roof 1,880 5 > $10,000 Deductible 340 6 Vinyl siding No
1981 390,000 Metal Roof 2,390 3 $2500-$5000 Deductible 1610 12 Brick siding yes
1974 240,000 Metal Roof 1,760 4 $500- $1000 Deductible 360 3 Stone Siding yes
2011 720,000 Membrane Roof 4,430 5 $2500-$5000 Deductible 1110 5 Brick siding yes
1982 375,000 Asphalt Shingles Roof 3,190 4 > $10,000 Deductible 800 10 Fiber-Cement Siding yes