Joliet Insurance Rates:

Joliet, IL homeowners insurance is about $654 to $887, about $54-$73/month. Our all inclusive guide reveals consumers can save upto $308 by comparing different quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Met Life
The customer service is very good. always friendly and patient. they seem to be able to take the time to help you
State Farm
Another negative point with the state farm insurance company is that sometimes it is difficult reaching someone over the phone.
State Farm
I love how personable the agent and his team are. they have worked with our family for many years and include special touches, like holiday greeting cards, in their care for us.

Joliet, IL Homeowners Insurance By Home Value

Joliet, IL Home Value Total Homes % of Total Average Joliet, IL Homeowners Insurance
Less than $50,000 769 2.0% $100
$70,000 to $79,999 446 1.0% $316
$80,000 to $89,999 675 1.0% $354
$90,000 to $99,999 721 2.0% $400
$100,000 to $124,999 2,923 8.0% $462
$125,000 to $149,999 3,916 11.0% $578
$150,000 to $174,999 6,234 18.0% $686
$175,000 to $199,999 4,402 12.0% $794
$200,000 to $249,999 7,376 21.0% $956
$250,000 to $299,999 4,253 12.0% $1164
$300,000 to $399,999 1,918 5.0% $1488

Top Home Insurance Agents Near Joliet, IL

Home Insurance Company Near Joliet, IL Homeowners Insurance Agency Near Joliet, IL Address
Farmers Corey Davis 1632 W 95th St, Chicago, IL, 60643
State Farm David Im 1245 Larkin Ave, Elgin, IL, 60123-6033
Allstate Douglas Butch Jeffries 1703 Ogden Ave, Downers Grove, IL, 60515
Farmers James Jim Provinzino Csg Csp 240 E Lake St Ste 205, Addison, IL, 60101
State Farm Wally Jasek 12309 S Harlem Ave Ste B, Palos Heights, IL, 60463-1454

Cost Of Homeowners Insurance By Street Near Joliet, IL

Streets in Joliet Area Homeowners Insurance Cost
Wildflower Ln, Burl Ct, S Centurion Ln, Indian Trl, Ann Dr, Jane Ct, Circle Court Dr, Arbor Falls Dr, Great Meadow Ln, Mustang Rd$788
Judy Ct, Flower St, Hayes St, W Park Ave, Hadrian Dr, Arch Ct, Winding Creek Rd, S Clover Ct, Silver Fox Dr, Sand Creek Ct$774
Stonebridge Ct, Mayfair Dr, Judith Dr, Hills Ave, Cherry Ridge Dr, Coghill St, Saint Jude Ave, Wyndstone Dr, Arbor Gate Dr, Henderson Ave$791
Mills Rd, Torwood Cir, Westnedge Ln, Blackhawk St, N Bluff St, Draper Ave, Susan St, Tiger Lily Ln, Forestgrove Dr, Story St$751
W Park St, Beckwith Ct, State St, Buck Ave, 1st Ave, Nowell Ave, Alana Dr, Jacob Ave, N Briggs St, Glasgow St$788
Vintage Dr, Rolling Wood Ct, Charity Ave, Bronk Rd, Ashwood Dr, Barthelme Ave, Bond Rd, Jack Rogers Ln, Byrum Blvd, Stone Creek Dr$750
Hel Mar Ln, Pamela Ct, Youngs Ave, Jamestown Rd, Northside Dr, Miami St, S Blackberry Ln, Lektorich Ln, E Silver Hill Cir, Heather Ln$772
Bajt Ln, Woodside Dr, Bayberry Ct, Ogden Rd, Sheila Dr, Linden Ave, Pathfinder Ln, S Thomas Dillon Dr, Wexford Ln, W Maggie Ln$819
Joe Adler Dr, Greenmeadow Ln, River St, Tanaga Basin, Ella Ave, Tanager Ln, Owl Dr, Cochrane Ave, Wildflower Ct, Eastern Ave$820
Sleepy Hollow Ln, Charlesworth Ave, W Orchard Ln, Alpine Way, Navajo Dr, Fiesta Dr, Fernwood Ave, Dunbar Ct, Dawes Ave, Jaguar Ct$802

Joliet, IL Home Insurance Savings For Senior Occupied Homes

PlaceSavings For Senior Occupied Homes
Joliet$115 to $117
Troy$117
Rockdale$113
Shorewood$120

Joliet, IL Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Troy township, Will County, Illinois $98 $131 $196
Rockdale village, Illinois $95 $126 $189
Shorewood village, Illinois $100 $133 $200

Joliet, IL Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Joliet, IL3.6%11.3%
Troy3.43%9.35%
Rockdale5.15%17.14%
Shorewood3.09%8.9%

Joliet Renters Insurance as a Percentage of Rent

Joliet Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 457 3.0% $334
$200 to $299 424 3.0% $784
$300 to $499 852 7.0% $1234
$500 to $749 2,366 19.0% $1909
$750 to $999 3,972 32.0% $2659
$1,000 to $1,499 3,113 25.0% $3784
$1,500 or more 869 7.0% $5434

Joliet, IL Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,000$4,000
Yearly Joliet Homeowner Insurance Premium Example $1,000$500
Out of Pocket Expense During Claim$1,000$4,000
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $9,000$8,000
Net Savings to Joliet Home Owner from High Deductible Plan $1,000

Joliet, IL Home Insurance Costs With Home Replacement Value Scenarios

Scenario Joliet, IL Home Replacement Value MORE than Home Value Joliet, IL Home Replacement Value LESS than Home Value
Replacement Value $238,500 $172,000
Insurance Premium based on Replacement Value $1,025 $750
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $35,500 Risk Exposure from Under Insuring Coverage is $31,000
Premium Impact Insurance cheaper by $125/year Insurance costlier by $150/year

Example Joliet Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Liberty MutualAllstateAmica Mutual Insurance Company
Monthly Premium 55106168
Year Built 200619651948
Home Details 3 Beds, 2 Baths4 Beds, 1 Baths5 Beds, 3 Baths
Coverage Amount $150000-$175000$350000-$400000$400000-$500000
Deductible $2500-$5000 Deductible$5000 to $10,000 Deductible$500 Deductible

Sample Home Insurance Rates for Joliet, IL from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1948 590,000 Composition Roof 4,790 5 $5000 to $10,000 Deductible 1390 7 Stucco siding No
2008 210,000 Shingles Roof 2,150 4 $1000-$2500 Deductible 210 3 Stone Siding yes
2005 220,000 Metal Roof 2,040 4 > $10,000 Deductible 90 2 Brick siding yes
2012 320,000 Membrane Roof 2,860 5 $2500-$5000 Deductible 830 9 Wood siding No
2003 345,000 Metal Roof 3,110 4 $2500-$5000 Deductible 120 1 Wood siding No
2003 155,000 Metal Roof 1,690 4 $5000 to $10,000 Deductible 340 9 Brick siding No
2004 185,000 Tile Roof 2,180 3 $2500-$5000 Deductible 320 6 Wood siding yes
1941 190,000 Metal Roof 2,020 5 $500 Deductible 550 7 Fiber-Cement Siding yes
1963 185,000 Asphalt Shingles Roof 1,860 5 $2500-$5000 Deductible 120 2 Brick siding No
2006 385,000 Wood Shake Roof 3,870 5 $500- $1000 Deductible 150 1 Wood siding No
2006 100,000 Shingles Roof 1,023 2 $500- $1000 Deductible 170 3 Brick siding No