Johnstown Insurance Rates:

Johnstown, PA homeowners insurance is nearly $574 to $778, about $47-$64/month. Our extensive research indicates shoppers can save as much as $270 by comparing multiple quotes. Enter your zipcode below and click “GO” to get multiple free quotes.

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Latest Home Insurance Reviews

Allstate
When i had my salesman he was very good and understanding with me and helped me process my claim in a short week.
Progressive
My policy doesn't cover jewelry. i would have to buy a separate policy to cover jewelry. also, i would have to get a 3rd party appraisal to submit to the insurance company before finalizing a policy.
State Farm Insurance
I think they are good people who want to help me get the best service, with the lowest price. they have showed this many times helping me understand deductibles while not selling me high priced options.

Johnstown, PA Homeowners Insurance By Home Value

Johnstown, PA Home Value Total Homes % of Total Average Johnstown, PA Homeowners Insurance
Less than $50,000 2,982 60.0% $378
$50,000 to $59,999 503 10.0% $804
$60,000 to $69,999 242 4.0% $993
$70,000 to $79,999 347 7.0% $1149
$80,000 to $89,999 216 4.0% $1297
$90,000 to $99,999 127 2.0% $1453
$100,000 to $124,999 110 2.0% $1683
$125,000 to $149,999 90 1.0% $2102
$150,000 to $174,999 148 2.0% $2487
$175,000 to $199,999 68 1.0% $2873

Top Home Insurance Agents Near Johnstown, PA

Home Insurance Company Near Johnstown, PA Homeowners Insurance Agency Near Johnstown, PA Address
NA Dubler Insurance Services 2828 Glen Hope Blvd , Irvona, PA, 16656
NA Myers Insurance Agency E Laurel Circle At Mt. Pleasant Rd , Norvelt, PA, 15674
Erie American Insurance Center Llc One Barton Plaza, Pinto, MD, 21556
Nationwide Bair Insurance Group Inc 9345 Route 30, Irwin, PA, 15642
State Farm Grant Myers 101 S Pittsburgh St, Connellsville, PA, 15425-3507

Johnstown, PA Auto & Homeowners Insurance Bundling Discounts

Place 1 Car Bundle Savings On Insurance 2 Car Bundle Savings On Insurance 3 Car Bundle Savings On Insurance
Daisytown borough, Pennsylvania $104 $138 $207
Brownstown borough, Pennsylvania $102 $136 $204
Dale borough, Pennsylvania $101 $135 $203

Johnstown, PA Area Home Insurance as a % of Housing Cost

PlaceHome insurance as a % of housing cost for homes with mortgageHome insurance as a % of housing cost for homes without mortgage
Johnstown, PA7.2%15.1%
Daisytown5.97%15.28%
Brownstown7.24%16.15%
Dale8.24%17.69%

Johnstown Renters Insurance as a Percentage of Rent

Johnstown Home By Monthly Rent Total Homes % of Total Estimated Monthly Income To Afford Rented House Including Renters Insurance
Less than $200 703 14.0% $365
$200 to $299 695 14.0% $815
$300 to $499 1,305 27.0% $1265
$500 to $749 1,545 32.0% $1940
$750 to $999 387 8.0% $2690
$1,000 to $1,499 118 2.0% $3815

Johnstown, PA Home Insurance Costs With Deductible Scenario

Low DeductibleHigh Deductible
Deductible$1,700$2,700
Yearly Johnstown Homeowner Insurance Premium Example $500$300
Out of Pocket Expense During Claim$1,700$2,700
Total Home Insurance Premium for 8 years + Out of Pocket Expense for Claim $5,700$5,100
Net Savings to Johnstown Home Owner from High Deductible Plan $600

Johnstown, PA Home Insurance Costs With Home Replacement Value Scenarios

Scenario Johnstown, PA Home Replacement Value MORE than Home Value Johnstown, PA Home Replacement Value LESS than Home Value
Replacement Value $50,000 $36,500
Insurance Premium based on Replacement Value $225 $150
Risk Exposure from Under Insuring Coverage Unnecessary Home Insurance Coverage of $8,000 Risk Exposure from Under Insuring Coverage is $5,500
Premium Impact Insurance cheaper by $25/year Insurance costlier by $50/year

Example Johnstown Homeowners Insurance Comparison Table to Compare The Cheapest Quotes

Insurance Company Nationwide InsuranceAllstateGEICO Insurance
Monthly Premium 372425
Year Built 195719621947
Home Details 2 Beds, 1 Baths3 Beds, 2 Baths4 Beds, 2 Baths
Coverage Amount $100000-$125000$75000-$100000$50000-$75000
Deductible $500- $1000 Deductible$2500-$5000 Deductible$500 Deductible

Sample Home Insurance Rates for Johnstown, PA from Consumer Reviews & Surveys

Year Built Home Value Roof Type Sqft Number of Bedrooms Deductible Premium Premium Months Siding Type Smoker/Non Smoker
1981 55,000 Slate Shingles Roof 1,260 3 $2500-$5000 Deductible 80 4 Brick siding No
1956 160,000 Slate Shingles Roof 3,180 4 $500- $1000 Deductible 70 1 Fiber-Cement Siding yes
1943 50,000 Wood Shake Roof 1,170 2 $500 Deductible 310 10 Vinyl siding yes
1952 90,000 Wood Shake Roof 2,130 3 $500- $1000 Deductible 320 9 Stucco siding yes
1948 120,000 Wood Shake Roof 2,190 3 $1000-$2500 Deductible 290 6 Wood siding No
1941 105,000 Asphalt Shingles Roof 2,220 3 $500- $1000 Deductible 110 3 Brick siding yes
1960 45,000 Slate Shingles Roof 910 2 $500- $1000 Deductible 70 3 Fiber-Cement Siding yes
1981 75,000 Asphalt Shingles Roof 1,380 2 $500 Deductible 360 10 Fiber-Cement Siding No
1969 135,000 Slate Shingles Roof 2,510 4 $1000-$2500 Deductible 510 10 Stone Siding yes
1984 60,000 Wood Shake Roof 1,480 2 $500 Deductible 150 7 Wood siding No
1988 65,000 Wood Shake Roof 1,410 2 $2500-$5000 Deductible 150 6 Stucco siding No
1987 135,000 Shingles Roof 3,080 4 $500 Deductible 470 8 Vinyl siding yes
1966 65,000 Shingles Roof 1,690 2 $500 Deductible 120 6 Stucco siding yes
1980 50,000 Wood Shake Roof 960 2 $2500-$5000 Deductible 10 1 Stone Siding No
1982 90,000 Tile Roof 1,840 3 $1000-$2500 Deductible 100 4 Vinyl siding yes